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This document discusses financing development in the war-torn region of Shalodia. It identifies key stakeholders to participate in development, including government officials, ethnic group leaders, international organizations, the private sector, and philanthropic groups. Infrastructure projects like roads, power, and healthcare are prioritized to improve livelihoods and attract investment. Public-private partnerships are proposed to mobilize funds and expertise across these groups for rebuilding the region's economy through agriculture, manufacturing, education and more. The overall goals are economic growth, self-sufficiency, peace, and creating an environment conducive to foreign investment and accelerated development.
11.the impact of cooperative financing on millenniumAlexander Decker
The document summarizes a research paper that examines the impact of cooperative financing on poverty reduction in Nigeria and its significance to achieving Millennium Development Goals. It finds that cooperative financing through microcredit assistance has a causal relationship with poverty alleviation. The study uses data from cooperative stakeholders in Nigeria and statistical analysis to determine the relationship between cooperative financing methods and poverty reduction. It recommends that government policy should integrate cooperatives' microcredit power into its microfinancing strategy to more effectively combat poverty.
The document summarizes comments made by Michael Turnipseed of the Kern County Taxpayers Association during the 2011-2012 Kern County budget hearings. It addresses challenges facing the national and local economy and recommends that the county board of supervisors focus on improving outcomes in education, employment, poverty, crime, and health by prioritizing goals, developing new strategies, and encouraging collaboration between local governments. It also stresses the need for the board to advocate for policies that promote jobs and economic growth.
Issues in saccos development in kenya and tanzania the historical and develop...Alexander Decker
This document discusses the historical development and current state of Savings and Credit Co-operative Societies (SACCOS) in Kenya and Tanzania. It notes that SACCOS have grown rapidly in both countries and now contribute significantly to GDP. In Kenya, SACCOS contribute over 45% to GDP and over half the population relies on the cooperative sector. Tanzania sees 40% GDP contribution and 94.7% of school graduates employed through SMEs financed by cooperatives. However, both countries' SACCOS face constraints like a lack of trained staff and clear administrative frameworks. The document recommends governments support SACCOS to help finance small businesses.
Impact of the sacco societies regulatory authority (sasra)Alexander Decker
The document discusses the impact of the Sacco Societies Regulatory Authority (SASRA) legislation on corporate governance in co-operatives in Kenya. Some key findings of the study discussed in the document include:
1) The SASRA legislation has influenced corporate governance to a great extent by strengthening financial reporting, accountability, and internal controls, though there is still room for improvement.
2) Training on SASRA financial requirements has been provided to most SACCO employees, but gender disparity still exists among top management and board members of SACCOs.
3) The majority of respondents believe that SASRA provisions have improved various aspects of SACCO corporate governance to a great extent, such as
- The document discusses power dynamics along the Mekong River region, including historical contexts of feudalism, colonialism, and current issues regarding economic, political, and knowledge power.
- Key issues discussed include land access and resource rights, limitations on civil society and independent organizing in Laos and Vietnam, and opportunities for new media like mobile phones and the internet to promote pluralism.
- Looking ahead, the document envisions a more pluralistic and open society for the region, with responsive government and political transparency, in contrast to past authoritarian systems.
Two key factors that have contributed to rising homelessness over the past 20-25 years are the shortage of affordable housing and simultaneous increase in poverty. A lack of affordable housing, stagnating wages, increased unemployment, declining public assistance, and other economic factors have made it difficult for many people to afford basic necessities like housing. Homelessness is a complex issue with no single cause, but economic hardship remains a significant driver that pushes vulnerable populations into homelessness.
This document discusses financing development in the war-torn region of Shalodia. It identifies key stakeholders to participate in development, including government officials, ethnic group leaders, international organizations, the private sector, and philanthropic groups. Infrastructure projects like roads, power, and healthcare are prioritized to improve livelihoods and attract investment. Public-private partnerships are proposed to mobilize funds and expertise across these groups for rebuilding the region's economy through agriculture, manufacturing, education and more. The overall goals are economic growth, self-sufficiency, peace, and creating an environment conducive to foreign investment and accelerated development.
11.the impact of cooperative financing on millenniumAlexander Decker
The document summarizes a research paper that examines the impact of cooperative financing on poverty reduction in Nigeria and its significance to achieving Millennium Development Goals. It finds that cooperative financing through microcredit assistance has a causal relationship with poverty alleviation. The study uses data from cooperative stakeholders in Nigeria and statistical analysis to determine the relationship between cooperative financing methods and poverty reduction. It recommends that government policy should integrate cooperatives' microcredit power into its microfinancing strategy to more effectively combat poverty.
The document summarizes comments made by Michael Turnipseed of the Kern County Taxpayers Association during the 2011-2012 Kern County budget hearings. It addresses challenges facing the national and local economy and recommends that the county board of supervisors focus on improving outcomes in education, employment, poverty, crime, and health by prioritizing goals, developing new strategies, and encouraging collaboration between local governments. It also stresses the need for the board to advocate for policies that promote jobs and economic growth.
Issues in saccos development in kenya and tanzania the historical and develop...Alexander Decker
This document discusses the historical development and current state of Savings and Credit Co-operative Societies (SACCOS) in Kenya and Tanzania. It notes that SACCOS have grown rapidly in both countries and now contribute significantly to GDP. In Kenya, SACCOS contribute over 45% to GDP and over half the population relies on the cooperative sector. Tanzania sees 40% GDP contribution and 94.7% of school graduates employed through SMEs financed by cooperatives. However, both countries' SACCOS face constraints like a lack of trained staff and clear administrative frameworks. The document recommends governments support SACCOS to help finance small businesses.
Impact of the sacco societies regulatory authority (sasra)Alexander Decker
The document discusses the impact of the Sacco Societies Regulatory Authority (SASRA) legislation on corporate governance in co-operatives in Kenya. Some key findings of the study discussed in the document include:
1) The SASRA legislation has influenced corporate governance to a great extent by strengthening financial reporting, accountability, and internal controls, though there is still room for improvement.
2) Training on SASRA financial requirements has been provided to most SACCO employees, but gender disparity still exists among top management and board members of SACCOs.
3) The majority of respondents believe that SASRA provisions have improved various aspects of SACCO corporate governance to a great extent, such as
- The document discusses power dynamics along the Mekong River region, including historical contexts of feudalism, colonialism, and current issues regarding economic, political, and knowledge power.
