Campusdunia Teaser (1).pdf
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This document discusses the vision of offering a credit line platform to enable affordable education for Gen Z and Millennials in India. It notes high dropout rates and reliance on informal lenders due to financial constraints as challenges in India's education sector. The opportunity lies in India's large young population spending significantly on non-formal education and the growing education loan market. The startup has developed an AI-enabled fintech platform that has served over 65,000 clients small loans totaling 80 crore rupees for education. It plans to acquire an NBFC for improved regulations and margins, expand offerings, and raise $2 million for accelerated growth.
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The Indian FinTech market is expected to reach $1 trillion in assets under management and $200 billion in revenue by 2030, representing a 10x growth over the next decade. FinTech funding in India recorded a 3x increase in 2021. Key drivers of growth include expanding financial inclusion, increased digital payments adoption, and a need for holistic solutions and new asset classes. India is recognized as a leading global FinTech hub due to a supportive ecosystem and regulatory environment. The FinTech sector is led by payments, lending, wealthtech, and insurtech and will be accelerated by emerging areas like neo-banking, blockchain, and cryptocurrency.
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This document discusses channel management and distribution. It covers topics such as:
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The impact of OTT platforms on the Bollywood film industry is significant. The competition for viewers has led to a decrease in cinema ticket sales, affecting the revenue of Bollywood films that traditionally rely on theatrical releases. Additionally, OTT platforms now pay less for film rights due to the uncertain success of films in cinemas.
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https://www.productmanagementtoday.com/frs/26903918/understanding-user-needs-and-satisfying-them
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Campusdunia Teaser (1).pdf
- 1. Vision: Offering the Credit Line platform to enable Education Affordable for Gen-Z & Millennials from Tier 2 and Tier 3 Cities for upgradation and upskilling for their better future An Organized and Regulated platform offering credit lines towards Non-Formal Education Aug’22
- 2. The Dynamics Challenges in India’s Education Sector • Drop Outs: 2 / 10 students • Funding through sale of assets: 30% • Funding from informal lenders: 20% Key reason à Financial Constraints Lack of organized players/platform offering regulated financial assistance and support towards non-formal education The Market • 50% population comes from Gen-Z and Young Millennials from Tier 2/3 • 39.2% population spends >20% of their earnings on non-formal study • Avg. Spent per annum – Formal Education: 8,331 Non-Formal Education: 50,000 Market Size: 334 million Gen – Z (270 million) Millennial (40 million) Working Professionals (22 million) The Opportunity • Rise in Edu Loan Market ($10 bn) • Credit industry to grow at a CAGR of 39.2% in next 5 years • India’s digital payments market to grow 3x from $3 tn to $10 tn by 2026 • BNPL’s current 3% share in digital payments to reach 9% by 2024 Massive Opportunity for an Organized and Regulated player offering financial package/funding options towards non-formal education
- 3. How it started, where its headed? Fintech Platform Offering Credit Line for: • Upskilling • Reskilling • Test Preparation Ticket Size (10k-200k) Registered Users: 5 million Clients Served: 65,000 Loan Disbursements: INR 80 Crores Platform Developed •AI & ML enabled onboarding & KYC •Alt. data scoring & smart u/writing •Fully secure and consent-driven •Instant Approval and activation •Embedded In-app experience NBFC Acquisition • Lending under RBI regulations • Improved credit rating/liquidity • Better credit terms (lenders/users) • Improved gross margins (1.3% to 3%) Sep 2022 Targeting NBFC Acquisition Business Extension • One stop Credit lines for students* • BNPL service • Subvention & EMI Models • Ticket size: 2k-200k Raising & Utilizing $2 mn Eyeing Accelerated Growth Raised INR 2 million in 2021 from STPI Chennai Raising $1-2 million Tech Platform is fully ready and being commercializ ed Bridge Round Raising $10 million Debt Facility *Campusdunia Elite Club Learner Credit Card Deals, Offers Forex Prepaid Card CampusDunia Saving Plans Insurance Cover
- 4. The Team