Carillon Consulting Group was formed in 2007 through the merger of two investment groups and has over 80 years of combined experience. The group has over $500 million in client assets and provides trusted advice and exceptional service to clients. Carillon Consulting Group is committed to providing unbiased investment advice and client service through pursuing knowledge and improving expertise, with several members having acquired prestigious certifications. The group believes in giving back to the community through various charitable organizations.
CCG - Wealth & Investment Managementscottdhill
Carillon Consulting Group is a private wealth management firm formed in 2007. The firm provides trusted advice and exceptional service to clients, and manages over $500 million in client assets. Carillon Consulting Group takes a personalized approach and offers comprehensive wealth management services including portfolio management, retirement planning, alternative investments, insurance, estate planning, and more. The firm aims to support clients' lifetime financial goals through a disciplined five-step wealth management process.
Classic Consulting: Award Winning Recruitment, placing Integrity FirstClassic Consulting
We have a combination of expertise, experience, excellence and a pledge to putting Integrity First. We make it a priority to truly understand your business and from there, use a variety of methods to identify the best candidates with the right skills for your team.
The Hicks Group is a wealth management firm located in Fredericton, NB. It is comprised of Tim Hicks, Chris James, and Lindsey Pendleton who work together to help clients achieve their financial goals through comprehensive planning and management. They offer services related to investments, retirement, insurance, business transition, and estate planning. The team has extensive experience and qualifications in financial services and accounting. Client testimonials praise the group for their personalized service, expertise, and commitment to clients' long-term financial well-being.
Credit Union Fee Income Through Wealth Management Webinar Handouts | Money Co...NAFCU Services Corporation
This document discusses wealth management services that a credit union could offer to its members. It begins by asking what members' needs and fears are currently. Then it outlines demographic groups among members and the high, medium, and low needs they may have. The rest of the document discusses what wealth management entails, how a credit union can develop wealth management as an integrated platform, marketing and educational support available, sample seminar topics, compliance considerations, and technology solutions. It provides examples of three families' financial situations and returns under different wealth management strategies. The overall message is that wealth management can be a valuable service for credit unions to offer members.
Gold IRA investments from United Gold Direct, A leader in precious metals; Gold, Silver, Platinum, & Palladium coins & bars, along with IRA & 401k Rollovers backed by physical Gold!
Karin D. Knoop is a Financial Advisor at Waddell & Reed, Inc. She holds degrees in business management and securities licenses. Her passion is helping clients achieve their financial goals through comprehensive financial planning. This includes identifying objectives, analyzing situations, implementing strategies, and monitoring progress. She believes in financial education for people of all backgrounds and offers community workshops on topics like money management, saving, investing, and more. Her goal is to help clients achieve financial security through Waddell & Reed's planning process.
Anderson Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Jeff is 75 and Theresa is 72. Jeff recently retired from an executive position in a public company. As a result of his retirement he exercised over $45M in stock options and has 5 more years of deferred compensation payments. Jeff has also sold his 50% interest in his Corporation and the note payments are providing significant income for the next 9 years.
Jeff and Theresa have annual living expense desires of $725,000, with the available income to more than meet this need. Jeff’s deferred compensation payments average more than $2M/yr. for the next 5 years; his annual pension payments are $660k/yr. (inflating); and he also has note payments totaling $360k/yr. for the next 9 years from the buyout of his Corporation interests. These sources of income are in addition to an investment portfolio that generates more than $1.7M/yr. in income and various oil/gas ventures that generate over $100k/yr. in income. With annual income totaling over $5M/yr. for the family, they have the luxury of accumulating a very significant cash flow surplus each year.
Learn more at www.inknowvision.com
Jackson Family Wealth Goal Achiever - Advanced Estate PlanningInKnowVision
Chris is 68 and Beth is 59. Chris has recently just retired from an executive position in a public company. They have always led a relatively simple and conservative lifestyle and as a result have built up a very significant, and liquid, net worth. As part of Chris’s retirement package, he has an annual pension payment of approx. $360,000 (inflating). The pension alone is enough to cover their annual living expenses of $230,000. As a result, they have a large annual cash flow surplus created by the $400k in annual dividends from their equity portfolios and their tax-exempt income from municipal bond portfolios totaling $1.1M.
The main planning objective is to take advantage of the lifetime gifting exemption ($5M each) while it is still available. This is due in part to the large concentration of conservatively invested assets that are growing inside Chris and Beth’s estate. In addition, they are looking to preserve enough assets in order to provide sufficient cash flow that will ensure a comfortable lifestyle with flexibility during retirement.
Learn more at www.inknowvision.com
CCG - Wealth & Investment Managementscottdhill
Carillon Consulting Group is a private wealth management firm formed in 2007. The firm provides trusted advice and exceptional service to clients, and manages over $500 million in client assets. Carillon Consulting Group takes a personalized approach and offers comprehensive wealth management services including portfolio management, retirement planning, alternative investments, insurance, estate planning, and more. The firm aims to support clients' lifetime financial goals through a disciplined five-step wealth management process.
Classic Consulting: Award Winning Recruitment, placing Integrity FirstClassic Consulting
We have a combination of expertise, experience, excellence and a pledge to putting Integrity First. We make it a priority to truly understand your business and from there, use a variety of methods to identify the best candidates with the right skills for your team.
The Hicks Group is a wealth management firm located in Fredericton, NB. It is comprised of Tim Hicks, Chris James, and Lindsey Pendleton who work together to help clients achieve their financial goals through comprehensive planning and management. They offer services related to investments, retirement, insurance, business transition, and estate planning. The team has extensive experience and qualifications in financial services and accounting. Client testimonials praise the group for their personalized service, expertise, and commitment to clients' long-term financial well-being.
Credit Union Fee Income Through Wealth Management Webinar Handouts | Money Co...NAFCU Services Corporation
This document discusses wealth management services that a credit union could offer to its members. It begins by asking what members' needs and fears are currently. Then it outlines demographic groups among members and the high, medium, and low needs they may have. The rest of the document discusses what wealth management entails, how a credit union can develop wealth management as an integrated platform, marketing and educational support available, sample seminar topics, compliance considerations, and technology solutions. It provides examples of three families' financial situations and returns under different wealth management strategies. The overall message is that wealth management can be a valuable service for credit unions to offer members.
