TheVirtualCFO provides comprehensive professional services including finance, audit, management consultancy, tax consultancy, accounting, and more. It is a professionally managed firm with distinguished chartered accountants, advisors, and consultants. The firm offers specialized skills and personalized services to keep up with industry developments and meet client needs. Services include outsourced CFO services, auditing, corporate finance, tax compliance, accounting, and more.

2. TheVirtualCFO is an end to end solution firm rendering comprehensive professional
services which include Finance, audit, management consultancy, tax consultancy,
accounting services, manpower management, secretarial services, insurance etc.
TheVirtualCFO is a professionally managed firm. The team consists of distinguished
chartered accountants, corporate financial advisors and tax consultants. The firm represents
a combination of specialized skills, which are geared to offers sound financial advice and
personalized proactive services. Those associated with the firm have regular interaction with
industry and other professionals which enables the firm to keep pace with contemporary
developments and to meet the needs of its clients. We had associated Chartered Accountant
Firm and Private Limited Companies :- Esha Agarwal And Company & Sea Capital Advisory
Private Limited.

3. Our Team
Mr. Pawan Agarwal- Chartered Accountant and MBA
Mr. Agarwal brings on board a plethora of knowledge and skills with over 31 years of
association with the banking system. At The Virtual CFO, with a vision to build an
integrated financial advisory practice, Mr. Agarwal acts as a mentor for the entire team. His
core competence is in execution and implementation of the most complex debt syndication
structures across sectors ranging from roads & highways, oil & gas exploration, real estate,
hospitality, healthcare, media & entertainment, financial services and consumer goods &
services.
Mr. Agarwal’s leadership and distinct perspective on financial matters has always given The
Virtual CFO an edge over its competition. He is a qualified Chartered Accountant and MBA.
Mr Agarwal has Experience with many Limited and Private Limited Companies –
M/s Shri Lal Mahal Limited as Chief Financial Officer
M/s Shree Shyam Pulp & Board Mills Limited as Chief Financial Officer
M/s Ladani Group- MNC Coca Cola as Head (Accounts & Finance)
M/s Tops Groups of Companies as Senior Manager (Accounts & Finance)
M/s Pearls Group as Manager (Accounts & Finance)
M/s Synthetic and Chemicals Limited as Manager (Accounts & Finance)
M/s Bihar Tubes Limited as Manager (Accounts & Finance)

4. Mr. varun sharma- fca
Mr. Sharma brings on board a plethora of knowledge and skills with over 09 years of
association with the TR Chadha And Company. His core competence is in execution and
implementation of the most complex Mergers and amalgamation. His core expertise lies in
implementation of SOPs, Business Valuation and Bank Audits.
Miss Esha Agarwal – Chartered Accountant & CS
Esha Agarwal is a qualified Chartered Accountant and rank holder in it. She has more than 5
years experience in financial services. Besides, Chartered Accountancy she has completed her
Company Secretary course and she is an alumni of Shri Ram College of Commerce. Her core
competence is in the field of fund raising assistance, Internal Audit, Statutory Audit, ROC
related compliance, Income Tax Matters, Proposal writing and related corporate advisory
services.
Esha Agarwal has experience of working with Private Limited companies:
M/s Shree Shyam Pulp & Board Mills Limited as Finance Executive.
M/s Sea Capital Advisory Private Limited as Financial Analyst.
Mr atul joshi –mba (finance) & ex- banker
Mr. Atul is an qualified MBA with more than 14 years of experience in the financial services
& Banking industry. Over the years, he has been closely associated with the promoters of
numerous business houses as a financial consultant on business strategy and has lead many
projects. His core competence is in the field of Fund Raising assistance, Equity placement,
Due Diligence, Valuations, Project viability studies and related corporate advisory services.

