Clint Technology Labs has created a report analyzing cryptocurrency trends and their impact on banking over the next few years. Key trends include increased use and intelligence of data enabling better customer service, the rise of mobility allowing new markets and payment methods, and convergence of collaboration tools enabling remote work. Adopting internet computing can provide cost savings and agility. Factors like security, sustainability, and engaging new generations will influence the pace of new technology adoption. Building elastic capabilities can help banks adapt to changing environments and achieve high performance.
How Retirement Services Providers Can Tap Blockchain Thinking and TechnologyCognizant
Blockchain's peer-to-peer transference technology offers numerous benefits - digital trust, operational improvement and cost reduction, enhanced customer experience, and business resilience. We offer a vision of blockchain technology's potential applications - experimental use cases - for the retirement services industry.
Payments innovation is Critical for Every Global EnterpriseXTRMAccount
As fintech software and service innovations continue to disrupt the Financial Services market, even non-financial firms need to think about how to take advantage of this trend to improve
their payments processes for the benefit of the company, their customers and their partners.
The Internet of Things: A Prime Opportunity for Merchant AcquirersCognizant
For merchants, the Internet of Things’ vast connectivity makes it easy for consumers to purchase within an environment that is intuitive, familiar and comfortable. For acquirers, there is the opportunity to provide various interfaces for accepting payments from all connected touchpoints -- creating an omnichannel experience for customers.
Blockchain's Smart Contracts: Driving the Next Wave of Innovation Across Manu...Cognizant
By eliminating intermediaries and by enabling smart contracts with embedded, trusted business rules, blockchain offers extraordinary opportunities for manufacturing on every level of the supply chain. To profitably ride this wave of disruptive innovation, any stakeholder in the manufacturing value chain should be familiar with the basics and guidelines for proceeding.
Digital Process Acupuncture: How Small Changes Can Heal Business, and Spark B...Cognizant
Our latest research reveals that by applying digital remedies to precisely targeted process areas, organizations can relieve operational stress and generate improvements, yielding outsized results that ripple across the process value chain.
How Retirement Services Providers Can Tap Blockchain Thinking and TechnologyCognizant
Blockchain's peer-to-peer transference technology offers numerous benefits - digital trust, operational improvement and cost reduction, enhanced customer experience, and business resilience. We offer a vision of blockchain technology's potential applications - experimental use cases - for the retirement services industry.
Payments innovation is Critical for Every Global EnterpriseXTRMAccount
As fintech software and service innovations continue to disrupt the Financial Services market, even non-financial firms need to think about how to take advantage of this trend to improve
their payments processes for the benefit of the company, their customers and their partners.
The Internet of Things: A Prime Opportunity for Merchant AcquirersCognizant
For merchants, the Internet of Things’ vast connectivity makes it easy for consumers to purchase within an environment that is intuitive, familiar and comfortable. For acquirers, there is the opportunity to provide various interfaces for accepting payments from all connected touchpoints -- creating an omnichannel experience for customers.
Blockchain's Smart Contracts: Driving the Next Wave of Innovation Across Manu...Cognizant
By eliminating intermediaries and by enabling smart contracts with embedded, trusted business rules, blockchain offers extraordinary opportunities for manufacturing on every level of the supply chain. To profitably ride this wave of disruptive innovation, any stakeholder in the manufacturing value chain should be familiar with the basics and guidelines for proceeding.
Digital Process Acupuncture: How Small Changes Can Heal Business, and Spark B...Cognizant
Our latest research reveals that by applying digital remedies to precisely targeted process areas, organizations can relieve operational stress and generate improvements, yielding outsized results that ripple across the process value chain.
Digital Currencies: Where to from here? explores the most popular of the digital currencies, Bitcoin, and outlines the current state of play in Australia, New Zealand and internationally. In addition to explaining how digital currencies work and examining the implications that they have on our tax and financial systems, the paper looks at the roadblocks currently preventing digital currencies from obtaining “mainstream” acceptance, and poses the question “Is it the future or is it a fad, and where to from here?”
There is no doubt that digital currencies are not a fad, they are here to stay. They offer businesses and retailers faster, safer, cheaper processing and potentially enable them to tap into new markets. However, digital currencies pose challenges for Governments in areas such as banking regulation, consumer protection and tax. Also, due to the anonymity that their use affords, digital currencies are often associated with organised crime and terrorist financing activities.
For accountants and auditors, one challenge is that owners of the currency are not personally identified or traceable but, on the flipside, the distributed ledger (called the blockchain) is transparent, displaying to everyone all transactions. Download your copy.
