The document is an introductory chapter about services marketing from the textbook "Essentials of Services Marketing". It discusses the growing economic importance of the services sector and the forces transforming service markets, such as advances in technology, globalization, and changing customer expectations. It defines what constitutes a service, categorizing services into four broad groups based on whether the direct recipient is people or possessions, and whether the service act is tangible or intangible. The chapter also outlines eight key challenges in marketing services compared to goods, such as the inability to inventory most services and the importance of co-production with customers.
This document outlines chapter 1 of the textbook "Essentials of Services Marketing" which introduces services marketing. It discusses why services are important to study given their dominance of economies. It also explores the key forces transforming service markets such as advances in technology. The document defines what constitutes a service and identifies four broad categories of services. It then examines the unique challenges of marketing services and proposes an expanded "7 Ps" marketing mix framework for services.
This document provides an overview of Chapter 1 from the textbook "Services Marketing 7e, Global Edition". It discusses key topics in the chapter including why the study of services is important, what constitutes a service, the marketing challenges of services, and the need for an extended marketing mix to address the unique characteristics of services. The chapter introduces concepts like the four categories of services (people processing, possession processing, mental stimulus processing, and information processing) and the 7Ps framework for services marketing incorporating product, place and time, price, promotion, process, physical environment, and people.
This document provides an overview of chapter 1 from the textbook "Services Marketing". It discusses why the study of services is important as services now dominate global economies. It defines what constitutes a service and categorizes different types of services. The document also outlines some of the key challenges in marketing services due to their intangible nature and discusses how an extended marketing mix is needed to address these challenges. Finally, it notes that effective service marketing requires integration with operations, human resources, and other management functions.
The document discusses key aspects of services marketing. It begins by explaining why the study of services is important, as services now dominate most economies and account for over 60% of global GDP. It then defines what a service is, noting that services provide benefits without ownership and involve access to goods, labor, facilities and more. The document also outlines four categories of services: people processing, possession processing, mental stimulus processing, and information processing. It discusses the distinctive marketing challenges posed by services compared to goods, such as the inability to inventory most services and their intangible nature. The document stresses that an extended marketing mix is required for effective services marketing.
The document outlines key concepts from Chapter 1 of the textbook "Services Marketing". It discusses why the study of services is important as services now dominate global economies. Services are defined as activities that provide benefits to customers without the transfer of ownership. Marketing services poses unique challenges compared to goods due to their intangible nature. An extended marketing mix of 7Ps is needed for services marketing, including physical evidence, people, and process in addition to the traditional 4Ps.
This chapter discusses the importance of studying services marketing. It notes that services now account for over 60% of global GDP and are the strongest growth area for marketing. It defines services as economic activities offered by one party to another that employ time-based performances to bring about desired results, with customers obtaining value through access rather than ownership. Key factors transforming the service economy include advances in technology, globalization, changes in business trends and government policies, and social changes. The chapter categorizes services and differentiates between service products, customer service, and after-sales service. It also presents a process perspective for understanding services.
The document provides an overview of Chapter 1 from the textbook "Services Marketing." It discusses the growth of the services sector globally and in various country economies. Services now account for over 60% of GDP worldwide and most new jobs are being created in the services industry. The chapter defines what constitutes a service, differentiating it from goods. Services are classified into categories based on what is being processed, such as people processing, possession processing, mental stimulus processing, and information processing. The document outlines the marketing challenges of services compared to goods due to their intangible nature and emphasizes the importance of studying services marketing.
This document provides an overview of Chapter 1 from the textbook "Services Marketing" by Lovelock & Wirtz. The chapter discusses the growth of the services sector of the global economy and why studying services marketing is important. It defines what constitutes a service, highlighting that services provide benefits to customers without ownership of physical goods. The chapter also outlines several challenges of marketing services due to their intangible nature and involvement of customers. It introduces the concept of an "extended marketing mix" for services, consisting of 7Ps - the traditional 4Ps along with process, physical environment, and people.