Gold IRA investments from United Gold Direct, A leader in precious metals; Gold, Silver, Platinum, & Palladium coins & bars, along with IRA & 401k Rollovers backed by physical Gold!
Karin D. Knoop is a Financial Advisor at Waddell & Reed, Inc. She holds degrees in business management and securities licenses. Her passion is helping clients achieve their financial goals through comprehensive financial planning. This includes identifying objectives, analyzing situations, implementing strategies, and monitoring progress. She believes in financial education for people of all backgrounds and offers community workshops on topics like money management, saving, investing, and more. Her goal is to help clients achieve financial security through Waddell & Reed's planning process.
Anderson Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Jeff is 75 and Theresa is 72. Jeff recently retired from an executive position in a public company. As a result of his retirement he exercised over $45M in stock options and has 5 more years of deferred compensation payments. Jeff has also sold his 50% interest in his Corporation and the note payments are providing significant income for the next 9 years.
Jeff and Theresa have annual living expense desires of $725,000, with the available income to more than meet this need. Jeff’s deferred compensation payments average more than $2M/yr. for the next 5 years; his annual pension payments are $660k/yr. (inflating); and he also has note payments totaling $360k/yr. for the next 9 years from the buyout of his Corporation interests. These sources of income are in addition to an investment portfolio that generates more than $1.7M/yr. in income and various oil/gas ventures that generate over $100k/yr. in income. With annual income totaling over $5M/yr. for the family, they have the luxury of accumulating a very significant cash flow surplus each year.
Learn more at www.inknowvision.com
Jackson Family Wealth Goal Achiever - Advanced Estate PlanningInKnowVision
Chris is 68 and Beth is 59. Chris has recently just retired from an executive position in a public company. They have always led a relatively simple and conservative lifestyle and as a result have built up a very significant, and liquid, net worth. As part of Chris’s retirement package, he has an annual pension payment of approx. $360,000 (inflating). The pension alone is enough to cover their annual living expenses of $230,000. As a result, they have a large annual cash flow surplus created by the $400k in annual dividends from their equity portfolios and their tax-exempt income from municipal bond portfolios totaling $1.1M.
The main planning objective is to take advantage of the lifetime gifting exemption ($5M each) while it is still available. This is due in part to the large concentration of conservatively invested assets that are growing inside Chris and Beth’s estate. In addition, they are looking to preserve enough assets in order to provide sufficient cash flow that will ensure a comfortable lifestyle with flexibility during retirement.
Learn more at www.inknowvision.com
Carter Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Jerry and Susan Carter are both 63. They own and operate a very profitable manufacturing business in a small town. Jerry and Susan spend about $650,000 a year, giving generously to family ($200,000/yr.) and their favorite charitable causes ($150,000/yr.). Although the business provides significant taxable income of over $5M a year, Jerry and Susan have been re-investing excess cash back into the business to keep it thriving through the latest recession. With assets totaling over $60M, a growing business and an income tax bill surpassing $2M/yr., their estate tax and income tax exposure is quickly increasing.
The primary planning goals are to:
Provide for the financial security of the surviving spouse.
Maintain Carter Manufacturing as a viable company in their hometown after they exit the business.Maintain their customary lifestyle and gifting. This should take approx. $650,000 annually after taxes.
Eliminate or reduce estate taxes.
Maintain adequate gifting to their children and grandchildren. Their main priority is providing funds for their grandchildren’s educations.
Maximize the inheritance they leave to their children and grandchildren.
Establish a family foundation for lifetime and future family charitable giving.
Learn more at www.inknowvision.com
Jackson Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Chris is 68 and Beth is 59. Chris has recently just retired from an executive position in a public company. They have always led a relatively simple and conservative lifestyle and as a result have built up a very significant, and liquid, net worth.
As part of Chris’ retirement package, he has an annual pension payment of approximately $360,000 (inflating). The pension alone is enough to cover their annual living expenses of $230,000.
As a result, they have a large annual cash flow surplus created by the $400k in annual dividends from their equity portfolios and their tax-exempt income from municipal bond portfolios totaling $1.1M.
The primary planning goals were to:
Make sure that they have sufficient funds to live on for the rest of their lives (approximately $230,000 after taxes and gifts).
Provide for the financial security of the surviving spouse.
Create an inheritance for their children which protects them from any potential future creditors and/or predators.
Provide a charitable gift at death as long as it doesn’t greatly diminish the amount they pass to their heirs.
Eliminate or reduce estate taxes.
InKnowVision November 2012 Case Study - Basic Family Wealth Goal AchieverInKnowVision
Tom is 83 and Jane is 76. They have two children who are both well employed and live productive and happy lives. Tom was an attorney who headed a large patent firm in Washington DC. Jane served as an expert in international trade for much of her professional life. During the latter part of his career, Tom agreed to do work for a start up company that became very successful. Today, Tom’s share of the company is valued at $3.2M but generates $1.4M-$1.5M per year in taxable distributions. Several years ago, the company spun out one of its divisions and took the new company public. It has seen massive growth; almost no dividends have been distributed, and the company has a value to Tom today of approximately $6.4M. Tom and Jane also have approximately $5.2M in cash, $3.2M in retirement funds, and real estate of $4M for a total net worth of about $22M.
The primary planning goals are to:
Make sure that they have sufficient funds to live on for the rest of their lives
Maximize what they leave to their children and grandchildren
Increase the amount of charitable giving that they are currently doing
Equalize the financial positions of their son and daughter
Make a substantial provision for charity in place of estate tax if possible
Darrell Avery - Helping Investors in the Heart of HawaiiSeth Suntha
Darrell Avery has been a financial consultant in Hawaii for 21 years, helping conservative local clients achieve their goals through education on diversification and products like variable annuities. As a longtime client of Pacific Life, he is impressed by the support from his wholesaler and customer service. Darrell prioritizes building trusting relationships and taking a consultative approach to understand each client's unique situation.