Digital Banking: Enhancing Customer Experience; Generating Long-Term LoyaltyCognizant
To stay profitable and grow in the new digital economy, banks need to adopt a customer-centric business model, diversify online delivery of products and services channels, and begin making meaning from valuable trails of digital information.
Servicios financieros BT: un mercado que crece en Colombia y LatinoaméricaBT Let´s Talk Latam
En un mercado global, es necesario estar preparado para enfrentar constantemente las amenazas locales y para reaccionar inmediatamente ante las necesidades
Pacific Microfinance Week, is an event hosted by Microfinance Pacifika Network (MFPN) and the Foundation for Development Corporation (FDC) and provides a platform for stakeholders to discuss and share achievements, visions and priorities in fostering the growth of microfinance and financial inclusion throughout the Pacific. Manoj Sharma, Director, MicroSave actively participated in the program where he moderated a session on Global and Asia Region Trends and Initiatives. In this presentation he draws upon the global best practices and focuses on business model alternatives, and builds a case for making a thought through selection of the business model including the front end technology while always keeping the clients’ need at the centre of the business.
Digitalization of banking refers to conducting its existing operations and developing new functions connecting to Banking through Digital Mediums. The presentation has attempted to explore the Digitalization process in Banking industry that took place from the date of independence to till 2018. The presentation invites any constructive criticism or remarks for future improvement.
Tapping Blockchain to Slash Costs, Enhance Trust and Speed B2B TransactionsCognizant
Nacha and Discover Financial Services are exploring how distributed ledger technology and smart contracts can make online purchasing safer, faster and less costly for business partners.
Capgemini reports on the major 2017 trends in the payments industry which revolve around three core areas of payment instruments, regulatory and industry initiatives, and key stakeholder strategies. Currently, the global payments industry is undergoing a paradigm shift with an influx of technology, demographic, and regulatory dynamics. While the customer facing part of the value chain continues to witness high levels of innovation, service providers are still grappling with back-end infrastructure enhancements. Trends such as new opportunities in the payments industry in terms of adoption of Open Application Programming Interfaces (APIs), growth in digital payments, innovation in cross-border payments, and challenges from the entry of alternative service providers are impacting the industry in terms of fostering competition, nurturing innovation, and enhancing process and system-related efficiencies.
DIGITAL BANKING - ARCHITECTURE STRATEGIES USING CLOUD COMPUTINGijccsa
With recent advances in technology, internet has drastically changed the computing world from the concept of parallel computing to distributed computing to grid computing and now to cloud computing. The evolution of cloud computing over the past few years is potentially one of the major advances in the history of computing. Unfortunately, many banks are still hesitant to adopt cloud technology. New credit unions wanting to achieve greater business agility, cloud technology enables organizations to respond instantly to changing market conditions, leveraging data and applied analytics to achieve customer experience and operational productivity benefits. As a result, cloud computing comes in to provide a solution to such challenges making banking a reliable and trustworthy service. This paper aims at cloud computing strategy, impact in banking and financial institutions and discusses the significant reliance of cloud computing
Distributed Ledgers: Possibilities and Challenges in Capital Markets Applicat...Cognizant
Distributed ledgers - blockchain technology - stands to make numerous financial services activities more secure, autonomous, and efficient. Here's a walk-through of a range of potential use cases: IPO issuance, trade agreements and settlements, confirmations, etc. and a strategy for transition.
The 7 Biggest Technology Trends To Disrupt Banking & Financial Services In 2020Bernard Marr
New technology changes the operations and realities of organizations in all industries when it is widely adopted. It's no different with the latest innovation introduced by artificial intelligence, blockchain, and other technology. Here we look at the 7 biggest technology trends that will disrupt banking and financial services in 2020.
Webcast Presentation - What's in your (e) Wallet? Transforming payments and t...GRUC
Payments and transactional services present multiple ‘moments of truth’ for demanding clients who are often interacting with us anytime and anywhere. For financial services organizations, the 24/7 nature of the industry and its intense competition have made innovation and optimization of these capabilities critical. Learn about the experiences of IBM clients in transforming their payments and transactional services with IBM Rational DevOps capabilities.
See how banks, brokerages and insurance firms are aligning the life cycles of legacy back offices with the agile sprints of the mobile payments development shops and value-added technology partners.
Presented by:
Bruce Baron, Financial Services Sector Offerings Leader, IBM
Bruce Baron serves as the Offerings Lead for IBM Rational for the Financial Services Sector. Bruce and his team set the strategy, define our offerings and work to drive a collaborative cross-functional team of sales, marketing, enablement and development in assisting clients with solving business issues by bringing to bear all product segments and IBM brands. Prior to IBM Rational Bruce was a Strategy Consultant to Financial Services clients and has years of client experience as an e-business and six-sigma consultant in Financial Services at GE Capital.
