The document is a presentation about establishing an irrevocable funeral trust to pre-plan and pay for funeral expenses. It notes that most seniors do not have long-term care insurance, so protecting assets is important. An irrevocable funeral trust can help spend down assets to qualify for Medicaid benefits. The trust provides the most protection and peace of mind for pre-planning funeral arrangements. It recommends consulting an elder law attorney about Medicaid eligibility rules for one's state.
You may try to ignore the risk … But at some point you may need to pay for long term care expenses.
Understanding the risks, realities and potential ways to pay for these expenses when they arise is the
first step in preparing for the possibility that, at some point, you may need care.
What Is a Special Needs Trust in North DakotaRaymond German
To account for this dynamic, you could make a loved one with a disability the beneficiary of a special needs trust. Under program rules, the trustee could use the assets in the trust to improve the beneficiary's quality of life. Learn more about special needs trust in North Dakota in this presentation.
You may try to ignore the risk … But at some point you may need to pay for long term care expenses.
Understanding the risks, realities and potential ways to pay for these expenses when they arise is the
first step in preparing for the possibility that, at some point, you may need care.
What Is a Special Needs Trust in North DakotaRaymond German
To account for this dynamic, you could make a loved one with a disability the beneficiary of a special needs trust. Under program rules, the trustee could use the assets in the trust to improve the beneficiary's quality of life. Learn more about special needs trust in North Dakota in this presentation.
Chamber Of Group Insurance Plan for Business Owners (a pooled approach)!
-drug coverage
-chiro, massage
-travel insurance
-critical illness
-disability coverage
-dental coverage
-business overhead insurance
This presentation describes the current Medicaid eligibility rules and shows various techniques that permits individuals and families to preserve assets in the face of crushing long-term care costs
The press and politicians have confused America with a new vocabulary for health insurance. This presentation was originally meant for the ladies in the Fort Bend chapter of ABWA. It was designed to help them understand the new terms that are being used and ultimately to understand what the press and politicians are actually saying. The goal is to allow them to form their own opinions about the new Health Care Law and not be forced to rely on someone else to make up their minds.
Most of the Canadian citizens and Permanent Residents invite their parents and grandparents to visit or live in Canada under the Super Visa or Permanent Residency program.
There are many decisions loved ones must make immediately following a loss. Putting together a final expense program with a licensed professional so their loved ones won’t have to worry about financial pitfalls that accompany these important decisions will help ease their mind and their potential burden.
The 9 most common myths of Medicaid and Medicaid PlanningMark Heffner
Presented to the Rhode Island chapter of the Alzheimer's Association on Oct. 3, 2013. This talk was Part 4 of the "Getting Started Education Series", given at The Highlands on the East Side, in Providence, RI.
Can I Give Away Assets to Qualify for Medicaid in Arizona?Larry Deason
In fact, there are some significant out-of-pocket expenses to contend with, and there is an enormous gap: Medicare will not pay the majority of all for long-term care. Learn more about medicaid in Arizona in this presentation.
Estate & Medicaid Planning for Individuals with Alzheimer's DiseaseMark Heffner
A presentation to family caregivers of people living with Alzheimer's, given at the Caregiver's Journey Conference, March 31st, 2016. Conference sponsored by the Rhode Island Alzheimer’s Association.
Chamber Of Group Insurance Plan for Business Owners (a pooled approach)!
-drug coverage
-chiro, massage
-travel insurance
-critical illness
-disability coverage
-dental coverage
-business overhead insurance
This presentation describes the current Medicaid eligibility rules and shows various techniques that permits individuals and families to preserve assets in the face of crushing long-term care costs
The press and politicians have confused America with a new vocabulary for health insurance. This presentation was originally meant for the ladies in the Fort Bend chapter of ABWA. It was designed to help them understand the new terms that are being used and ultimately to understand what the press and politicians are actually saying. The goal is to allow them to form their own opinions about the new Health Care Law and not be forced to rely on someone else to make up their minds.
Most of the Canadian citizens and Permanent Residents invite their parents and grandparents to visit or live in Canada under the Super Visa or Permanent Residency program.
There are many decisions loved ones must make immediately following a loss. Putting together a final expense program with a licensed professional so their loved ones won’t have to worry about financial pitfalls that accompany these important decisions will help ease their mind and their potential burden.
The 9 most common myths of Medicaid and Medicaid PlanningMark Heffner
Presented to the Rhode Island chapter of the Alzheimer's Association on Oct. 3, 2013. This talk was Part 4 of the "Getting Started Education Series", given at The Highlands on the East Side, in Providence, RI.