This document outlines chapter 1 of the textbook "Essentials of Services Marketing" which introduces services marketing. It discusses why services are important to study given their dominance of economies. It also explores the key forces transforming service markets such as advances in technology. The document defines what constitutes a service and identifies four broad categories of services. It then examines the unique challenges of marketing services and proposes an expanded "7 Ps" marketing mix framework for services.
This document provides an overview of Chapter 1 from the textbook "Services Marketing 7e, Global Edition". It discusses key topics in the chapter including why the study of services is important, what constitutes a service, the marketing challenges of services, and the need for an extended marketing mix to address the unique characteristics of services. The chapter introduces concepts like the four categories of services (people processing, possession processing, mental stimulus processing, and information processing) and the 7Ps framework for services marketing incorporating product, place and time, price, promotion, process, physical environment, and people.
This document provides an overview of chapter 1 from the textbook "Services Marketing". It discusses why the study of services is important as services now dominate global economies. It defines what constitutes a service and categorizes different types of services. The document also outlines some of the key challenges in marketing services due to their intangible nature and discusses how an extended marketing mix is needed to address these challenges. Finally, it notes that effective service marketing requires integration with operations, human resources, and other management functions.
The document discusses key aspects of services marketing. It begins by explaining why the study of services is important, as services now dominate most economies and account for over 60% of global GDP. It then defines what a service is, noting that services provide benefits without ownership and involve access to goods, labor, facilities and more. The document also outlines four categories of services: people processing, possession processing, mental stimulus processing, and information processing. It discusses the distinctive marketing challenges posed by services compared to goods, such as the inability to inventory most services and their intangible nature. The document stresses that an extended marketing mix is required for effective services marketing.
The document outlines key concepts from Chapter 1 of the textbook "Services Marketing". It discusses why the study of services is important as services now dominate global economies. Services are defined as activities that provide benefits to customers without the transfer of ownership. Marketing services poses unique challenges compared to goods due to their intangible nature. An extended marketing mix of 7Ps is needed for services marketing, including physical evidence, people, and process in addition to the traditional 4Ps.
This chapter discusses the importance of studying services marketing. It notes that services now account for over 60% of global GDP and are the strongest growth area for marketing. It defines services as economic activities offered by one party to another that employ time-based performances to bring about desired results, with customers obtaining value through access rather than ownership. Key factors transforming the service economy include advances in technology, globalization, changes in business trends and government policies, and social changes. The chapter categorizes services and differentiates between service products, customer service, and after-sales service. It also presents a process perspective for understanding services.
The document provides an overview of Chapter 1 from the textbook "Services Marketing." It discusses the growth of the services sector globally and in various country economies. Services now account for over 60% of GDP worldwide and most new jobs are being created in the services industry. The chapter defines what constitutes a service, differentiating it from goods. Services are classified into categories based on what is being processed, such as people processing, possession processing, mental stimulus processing, and information processing. The document outlines the marketing challenges of services compared to goods due to their intangible nature and emphasizes the importance of studying services marketing.
This document provides an overview of Chapter 1 from the textbook "Services Marketing" by Lovelock & Wirtz. The chapter discusses the growth of the services sector of the global economy and why studying services marketing is important. It defines what constitutes a service, highlighting that services provide benefits to customers without ownership of physical goods. The chapter also outlines several challenges of marketing services due to their intangible nature and involvement of customers. It introduces the concept of an "extended marketing mix" for services, consisting of 7Ps - the traditional 4Ps along with process, physical environment, and people.
The chapter discusses the importance of services in the global economy. Services now account for over 60% of GDP worldwide and are the strongest growth area for marketing. Understanding services offers a competitive advantage. Some key challenges in marketing services include their intangible nature, variability in quality, and involvement of customers in production. An extended marketing mix is needed to address the distinctive characteristics of services.