5. Mr ashish kumar–mba (finance) & ex- banker
Mr. Ashish is an qualified MBA with more than 14 years of experience in the financial
services & Banking industry. Over the years, he has been closely associated with the
promoters of numerous business houses as a financial consultant on business strategy and has
lead many projects. His core competence is in the field of Fund Raising assistance, Equity
placement, Due Diligence, Valuations, Project viability studies and related corporate
advisory services.
Mr rupesh mathur–llb & fcs
Mr. Mathur is an qualified Company Secretary with more than 09 years of experience in the
financial services & Banking industry. Over the years, he has been closely associated with the
promoters of numerous business houses as a financial consultant on business strategy and has
lead many projects. His core competence is in the field of Fund Raising assistance, Equity
placement, Due Diligence, Valuations, Project viability studies and related corporate
advisory services
Mrs. Rekha Agarwal ( MBA, LLB & MA ( English))
Mrs Rekha Agarwal is a qualified MBA & LLB with more than 20 years of experience in the
financial services & Banking industry. Over the years, she has been closely associated with
the promoters of numerous business houses as an advisor on business strategy and has lead
many projects. His core competence is in the field of Business Advisory and Management
Consulting including Fund Raising Assistance, Mergers & Acquisitions, Capital
Restructuring, Strategic Advices, Equity placement, Investigations, Due Diligence,
Valuations, Project viability studies and related corporate advisory services.
Miss Pooja Agarwal – Chartered Accountant (Inter) & CS ( Inter)
Pooja Agarwal has qualified intermediate exams of both CA and CS. She is an officer in-
charge and looks after day to day work at office with staff. Her core competence is in the
field of fund raising assistance, Internal Audit, Statutory Audit, ROC related compliance,
Income Tax Matters, Proposal writing.

6. Services Offered by us:
Outsourced CFO Services
If hiring a full-time CFO sounds expensive, consider our part-time CFO services which will
enable you to avoid spending money on high salaries yet still manage your financials. With
us, you will have access to a team of Professionals from various backgrounds at affordable
rates. We understand that every organization requires a different service portfolio, so we
handle each client based on their requirements.
Our CFO services include:
 Budgets and Forecasting
 Cash Flow Management
 Accounting
 Assisting in Preparation of all statutory Compliances viz. TDS, VAT/CST, Service Tax ,
Income Tax Filings, ROC Compliances, etc
 Financial Analysis and Modeling
 Fund Raising Activities
 Special Projects
 Independent Property Valuation
 TEV Study, Lender Engineer Reports From Bank Empanelled Government Approved
Agency.

7. Audit
Broadly, Audit involves the following:
 Indepth study of existing systems, procedures and controls for proper
understanding. Suggestions for improvement and strengthening.
 Ensuring compliance with policies, procedures and statutes.
 Comprehensive review to ensure that the accounts are prepared in accordance with
Generally Accepted Accounting Policies and applicable Accounting Standards/IFRS.
 Checking the genuineness of the expenses booked in accounts.
 Reporting inefficiencies at any operational level.
 Detection and prevention of leakages of income and suggesting corrective measures to
prevent recurrence.
 Certification of the books of account being in agreement with the Balance Sheet and
Profit and Loss Account.
 Issue of Audit Reports under various laws.
Types of Audits conducted
 Statutory Audit of Companies
 Tax Audit under Section 44AB of the Income Tax Act, 1961.
 Audit under other sections of the Income Tax Act, 1961 such as 80HHC, 80-IA, etc.
 Information System Audit
 Internal Audits.
 Audit of Trusts, Charitable Trusts and Schools etc.

8. Corporate Finance
 Preparations of Project Reports.
 Preparation of CMA Data for bank loans.
 Private placement of shares, Inter-Corporate Deposit, Terms loans, Working capital
limits, etc.
 External Credit Borrowings (ECBs).
 Preparation of TEV Reports.
 Project Financing
 Valuation of the Fixed assets and Business.
 Retail loans-
o Unsecured loan
o Home loan and Car Loan.
o Loan against property
o Buyer’s credit limits
o LIC(Bills) Discounting Facility
o Sales bills discounting facilities.
o Vendor Bill discounting
o Lease Rent Discounting
Tax Deducted At Source (TDS)
 Advice on all matters related to compliance of TDS/TCS provisions.
 Obtaining Tax Deduction Account Number (TAN).
 Periodic review of TDS/ Withholding Tax compliance.
 Computation of monthly TDS.
 Monthly reconciliation of TDS due and deposited.
 Monthly deposit of TDS electronically/manually.
 Issue of monthly/annual TDS certificates.

