While forming a Community Emergency Response Team (CERT) seems like a good way for a homeowners association to help residents in an emergency, it also carries significant legal risks. The document discusses these risks, including that the Good Samaritan Law does not protect associations from liability, and a CERT could be sued for injuries caused by its actions or failures to act. It recommends that associations consider insurance, make clear they are not endorsing any CERT, and focus on advising residents rather than taking direct responsibility for emergency response.