The chapter discusses the growing importance of the service sector in modern economies. Services now account for over 60% of GDP worldwide and are the strongest source of new jobs. Understanding services offers competitive advantages as most new employment is in knowledge-based service industries. The chapter also explores the definition of services and categories of services, highlighting that services are economic activities that create value through access to goods, skills, and systems rather than ownership. It notes the transformation of service markets driven by various factors like technology, globalization, and social changes.
This chapter discusses the importance of services marketing. Services now dominate most economies and are the strongest growth area for marketing. Understanding services gives a competitive advantage. Services are distinct from goods in that they are intangible and customers may participate in production. Developing effective services marketing requires an extended marketing mix that integrates marketing with operations, human resources, and customers.
This chapter discusses the importance of studying services marketing. It notes that the service sector dominates the economy in most nations and is a major source of new jobs. The chapter defines services as economic activities that create benefits without transferring ownership, typically through time-based performances. Marketing services poses unique challenges compared to goods, requiring an expanded marketing mix of 8Ps instead of 4Ps, and integration of marketing with operations and human resources.
This chapter discusses the importance of studying services and introduces concepts related to services marketing. It notes that the service sector dominates the economy in most nations and generates most new jobs. The chapter defines services as activities that create benefits for customers without transferring ownership, typically through time-based performances. Marketing services poses unique challenges compared to goods, requiring an expanded marketing mix of 8Ps and integration of marketing, operations, and human resources functions.
The document discusses key aspects of services marketing. It notes that the service sector makes up a large portion of economic activity and employment in most developed economies. Services range from those provided internally by organizations to their external customers. There are also four main categories of services defined by whether they process people, possessions, mental stimuli, or information. The characteristics of services, including intangibility and variability, have important implications for marketing strategy. Firms must consider customer involvement in production and the role of employees, as well as how to effectively design service delivery processes and channels.
This document discusses key concepts in services marketing. It begins by outlining learning objectives related to understanding how services contribute to economic growth, identifying major service industry categories, and forces transforming service markets. It then defines services using a framework of non-ownership and identifies four categories of services based on whether the recipient is people or possessions and whether the service is tangible or intangible. The document also discusses characteristics of services that pose distinctive marketing challenges, components of the traditional and extended marketing mixes applied to services, and the importance of people, process and physical environment in managing the customer interface for services.
E Services - First part - Flower of servicesDAO HUYNH
This document provides an overview of a presentation on services marketing. It discusses why services are important to study, defining what services are, marketing challenges of services, and the extended marketing mix needed for services. Services now dominate most economies and account for over 60% of GDP worldwide. Understanding services offers a competitive advantage. Services are defined as activities that provide benefits to customers without transfer of ownership. Value is created through intangible elements. An extended 7Ps marketing mix of product, place and time, price, promotion, process, physical environment, and people is needed for services.
This document provides an overview of chapter 1 from the textbook "Services Marketing". It discusses why the study of services is important, as services now dominate most economies and are the strongest growth area for marketing. It explains that services can be defined as economic activities that are offered to benefit customers without transferring ownership, through access to goods, facilities, skills or networks. Finally, it notes that value creation in services is dominated by intangible elements like skills and experiences rather than physical components.
This chapter introduces services marketing. It discusses why services are important to study as they dominate the economy in many nations. Powerful forces are transforming service markets, including social changes, business trends, advances in technology, and globalization. Services are defined as involving the rental of benefits rather than the transfer of ownership, and are categorized into rented goods, defined space rentals, labor and expertise rentals, access to shared environments, and systems/networks. The challenges of marketing services compared to goods are also addressed.
This chapter discusses service distribution and delivery channels. It covers options for delivering services through physical locations or electronic channels. Key topics include the role of intermediaries in distributing services, challenges of large domestic and international markets, and how technology influences service delivery. The chapter compares distributing core versus supplementary services and examines place and time decisions for optimal service access. Overall it provides an overview of physical and electronic distribution strategies for marketing services globally.