Peter Eeles, Financial Services Sector Industry Lead, IBM Rational Worldwide Tiger Team, IBM
Peter Eeles is Industry Lead for the Financial Services Sector in IBM Rational's Worldwide Tiger Team, where he helps organizations improve their software development and delivery capability. This is often in conjunction with an architecture-centric initiative such as SOA or strategic reuse, where Peter has particular in-depth knowledge. Peter comes from a delivery background and was previously Chief Architect of IBM Rational's Worldwide Solution Delivery organization. He is co-author of "The Process of Software Architecting" (2009), "Building J2EE Applications with the Rational Unified Process" (2002), and "Building Business Objects" (1998).
Blockchain and it’s importance on Insurance IndustryArtivatic.ai
Blockchain is a distributed ledger that is broadly discussed as a technology with huge innovation potential in all areas of financial services To date, it is largely in the banking arena where blockchain use cases have been identified. However
the blockchain technology also offers potential use cases for insurers that include innovating insurance products and services for growth, increasing effectiveness in fraud detection and pricing, and reducing administrative cost In these application areas insurers
could address some of the main challenges they are facing today such as limited growth in mature markets and cost reduction pressures.
Digital Currencies: Where to from here? explores the most popular of the digital currencies, Bitcoin, and outlines the current state of play in Australia, New Zealand and internationally. In addition to explaining how digital currencies work and examining the implications that they have on our tax and financial systems, the paper looks at the roadblocks currently preventing digital currencies from obtaining “mainstream” acceptance, and poses the question “Is it the future or is it a fad, and where to from here?”
There is no doubt that digital currencies are not a fad, they are here to stay. They offer businesses and retailers faster, safer, cheaper processing and potentially enable them to tap into new markets. However, digital currencies pose challenges for Governments in areas such as banking regulation, consumer protection and tax. Also, due to the anonymity that their use affords, digital currencies are often associated with organised crime and terrorist financing activities.
For accountants and auditors, one challenge is that owners of the currency are not personally identified or traceable but, on the flipside, the distributed ledger (called the blockchain) is transparent, displaying to everyone all transactions. Download your copy.
Digital Banking: Enhancing Customer Experience; Generating Long-Term LoyaltyCognizant
To stay profitable and grow in the new digital economy, banks need to adopt a customer-centric business model, diversify online delivery of products and services channels, and begin making meaning from valuable trails of digital information.
Servicios financieros BT: un mercado que crece en Colombia y LatinoaméricaBT Let´s Talk Latam
En un mercado global, es necesario estar preparado para enfrentar constantemente las amenazas locales y para reaccionar inmediatamente ante las necesidades
Pacific Microfinance Week, is an event hosted by Microfinance Pacifika Network (MFPN) and the Foundation for Development Corporation (FDC) and provides a platform for stakeholders to discuss and share achievements, visions and priorities in fostering the growth of microfinance and financial inclusion throughout the Pacific. Manoj Sharma, Director, MicroSave actively participated in the program where he moderated a session on Global and Asia Region Trends and Initiatives. In this presentation he draws upon the global best practices and focuses on business model alternatives, and builds a case for making a thought through selection of the business model including the front end technology while always keeping the clients’ need at the centre of the business.
Digitalization of banking refers to conducting its existing operations and developing new functions connecting to Banking through Digital Mediums. The presentation has attempted to explore the Digitalization process in Banking industry that took place from the date of independence to till 2018. The presentation invites any constructive criticism or remarks for future improvement.
Tapping Blockchain to Slash Costs, Enhance Trust and Speed B2B TransactionsCognizant
Nacha and Discover Financial Services are exploring how distributed ledger technology and smart contracts can make online purchasing safer, faster and less costly for business partners.
Capgemini reports on the major 2017 trends in the payments industry which revolve around three core areas of payment instruments, regulatory and industry initiatives, and key stakeholder strategies. Currently, the global payments industry is undergoing a paradigm shift with an influx of technology, demographic, and regulatory dynamics. While the customer facing part of the value chain continues to witness high levels of innovation, service providers are still grappling with back-end infrastructure enhancements. Trends such as new opportunities in the payments industry in terms of adoption of Open Application Programming Interfaces (APIs), growth in digital payments, innovation in cross-border payments, and challenges from the entry of alternative service providers are impacting the industry in terms of fostering competition, nurturing innovation, and enhancing process and system-related efficiencies.