- Key issues discussed include land access and resource rights, limitations on civil society and independent organizing in Laos and Vietnam, and opportunities for new media like mobile phones and the internet to promote pluralism.
- Looking ahead, the document envisions a more pluralistic and open society for the region, with responsive government and political transparency, in contrast to past authoritarian systems.
Two key factors that have contributed to rising homelessness over the past 20-25 years are the shortage of affordable housing and simultaneous increase in poverty. A lack of affordable housing, stagnating wages, increased unemployment, declining public assistance, and other economic factors have made it difficult for many people to afford basic necessities like housing. Homelessness is a complex issue with no single cause, but economic hardship remains a significant driver that pushes vulnerable populations into homelessness.
Does Microfinance Really Empower? A presentation by Manoj BhusalManoj Bhusal
Microfinance aims to empower the poor through providing financial services like credit and savings. However, the document examines whether microfinance truly empowers poor women in northern Bangladesh through a study. Interviews with long and short-term beneficiaries of microfinance institutions found some increased choices and confidence for long-term beneficiaries but both groups still faced gender inequality and domestic violence. While microfinance provides important financial access, empowerment requires addressing deeper issues like education, skills training, social norms and poverty. Therefore, microfinance alone may not be enough to significantly empower the poor women in this region.
Faith & Sustainable Development 2015 - Coming SoonDFickett
The document proposes leveraging markets through Catholic social teaching to promote sustainable economic development and alleviate poverty. It outlines challenges such as water scarcity, hunger, and climate change, and proposes market-based solutions like impact investing, social entrepreneurship, microfinance, and benefit corporations. The goal is to stimulate dialogue on renewing the Catholic Church's role in spurring just economies through leadership and partnerships that benefit society.
The document discusses various aspects of taxes in the United States including the constitutional basis for taxes, different types of taxes such as direct, indirect, and progressive taxes, and how tax revenue is spent by the government. It also covers public debt and borrowing, including who the government owes money to and why it borrows.
The document provides an overview of the Reserve Bank of India (RBI), which serves as India's central bank. It discusses the RBI's history, key roles, organizational structure, and objectives. The RBI regulates banking, manages currency and foreign exchange, acts as both a commercial and development bank, and uses various tools to influence monetary policy. It aims to promote financial stability and an advanced banking system in support of India's economic growth.
This document provides information about Franklin D. Roosevelt and his New Deal programs in response to the Great Depression. It includes essential questions, state standards, descriptions of multiple New Deal programs and their impact during the 1930s as well as today. Students are directed to analyze different programs and their influence on American society both historically and currently through matching activities, discussions, and assessments.
The document summarizes Franklin D. Roosevelt and the New Deal programs implemented in response to the Great Depression. It describes the causes of the Depression, Hoover's ineffective response, and FDR's election in 1932. It then outlines the goals and major programs of the First and Second New Deal, including relief for unemployed workers, recovery of industry and agriculture, and long-term reforms like Social Security. Critics argued it went too far and increased the national debt and power of the presidency. Supporters saw it rehabilitating the country and redefining democracy to include economic security and social justice.
Labor in the Eye of the Hurricane (UUP 19 Oct 2011)esquincle
The document discusses austerity measures in Greece that have led to widespread protests and strikes. It argues that continued austerity will plunge Greece deeper into recession and unemployment. It then discusses the broader worldwide trend of austerity policies, and anti-union efforts in many US states aimed at limiting collective bargaining and teachers' unions. The rest of the document focuses on growing income inequality in the US, New York, and New York City over recent decades.
This document summarizes an issue of the International Journal on Governmental Financial Management. It discusses several articles on topics related to public sector budgeting, accounting standards, financial management reforms, and municipal bond markets. The issue also provides a summary of a recent ICGFM conference on using financial management information systems to improve accountability. A variety of perspectives are presented on ongoing debates around public sector financial management reforms and their real-world impacts. The journal encourages further discussion and sharing of successes and lessons learned from different countries' experiences.
Perception of Affordable Housing in Brunswick CountyOLIVIA DORSEY
This document provides a summary of a study on perceptions of affordable housing in Brunswick County, North Carolina. The study found that the majority (80.5%) of survey respondents believe there is a need for more affordable housing in the county. Common supported solutions included having the county work with the private sector to develop affordable housing (62.4%), having non-profits develop affordable housing (35.6%), and requiring a percentage of units in new developments be affordable (32.3%). The document notes that while Brunswick County is considered affluent, 15.7% of residents live in poverty. It recommends establishing a housing task force to create a strategic plan to develop more affordable housing options through various means like public-private partnerships
The document summarizes ADB's response to the devastating floods in Pakistan. It announces that ADB will provide an additional $500 million for its Trade Finance Program in Pakistan, which could mobilize $1.5-2 billion to support imports for recovery efforts. It also mentions that ADB pledged $2 billion for emergency rehabilitation and reconstruction, and $3 million in initial aid. ADB is leading a damage and needs assessment with the World Bank to inform reconstruction plans.
Abstract- Livelihoods of the urban Poor in Varanasi City- Arun KeshavArun Keshav
This document summarizes a study on the livelihoods of urban poor residents in Varanasi City, India. The study examined the livelihood activities, assets, and vulnerabilities of 80 urban poor households. It found that most engage in informal labor like daily wage work or self-employment as street vendors or rickshaw drivers. While human capital is the most important asset, many also own their homes. Vulnerabilities include unstable incomes, health issues, and natural disasters. The study provides recommendations to strengthen livelihoods through skills training, job programs, financial inclusion, and social support.
This document discusses the 4 for FREEDOM program, which aims to stimulate the US economy through housing. It has three parts: 1) A 4% fixed-rate home purchase mortgage through Freedom Funding Company; 2) The 4 for Freedom Foundation, which would support charities using profits; 3) A 4% mortgage payment modification bill for existing homeowners to lower payments and stimulate spending. The program founders argue that housing is a major economic driver and that lower housing costs through this program would boost household spending and GDP while preventing foreclosures.
The Peter G. Peterson Foundation convened a bipartisan Fiscal Summit of leaders and experts to discuss the US's rising deficits and debt. Top speakers included President Bill Clinton, the co-chairs of the National Commission on Fiscal Responsibility and Reform, and former Federal Reserve chairs. The Summit highlighted the urgent need to address the long-term structural deficit through bipartisan solutions that balance spending cuts and tax increases to protect social programs and economic stability.