Myer Family Wealth Goal Achiever- InKnowVision Advanced Estate PlanningInKnowVision
James is 64, and a few years ago started up a Consulting Company (Consulting Corp) with his business partner Dave. They have acquired some lucrative contracts over the last couple of years, and after spending frugally his entire life, James is starting to enjoy his newly created wealth. James is divorced and makes alimony payments in the amount of $100,000/yr. on top of his $500,000/yr. in living expenses. Because the wealth and income generated by the company is recent, James has not accumulated much in the way of liquid assets yet, but the company value is significant and future profits look very promising.
Learn more at www.inknowvision.com
Myer Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
James is 64, and a few years ago started up a Consulting Company (Consulting Corp) with his business partner Dave. They have acquired some lucrative contracts over the last couple of years, and after spending frugally his entire life, James is starting to enjoy his newly created wealth. James is divorced and makes alimony payments in the amount of $100,000/yr. on top of his $500,000/yr. in living expenses. Because the wealth and income generated by the company is recent, James has not accumulated much in the way of liquid assets yet, but the company value is significant and future profits look very promising.
The primary planning goals are to:
Make sure that he has sufficient funds to live on for the rest of his life (approx. $600,000/yr., including alimony, after taxes and gifts).
Reduce income taxes.
Maximize the inheritance that he leaves to his children and grandchildren. Consider passing his business interests to his children involved in the industry while providing an equal inheritance of non-business interests to those that are uninterested.
Assure that he has sufficient liquid assets available at his death to eliminate the forced liquidation of his business assets.
Eliminate or reduce estate taxes.
This document provides an agenda for the 3rd Annual Family Office Congress on managing risk, succession, and family legacy, held on December 1-2, 2010 in Melbourne, Australia. The agenda includes sessions on: defining risks facing family offices; nurturing entrepreneurship in the next generation; global investment strategies; managing business risk and succession; choosing external and internal advisers; and philanthropy. There will be presentations, panel discussions, and networking events with speakers from international family offices, investment firms, and advisory organizations.
A community foundation is a permanent philanthropic organization that is established by and for a specific local community. It maintains a pool of endowment funds donated by individuals, families, businesses, and organizations. These funds are professionally invested and used to provide grants that benefit the entire community. By addressing local needs, supporting non-profits, and facilitating long-term charitable giving, a community foundation acts as an important philanthropic resource for its region.
Educating Through The Estate Plan: Because Money Doesnt Come With Instructionslwolven
A discussion of pitfalls in educating children about money values. This article also provides suggestions and examples of families that have successfully provided their children with an education that resulted in a healthy relationship with money.
Wisconsin Stateof Philanthropy Report 2009 by DFWlitlelady9
Donors Forum of Wisconsin has released the first-ever Wisconsin State of Philanthropy Report highlighting the changes in the state’s philanthropic landscape.
The report provides a detailed looked at grantmaking in Wisconsin as well as a deeper look into how philanthropy is practiced in the state. The report on giving will enhance grantmakers’ ability to tell their giving stories, highlights the impact of Wisconsin’s grantmaking community, and accurately depicts the scope, diversity, and depth of Wisconsin philanthropy.
The document appears to be about an artist from the 1950s who created a miniature city out of patterns of houses and cars. The artist, who was American, designed and constructed the small-scale city in such detail that it looked like a true-to-life cityscape. Photographs of the miniature city were included for viewers to examine the artist's intricate work.
Diversify Your Portfolio: Looking at Human Capital in a Different Way to Ensure Ongoing Support for Your Mission
Strategire for securing greater investment in your school by casting a wider net and including people from emerging constituencies in your advancement program as donors, volunteers and staff members.
JAS Wealth: A Different Kind of Wealth Management, Sydney Australia.JAS Wealth
JAS Wealth is a privately owned boutique wealth management firm that offers long term, family office style services to successful individuals. It provides quality advice using independent thinking and sourcing the best products and services available. JAS Wealth aims to evolve with clients' needs by offering holistic advice and solutions rather than forcing products, and acts as a personal CFO by keeping clients' financial strategies consistent in coordination with other advisors.
This document provides an overview of the roles and responsibilities of an executor. It defines key terms like executor, administrator, trustee and fiduciary. It outlines the probate process including opening an estate, administering assets, closing an estate and filing final tax forms. It addresses where to file a will, how an estate is handled if no executor, an executor's entitlement to compensation and disclaims this is not legal or tax advice.
http://www.wealthsolutions.com.sg/seminar/
There are myths about alternative investing. What might be true in the past may no longer be true now. Let's revisit alternative investment and see if you agree about the 6 myth of alternative investing.
Brought to you by http://www.wealthsolutions.com.sg/
Eric C Hagen Professional Wealth Management brochureehagenllc
This document provides an overview of Eric C. Hagen's wealth management services. It summarizes his services as including wealth consulting, investment management, and cash management. It also describes the wealth management process as a 5 step consultative process focused on the client's goals and values. The document discusses the company philosophy of providing a fiduciary standard of care and client-centered services and communications. It provides biographical information on Eric C. Hagen and describes the broker-dealer NEXT Financial Group. It concludes with a summary of academic findings on modern portfolio theory and the importance of asset allocation in investment performance.
Meet our Wealth Management & Intermediary Sales teams at BWD!Irene Padrón
The Wealth Management & Intermediary Sales teams at BWD operate at a national level and pride themselves on being strategic partners for global financial services providers, insurers, wealth managers, and banks. They specialize in areas like financial planning, private banking, and investment management. Their consultants have extensive experience sourcing sales professionals across the UK for fields like life insurance, pensions, and investments. Recent client and candidate testimonials praise BWD's professionalism, understanding of their businesses, efficient follow-up, and ability to find suitable opportunities.
- A financial portfolio optimization model in Python, where investments are made in various assets (stocks, bonds, index funds) using the Mean absolute Deviation Markowitz model.