DIGITAL BANKING - ARCHITECTURE STRATEGIES USING CLOUD COMPUTINGijccsa
With recent advances in technology, internet has drastically changed the computing world from the concept of parallel computing to distributed computing to grid computing and now to cloud computing. The evolution of cloud computing over the past few years is potentially one of the major advances in the history of computing. Unfortunately, many banks are still hesitant to adopt cloud technology. New credit unions wanting to achieve greater business agility, cloud technology enables organizations to respond instantly to changing market conditions, leveraging data and applied analytics to achieve customer experience and operational productivity benefits. As a result, cloud computing comes in to provide a solution to such challenges making banking a reliable and trustworthy service. This paper aims at cloud computing strategy, impact in banking and financial institutions and discusses the significant reliance of cloud computing
Distributed Ledgers: Possibilities and Challenges in Capital Markets Applicat...Cognizant
Distributed ledgers - blockchain technology - stands to make numerous financial services activities more secure, autonomous, and efficient. Here's a walk-through of a range of potential use cases: IPO issuance, trade agreements and settlements, confirmations, etc. and a strategy for transition.
The 7 Biggest Technology Trends To Disrupt Banking & Financial Services In 2020Bernard Marr
New technology changes the operations and realities of organizations in all industries when it is widely adopted. It's no different with the latest innovation introduced by artificial intelligence, blockchain, and other technology. Here we look at the 7 biggest technology trends that will disrupt banking and financial services in 2020.
Webcast Presentation - What's in your (e) Wallet? Transforming payments and t...GRUC
Payments and transactional services present multiple ‘moments of truth’ for demanding clients who are often interacting with us anytime and anywhere. For financial services organizations, the 24/7 nature of the industry and its intense competition have made innovation and optimization of these capabilities critical. Learn about the experiences of IBM clients in transforming their payments and transactional services with IBM Rational DevOps capabilities.
See how banks, brokerages and insurance firms are aligning the life cycles of legacy back offices with the agile sprints of the mobile payments development shops and value-added technology partners.
Presented by:
Bruce Baron, Financial Services Sector Offerings Leader, IBM
Bruce Baron serves as the Offerings Lead for IBM Rational for the Financial Services Sector. Bruce and his team set the strategy, define our offerings and work to drive a collaborative cross-functional team of sales, marketing, enablement and development in assisting clients with solving business issues by bringing to bear all product segments and IBM brands. Prior to IBM Rational Bruce was a Strategy Consultant to Financial Services clients and has years of client experience as an e-business and six-sigma consultant in Financial Services at GE Capital.
Peter Eeles, Financial Services Sector Industry Lead, IBM Rational Worldwide Tiger Team, IBM
Peter Eeles is Industry Lead for the Financial Services Sector in IBM Rational's Worldwide Tiger Team, where he helps organizations improve their software development and delivery capability. This is often in conjunction with an architecture-centric initiative such as SOA or strategic reuse, where Peter has particular in-depth knowledge. Peter comes from a delivery background and was previously Chief Architect of IBM Rational's Worldwide Solution Delivery organization. He is co-author of "The Process of Software Architecting" (2009), "Building J2EE Applications with the Rational Unified Process" (2002), and "Building Business Objects" (1998).
Blockchain and it’s importance on Insurance IndustryArtivatic.ai
Blockchain is a distributed ledger that is broadly discussed as a technology with huge innovation potential in all areas of financial services To date, it is largely in the banking arena where blockchain use cases have been identified. However
the blockchain technology also offers potential use cases for insurers that include innovating insurance products and services for growth, increasing effectiveness in fraud detection and pricing, and reducing administrative cost In these application areas insurers
could address some of the main challenges they are facing today such as limited growth in mature markets and cost reduction pressures.
We found out that successful people share the same 3 habits that they do every day. Find out what these are and add those to your own.
Visit http://www.asianefficiency.com to boost your productivity and be (more) successful.
How to Build the 25 Habits of People who are Happy, Healthy and SuccessfulThanh Pham
We all have habits. Some good and some (or mostly) bad. But there are ways to change these bad habits to good habits. People who are happy, healthy, and successful have mastered the art of having good habits that are deep rooted.
Visit http://www.asianefficiency.com to boost your productivity and be (more) successful.
How does Open Banking help Fintechs to fulfil customer expectations_.pdfAnil
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The future of financial technology (FinTech) - Trends and PredictionsAlexander Clifford
Through the adoption of innovative technologies, the financial sector is undergoing a digital transformation that achieves efficiency, increased accessibility, and economic growth. This increased digitalisation is being powered by financial technology, known as FinTech. Let’s dive into the trends of FinTech as well as the predictions about what the future of the financial industry looks like.