“Livelihoods of the urban poor: Case of Varanasi City in Uttar Pradesh in India”Arun Keshav
This document summarizes a research report on the livelihoods of the urban poor in Varanasi City, India. It begins with an introduction describing the motivation and research questions. It then reviews the relevant literature on concepts like urban poverty, livelihoods, and the asset-vulnerability of the poor. The methodology section describes that three major slums in Varanasi City were selected for studying the livelihood activities, assets, vulnerabilities, and strategies of urban poor households. Key findings are presented in sections on the profile of livelihood activities, assets possessed, vulnerabilities faced, and livelihood strategies adopted by the urban poor. The conclusion provides recommendations.
On the same day that the House passed healthcare reform, tens of thousands rallied in Washington D.C. to urge Congress to take up immigration reform. President Obama promised in a video message to fix the broken immigration system. Representative Luis Gutierrez agreed to vote for healthcare after pledging to oppose it due to restrictions on immigrants, hoping this would help immigration reform progress. However, it is unclear if Congress will act on immigration reform or if the protesters' hopes will be fulfilled.
Hello Sir
We are a premier academic writing agency with industry partners in UK, Australia and Middle East and over 15 years of experience. We are looking to establish long-term relationships with industry partners and would love to discuss this opportunity further with you.
Thanks & Regards
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www.onlineassignmenthelp.com.au
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Hello Sir
We are a premier academic writing agency with industry partners in UK, Australia and Middle East and over 15 years of experience. We are looking to establish long-term relationships with industry partners and would love to discuss this opportunity further with you.
Thanks & Regards
visit our website.
www.onlineassignmenthelp.com.au
www.freeassignmenthelp.com
www.btechndassignment.cheapassignmenthelp.co.uk
www.cheapassignmenthelp.com
www.cheapassignmenthelp.co.uk/
Hello Sir
We are a premier academic writing agency with industry partners in UK, Australia and Middle East and over 15 years of experience. We are looking to establish long-term relationships with industry partners and would love to discuss this opportunity further with you.
Thanks & Regards
visit our website.
www.onlineassignmenthelp.com.au
www.freeassignmenthelp.com
www.btechndassignment.cheapassignmenthelp.co.uk
www.cheapassignmenthelp.com
www.cheapassignmenthelp.co.uk/
Hello Sir
We are a premier academic writing agency with industry partners in UK,
Australia and Middle East and over 15 years of experience. We are looking to
establish long-term relationships with industry partners and would love to
discuss this opportunity further with you.
Thanks & Regards
visit our website.
www.onlineassignmenthelp.com.au
www.freeassignmenthelp.com
www.btechndassignment.cheapassignmenthelp.co.uk
www.cheapassignmenthelp.com
www.cheapassignmenthelp.co.uk/
Does Microfinance Really Empower? A presentation by Manoj BhusalManoj Bhusal
Microfinance aims to empower the poor through providing financial services like credit and savings. However, the document examines whether microfinance truly empowers poor women in northern Bangladesh through a study. Interviews with long and short-term beneficiaries of microfinance institutions found some increased choices and confidence for long-term beneficiaries but both groups still faced gender inequality and domestic violence. While microfinance provides important financial access, empowerment requires addressing deeper issues like education, skills training, social norms and poverty. Therefore, microfinance alone may not be enough to significantly empower the poor women in this region.
Faith & Sustainable Development 2015 - Coming SoonDFickett
The document proposes leveraging markets through Catholic social teaching to promote sustainable economic development and alleviate poverty. It outlines challenges such as water scarcity, hunger, and climate change, and proposes market-based solutions like impact investing, social entrepreneurship, microfinance, and benefit corporations. The goal is to stimulate dialogue on renewing the Catholic Church's role in spurring just economies through leadership and partnerships that benefit society.
The document discusses various aspects of taxes in the United States including the constitutional basis for taxes, different types of taxes such as direct, indirect, and progressive taxes, and how tax revenue is spent by the government. It also covers public debt and borrowing, including who the government owes money to and why it borrows.
The document provides an overview of the Reserve Bank of India (RBI), which serves as India's central bank. It discusses the RBI's history, key roles, organizational structure, and objectives. The RBI regulates banking, manages currency and foreign exchange, acts as both a commercial and development bank, and uses various tools to influence monetary policy. It aims to promote financial stability and an advanced banking system in support of India's economic growth.
This document provides information about Franklin D. Roosevelt and his New Deal programs in response to the Great Depression. It includes essential questions, state standards, descriptions of multiple New Deal programs and their impact during the 1930s as well as today. Students are directed to analyze different programs and their influence on American society both historically and currently through matching activities, discussions, and assessments.
The document summarizes Franklin D. Roosevelt and the New Deal programs implemented in response to the Great Depression. It describes the causes of the Depression, Hoover's ineffective response, and FDR's election in 1932. It then outlines the goals and major programs of the First and Second New Deal, including relief for unemployed workers, recovery of industry and agriculture, and long-term reforms like Social Security. Critics argued it went too far and increased the national debt and power of the presidency. Supporters saw it rehabilitating the country and redefining democracy to include economic security and social justice.
Labor in the Eye of the Hurricane (UUP 19 Oct 2011)esquincle
The document discusses austerity measures in Greece that have led to widespread protests and strikes. It argues that continued austerity will plunge Greece deeper into recession and unemployment. It then discusses the broader worldwide trend of austerity policies, and anti-union efforts in many US states aimed at limiting collective bargaining and teachers' unions. The rest of the document focuses on growing income inequality in the US, New York, and New York City over recent decades.
This document summarizes an issue of the International Journal on Governmental Financial Management. It discusses several articles on topics related to public sector budgeting, accounting standards, financial management reforms, and municipal bond markets. The issue also provides a summary of a recent ICGFM conference on using financial management information systems to improve accountability. A variety of perspectives are presented on ongoing debates around public sector financial management reforms and their real-world impacts. The journal encourages further discussion and sharing of successes and lessons learned from different countries' experiences.