- Applied to real time data obtained for a period of over 24-months.
- Final Product: We have created an interactive decision support system which allows a user to choose an acceptable risk level, total investment amount, and re-balancing intervals.
- A graphical representations of investment and portfolio health is shown.
U Portland - Reviewing Your Entrepreneurship & Innovation Ecosystem - Open 2011the nciia
This document summarizes a study commissioned by Portland's Economic Development Agency to review Portland's entrepreneurship and innovation ecosystem. The University of Portland was selected to lead the study. The study involved interviews and surveys of key stakeholders in Portland and benchmarking against other cities. The study assessed Portland's talent/workforce, innovation, access to capital, entrepreneurial ecosystem and activity. It analyzed metrics like research and development, sources of startup funding, industry clusters and economic growth. The study found that high levels of entrepreneurial activity do not necessarily lead to large companies or wealth, and that attitudes and aspirations significantly influence business growth. It questions if high wages and wealth are the best measures of entrepreneurial economic development.
Open 2013: Best Practices for Assistive Technology Design Classes and Their ...the nciia
This document summarizes best practices for team-based assistive technology design courses based on a literature review and case study. It discusses the background of a course at the University of Pittsburgh involving multidisciplinary student teams designing assistive devices. A literature review identified themes around projects, processes, and recommendations. A case study course evaluation found mostly positive outcomes in students' design skills and confidence. Recommendations include using multidisciplinary teams, a process-oriented model, frequent client communication, and opportunities to develop professional roles and commercialization plans. The goal is to train students while benefiting people with disabilities.
Carter Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Jerry and Susan Carter are both 63. They own and operate a very profitable manufacturing business in a small town. Jerry and Susan spend about $650,000 a year, giving generously to family ($200,000/yr.) and their favorite charitable causes ($150,000/yr.). Although the business provides significant taxable income of over $5M a year, Jerry and Susan have been re-investing excess cash back into the business to keep it thriving through the latest recession. With assets totaling over $60M, a growing business and an income tax bill surpassing $2M/yr., their estate tax and income tax exposure is quickly increasing.
The primary planning goals are to:
Provide for the financial security of the surviving spouse.
Maintain Carter Manufacturing as a viable company in their hometown after they exit the business.Maintain their customary lifestyle and gifting. This should take approx. $650,000 annually after taxes.
Eliminate or reduce estate taxes.
Maintain adequate gifting to their children and grandchildren. Their main priority is providing funds for their grandchildren’s educations.
Maximize the inheritance they leave to their children and grandchildren.
Establish a family foundation for lifetime and future family charitable giving.
Learn more at www.inknowvision.com
Jackson Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Chris is 68 and Beth is 59. Chris has recently just retired from an executive position in a public company. They have always led a relatively simple and conservative lifestyle and as a result have built up a very significant, and liquid, net worth.
As part of Chris’ retirement package, he has an annual pension payment of approximately $360,000 (inflating). The pension alone is enough to cover their annual living expenses of $230,000.
As a result, they have a large annual cash flow surplus created by the $400k in annual dividends from their equity portfolios and their tax-exempt income from municipal bond portfolios totaling $1.1M.
The primary planning goals were to:
Make sure that they have sufficient funds to live on for the rest of their lives (approximately $230,000 after taxes and gifts).
Provide for the financial security of the surviving spouse.
Create an inheritance for their children which protects them from any potential future creditors and/or predators.
Provide a charitable gift at death as long as it doesn’t greatly diminish the amount they pass to their heirs.
Eliminate or reduce estate taxes.
InKnowVision November 2012 Case Study - Basic Family Wealth Goal AchieverInKnowVision
Tom is 83 and Jane is 76. They have two children who are both well employed and live productive and happy lives. Tom was an attorney who headed a large patent firm in Washington DC. Jane served as an expert in international trade for much of her professional life. During the latter part of his career, Tom agreed to do work for a start up company that became very successful. Today, Tom’s share of the company is valued at $3.2M but generates $1.4M-$1.5M per year in taxable distributions. Several years ago, the company spun out one of its divisions and took the new company public. It has seen massive growth; almost no dividends have been distributed, and the company has a value to Tom today of approximately $6.4M. Tom and Jane also have approximately $5.2M in cash, $3.2M in retirement funds, and real estate of $4M for a total net worth of about $22M.
The primary planning goals are to:
Make sure that they have sufficient funds to live on for the rest of their lives
Maximize what they leave to their children and grandchildren
Increase the amount of charitable giving that they are currently doing
Equalize the financial positions of their son and daughter
Make a substantial provision for charity in place of estate tax if possible
Darrell Avery - Helping Investors in the Heart of HawaiiSeth Suntha
Darrell Avery has been a financial consultant in Hawaii for 21 years, helping conservative local clients achieve their goals through education on diversification and products like variable annuities. As a longtime client of Pacific Life, he is impressed by the support from his wholesaler and customer service. Darrell prioritizes building trusting relationships and taking a consultative approach to understand each client's unique situation.
Myer Family Wealth Goal Achiever- InKnowVision Advanced Estate PlanningInKnowVision
James is 64, and a few years ago started up a Consulting Company (Consulting Corp) with his business partner Dave. They have acquired some lucrative contracts over the last couple of years, and after spending frugally his entire life, James is starting to enjoy his newly created wealth. James is divorced and makes alimony payments in the amount of $100,000/yr. on top of his $500,000/yr. in living expenses. Because the wealth and income generated by the company is recent, James has not accumulated much in the way of liquid assets yet, but the company value is significant and future profits look very promising.
Learn more at www.inknowvision.com
Myer Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
James is 64, and a few years ago started up a Consulting Company (Consulting Corp) with his business partner Dave. They have acquired some lucrative contracts over the last couple of years, and after spending frugally his entire life, James is starting to enjoy his newly created wealth. James is divorced and makes alimony payments in the amount of $100,000/yr. on top of his $500,000/yr. in living expenses. Because the wealth and income generated by the company is recent, James has not accumulated much in the way of liquid assets yet, but the company value is significant and future profits look very promising.
