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CalSTRS
1. ATTENTION: CalSTRS Members
Unlock your Home
Ownership Potential!
You can now qualify for a larger home mortgage
because 17 percent of the home purchase payment (in the form of a
silent second mortgage) is deferred for the first five years and does
not need to be included in your monthly housing expense qualifica-
tion. Purchase mortgage loan amounts are available up to $417,000.
CalSTRS 80/17 PROGRAM BENEFITS
3% Down Payment
No Mortgage Insurance (up front or monthly)
2nd loan payment deferred for 5 years
1st and 2nd loan have same fixed interest rate
45 day lock protection with free ‘Float Down’
Income derived from mortgage payment goes
directly into Teacher’s Retirement Fund
JOHN LEMOS
Sr. Loan Agent
487 Magnolia Ave, Suite 101
Corona, CA 92879
(951) 256-0812
jlemos@myprovident.com
CalSTRS 80/17This program is available to CalSTRS members, as
well as to employees of California’s public schools, community colleges
and county offices of education. New loans must be for a property in
California that will serve as the borrower’s primary residence. 3% down
payment is required. Homebuyer education is required for First Time Bank Mortgage
Home Buyers. All loans subject to borrower and property qualification.
Loan products and terms subject to change without notice.
Faster funded home loans.
M05 2068 0511