9.  Filing of quarterly E-TDS/Manual Returns.
 Filing of Correction Statements.
 TDS assessment.
Startup Advisory
The Firm provides all the necessary services to its existing and prospective clients to
facilitate Business formation in India. The Firm assists in advising the optimum structure
and subsequently formation of various types of entities including private limited company, a
public limited company, a company to be registered under section 25 or part IX of the
Companies Act, 1956, wholly owned subsidiaries of Foreign Company, joint venture
companies, Limited Liability Partnership etc.
The firm can also facilitate setting up of Branch / Project / Liaison offices under the Foreign
Exchange Management Act and Corporate Laws in India, in case of international clients.
Following services are broadly provided by the firm in this respect:-
 Assist in acquiring Director’s Identification Number (DIN) and digital signatures.
 Drafting of Memorandum and Articles of association.
 Incorporation of Company.
 Registration of Partnership Firm under Indian Partnership Act, 1932.
 Incorporation of Limited Liability Partnership (LLP) under LLP Act 2008.
 Registration of companies under section 25 or part IX of the Companies Act, 1956.
 Setting up wholly-owned subsidiary companies of Foreign Companies in India
 Registration for obtaining Certificate of Commencement of business for Public limited
companies
A part from business formation, the firm also supports Clients for further corporate
compliances and procedures including registrations for Permanent Account Number (PAN),
Service Tax and Tax Deduction & Collection Account Number (TAN) etc

10. Compliance Services
1. All approvals and certifications under the Companies Act, 1956 and the Companies Act,
2013, including rules and regulations framed thereunder. An illustrative list is as under:-
 Compliance Certificate (under the Companies Act, 1956)
 Certifying Annual Return
 Appointment of and payment to managerial personnel
 Act as liquidator in winding-up of a company
 Act as scrutinizer in voting by shareholders in postal ballot and electronic voting
2. All certifications and other approvals under
1. the Foreign Exchange Management Act, 1999 and rules and regulations framed
thereunder.
2. the Securities Laws and Capital Markets, like
 Capital reconciliation: issue quarterly certificate with regard to reconciliation of the total
issued capital, listed capital and capital held by depositories in dematerialized form, details of
changes in share capital during the quarter, and in-principle approval obtained by the issuer
from all the stock exchanges where it is listed in respect of such further issued capital.
 Clause 47(c): Certification to the effect that RTA and/or in-house share transfer facility of
listed companies have issued all certificates within one month of the lodgement for transfer,
sub-division, consolidation, renewal, exchange or endorsement of calls/allotment monies. This
certificate is to be issued within one month of the end of each half of the financial year.
 Clause 49: issue certificate of compliance of conditions of corporate governance
 certificate on maintenance of adequate security cover in respect of listed debentures
 Certificate that the Share transfer Agent has completed all smsfers within the stipulated
time.
 Listing of shares/securities issued on Preferential/Private Placement basis

11.  listing of shares arising out of Conversion of Debentures/Warrants/Notes/Bonds into
Equity Shares
 for approval under clause 24(f) of the Listing Agreement (Amalgamation of Wholly
Owned Subsidiary / other than Wholly Owned Subsidiary /Reduction of Capital under
Section 100)
 Listing of shares/securities issued on Preferential/Private Placement basis in case
allotment under section 62(3) of the Companies Act,2013 (corresponding Section 81(3) of the
Companies Act, 1956)..
 Certificate confirming securities under lock-in (the certificate should include the
distinctive numbers of securities under lock-in and date from and upto which these shares are
under lock-in
3. Secretarial Audit and Certifications required by All India Financial Institutions; with
regard to the following:
 Necessary powers of a company and its directors to enter into an agreement.
 Borrowing limits of a company under section 180(1)(c) of the Companies Act, 2013
(corresponding section 293(1)(d) of the Companies Act, 1956), including details of share
capital, authorised, issued, subscribed and paid-up, and the actual borrowing.
 List of Members of a company.
 Copies of resolutions passed at company meetings to be furnished to financial institutions.
4. For Banks :
 Diligence Report for Banks
 Status/Search Reports for banks
 Certification of documents relating to charges.

12. Income Tax
 Consultancy on various intricate matters pertaining to Income tax.
 Effective tax management, tax structuring and advisory services.
 Tax Planning for Corporate and others.
 Designing / restructuring salary structure to minimize tax burden.
 Obtaining Advance tax Rulings.
 Obtaining No Objection Certificates from Income tax department.
 Obtaining PAN for assesses, employees etc.
 Advance tax estimation and deposit.
 Assessing the liability towards deferred taxes.
 Providing regular updates on amendments, circulars, notifications & judgments.
 Filing Income Tax for all kinds of assesses.
 Filing Income tax returns for employees of corporate clients.
 Liaison with Income tax department for rectification, assessment, obtaining refunds
etc.
 Expertise in complicated direct tax assessments.
 Filing and pleading appeals under various provisions of IT Act.
 Special expertise in search, seizure and prosecution litigation.
 Advice on future tax implications in respect of the potential acquisition.
 Opinions on the various Double Tax Avoidance Agreement related issues.
 Settlement of various issues raised under FEMA
Value Added Tax (VAT)
 Getting Sales Tax Registration under Central Sales Tax Act and Delhi VAT & other
states.
 Consultancy on matters related to Sales Tax including Tax planning.
 Preparation of VAT (Value Added Tax) returns.
 Filing of Electronic/Manual VAT returns
 Help in obtaining statutory forms.