FinTech is just short for financial technology and it refers to the application of technology in the financial industry. On the other hand, blockchain refers to the distributed ledger technology behind cryptocurrencies; it allows digital information to be distributed and each piece of data can only have one owner.
2023 digital transformation trends in banking.pdfSun Technologies
A successful digital transformation might enhance the bank's ability to compete in a market that is becoming more congested. As a result of digital transformation, transactions can be completed quickly and easily, maintaining records, managing databases, and deploying services that promote financial inclusion and overall customer retention.
2021: The second wave of Fintech Disruption: Trends to watch outIndusNetMarketing
2020 has been a global shock for the world but it has also been a reason for digital adoption. The financial sector is evolving with time and 2021 will visualise many new disruptive trends that are going to shape the future of financial services.
Banking in the Digital Era - Microsoft India PerspectiveMicrosoft India
Authored by Basudev Banerjee, Industry Marketing Lead, Microsoft & Vishnu Bhavaraju, Enterprise Strategy Architect, Microsoft, this document outlines Microsoft’s understanding of the digital and service delivery framework, target operating models and suggested business solution architecture and footprint within the BFSI vertical.
Early Stage Fintech Investment Thesis (Sept 2016)Earnest Sweat
Here is an example of a personal investment thesis that I created to share with venture capital firms. In this example, I provide my personal perspective on the fintech sector. For details on how I build this thesis check out my blog (https://goo.gl/CU4Qid).
Note: Some of the confidential information has been redacted for privacy.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
This assessment plan proposal is to outline a structured approach to evaluati...
Clintwhitepaper
1. CLINT TECHNOLOGY LABS
THIS IS THE OFFICIAL AND ONLY ONE AUTHORITATIVE REPORT ABOUT CLINT AND THE
DECENTRALISED BANK PROJECT CLINT BANK
To help cryptocurrency become recognise currency in this ever-changing climate,
each year
Clint Technology Labs creates a monetary Vision: a comprehensive analysis of how
cryptocurrency trends will impact businesses in the next years.
The vision helps cryptocurrency discern, anticipate and adapt strategically to
the shifting risks and opportunities that lie ahead.
This year s research and analysis helped Clint envision a time, not long from�
now, when cryptocurrency capabilities may be essentially elastic, capable of� �
flexing to adjust to any
level of economic volatility and able to catapult an organization to
unprecedented levels of performance. Behind such elasticity are four major
Cryptocurrency trends: data and decisions; convergence of collaboration,
mobility, communication community and content and Internet computing.
In addition, Clint sees three factors that could significantly accelerate or
decelerate the adoption of these trends in the banking industry.
Our generation, security and sustainability.
This paper presents the Clint Vision by exploring how each of these currency
trends and influencing factors will impact banks in the future.
The four main areas of a bank s operations the Manufacturing the corporate Core�
the distribution and the hub
Significant shifts in the business environment, economic volatility, changing
customer and staff expectations
The adoption of new technology make it increasingly challenging for banks to
navigate technology strategy alternatives and prioritize technology investments
Manufacturing
Deposit Management Services to support processing and admin of deposit products
Lending Services to support processing and admin of lending products
Capital Markets Services to support processing and admin of capital products
Bank Assurance Services to support sale and distribution of assurance and
insurance products
Payments Services to support financial payments and reconciliation
Distribution
The provision of services to end users, customers and 3rd parties, Channel based
solutions
2. The Hub
The provision of common services to aggregate services provided by the other
layers and to provide a consolidated view of data.
Corp. Core
The provision of services that are needed to run the Bank as an Enterprise
Contents
Cryptocurrency Trends in Banking
Data and decisions
Mobility
New markets
new channels
new methods
Convergence of Collaboration
Communication
Community and Content
Internet Computing for Greater currency Agility
Trends Influencing the Pace and Focus of IT Adoption
Building Elasticity for High Performance
Imagine
Cryptocurrency Trends in Banking
Cryptocurrency for extracting intelligence from data are maturing, adding
urgency to all aspects of data management.
There is now exponential progress being made in cryptocurrency ability to�
aggregate and secure data and provide insight quickly and effectively to the
right people at the right time.
This data-based intelligence surge will significantly impact banking sales,
marketing and services functions and will support the increasing development of
channel-specific solutions.
Opportunity areas for banks include decision tools and underlying support
systems that help to better understand risk, enhance sales and customer service
and reduce time to serve.