The primary planning goals are to:
Make sure that he has sufficient funds to live on for the rest of his life (approx. $600,000/yr., including alimony, after taxes and gifts).
Reduce income taxes.
Maximize the inheritance that he leaves to his children and grandchildren. Consider passing his business interests to his children involved in the industry while providing an equal inheritance of non-business interests to those that are uninterested.
Assure that he has sufficient liquid assets available at his death to eliminate the forced liquidation of his business assets.
Eliminate or reduce estate taxes.
This document provides an agenda for the 3rd Annual Family Office Congress on managing risk, succession, and family legacy, held on December 1-2, 2010 in Melbourne, Australia. The agenda includes sessions on: defining risks facing family offices; nurturing entrepreneurship in the next generation; global investment strategies; managing business risk and succession; choosing external and internal advisers; and philanthropy. There will be presentations, panel discussions, and networking events with speakers from international family offices, investment firms, and advisory organizations.
A community foundation is a permanent philanthropic organization that is established by and for a specific local community. It maintains a pool of endowment funds donated by individuals, families, businesses, and organizations. These funds are professionally invested and used to provide grants that benefit the entire community. By addressing local needs, supporting non-profits, and facilitating long-term charitable giving, a community foundation acts as an important philanthropic resource for its region.
Educating Through The Estate Plan: Because Money Doesnt Come With Instructionslwolven
A discussion of pitfalls in educating children about money values. This article also provides suggestions and examples of families that have successfully provided their children with an education that resulted in a healthy relationship with money.
Wisconsin Stateof Philanthropy Report 2009 by DFWlitlelady9
Donors Forum of Wisconsin has released the first-ever Wisconsin State of Philanthropy Report highlighting the changes in the state’s philanthropic landscape.
The report provides a detailed looked at grantmaking in Wisconsin as well as a deeper look into how philanthropy is practiced in the state. The report on giving will enhance grantmakers’ ability to tell their giving stories, highlights the impact of Wisconsin’s grantmaking community, and accurately depicts the scope, diversity, and depth of Wisconsin philanthropy.
The document appears to be about an artist from the 1950s who created a miniature city out of patterns of houses and cars. The artist, who was American, designed and constructed the small-scale city in such detail that it looked like a true-to-life cityscape. Photographs of the miniature city were included for viewers to examine the artist's intricate work.
Diversify Your Portfolio: Looking at Human Capital in a Different Way to Ensure Ongoing Support for Your Mission
Strategire for securing greater investment in your school by casting a wider net and including people from emerging constituencies in your advancement program as donors, volunteers and staff members.
JAS Wealth: A Different Kind of Wealth Management, Sydney Australia.JAS Wealth
JAS Wealth is a privately owned boutique wealth management firm that offers long term, family office style services to successful individuals. It provides quality advice using independent thinking and sourcing the best products and services available. JAS Wealth aims to evolve with clients' needs by offering holistic advice and solutions rather than forcing products, and acts as a personal CFO by keeping clients' financial strategies consistent in coordination with other advisors.
This document provides an overview of the roles and responsibilities of an executor. It defines key terms like executor, administrator, trustee and fiduciary. It outlines the probate process including opening an estate, administering assets, closing an estate and filing final tax forms. It addresses where to file a will, how an estate is handled if no executor, an executor's entitlement to compensation and disclaims this is not legal or tax advice.
http://www.wealthsolutions.com.sg/seminar/
There are myths about alternative investing. What might be true in the past may no longer be true now. Let's revisit alternative investment and see if you agree about the 6 myth of alternative investing.
Brought to you by http://www.wealthsolutions.com.sg/
Eric C Hagen Professional Wealth Management brochureehagenllc
This document provides an overview of Eric C. Hagen's wealth management services. It summarizes his services as including wealth consulting, investment management, and cash management. It also describes the wealth management process as a 5 step consultative process focused on the client's goals and values. The document discusses the company philosophy of providing a fiduciary standard of care and client-centered services and communications. It provides biographical information on Eric C. Hagen and describes the broker-dealer NEXT Financial Group. It concludes with a summary of academic findings on modern portfolio theory and the importance of asset allocation in investment performance.
Meet our Wealth Management & Intermediary Sales teams at BWD!Irene Padrón
The Wealth Management & Intermediary Sales teams at BWD operate at a national level and pride themselves on being strategic partners for global financial services providers, insurers, wealth managers, and banks. They specialize in areas like financial planning, private banking, and investment management. Their consultants have extensive experience sourcing sales professionals across the UK for fields like life insurance, pensions, and investments. Recent client and candidate testimonials praise BWD's professionalism, understanding of their businesses, efficient follow-up, and ability to find suitable opportunities.
- A financial portfolio optimization model in Python, where investments are made in various assets (stocks, bonds, index funds) using the Mean absolute Deviation Markowitz model.
- Applied to real time data obtained for a period of over 24-months.
- Final Product: We have created an interactive decision support system which allows a user to choose an acceptable risk level, total investment amount, and re-balancing intervals.
- A graphical representations of investment and portfolio health is shown.
U Portland - Reviewing Your Entrepreneurship & Innovation Ecosystem - Open 2011the nciia
This document summarizes a study commissioned by Portland's Economic Development Agency to review Portland's entrepreneurship and innovation ecosystem. The University of Portland was selected to lead the study. The study involved interviews and surveys of key stakeholders in Portland and benchmarking against other cities. The study assessed Portland's talent/workforce, innovation, access to capital, entrepreneurial ecosystem and activity. It analyzed metrics like research and development, sources of startup funding, industry clusters and economic growth. The study found that high levels of entrepreneurial activity do not necessarily lead to large companies or wealth, and that attitudes and aspirations significantly influence business growth. It questions if high wages and wealth are the best measures of entrepreneurial economic development.