Perception of Affordable Housing in Brunswick CountyOLIVIA DORSEY
This document provides a summary of a study on perceptions of affordable housing in Brunswick County, North Carolina. The study found that the majority (80.5%) of survey respondents believe there is a need for more affordable housing in the county. Common supported solutions included having the county work with the private sector to develop affordable housing (62.4%), having non-profits develop affordable housing (35.6%), and requiring a percentage of units in new developments be affordable (32.3%). The document notes that while Brunswick County is considered affluent, 15.7% of residents live in poverty. It recommends establishing a housing task force to create a strategic plan to develop more affordable housing options through various means like public-private partnerships
The document summarizes ADB's response to the devastating floods in Pakistan. It announces that ADB will provide an additional $500 million for its Trade Finance Program in Pakistan, which could mobilize $1.5-2 billion to support imports for recovery efforts. It also mentions that ADB pledged $2 billion for emergency rehabilitation and reconstruction, and $3 million in initial aid. ADB is leading a damage and needs assessment with the World Bank to inform reconstruction plans.
Abstract- Livelihoods of the urban Poor in Varanasi City- Arun KeshavArun Keshav
This document summarizes a study on the livelihoods of urban poor residents in Varanasi City, India. The study examined the livelihood activities, assets, and vulnerabilities of 80 urban poor households. It found that most engage in informal labor like daily wage work or self-employment as street vendors or rickshaw drivers. While human capital is the most important asset, many also own their homes. Vulnerabilities include unstable incomes, health issues, and natural disasters. The study provides recommendations to strengthen livelihoods through skills training, job programs, financial inclusion, and social support.
This document discusses the 4 for FREEDOM program, which aims to stimulate the US economy through housing. It has three parts: 1) A 4% fixed-rate home purchase mortgage through Freedom Funding Company; 2) The 4 for Freedom Foundation, which would support charities using profits; 3) A 4% mortgage payment modification bill for existing homeowners to lower payments and stimulate spending. The program founders argue that housing is a major economic driver and that lower housing costs through this program would boost household spending and GDP while preventing foreclosures.
The Peter G. Peterson Foundation convened a bipartisan Fiscal Summit of leaders and experts to discuss the US's rising deficits and debt. Top speakers included President Bill Clinton, the co-chairs of the National Commission on Fiscal Responsibility and Reform, and former Federal Reserve chairs. The Summit highlighted the urgent need to address the long-term structural deficit through bipartisan solutions that balance spending cuts and tax increases to protect social programs and economic stability.
“Livelihoods of the urban poor: Case of Varanasi City in Uttar Pradesh in India”Arun Keshav
This document summarizes a research report on the livelihoods of the urban poor in Varanasi City, India. It begins with an introduction describing the motivation and research questions. It then reviews the relevant literature on concepts like urban poverty, livelihoods, and the asset-vulnerability of the poor. The methodology section describes that three major slums in Varanasi City were selected for studying the livelihood activities, assets, vulnerabilities, and strategies of urban poor households. Key findings are presented in sections on the profile of livelihood activities, assets possessed, vulnerabilities faced, and livelihood strategies adopted by the urban poor. The conclusion provides recommendations.
On the same day that the House passed healthcare reform, tens of thousands rallied in Washington D.C. to urge Congress to take up immigration reform. President Obama promised in a video message to fix the broken immigration system. Representative Luis Gutierrez agreed to vote for healthcare after pledging to oppose it due to restrictions on immigrants, hoping this would help immigration reform progress. However, it is unclear if Congress will act on immigration reform or if the protesters' hopes will be fulfilled.
Hello Sir
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Hello Sir
We are a premier academic writing agency with industry partners in UK, Australia and Middle East and over 15 years of experience. We are looking to establish long-term relationships with industry partners and would love to discuss this opportunity further with you.
Thanks & Regards
visit our website.
www.onlineassignmenthelp.com.au
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Hello Sir
We are a premier academic writing agency with industry partners in UK, Australia and Middle East and over 15 years of experience. We are looking to establish long-term relationships with industry partners and would love to discuss this opportunity further with you.
Thanks & Regards
visit our website.
www.onlineassignmenthelp.com.au
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Hello Sir
We are a premier academic writing agency with industry partners in UK,
Australia and Middle East and over 15 years of experience. We are looking to
establish long-term relationships with industry partners and would love to
discuss this opportunity further with you.
Thanks & Regards
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This document provides instructions for Assignment 2, an individual reflective portfolio worth 60% of the module's grade. Students will critically reflect on their learning throughout the module, synthesizing information from activities and readings. The portfolio should include reflections on group work, seminar discussions, significant learning themes, and how the learning can be applied. It should demonstrate critical thinking, reference theories, and be 3,000 words. Students will be assessed on their use of literature, knowledge of theory, critical analysis, referencing, and writing skills. The portfolio must be submitted electronically by the due date listed on the announcements.
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This document discusses change management and how organizations can effectively manage change. It defines change management as focusing on people to ensure smooth, easy, and lasting implementation of change. Key elements for successful change management include communicating the vision, engaging leaders, understanding human behavior, and properly planning changes. Change often faces resistance as people must adapt. The document uses Google as an example of effective change management compared to Yahoo, highlighting how Google involved people in changes and prepared them, while Yahoo failed to recognize that change affects whole organizations.
Here are the key advantages and disadvantages of privatization and commercialization in Nigeria:
Advantages:
- Increased efficiency as private companies are profit-driven to cut costs and improve productivity. This leads to better quality and lower prices for consumers.
- Infusion of private capital which helps improve infrastructure and technology. The government does not have to bear the entire financial burden.
- Reduction of government role in business allows it to focus on core functions like regulation.
Disadvantages:
- Potential job losses as private companies aim to reduce excess staff. This increases unemployment.
- Risk of monopoly as key sectors may be dominated by few large private players. This can lead to reduced competition and higher prices.
- Reduction
FACTORS AFFECTING THE DEVOLUTION DISASTER MANAGEMENT IN KENYAAmb Steve Mbugua
- The document discusses factors affecting the devolution of disaster management in Kenya to county governments following the 2010 Constitution.
- Key challenges include lack of capacity and funding at the county level, resistance to change, and the need for a unified disaster management policy and shift to risk reduction over response.
- Progress has been made in establishing county disaster committees, dedicating budgets, developing early warning systems, and mainstreaming disaster risk reduction training. Further efforts are recommended to improve preparedness, build capacity, and increase community awareness.