Can I Give Away Assets to Qualify for Medicaid in Arizona?Larry Deason
In fact, there are some significant out-of-pocket expenses to contend with, and there is an enormous gap: Medicare will not pay the majority of all for long-term care. Learn more about medicaid in Arizona in this presentation.
Estate & Medicaid Planning for Individuals with Alzheimer's DiseaseMark Heffner
A presentation to family caregivers of people living with Alzheimer's, given at the Caregiver's Journey Conference, March 31st, 2016. Conference sponsored by the Rhode Island Alzheimer’s Association.
Business Plan-Power point Presentation
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Include:
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A presentation explaining the importance of preparing an estate plan sooner rather than later. A brief explanation of the component parts of an estate plan is included.
This is a power point presentation I narrated to help parents understand some basic information about special needs (supplemental services) trusts and how to hire an attorney.
Medicaid is a government health insurance program that can become quite important to people who were never poor, because it pays for long-term care. The Medicare program will not pay for custodial care. Learn more about Maryland medicaid in this presentation.
Can I Qualify for Medicaid If I Own a Home?John Potter
Medicaid is the solution for a significant percentage of seniors who need long-term care, because it will pay for living assistance. Since it is a need-based program, there are income and asset limits. The good news is that some things do not count, and your home is one of these things.
http://ekinsurance.com/personal/how-to-buy-long-term-care-insurance/
Statistics indicate that over half of all people over age 50 will require long-term care.
What Is a New York Special Needs TrustMark Eghrari
Estate planning can seem like an exercise in slicing up a pie into different pieces that can be distributed in lump sums to your loved ones after you pass away. In reality, this is quite an oversimplification for many families. Learn more about New York special needs trust in this presentation.
Can I Give Away Assets to Qualify for Medicaid in Indiana?Paul Kraft
"The Medicaid program will pay for long-term care, but it is a need-based program. To stay within the asset limits, people typically give assets to their loved ones
before they apply for coverage. Learn more about medicaid in Indiana in this presentation.
"
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
This assessment plan proposal is to outline a structured approach to evaluati...
Funeral Trust Power Point of Carey Chandler
1. POWER POINT PRESENTATION PROTECT YOUR FAMILY’S INHERITANCE NEW CLIENT PRESENTATION SEMINAR FUNERAL TRUST CAREY CHANDLER [email_address] (731) 394 2130
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12. IF YOU SPEND-DOWN YOUR LIFE SAVINGS TO $2000.00 TO BECOME ELIGIBLE FOR MEDICAID…THERE ARE NO FUNDS REMAINING TO PAY FOR FUNERAL EXPENSES…PRE-PLANNING IS A MUST TODAY!
13. SINCE 93% OF ALL SENIOR CITIZENS OVER THE AGE OF 65 DO NOT HAVE NURSING HOME INSURANCE…PROTECTING ASSETS IS VERY IMPORTANT…SHELTER DOLLARS FROM THE NURSING HOME USING THE PRE-FUNDED FUNERAL TRUST
14. Pre-Funded Funeral Trusts for Family Members can be a great way to spend-down assets To become eligible for Medicaid. *MOST STATES ALLOW PARENTS TO FUND FUNERAL TRUSTS FOR THEIR CHILDREN AND NOT COUNT AS A DIVESTMENT. FUNDS USED TO FUND BURIAL SPACES MAY BE EXEMPT.* CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC RULES PERTAINING TO YOUR STATE. *Medicaid Eligibility Can vary from state to state. Some states may allow parents to fund “Burial Spaces” with the Funeral Trust for their children.
15. It is recommended that you consult an Elder Law Attorney for Specific rules for your state. Medicaid Eligibility varies from state to state.
19. IRREVOCABLE FUNERAL TRUST YOU SHOULD ALWAYS CONSULT AN ELDER LAW ATTORNEY FOR ELIGIBILITY ISSUES FOR YOUR STATE OF RESIDENT. MEDICAID RULES VARY FROM STATE TO STATE. THE IRREVOCABLE FUNERAL TRUST IS A PACKAGED PROGRAM WHERE AN INSURANCE POLICY WITH SIMPLE INTEREST GROWTH IS ASSIGNED TO THE IRREVOCABLE FUNERAL EXPENSE TRUST TO PROVIDE YOU WITH THE MOST PROTECTION FOR YOUR MONEY This Program is specifically designed to set aside funds for your Funeral And relieve this burden from your family.
20. FUNERAL TRUST COMPARISON THE IRREVOCABLE FUNERAL TRUST PROVIDES THE MOST PROTECTION AND PEACE OF MIND IN PRE-PLANNING! IT IS RECOMMENDED THAT YOU CONSULT AN ELDER LAW ATTORNEY FOR SPECIFIC MEDICAID RULES IN YOUR STATE