This person is seeking financial advice as they are in a difficult financial situation. They own a home that is $100,000 underwater with a variable rate loan that cannot be refinanced, and they owe back property and federal taxes. They also have a rental home that is $50,000 underwater. Both the individual and their husband have experienced a slowdown in work while accumulating credit card debt trying to stay afloat financially over the last 5 years.

1. Where do I turn re sound financial advice?
Hopelessly overwhelmed and don't know what to do. Live in a home that is 100k un
nder water. Have a variable rate loan on it and can't refi, behind in property t
axes, federal taxes. Have a rental home that is 50k under water. We have been sl
owly sinking over the last 5 years financially. Owe tons of credit card debt inc
urred trying to stay afloat, work has slowed for both my husband and I. My paren