Open 2013: Best Practices for Assistive Technology Design Classes and Their ...the nciia
This document summarizes best practices for team-based assistive technology design courses based on a literature review and case study. It discusses the background of a course at the University of Pittsburgh involving multidisciplinary student teams designing assistive devices. A literature review identified themes around projects, processes, and recommendations. A case study course evaluation found mostly positive outcomes in students' design skills and confidence. Recommendations include using multidisciplinary teams, a process-oriented model, frequent client communication, and opportunities to develop professional roles and commercialization plans. The goal is to train students while benefiting people with disabilities.
David Fernquist of LPL Financial provides wealth management services including comprehensive planning, investment management, reporting and monitoring. The document outlines LPL Financial's focus on understanding each client's unique situation and goals. It describes the various planning, advisory, investment research and portfolio construction services offered to help clients achieve their objectives and transfer wealth effectively.
Finance, Risk & Compliance teams at BWDIrene Padrón
The Finance, Risk & Compliance teams at BWD operate at a national level and partner with many large financial services organizations. They specialize in recruiting for finance, risk, compliance and related positions of high caliber. The Finance & Risk team, led by Jordan Forbes, places professionals across roles like financial controllers and risk managers. Meanwhile, the Compliance team, headed by Monika Carlton, recruits for positions like compliance managers and directors. Client and candidate testimonials praise the teams' exceptional service and ability to secure top roles.
Sustainable and responsible investing (SRI) integrates environmental, social, and governance factors into investment decisions to improve long-term returns while also considering an investment's societal impact. SRI recognizes that non-financial issues can influence corporate performance and risk. Boardwalk Capital helps clients customize SRI portfolios through individual stocks, funds, and separate accounts to meet financial needs and personal values. SRI indexes have provided competitive returns with lower volatility than the broader market.
Sustainable and responsible investing (SRI) integrates environmental, social, and governance factors into investment decisions to improve long-term returns while also considering an investment's societal impact. SRI recognizes that non-financial issues can influence corporate performance and risk. Boardwalk Capital helps clients customize SRI portfolios through individual stocks, funds, and separate accounts to meet financial needs and personal values. SRI indexes have provided competitive returns with lower volatility than the broader market.
Nancy Coveleskie and Gerald Crutchley are co-founders of Heritage Consulting Group. Nancy has over 30 years of experience in financial services, focusing on retirement and wealth planning. She holds various financial licenses and certifications. Gerald has expertise in business, healthcare, and fiscal management. He is nationally known for his lectures on leveraging assets to build wealth. Both Nancy and Gerald are certified in the firm's financial planning approach and mentoring clients.
The document provides an overview of Prestwick Capital Advisors, a wealth management firm. It summarizes the firm's mission to help clients simplify their financial lives and focus on other priorities. It describes the team's collaborative approach, which involves deep understanding of clients and their goals to develop a comprehensive plan addressing risk management, liability management, asset management, and lifestyle management. It also gives brief biographies of two team members, L. Grier Williford and Cowles Whitley, and provides their contact information.
Nancy Coveleskie and Gerald Crutchley are co-founders of a financial services firm. Nancy has over 30 years of experience in retirement planning, wealth transfer, and business continuation. She holds various financial licenses. Jerry has expertise in business, economics, and estate planning strategies. He has leadership experience in healthcare and worked for several Fortune 500 companies. Their firm's mission is to help clients understand their values before assessing assets, regain choice and control over finances to create a comfortable retirement, and pass meaningful values to future generations.
The Copeland Group realty team provides full service representation to home buyers using a specialized team approach. Their team includes experts in different areas of the home buying process like new construction, communications, and transaction management. This comprehensive team model allows them to provide clients with 8-10 professionals focused on their goals at the price of a single agent. They are committed to building lifelong relationships with clients and serving as leaders in the industry.
Cargile Investment Management is a financial advisory firm based in Midland, Texas that offers Wall Street-caliber services with a personal approach. They use their expertise to help clients navigate complex financial decisions and manage their wealth. Cargile provides comprehensive investment advice, financial planning, insurance advice, and other services to help clients achieve their long-term goals. As an independent firm, they make recommendations based on their in-house research and knowledge of financial markets while keeping clients' best interests in mind.
Jay Morrison is an investment advisor with RBC Dominion Securities who helps high net worth individuals achieve their financial goals. In addition to investment advice, he provides assistance with finances, taxes, retirement planning, and estate structuring. With over 20 years of experience, Jay has helped clients buy homes, plan for retirement, education savings, estate distribution, and wealth protection. RBC Dominion Securities offers services like personal investment advice, portfolio management, financial planning, retirement planning, tax strategies, and wealth protection to help clients build and protect their capital.
Future Considerations is a global consultancy that develops leaders, strengthens relationships and helps organisations find direction and purpose in complex business environments.
Simply put, we work with our partners to transform their leadership, teams and organisations by applying leading edge thinking to business reality and effect deep personal change as a conduit for organisational change, and vice-versa.
This is a quick powerpoint slide deck of who we are and what we are able to offer. If you’d like to know more contact me at peter@futureconsiderations.com
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Introducing Peter Armstrong Director Corporate Services Dh FlindersPeter Armstrong
This document introduces Peter Armstrong as the new Director of Corporate Services at D.H. Flinders, an Australian corporate advisory firm. It provides an overview of Peter's experience in remuneration and human resources governance, executive coaching, and advisory services to boards and management. The document also summarizes D.H. Flinders' focus on emerging companies in Asia-Pacific and their independent advisory services across capital markets, mergers and acquisitions, and corporate services.
Cabrillo Advisors provides business valuation, mergers and acquisitions, and post-sale shareholder representation services. They work with public, venture, and private equity-backed companies across many industries. Cabrillo's experienced team of credentialed professionals aims to deliver high quality work at a fair price while minimizing client disruption. They have worked with over 400 clients, including top law firms, accounting firms, and private equity investors.
At Crescendo Wealth Advisors, they regard investment management as both an art and a science. They build customized investment strategies for clients by first understanding each client's unique goals, risk tolerance, and financial situation. Their strategies utilize strategic asset allocation across different asset classes and securities in order to reduce risk and increase the likelihood of achieving the client's investment objectives. They distinguish themselves from other firms by being an independent, fee-based advisor without conflicts of interest from proprietary products or commissions.