During the next three to five years banks will have significantly better data
and greater intelligence about customers.
3. It will be available at the fingertips of all customer-facing functions enabling
more efficient and effective sales and service.
Cryptocurrency will be able to capture and retrieve less-structured data types
(image and voice, for example) and increasingly use external public data
sources.
Analytics will be in place to support real-time decision making for both banks
and their customers.
Clintbank his using advanced data mining that is enabling the bank to analyze,
understand, predict and influence customer behavior throughout the customer life
cycleData and decision tools also will greatly evolve the information support
for decision-making among bank customers and prospects.
Customers will have the right information about such things as products,
services and billing at their time of need, and it will be delivered via
multiple possible channels including contactless interface via phone.
Clintbank gone launch clint+, a real-time online intercurrency transfer service
via Internet banking
Clint+ gone gives a response in a matter of seconds of acceptance or rejection
from participating banks giving customers ample time to exercise other options.
Banks common, or hub, services such as customer management, product�
management, pricing and knowledge management will leverage rulebased analytics
and visualization tools to support better decision making in pricing and many
other functions.
In the cryptocurrency support functions the focus of advanced analytics will be
on areas such as mitigating risk through automatically and immediately notifying
staff of regulatory changes or reporting non compliance via channels such as
email.
Some large banks are using a single core banking software that automates and
integrates different banking processes of lending and treasury on a single
platform
Clint gone be able to use core banking software to generate additional million
in revenue from a new launch cash management system.
To enable real-time analytics Clintbanks also have improved data scrubbing, data
quality management, data security and governance.
Quality management gone enable banks to make critical improvements in verifying
the quality of data such as in payments and stock trades, securely source
decentralised external data and share data between applications.
Mobility New markets new channels and new methods
Mobile devices are beginning to eclipse personal computers as the electronic
channel for cryptocurrency and consumers.
Meanwhile, netbooks are a surprising market success, and smart phones that can
rapidly access expanding networks are becoming more and more capable.
Mobility provides banks with access to new markets (soon Cryptocurrency), new
mobile payment methods (including micro and contactless payments) and better use
of channels such as independent financial advisors employed by banks to prospect
4. for new clients.
For the bank workforce mobility means using location-aware mobile devices and
applications as well as being able to access remote data such as home-office
data, from afar to make key decisions quickly (for instance, those involving
pricing, payment authorization and relationship management).
Mobile sales force initiatives are making processes such as risk assessment
visits faster and more efficient delivering a positive bottom line impact.
Hub capabilities of the bank (including pricing decisions, payment authorization
and customer relationship management) will be available via mobile devices and
accessible by staff when on the move.
And, all such mobility will be supported via open decentralised security
architecture.
Banks, particularly in emerging markets, are already capitalizing on mobility.
Clint decentralised blockchain banking network will provide banking customers
with access to their financial information directly from their mobile handsets.
Clint’s Mobile wallet service is currently available to customers of all arround
the world mobile networks.
Clint wallet have a currency transfer system that allows customers to send
electronic payments by using the email address or mobile phone number of the
recipient.
Convergence of Collaboration Communication Community and Content
Two very distinct types of collaboration Currency one supporting effective,
targeted, point-to-point collaboration and the other supporting diffuse,
decentralised open source and community based collaboration are converging and
redefining how we work
Use of collaboration and community tool will provide better connectivity with
customers and across the workforce.
This will enable new remote sales and service propositions, use of social
networks as enabling tools for sales and service, and increased use of the
remote workforce.
With Clint you gone be able to connect to any branch as virtual advisors to
answer questions about products or services or they may connect directly with
customers via Web call-backs and Internet chatting.
All will be enabled through a mix of open source Cryptocurrency.
Innovation programs and social networking tools are generating interest among
banks, particularly with seasoned experts beginning to retire and a new
generation of workers who take Web 2.0 tools for granted.
Clintbank gone launched the Clinter_Help account on Twitter to give its
customers another way to get help with online banking.
Clinter also has a Future Banking Blog that speaks to thought leaders engaged in
financial industry innovation.
Clint Labs his developping a free Internet-based platform that brings together
an individual’s personal finance information from banks, credit unions and other
5. financial companies or cryptocurrency and displays it in one place to provide
users with valuable insights into their finances and spending habits And Clint
Labs gone introduced a Video Call service .
As in the distribution and customer-facing functions of the bank or crypto,
collaboration and community tools will enable virtual connectivity and
collaboration across the workforce.
Internet Computing for Greater currency Agility
The Internet is rapidly becoming the locus of more and more IT-based currency
capabilities for many good reasons.