FACTORS AFFECTING THE DEVOLUTION DISASTER MANAGEMENT IN KENYAAmb Steve Mbugua
This document discusses factors affecting the devolution of disaster management in Kenya. It outlines several challenges to effective devolution including lack of capacity at the county level, difficulties managing change, and resistance to transition. Specific challenges are inadequate funding, lack of a unified disaster policy, and prioritizing response over risk reduction. Progress has been made by establishing county disaster committees and devolving early warning services. However, fully implementing devolution of disaster management requires overcoming strategic, operational, and institutional hurdles.
Sustainability of Microfinance: A Case of Tea SACCOs in Kericho, Buret and Bo...World-Academic Journal
Tea SACCOs are tea based rural SACCOs formed by tea growers, whose functions are to keep member’s savings in form of shares, savings accounts and deposit accounts among others. Little is known about the factors influencing financial sustainability of Tea SACCOs. The study covered all six Tea SACCOs in Kericho, Bomet and Buret districts in the Rift valley province of Kenya. Analysis involved evaluating growth in net worth, administrative efficiency, loan portfolio quality, staff productivity and transaction costs. The study found that the growth of net assets had been on the decline over the years, loan portfolio was poor and default rates were high. According to the indicators evaluated, Tea SACCOs had not yet reached their full potential in outreach and that high transaction costs hindered their financial sustainability.
Sustainability of Microfinance: A Case of Tea SACCOs in Kericho, Buret and Bo...World-Academic Journal
Tea SACCOs are tea based rural SACCOs formed by tea growers, whose functions are to keep member’s savings in form of shares, savings accounts and deposit accounts among others. Little is known about the factors influencing financial sustainability of Tea SACCOs. The study covered all six Tea SACCOs in Kericho, Bomet and Buret districts in the Rift valley province of Kenya. Analysis involved evaluating growth in net worth, administrative efficiency, loan portfolio quality, staff productivity and transaction costs. The study found that the growth of net assets had been on the decline over the years, loan portfolio was poor and default rates were high. According to the indicators evaluated, Tea SACCOs had not yet reached their full potential in outreach and that high transaction costs hindered their financial sustainability.
Dr Dev Kambhampati | Doing Business in Kenya - 2014 Country Commercial Guide ...Dr Dev Kambhampati
Kenya has a market-based economy and is considered East Africa's economic hub, however businesses face challenges. Kenya has a young population but high unemployment and poverty. The economy relies heavily on agriculture but is growing in ICT and finance. However, corruption, lack of infrastructure, crime and uncertainty around land titles pose obstacles. Achieving high economic growth will require improved governance and further reforms to address youth unemployment and political risks.
The document summarizes the start of the Kanini Kaseo Social Integration Centre project in Kenya, which aims to empower marginalized communities. Representatives from the local government and community attended the inaugural event. The project received £3,200 in initial funding from the Kenya Community Association in the UK to begin a food-for-work program and land preparation. The overall goal is to improve food security and livelihoods through community development initiatives.
ANC Strengthening Economic Recovery and Reconstruction to Build an Inclusive ...SABC News
This document discusses strengthening South Africa's economic recovery and building an inclusive economy. It provides context on the ANC's vision for the economy guided by ensuring all South Africans share in the country's wealth. While significant progress has been made since 1994, apartheid's legacy remains with high unemployment, poverty, and inequality disproportionately impacting black people, women, youth and those with disabilities. The document outlines challenges over the past decade including slow growth, rising corruption, state capture, and recent economic shocks. It argues the ANC must fundamentally reshape the economy in a sustainable way to meet demands for a better life. The ANC's framework is outlined focusing on structural reforms, industrial policy, and macroeconomic stability to accelerate inclusive growth
An evaluation of microfinance services on poverty alleviation in kisii county...Alexander Decker
This document summarizes a research study on the impact of microfinance services on poverty alleviation in Kisii County, Kenya. The study found that the four variables considered (credit facilities, personal savings, training services, and insurance) explained the effects of microfinance institutions on poverty alleviation in the county. Credit facilities had the highest impact, followed by personal savings, training services, and insurance. The study recommends empowering microfinance institutions in the county by providing finances for loans to residents and undertaking regular training on financial management to build capacity. While microfinance has helped many, some question whether it has proven effective at reducing poverty levels due to a lack of data.
This document provides a summary of the theoretical literature on macroeconomic policy, economic growth, and poverty reduction in Kenya. It discusses several theories on the causes of poverty in developing countries, including poverty as a cultural characteristic, as a label, and as a restriction of opportunities due to lack of capacities and voice. The document also summarizes theories of economic growth and theories of poverty, including viewing poverty as an individual versus structural phenomenon.
This document analyzes the effect of non-bank financial institution (NBFI) credit on poverty reduction in Kenya from 1980 to 2013. It finds that NBFI credit has a significant negative effect on the number of people living below the poverty line. NBFIs in Kenya were established to address inefficiencies in loan facilities from commercial banks and provide credit to potential small business investors. The study concludes that NBFIs should increase credit to the private sector to promote investment, economic output, and further reduce poverty levels.
A case study of health and agriculture social enterprises .docxblondellchancy
A case study of health
and agriculture social
enterprises in Kenya
Eliada Griffin-EL and Emily Darko with Rachel Chater and
Shirley Mburu
March 2014
Report
Acknowledgements
This study was produced by a team from ODI, Bertha Centre for Social Innovation and Entrepreneurship,
University of Cape Town, KCA University, Nairobi, and the East Africa Social Enterprise Network (EASEN).
Thanks go to Rosemary Maina and Gabriel Laiboni at KCA and David Kairo and Carlo Chege at EASEN for
their valuable inputs into the report preparation, interviews and workshop, and to William Avis (ODI) for his
contributions.
The team would like to thank all the social enterprises and support organisations who kindly gave their time both
to be interviewed in November 2013 and to attend our workshop in February 2014. This case study seeks to
summarise opinions and evidence from interviews and conversations. Authors take responsibility for all
omissions and errors.