This document provides an overview of key concepts in services marketing. It begins by defining services and explaining why services marketing is important given the growth of the services sector. It then discusses characteristics of services such as intangibility, heterogeneity, simultaneous production and consumption, and perishability. The marketing mix for services, known as the 7Ps, is also introduced, which expands the traditional 4Ps to include people, physical evidence, and process. The document provides examples to illustrate services marketing concepts and challenges facing services marketers due to the unique characteristics of services.
This chapter discusses service distribution through physical and electronic channels. It covers options for delivering services like customers visiting sites, providers going to customers, or remote delivery. The chapter also addresses place and time decisions, delivering services online, and the role of intermediaries. Additionally, it discusses challenges of large domestic and international markets and how service characteristics impact entry into foreign markets.
The document discusses key aspects of services marketing based on a textbook. It begins by noting the importance of the services sector in modern economies. It then examines differences between goods and services marketing and introduces the 7Ps framework for the services marketing mix. This includes the traditional 4Ps plus additional elements for the physical environment, processes, and people involved. The document explores each of the 7Ps in detail and emphasizes the need for collaboration between marketing, operations, and human resources functions to effectively manage services.
The document introduces operations management and its role in business. It defines OM as the function responsible for planning, coordinating, and controlling resources to produce products and services. OM transforms inputs like people, materials, and money into outputs of goods and services. It aims to add value and increase efficiency throughout this transformation process. The document also outlines key OM decisions, differences between manufacturing and service operations, historical developments in the field, and how OM interacts with other business functions.
The document introduces operations management and its role in business. It defines OM as the function responsible for planning, coordinating, and controlling resources to produce products and services. OM transforms inputs like people, materials, and money into outputs of goods and services. It aims to add value and perform transformations efficiently. The document also outlines key OM decisions, differences between manufacturing and service operations, historical developments in the field, and how OM interacts with other business functions.
This document provides an overview of operations management from a textbook. It defines operations management as the business function responsible for planning, coordinating, and controlling resources to produce products and services. The role of operations management is to transform inputs like people, materials, and money into outputs of goods and services. Operations management makes both strategic and tactical decisions and works closely with other business functions like marketing and finance.
This document discusses services marketing. It begins by defining a service as an act or performance offered by one party to another that is intangible and does not result in ownership. The world economy is increasingly becoming a service economy, with services making up over 50% of GDP in many countries. The service sector provides employment, especially for unskilled workers, and includes industries like financial services, tourism, retail, and education. Unique characteristics of services include intangibility, perishability, inseparability, heterogeneity, and lack of ownership. Challenges in services marketing include variable quality, managing capacity, competition, service development, and differentiation from competitors.
chapter06 setting prices and implementing revenue management.pptxImamMunandar38
The document discusses key topics in services pricing and revenue management. It covers:
1. Effective pricing is central to financial success in services. Pricing strategy involves balancing value to customers, costs, and competition.
2. Revenue management uses pricing strategies like price buckets and rate fences to maximize revenue from fixed capacity. It involves setting different prices for customer segments based on price sensitivity.
3. Ethical concerns in complex pricing schedules can include unfairness, hidden charges, and penalizing customers for changes. Fairness is key in revenue management design.
This chapter introduces key concepts about services marketing. It discusses why studying services is important as the service sector dominates most economies. Services pose unique challenges for marketing due to their intangible nature. An expanded marketing mix of 8Ps is required for effective services marketing, including product, place, price, promotion, process, physical environment, people, and productivity/quality. Government policies, technology advances, and other forces are transforming the service industry in ways that require innovative marketing approaches.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
The chapter discusses the importance of services in the global economy. Services now account for over 60% of GDP worldwide and are the strongest growth area for marketing. Understanding services offers a competitive advantage. Some key challenges in marketing services include their intangible nature, variability in quality, and involvement of customers in production. An extended marketing mix is needed to address the distinctive characteristics of services.
