This Chinese proverb discusses how money cannot buy certain intangible things like a home, time, sleep, knowledge, good health, respect, life or love. The document then claims that forwarding the proverb within 96 hours will bring the sender good luck, citing examples of people who experienced positive events after sharing the proverb. It encourages forwarding exactly 20 copies to others within 4 days to receive good luck through the mail or internet.