13.  Liaison with VAT authorities
 Getting Sales Tax Assessments done.
 Filing and pleading appeals wherever necessary.
 Consultancy on matters related to Delhi Works Contract Tax Act 1999.
 Consultancy for maintenance of proper records of VAT.
Service Tax
 Registration under Service tax.
 Consultancy for maintenance of proper records.
 Consultancy for proper accounting for Service tax.
 Consultancy on various issues relating to Service Tax.
 Compilation of data of Cenvat credit.
 Assistance in availment of notified Abatements.
 Utilization and availment of service tax credit in accordance with the Service Tax
Credit Rules, 2002.
 Computation of Service tax payable.
 Preparation and filing Returns.
 Getting assessments done
Company Law Services
 Incorporation of company
 Consultancy on Company Law matters.
 Planning for Mergers, Acquisitions, De-mergers, and Corporate re-organizations.
 Filing of annual returns and various forms, documents.
 Clause 49 review for compliance with fiscal, corporate and tax laws
 Secretarial Matters including share transfers
 Maintenance of Statutory records
 Consultancy on Public/Rights/Bonus Issue of shares.
 Change of Name, Objects, Registered Office, etc.

14.  Compliance Certificate
 All certifications and other approvals under all Secretarial audit and certifications.
Corporate Governance Services
Corporate governance refers to a combination of laws, regulations, procedures, implicit rules
and voluntary practices which help companies to perform efficiently and maximize long term
value for shareholders and at the same time looking after the interests of other stakeholders
like buyers, government, society at large etc. Lenders whether national or international, also
look for them for taking exposure in any corporate. It is a function of transparency and
fairness in operations and making proper disclosures.
Company as a business organization has become popular over the years. With the growth in
size of these corporates, governance has become all the more important. SEBI and listing
agreements of various stock exchanges require that the requirements of corporate governance
are duly complied with.
Our services include:-
 Periodic monitoring through internal audit
 Independent audit
 Independent verification
 Effective Supervision
 Accountability
 Sufficient number of Independent directors on the Board.
 Formation of an independent audit committee for the board
 Adequate disclosure and transparency in reports
 Participation in board meetings.

15. Accounting Services
 Financial Accounting
 Budgeting
 Financial Reporting
 Financial Analysis
 Depreciation and Amortization Schedules
 Maintain Books & Accounts of the enterprises
 Designing of Optimum SOPs of enterprises
Payroll
 Preparation of Monthly Salary Sheet.
 Deductions as per applicable laws like Income Tax, Provident Fund, Professional Tax
etc.
 Computation and deposit of TDS, ESI, PF etc.
 Disbursement/ Online Payment of Salary.
 Pay slip by password protected e-mail.
 Reimbursement of telephone, medical bills etc.
 Issue of Form 16 to employees.
 Periodic Reconciliation of payments/statutory deductions etc. with books of accounts.
 Administration of gratuity, superannuation, pension schemes etc.
Benefits of Outsourcing
 Enables business to concentrate on core business activities.
 Use of manpower for more important functions
 Investment in fixed assets reduced/minimized.
 Substantial Savings in Cost.
 Services of experts made available.
 Improved Internal Controls
 Enhanced reporting capabilities to provide more timely and accurate financial data.

16.  Off-site Backup of Data.
Insurance:
We arrange for the best insurance coverage for the customers. We can also arrange for the
Loss surveyor work for our clients.
Customs:
We provide services for settling SAD( Special Additional Duty) refund for our customers.

17. Contact US:
Pawan Kumar Agarwal
Mobile no: 8130322609
Email: pawan@thevirtualcfo.in
Esha Agarwal
Mobile no: 9821883024
9555806349
Email: esha@thevirtualcfo.in
Corporate Offices in India:
M/s The Virtual CFO
204, 4/1, East Patel Nagar, New Delhi-110008
Telephone No: 011-42765315
Email: info@thevirtualcfo.in
Website: www.thevirtualcfo.in
M/s The Virtual CFO
E- 1504, Jaipuria Sunrise Greens, Ahinsa Khand-1,
Indirapuram, Ghaziabad- UP 201014
Telephone No: 0120-4253560