The chapter discusses the growing importance of the service sector in modern economies. Services now account for over 60% of GDP worldwide and are the strongest source of new jobs. Understanding services offers competitive advantages as most new employment is in knowledge-based service industries. The chapter also explores the definition of services and categories of services, highlighting that services are economic activities that create value through access to goods, skills, and systems rather than ownership. It notes the transformation of service markets driven by various factors like technology, globalization, and social changes.
This chapter discusses the importance of services marketing. Services now dominate most economies and are the strongest growth area for marketing. Understanding services gives a competitive advantage. Services are distinct from goods in that they are intangible and customers may participate in production. Developing effective services marketing requires an extended marketing mix that integrates marketing with operations, human resources, and customers.
This chapter discusses the importance of studying services marketing. It notes that the service sector dominates the economy in most nations and is a major source of new jobs. The chapter defines services as economic activities that create benefits without transferring ownership, typically through time-based performances. Marketing services poses unique challenges compared to goods, requiring an expanded marketing mix of 8Ps instead of 4Ps, and integration of marketing with operations and human resources.
This chapter discusses the importance of studying services and introduces concepts related to services marketing. It notes that the service sector dominates the economy in most nations and generates most new jobs. The chapter defines services as activities that create benefits for customers without transferring ownership, typically through time-based performances. Marketing services poses unique challenges compared to goods, requiring an expanded marketing mix of 8Ps and integration of marketing, operations, and human resources functions.
The document discusses key aspects of services marketing. It notes that the service sector makes up a large portion of economic activity and employment in most developed economies. Services range from those provided internally by organizations to their external customers. There are also four main categories of services defined by whether they process people, possessions, mental stimuli, or information. The characteristics of services, including intangibility and variability, have important implications for marketing strategy. Firms must consider customer involvement in production and the role of employees, as well as how to effectively design service delivery processes and channels.
This document discusses key concepts in services marketing. It begins by outlining learning objectives related to understanding how services contribute to economic growth, identifying major service industry categories, and forces transforming service markets. It then defines services using a framework of non-ownership and identifies four categories of services based on whether the recipient is people or possessions and whether the service is tangible or intangible. The document also discusses characteristics of services that pose distinctive marketing challenges, components of the traditional and extended marketing mixes applied to services, and the importance of people, process and physical environment in managing the customer interface for services.
E Services - First part - Flower of servicesDAO HUYNH
This document provides an overview of a presentation on services marketing. It discusses why services are important to study, defining what services are, marketing challenges of services, and the extended marketing mix needed for services. Services now dominate most economies and account for over 60% of GDP worldwide. Understanding services offers a competitive advantage. Services are defined as activities that provide benefits to customers without transfer of ownership. Value is created through intangible elements. An extended 7Ps marketing mix of product, place and time, price, promotion, process, physical environment, and people is needed for services.
This document provides an overview of chapter 1 from the textbook "Services Marketing". It discusses why the study of services is important, as services now dominate most economies and are the strongest growth area for marketing. It explains that services can be defined as economic activities that are offered to benefit customers without transferring ownership, through access to goods, facilities, skills or networks. Finally, it notes that value creation in services is dominated by intangible elements like skills and experiences rather than physical components.
This chapter introduces services marketing. It discusses why services are important to study as they dominate the economy in many nations. Powerful forces are transforming service markets, including social changes, business trends, advances in technology, and globalization. Services are defined as involving the rental of benefits rather than the transfer of ownership, and are categorized into rented goods, defined space rentals, labor and expertise rentals, access to shared environments, and systems/networks. The challenges of marketing services compared to goods are also addressed.
This chapter discusses service distribution and delivery channels. It covers options for delivering services through physical locations or electronic channels. Key topics include the role of intermediaries in distributing services, challenges of large domestic and international markets, and how technology influences service delivery. The chapter compares distributing core versus supplementary services and examines place and time decisions for optimal service access. Overall it provides an overview of physical and electronic distribution strategies for marketing services globally.