ODI Report i
A case study of health and agriculture social enterprises in Kenya i
Table of contents
Acknowledgements ii
Abbreviations ii
1 Introduction 1
1.1 Social enterprise (SE) definition 1
1.2 Research questions 1
1.3 Methodology 2
2 The Kenyan context 2
2.1 Social enterprise in Kenya 2
2.2 Agriculture sector overview 4
2.3 Health sector overview 4
3 SE profiles 5
4 Support organisation profiles 8
5 Key findings 12
5.1 Contextual trends 12
5.2 Social enterprise definitions and overview of the ecosystem 14
5.3 Factors influencing SE activities 16
5.4 Agriculture sector findings 18
5.5 Health sector findings 21
6 Conclusions and recommendations 23
6.1 Conclusions 23
6.2 Key findings and recommendations 24
References 26
Figures
Figure 1: Stages of growth of interviewed SEs 8
Tables
Table 1: Agriculture SEs interviewed 6
Table 2: Health SEs interviewed 7
Table 3: Support organisations interviewed 9
Table 4: Challenges addressed by agriculture SEs 19
Table 5: Niches being addressed by health SEs 21
Boxes
ICT Boom ............................................................................................................................................... 13
ODI Report ii
A case study of health and agriculture social enterprises in Kenya ii
Abbreviations
Abbreviation Description
ANDE
BOP
CIC
EASEN
FBOs
GDP
GOK
ICT
KEPSA
KSIX
LIWA
MSMEs
NAEP
NGOs
ODI
PPPs
PSDS
SE
SMEs
SRA
TB
Aspen Network of Development Entrepreneurs
Bottom of the pyramid
Kenya Climate Innovation Center
East Africa Social Enterprise Network
Faith-based Organisations
Gross Domestic Product
Government of Kenya
Information and communications tec ...
The document discusses resilience programming in Kenya. It notes that while Kenya's GDP has increased, over 40% of Kenyans still live in poverty. Population growth and inequality are putting pressure on vulnerable areas. FAO aims to strengthen resilience through several initiatives: 1) Scaling up small producer productivity and profitability; 2) Strengthening access to basic services; 3) Promoting safety nets; 4) Fostering analysis to improve program impact. Challenges include mechanisms for supporting interventions at scale, engaging new donors, data quality issues, ensuring alignment of programs with household needs, and improving beneficiary profiling.
The document discusses Canada's post-World War 2 northern economic development which was led by the coalition government. The government played a key role by providing infrastructure like railways, highways, and hydroelectric projects. This infrastructure facilitated the growth of industries like forestry, mining, oil and gas extraction, and hydroelectric projects. The government also expanded railways over time to connect more remote regions and ports to fuel further economic activity. Overall, the document examines how government initiatives and investments in transportation infrastructure were critical to powering northern British Columbia's postwar economic boom.
Closing remarks by ANC president Cyril Ramaphosa October 2020 finalSABC News
The ANC NEC Lekgotla discussed South Africa's response to the COVID-19 pandemic and economic crisis. Key points included:
1) South Africa took early action to slow the spread of COVID-19 that likely prevented worse outcomes, but vigilance is still needed.
2) The economy was already weak before the pandemic and has been severely impacted, requiring decisive steps to rebuild and transform the economy through an infrastructure-led recovery plan focused on energy, transportation, housing and other areas.
3) The recovery plan aims to not just rebuild but radically transform society to be more equitable and inclusive through local employment, addressing marginalization, and recognizing the role of small businesses.
This document discusses maximizing the potential contributions of the Kenyan diaspora through political participation, wealth creation, employment, and poverty reduction. It recommends passing legislation to create a more enabling environment for the Kenyan diaspora to engage in these areas. Specifically, it recommends allowing dual citizenship, the right to vote, and diaspora representation in parliament. It also discusses improving consular services and sourcing qualified Kenyans abroad for appointments in Kenyan embassies and government. The overall goal is to better facilitate the Kenyan diaspora's involvement in the social, economic, and political development of Kenya.
The document discusses how Nigeria can diversify its economy and financial system to lift itself out of recession. It argues that merely diversifying government revenue and production is inadequate, and that Nigeria must also diversify its financial system by officially recognizing Islamic finance through relevant legal and institutional changes. The document provides examples from Malaysia, the UK, US, Canada and South Africa of how embracing Islamic finance alongside conventional systems has supported economic growth and resilience against financial crises. Officially incorporating Islamic finance into Nigeria's financial system could similarly help create jobs, support entrepreneurship, and stabilize the economy through this difficult period.
The document discusses how Nigeria can diversify its economy and financial system to lift itself out of recession. It argues that merely diversifying government revenue is inadequate and that Nigeria must officially adopt Islamic finance by amending relevant acts and promoting Islamic banking departments. Embracing Islamic finance would allow entrepreneurship to thrive and address issues like high interest rates and non-performing loans fueling economic problems. Several examples of countries that successfully diversified their financial systems and economies through Islamic finance are provided, including Malaysia, the UK, US, Canada, and South Africa. The document advocates for Nigeria to similarly adopt dual conventional and Islamic banking systems to support economic growth and development.
This document discusses microfinance banks and their role in promoting financial inclusion and empowerment in rural communities. It argues that microfinance banks can play a unique role in intermediating loans for rural businesses and farmers by gathering and analyzing local information at a lower cost than larger banks, thanks to technological advances. However, microfinance banks in Nigeria are not fully fulfilling this role and poverty alleviation potential. They are not sufficiently involved in local development projects, not targeting poor rural borrowers, and not operating as development banks focused on poverty reduction. The document recommends that microfinance banks become more actively involved in their communities and ensure loans are used for intended projects to better promote rural development.
Microfinance interventions and empowerment of women entrepreneurs rural const...Alexander Decker
This document summarizes a research paper that examines the effect of microfinance interventions on empowering women entrepreneurs in Mogotio Constituency, Kenya. It focuses on the effects of microcredit, microsavings, and training. The paper reviews literature on concepts of empowerment, women entrepreneurs, and microfinance interventions. It describes the study objectives, hypotheses, and significance. The study uses a survey design to collect data from 80 microfinance institution members. Results show that microcredit and training positively affect empowerment, but microsavings does not. The study aims to provide recommendations to improve microfinance's impact and address gender issues.