Global Resort Consultancy (GRC Group) is an international company that provides finance, design, and project management services. It has over 40 years of experience working on public and private sector projects around the world. GRC Group utilizes a collaborative approach and dedicated project teams to deliver innovative solutions. It offers turn-key solutions including project acquisition/financing, design/planning, project management, and facilities management.
Diana Davidson is a sales development manager with over 20 years of experience in financial services and investment consulting. She has a proven track record of generating revenue, developing client relationships, and achieving sales goals. Davidson holds several professional designations in financial planning and has received numerous awards for her work at previous employers including PaineWebber and Wachovia Securities. She actively volunteers with organizations focused on education, arts, and assisting families with ill children.
Mr. Sreeni Parameswaran, is well known as the founder of the prominent builders in cochin the Shwas Homes ,with many years of experience in construction management in Kerala.Over the years, Shwas Homes have successfully met the competitive need and has achieved a reputation for Trustworthiness, Integrity, Reliability, and Quality Craftsmanship.
An MBA Marketing graduate Sreeni Parameswaran started his carrier with Indian Express and later on joined the building industry itself and made an entry with a leading Real Estate company in Kochi where his service was to market their product at overseas and was designated as Manager Marketing Overseas.
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from various equity holdings. Founder Jim Ellman and Barry Mendelson together have over 50 years of experience in growing, managing, and protecting clients' wealth. The firm provides comprehensive wealth management services including investment management, financial planning, retirement planning, and estate planning using primarily low-cost mutual funds and ETFs.
Balanced Rock is an independent financial advisory firm that aims to provide accessible, transparent, and conflict-free financial advice and wealth management. They have created a "flattened" model that removes layers between clients and their portfolios to reduce costs. Balanced Rock offers fee-only financial planning and wealth management services tailored to clients' individual goals, values, and risk tolerance through low-cost investing, tax optimization, and regular rebalancing. They also offer a Values+Value service that incorporates environmental, social, and governance factors to align investments with clients' personal values.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
The Impact of Generative AI and 4th Industrial RevolutionPaolo Maresca
This infographic explores the transformative power of Generative AI, a key driver of the 4th Industrial Revolution. Discover how Generative AI is revolutionizing industries, accelerating innovation, and shaping the future of work.
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
2. Q
Mission stateMent
Carillon Consulting Group’s mission is to provide every client with trusted advice and exceptional service in a personal and unparalleled way.
From left to right: Rachael Dern, Scott Hill, David Kenyon, Edie Carroll, Chris Lee.
Private Wealth • Carillon Consulting Group 1
3. Q
about Carillon Consulting group
Carillon Consulting Group was formed in 2007 through
the merger of The Hill Lee Investment Group and The
Kenyon Lawrence Group. With more than 80 years of
combined experience, Carillon Consulting Group has a
proven commitment of putting clients’ needs first. We are
entrusted with over $500,000,000 in client assets, and we are
distinguished within RBC Wealth Management as members
of the exclusive Private Wealth program.
We are committed to providing unbiased, objective investment
advice and unparalleled client service. To accomplish this and
keep abreast of the ever-changing investment markets, we
have dedicated ourselves to a pursuit of knowledge within the
financial marketplace. Our group’s commitment to improving
our expertise has produced two Accredited Wealth Managers
(AWM), a Certified Investment Management Analyst (CIMA®)
and an Accredited Investment Fiduciary®.
Carillon Consulting Group believes that it is important to
support and give back to our community and has charitable
relationships that benefit organizations throughout the
Pacific Northwest.
RBC Wealth Management, a division of RBC Capital Markets Corporation,
Member NYSE/FINRA/SIPC.
Private Wealth • Carillon Consulting Group 2
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H. David Kenyon, AWM Scott D. Hill, AWM & CIMA® Edie Carroll
Senior Vice President – Financial Consultant, First Vice President – Financial Consultant, Senior Investment Associate
Consulting Group Consulting Group
Edie has more than 22 years of experience in the
David began his career in 1983 with Prudential Scott began his career in 1993 with AG Edwards.
securities industry working in the public and private
Securities, and has worked with high net He has experience guiding the consulting process
sectors of finance. She holds the Series 7 and 63
worth individuals, corporations, executives, for high net worth individuals and their families,
securities licenses. Edie is responsible for the day to
and fiduciary clients. David is responsible for institutional investors and fiduciary clients. Scott
day operations of Carillon Consulting Group. Her
business development and all aspects of our is responsible for leading due diligence, client
commitment to community involvement includes
Alternative Investment platform. He holds the evaluation, risk profile and portfolio construction
volunteering on the Board of Directors for the Farm
Accredited Wealth Manager (AWM) designation, processes within Carillon Consulting Group. He
Workers Assistance Corporation. Edie and her
which provides training on cutting-edge wealth holds the Certified Investment Management Analyst
husband, Pat, have one daughter, Jenny. Edie and Pat
management strategies. David is passionate (CIMA®) and Accredited Wealth Manager (AWM)
enjoy their cabin on Lake Chatcolet in Idaho, music
about golf, spending time with his wife Meredith, designations, and is a member of the Investment
and spending time with family and friends.
following the success of his two children, Charlie Management Consultants Association (IMCA).
and Lauren, and all things related to Montana. Scott enjoys spending time with his wife Leah and Rachael Dern
their three sons — Gavin, Mason and Drew. He is Client Associate
Christopher J. Lee
passionate about participating in triathlons, the Rachael began her career with RBC Wealth
Vice President – Financial Consultant,
Washington Huskies and enjoys relaxing with friends. Management in 2005 as an Operations Associate
Consulting Group
in the Seattle Complex. She joined the Carillon
Chris began his career on Wall Street in 1988 with
a large international bank. He has worked with high net Q Consulting Group in 2008 as a Client Associate.