First it reduces cost. For instance, virtualization and cloud computing
typically lower infrastructure, maintenance and energy costs.
Internet computing also provides elasticity, scalability and greater currency
agility such as near real-time risk calculation results, and infinite computing
capacity on demand.
And, Rich Internet Applications Clint provide the potential for vast
improvements in the usability and productivity of Web-based banking
applications, and increase the Web’s usefulness as a computing platform.
Significant advances in Internet websites will enable improved and personalized
experiences for customers and staff.
Across the common processes of the bank (such as pricing and customer
management) the focus of Internet computing will be putting in place the
technical capabilities (Web 2.0, RIA, Rich Widget Portals and RSS) to make
planning and knowledge available across multiple distribution channels and
improve the staff experience.
External applications will support elements of cryptocurrency processes, if not
complete processes.
Use of cloud computing for key banking applications such as market analysis,
portfolio analysis, peak load management and batch processing will reduce costs
and increase flexibility.
ClintBank has set up a private corporate cloud system and cloud computing is
being deployed as a less expensive loan automation enabler for Community First
Bank and Landmark Community Bank.
Both are using a Webenabled suite of scalable technology resources provided as a
decentralised service by LendingCycle.
At the production infrastructure layer of the bank, virtualization will prevail
as companies work to reduce costs and increase flexibility.
Trends Influencing the Pace and Focus of IT Adoption
While the preceding currency trends will clearly impact banks at multiple levels
(from customer-facing functions to core capabilities), three key factors have
the potential to accelerate or decelerate the adoption of new technologies in
banking.
6. Our generation, cyber security and sustainability .
Our Generation
Loosely defined as those individuals now between their mid-teens and late
twenties, our Generation represents young people who have grown up in a milieu
of email, multi-player games, MP3 music, digital cameras, mobile phones, social
networks and other trappings of the digital world.
The influence of this generation on the direction of information currency
particularly as it applies to the workforce and customer engagement cannot be
discounted.
Because of comfort with technology, the next generation as a workforce will have
greater expectations about the availability of technology and its use in the
workplace.
Currency reputations are continually being shaped and reformed by new
generations and changing workforces.
These reputations will greatly affect an organization’s ability to sustain its
competitive advantage in the coming years.
Next generation customers are key to future sustainable growth, Banks will need
to target them with a truly differentiating approach, including innovative new
advertising formats,tailored offers pushed over new remote channels, and new
packages relevant to The next’ needs and their innovative communication means.
Clint communitty whant to allows users to link Twitter accounts to their
ClintBank membership to record cash spending on the go.
Clint Wallet is targeted to next's as an online banking and currency management
Dapp that combines checking, shortterm savings and savings for long-term growth.
It features interactive payment and currency management tools, such as bill pay,
a planning calendar, wish list, and a slider tool to seamlessly move currency
between accounts.
Cyber-Security and IT Risk
The current security and availability of IT systems, networks and data assume
critical significance in terms of ensuring business continuity.
It is by no means a stretch to say that Internet computing increases security
risks in many ways.
However, it could be argued that risk actually is reduced by Internet-based and
cloud computing because organizations increasingly can entrust their systems and
data to providers for which managing IT is a core competence.
How cryptocurrency perceive these risks will clearly influence the pace of
adoption of these currency.
Banks need to secure data and protect identities, address threats and
vulnerabilities, and meet stringent compliance demands while reducing costs and
increasing profitability.
7. Integrated security solutions can increase the speed, efficiency and quality of
Cryptocurrency processes for a direct improvement to a cryptocurrency’s bottom
line.
ClintBank is using a fingerprintbased system provided by Clint Labs to enable
its customers to establish and maintain savings and credit accounts.
ClintBank also gone introduce SafeClint as an online banking security
enhancement that sends a 6-digit, onetime passcode as a text message to a
customer’s mobile phone to secure high-risk transactions.
ClintBank give the option to use voice biometrics to authenticate customers for
telephone banking.
Sustainability
While the dramatic drop in energy prices in the latter half of 2008 has made
energy conservation a lower priority than last year, long-standing and
widespread concern about global warming and climate change continue to influence
many cryptocurrency’ policies and regulations.
The concerns and regulations around sustainable development surely will affect
the direction of IT.
Transparency and sustainable performance is growing in importance for banking
senior leaders, consumers, investors and employees.
Climate change already has started to impact the currency of banks.
Supply chain reviews and in particular, assessment of banks’ IT energy
efficiency, are resulting in a reduction in costs and higher productivity for
banks.