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1. DEVELOPMENT IN KENYA 1
Social Insecurity And economic Development in Kenya
Name
Institution Affiliation
2. DEVELOPMENT IN KENYA 2
Introduction
In spite of the fact that Kenya has long been seen as an institutionally solid and law based
nation, the savagery taking after the races of December 2007 has shaken its formative
advancement. While the nation has figured out how to fashion a coalition government and is
endeavoring to right its course, issues that had been kept underneath the surface, for example,
debasement and ethnic competitions, have go to the fore. A letter from associate secretary of
state Johnnie Carson prior in September to 15 conspicuous Kenyan authorities highlighted the
U.S. government's worry about the political situation in Kenya. The letter apparently cautioned
the authorities that their future association with the U.S. government depended on their dynamic
backing for institutional changes and for prosecutorial equity for culprits of the post-race
brutality. Kenya and US relationship was basically based on all aspects of economic life. With
the relationship going bad, this mend that Kenya was going to experience an economic rapture
incase the US had to withdraw from Kenyans soil. This would also mean that the world wide
investors would also withdraw their handsome investments from the country. Kenya had a task
of affirming the abroad countries that it was going to work on social security improvement in
order to make a fertile ground for foreign investors.
Kenyan Government Take in Development Plan
In the event of trying to fasten Kenya’s development plan, the then minister had to come
out and affirm Kenya’s take in development plan. In her statement, Minister Mohammed
additionally communicated hopefulness and said that the legislature has effectively distinguished
the key difficulties confronting Kenya and has as of now tended to them genuinely. The greatest
difficulties are administration and defilement, which influence all of society and repress master
3. DEVELOPMENT IN KENYA 3
poor arrangements, and the way to tending to these issues is fortifying foundations.
Representative Mohammed noticed that various establishments to manage the different issues
were at that point in spot, for example, the board of specialists at present tending to protected
change, the autonomous decision commission, Reality, Equity, and Compromise Commission to
determine the post-race struggle, and legal changes. New foundations, for example, the National
Human Rights
Commission and an Open Protestations Commission are likewise set up and are intended
to help the powerless access equity. Taking after these comments, the specialists handled various
inquiries. Some of these inquiries again identified with the issue of debasement. One member
raised the public outcry over the potential reappointment of the counter defilement boss, Aaron
Ringera, who has been reprimanded openly for not conveying senior authorities blamed for
debasement to trial amid his first term. The specialists reacted that the establishments were the
key part in battling debasement and that solid laws, courts, and indictment are all required. The
illustration of Ringera exhibits the solid craving of people in general to find defilement. One of
the specialists watched that tribal senses can lead to protecting and even illumination of
degenerate authorities among their own particular ethnic gathering, which makes battling
defilement more troublesome. The specialists said that Kenya had made critical progress on
defilement since 2003, and that it was still the top need, regardless of the mishap of the last
decision.
There was some exchange on the diverse components of looking for equity for culprits of
viciousness in mid-2008. With respect to Truth, Equity, and Compromise Commission, the
specialists noticed that it does not have prosecutorial controls however it can make proposals and
execute remuneration for casualties. With respect to arraignment stretching out to the Global
4. DEVELOPMENT IN KENYA 4
Criminal Court, the specialists said that it is hard to demonstrate that the residential procedure
was broken enough to give the ICC ward. Furthermore, it was their supposition that the ICC can
be wasteful and moderate in bringing equity.
The roundtable additionally talked about various issues related to the Kenyan economy.
With respects to framework improvement, the panelists brought up financing alternatives being
sought after, counting official bonds interestingly, and in addition open private associations and
associations with remote governments. One inquiry rose talked about the clear disengage
between help arrangements and exchange approaches on the benefactor side. The specialists
recognized that this issue was essential, stressing the point of the Kenyan government to
orchestrate the two what's more, communicating enthusiasm for chipping away at these issues
with particular nations like the United States.
The specialists additionally talked about environmental change, communicating worry
about the future monetary expenses of potential flooding that may come about from climate
change. The latest national advancement arrangement, which was readied in 2006, did not
address this issue vigorously. Be that as it may, the specialists communicated duty both to the up
and coming worldwide environmental change gatherings in Copenhagen and to an expanded
spotlight on atmosphere approaches locally.
At the point when gotten some information about Kenya's monetary move, the specialists
underlined the present window of opportunity, specifically highlighting the potential for the
money related administrations segment. To misuse this window, it is likewise necessary to
expand sends out inside of the district, to some degree by expanding efficiency in businesses that
are as of now created. Tourism is clearly an imperative part of the economy, yet different parts
5. DEVELOPMENT IN KENYA 5
are being underlined to diminish tourism's relative significance. For occurrence, Kenya might
want to change urban areas like Nairobi into provincial center points for wellbeing and
instruction administrations. The specialists talked about converse relocation for gifted
individuals from the diaspora and underscored that in spite of the fact that a department already
exists to manage diaspora; itshould be further incorporated into the improvement motivation.
The diaspora's commitment to improvement through, for instance, settlements was noted as
essential to the nation.
The roundtable finished with examination of Representative Carson's letter. The
specialists watched that Kenya's two-sided association with the U.S.is critical and worry over
changes is legitimized. Then again, as saw by various members, by focusing on people instead of
organizations, the letter was tricky and its planned results may not be inevitable. This last subject
was a fitting end to the talk, as it highlighted the pressures that can emerge between household
legislative issues and remote mediation. In any event in the perspective of this appointment,
change will undoubtedly originate from inside inspired institutional change.
Challenges Facing Kenya in Economic Development
Horticulture is the real donor of the Kenyan economy. It is the main monetary part,
representing 25% of the total national output (Gross domestic product). The segment likewise
represents 65 for every penny of Kenya's aggregate fares and gives more than 18 for each penny
of formal business. Development of the national economy is accordingly exceptionally related to
development and improvement in farming. The following are some of the problems that the
Kenyan agricultural sector faces which translates into an economic development problem.
6. DEVELOPMENT IN KENYA 6
1. Environmental change - The impacts of environmental change has been felt basically by the
ranchers particularly because of reliance on downpour sustained agribusiness. The changing and
capricious down-pouring seasons has enormously influenced their capacity to arrange their
cultivating exercises. Territories which got satisfactory precipitation now get lacking
precipitation lessening the area that can bolster agribusiness. This brings the requirement for
more abuse on watering system cultivating particularly in ASALs. It is assessed that
strengthened watering system can increment rural efficiency fourfold and, contingent upon the
yields, wages can be duplicated 10 times.
2. Expansion benefits The agrarian division augmentation administration assumes a key part in
scattering learning, innovations and rural data, and in connecting ranchers with different
performing artists in the economy. The augmentation administration is one of the discriminating
change operators required in changing subsistence cultivating to a present day and business
horticulture to advance family unit nourishment security, enhance wage and diminish neediness.