This document provides an overview of key concepts in services marketing. It begins by defining services and explaining why services marketing is important given the growth of the services sector. It then discusses characteristics of services such as intangibility, heterogeneity, simultaneous production and consumption, and perishability. The marketing mix for services, known as the 7Ps, is also introduced, which expands the traditional 4Ps to include people, physical evidence, and process. The document provides examples to illustrate services marketing concepts and challenges facing services marketers due to the unique characteristics of services.
This chapter discusses service distribution through physical and electronic channels. It covers options for delivering services like customers visiting sites, providers going to customers, or remote delivery. The chapter also addresses place and time decisions, delivering services online, and the role of intermediaries. Additionally, it discusses challenges of large domestic and international markets and how service characteristics impact entry into foreign markets.
The document discusses key aspects of services marketing based on a textbook. It begins by noting the importance of the services sector in modern economies. It then examines differences between goods and services marketing and introduces the 7Ps framework for the services marketing mix. This includes the traditional 4Ps plus additional elements for the physical environment, processes, and people involved. The document explores each of the 7Ps in detail and emphasizes the need for collaboration between marketing, operations, and human resources functions to effectively manage services.
The document introduces operations management and its role in business. It defines OM as the function responsible for planning, coordinating, and controlling resources to produce products and services. OM transforms inputs like people, materials, and money into outputs of goods and services. It aims to add value and increase efficiency throughout this transformation process. The document also outlines key OM decisions, differences between manufacturing and service operations, historical developments in the field, and how OM interacts with other business functions.
The document introduces operations management and its role in business. It defines OM as the function responsible for planning, coordinating, and controlling resources to produce products and services. OM transforms inputs like people, materials, and money into outputs of goods and services. It aims to add value and perform transformations efficiently. The document also outlines key OM decisions, differences between manufacturing and service operations, historical developments in the field, and how OM interacts with other business functions.
This document provides an overview of operations management from a textbook. It defines operations management as the business function responsible for planning, coordinating, and controlling resources to produce products and services. The role of operations management is to transform inputs like people, materials, and money into outputs of goods and services. Operations management makes both strategic and tactical decisions and works closely with other business functions like marketing and finance.
This document discusses services marketing. It begins by defining a service as an act or performance offered by one party to another that is intangible and does not result in ownership. The world economy is increasingly becoming a service economy, with services making up over 50% of GDP in many countries. The service sector provides employment, especially for unskilled workers, and includes industries like financial services, tourism, retail, and education. Unique characteristics of services include intangibility, perishability, inseparability, heterogeneity, and lack of ownership. Challenges in services marketing include variable quality, managing capacity, competition, service development, and differentiation from competitors.
chapter06 setting prices and implementing revenue management.pptxImamMunandar38
The document discusses key topics in services pricing and revenue management. It covers:
1. Effective pricing is central to financial success in services. Pricing strategy involves balancing value to customers, costs, and competition.
2. Revenue management uses pricing strategies like price buckets and rate fences to maximize revenue from fixed capacity. It involves setting different prices for customer segments based on price sensitivity.
3. Ethical concerns in complex pricing schedules can include unfairness, hidden charges, and penalizing customers for changes. Fairness is key in revenue management design.
This chapter introduces key concepts about services marketing. It discusses why studying services is important as the service sector dominates most economies. Services pose unique challenges for marketing due to their intangible nature. An expanded marketing mix of 8Ps is required for effective services marketing, including product, place, price, promotion, process, physical environment, people, and productivity/quality. Government policies, technology advances, and other forces are transforming the service industry in ways that require innovative marketing approaches.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
How to Identify the Best Crypto to Buy Now in 2024.pdfKezex (KZX)
To identify the best crypto to buy in 2024, analyze market trends, assess the project's fundamentals, review the development team and community, monitor adoption rates, and evaluate risk tolerance. Stay updated with news, regulatory changes, and expert opinions to make informed decisions.