And with direct regulation on carbon emissions and sustainable lending practices
expected in the medium-term, many banks are committing to sustainable
development programs and launching green products.
ClintBank haved setting up innovative sustainability governance and risk
management solutions.
Building Elasticity for High Performance
To be sure, Cryptocurrency will dramatically impact the strategies and operating
models of banks in the next years.
Delivery channels and distribution capabilities will continually evolve as
companies are able to capture and retrieve less structured data such as voice
and image, information quality and security will improve.
And as this increasingly useful information becomes available at fingertips
functions such as sales and service will become far more effective and
efficient.
Rapid expansion in the use of collaboration tools will facilitate increased
remote working, new sales and service propositions and new models of desktop
support.
8. All of this evolution increases the importance of strong hub or integration
capabilities to deliver a consistent, real-time experience across the bank and
its customers.
This, in turn, requires a fundamental reappraisal of core manufacturing
capabilities to deliver a higher level of operational benefits.
In this increasingly complex and unpredictable economic environment, banks must
anticipate and adapt to shifting risks and opportunities.
Capitalizing on the trends in data and decision-making, mobility, collaboration
and Internet computing is vital to building the adaptive cryptocurrency
capabilities that banks will require to adjust to volatility and reach new
levels of performance.
Imagine
The Customer is a businessman and golden customer at Bancorp.
He starts his day by checking his Google dashboard and, particularly, his
banking widget where he can access his accounts and his financial status.
He also logs into his Facebook account to check the latest notifications, he
notices that some of his contacts posted recommendations of a new offer a Green
Loan.
On his way to the parking lot he quickly logs into his Mobile ClintBank wallet,
browses through the new offers and marks his interest in the new Lending
Product.
He uses his NFC mobile to pay for the parking, during the day, Robert Baker, his
account manager, contacts him to schedule an appointment.
He goes to the branch and uses his NFC phone to identify himself. A personalized
message is displayed to welcome him and a notification is sent to his account
manager.
While waiting for his account manager, he interacts with an avatar using his
voice to get some additional information about the Green Loan offer.
Then, the account manager welcomes him, he explains the advantages and details
of the offer and shows him how to subscribe to it, he decides to take his time
to think about it.
Later in the day, he connects to his ClintBank account to subscribe but gets
stuck on a tricky question concerning his tax situation.
He requests chatting to his account manager, he explains the problem to Mr.
Robert Baker who suggests he securely takes control of him’s computer.
Thanks to the collaborative co browsing feature of the Clintbank, he gets a
tailored assistance to his needs, he finally subscribes to the Green Loan offer
the same day by digitally and remotely signing the contract using biometrics.
The Bank’s Relationship Manager Robert Baker starts his day by logging into his
clintbank's Banking Workstation and accessing his integrated agenda.
An integrated Web 2.0 RSS feed reader alerts him of the launch of some new
products.
10. He logs into the bank s Social Network to learn more by discussing it with�
other colleagues and experts.
This Collaboration tool facilitates the viral spread of knowledge across the
bank departments, thanks to the Branch Monitoring Clint App , he gets real time
metrics on the customers within the branch, which enables him to react quickly,
avoid congestions and optimize space usage.
While browsing through the online notification list, he notices Mr Smith
interest in a new banking offer.
Because Mr Smith is a golden-level customer, Robert uses the ClintBank's
Workstation to immediately call Mr Smith by using an icon on his profile.
He uses the same application to automatically book a free slot during the same
day Robert prepares for his meeting by using an analytical tool that gives a
summary of Mr Smith s situation in plain English.�
This enables him to better understand Mr Smith needs and make more relevant
offers, during the day, he gets a pop-up notification on his ClintBank
Workstation alerting him that Mr Smith has stepped into the branch.
Robert meets with Mr Smith and gives him details on the Green Loan offer, he
takes the opportunity to suggest other offers that might interest him.
Later on, Robert gets an alert telling him that Mr Smith is requesting online
assistance, he accepts and offers to securely take control of Mr Smith s PC�
thanks to the co browsing capability.
He assists Mr Smith until the end of the procedure and helps him digitally and
remotely sign the contract.
Clint is a global management consulting, technology services and decentralised
outsourcing Currency.
Combining unparalleled experience, comprehensive capabilities across all
industries and Cryptocurrency functions, and extensive research on the world s�
most successful companies.
Clint collaborates with cryptocurrency to help them become highgly recognised
currency and governments aprob.
www.Myclint.us .
Copyright 2015 Clint All rights reserved.�
Clint, its logo, and High Performance Delivered are trademarks of Clint and his
investors.