However there is restricted access to expansion administrations in many parts of the nation with
the National augmentation staff: agriculturist proportion remaining at 1:1,500. This circumstance
has ruined most ranchers from keeping pace with changing mechanical advances. There is in this
way requirement for enrollment of more augmentation staff and the association of NGO's to
expand access of expansion administrations to agriculturists.
3. Utilization of obsolete innovation - In spite of the fact that Kenya has a very much created
farming exploration framework, utilization of present day science and innovation in horticultural
generation is still constrained. Insufficient research–extension–farmer linkages to encourage
interest driven research and expanded utilization of enhanced innovations keep on obliging
endeavors to increment rural profitability as ranchers keep on utilizing obsolete and ineffectual
7. DEVELOPMENT IN KENYA 7
advancements. This brings the need of expansion administrations that can connection research
and the ranchers.
4. Bug and Maladies Nuisances and sicknesses have kept on bringing about a considerable
measure of misfortunes to agriculturists. This is brought on by absence of data by the
agriculturists on the best way to control these sicknesses. Post-harvest misfortunes are brought
on by poor taking care of and storerooms. Maize in eastern area has been influenced by
afflatoxins in the past because of absence of aid and storerooms. Augmentation administrations
can be instrumental in helping lessening pre and post-harvest misfortunes brought on by the
above.
5. Utilization of inputs-Most agriculturists need data on the right sort of ranch inputs to utilize
and the fitting time of use of the same. The expense of key inputs, for example, seed, pesticides,
manure, medications and antibodies is high for asset poor agriculturists. Most agriculturists
thusly don't utilize them. This incredibly diminishes the yield that the ranchers get.
6. Soil supplement decay The rising populace thickness has added to the subdivision of area to
uneconomically little units. What's more, the decreases of decrepit periods and consistent
development have prompted quick exhaustion of soil supplements, declining yields and natural
corruption. These ranchers need data on the right cultivating practices pointed and restoring the
dirt supplement. This can be given by augmentation and counseling administrations.
7. Poor base Poor rustic streets and other key physical framework have prompted high
transportation costs for farming inputs and items. It additionally prompts waste of perishable
products amid transportation. This reasons high misfortunes to ranchers.
8. DEVELOPMENT IN KENYA 8
This rundown of difficulties confronting Kenyan agribusiness and ranchers is not
comprehensive. They are however the significant difficulties that can be settled if successful
augmentation and admonitory administrations concurred to ranchers particularly little scale
agriculture.
Solutions to Kenya Economic Development Problem
The Kenyan administration has a major part to play in tackling some of these difficulties like the
poor framework, reinforcing exploration, expansion and preparing and upgrading rancher access
to reasonable inputs and credit.
The vast majority of the difficulties are created by absence of data and information on the most
proficient method to stay away from them or how to comprehend or bypass those that can't be
dodged. I trust that expansions and admonitory administrations have a major part to play in
mitigation of a large portion of these difficulties as highlighted in the above exchange.
Conclusion
"Kenya's monetary changes in the course of the most recent three years have paid off.
The economy has demonstrated strong even with exogenous stuns, for example, the 2011 dry
spell, and stagnating interest in customary fare and tourism markets as a consequence of the
worldwide money related emergency. Budgetary order has aided guarantee financial and outer
supportability, while as yet giving adequate assets to execute the new Constitution and begin
monetary devolution. Financial strategy has succeeded in cutting swelling down and establishing
desires of low and stable costs. Financial development has stayed powerful and is on an upward
pattern, upheld by solid household request. Auxiliary changes have gained ground to get ready
for the devolution process, strikingly through a fortified administrative environment for open
9. DEVELOPMENT IN KENYA 9
money related administration at both national and province level. The as of late ordered new
Esteem Included Duty law ought to increment regulatory proficiency, reinforce income
gathering, and make assets for need social and improvement expenses. Global stores have
ascended to more than $6 billion, and the outer current record parity barring capital imports—
which have surged due to oil investigation—has progressed. Developing budgetary incorporation
offers the desire of occupation making open doors for a large number of already rejected
Kenyans and, joined with the late decrease in interest rates, ought to give backing to financial
movement in the period ahead. Speculator enthusiasm for the Kenyan economy has picked up
energy, interpreting into solid execution on the share trading system and the foundation of
territorial operations by remote organizations and money related establishments.
"These changes have set the stage for more grounded, more comprehensive, and enduring
monetary development, yet difficulties continue. Endeavors to stay financial solidness through
sound financial and fiscal approaches and market-situated changes ought to intensify to expand
upon the establishments of progress. Specifically:
The CBK ought to keep on going for tying down desires of low expansion. Late value weights
mirror the erratic effect of uprooting VAT exclusions, and expansion ought to fall back inside of
its objective reach by mid-2014.
Financial strategy ought to concentrate on raising the productivity and nature of open
spending. Rare open assets should be utilized well, underscoring the significance of containing
weights on the compensation bill, concluding executing regulations for The general population
Monetary Administration Act, and upgrading the nature of project construct planning situated in
light of the Second's needs Medium Term Arrangement of Vision 2030. The continuous
10. DEVELOPMENT IN KENYA 10
monetary decentralization gives a chance to enhance responsibility and the nature of
administration conveyance; however its prosperity will rely on upon building limit at the district
level.
Enhanced danger administration hones and united supervision of systemically critical
budgetary gatherings ought to improve money related security. Developing of the monetary part
ought to quicken with the Genuine support Bequest Venture Trust in 2013 and money related
access advance considerably encourage with the sharing of positive data on borrowers by Credit
Reference Agencies.
11. DEVELOPMENT IN KENYA 11
References
Hope, K. R. (2012). The political economy of development in Kenya. New York: Continuum
International Pub. Group.
Ellis, A., & World Bank. (2007). Gender and economic growth in Kenya: Unleashing the power
of women. Washington, DC: World Bank.
International bank for reconstruction and development. (1963). The economic development of
Kenya: Report of a mission organized by the International bank for reconstruction and
development at the request of the governments of Kenya and the United Kingdom.
Baltimore, Md: Hopkins Press.
Block, S., &Timmer, C. P. (1994). Agriculture and economic growth: Conceptual issues and the
Kenyan experience. Washington, DC: US. AID