Away from the office, Rachael enjoys participating
worth individuals and their families, institutional
Combining our individual strengths
in activities with her church and actively volunteers
investors and fiduciary clients since 1992. Chris is
and expertise allows us to effectively her time with Habitat for Humanity. Rachael enjoys
responsible for portfolio construction, implementation,
manage client relationships and deliver camping, scrapbooking, reading, traveling and
and ongoing strategy and account management. He
spending time with family and friends.
holds the Accredited Investment Fiduciary® outstanding value to our clients.
designation. Chris is an avid cyclist and enjoys spending
time on Whidbey Island with his wife Courtney, Q
daughter Elsie and two faithful canines Lucy and Linus.
Private Wealth • Carillon Consulting Group 3
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What is Wealth ManageMent?
Carillon Consulting Group believes that wealth management is a
disciplined process that focuses on clients’ goals and objectives.
Wealth Management is personal and flexible in order to meet
life’s changes. It rises from time-tested strategies relevant to the
accumulation, protection, distribution and transfer of wealth,
and is vital in guiding our clients through both bull and bear
markets. The building blocks of a prudent wealth management
plan stem from attentive listening, inquisitive questioning, and
the patience to take the necessary time to understand each
client’s unique financial needs. Wealth management is the
process that allows our clients to build a lasting financial legacy.
Wealth ManageMent proCess
Our disciplined process is driven by a smart, time-tested
approach that integrates your goals into a personalized
plan that is flexible to accommodate your unique situation.
We combine sophisticated investment planning tools with
professional resources to assess your financial goals and
objectives. Our five-step process is outlined below:
n Investigate — Understanding Your Objectives
n Evaluate — Determining Your Needs
n ecommend — Developing Customized “Solutions-Driven”
R
Wealth Management Portfolios
n Execute — Implementing Thoughtful, Creative Solutions
n Manage — Providing Timely, Ongoing, Attentive Service
Private Wealth • Carillon Consulting Group 4
6. Q
Value stateMent
Carillon Consulting Group serves high net worth individuals,
their families, endowments and foundations by designing
and implementing wealth management strategies. We
have the expertise to assist clients with the accumulation,
protection, distribution and transfer of wealth. We are
committed to working closely with our clients to offer goal-
driven, flexible solutions designed to help realize their
lifetime goals and objectives.
C arillon C onsulting g roup C ore C oMpetenCies
n Portfolio Management
n Retirement Income Distribution Planning
n Alternative Investments
n Life Insurance, Annuities and Long-Term Care Protection
n Estate & Trust Planning
n Wealth Transfer & Inheritance Strategy Planning
n Qualified Plan & IRA Distribution Strategies
n Investment Fiduciary Services
n Lending & Credit Solutions
n Qualified Retirement Plans
n Corporate & Capital Markets Solutions
Michael Brown, retired C.F.O. of Microsoft Corporation, client since 1987.
Private Wealth • Carillon Consulting Group 5
7. Q
rbC p r i V a t e W e a l t h a b o u t rbC W e a l t h M a n a g e M e n t
Carillon Consulting Group is one of a select number of wealth Founded in 1909 in St. Paul, Minnesota, as a small regional securities
management teams who have the required skill set and experience broker-dealer, RBC Wealth Management has become one of the nation’s
to be selected by the firm to deliver Private Wealth services.* The leading investment, advisory and wealth management boutiques by
exclusive services of RBC Private Wealth were designed to help the joining forces with other regional firms who share its mission: to
most successful individuals and families accomplish their highly provide investment advice, exceptional service and an unbiased,
specialized wealth management needs. independent perspective to help clients achieve their financial goals.
Through a collaborative relationship that includes the international Today, RBC Wealth Management is a division of RBC Capital Markets
division of RBC Wealth Management and RBC Trust, Carillon Consulting Corporation, which is a wholly-owned subsidiary of Royal Bank
Group has access to a diverse team of multi-disciplinary experts. Our of Canada (TSX, NYSE: RY). The firm attributes its success over
team of experts — many of whom hold professional designations in the years to providing an open architecture that allows Financial
law and accounting — have proved crucial in assisting our clients and Consultants the freedom to match appropriate investments to each
their existing professional advisors with the development of an all- clients’ unique needs — at all stages of their lives.
inclusive wealth management plan. Our wealth strategy consultants’
What makes RBC Wealth Management different? While it has grown,
expertise includes:
its values have stayed true to its small-firm roots. As part of RBC —
n Estate and High Net Worth Planning
a company who earned an international reputation for integrity,
n Complex Insurance Structures
stability and strength by consistently making business decisions
n Credit, Lending and Liability Solutions based on the best interests of its clients — RBC Wealth Management
n International Banking and Trust Services can provide you with the breadth of financial products and services
only available from a leading global institution.
* Private Wealth services are intended for clients who hold one million dollars with us and
who have more than five million dollars of overall net worth.
This combination of small-firm culture and large-firm capabilities
Trust services are provided by third parties. Neither RBC Wealth Management nor its makes RBC Wealth Management unique in the financial services
financial consultants are able to serve as trustee. RBC Wealth Management does not provide industry and gives Carillon Consulting Group a distinct competitive
tax or legal advice. All decisions regarding the tax or legal implications of your investments
should be made in connection with your independent tax or legal advisor. advantage in the way we serve you.
Private Wealth • Carillon Consulting Group 6
8. JJ Leary Jr., Shareholder & Director, Emerging Companies & Entrepreneurs, Graham & Dunn PC and
Dottie Hall, Chief Marketing Officer, Naverus, clients since 1986.
Private Wealth • Carillon Consulting Group 7
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“Our job is to listen to our clients’ needs, help them understand and define their ever-changing financial lives
and provide unbiased, objective solutions to meet their lifetime goals.”
– Carillon Consulting Group
“Our job is to listen to our clients’ needs, help them understand
and define their ever-changing financial lives and provide
unbiased, objective solutions to meet their lifetime goals”
Spanning four generations, the MacRae, Davis, Poole and Tripp families.
– Carillon Consulting Group
Carillon Consulting Group clients since 1993.
Private Wealth • Carillon Consulting Group 8