This document provides an overview of the home buying process including: 1) An initial consultation to understand the buyer's needs and create a wish list. 2) Financial pre-qualification to understand their budget. 3) Viewing and making offers on properties with help from the agent. 4) Negotiating offers and handling any counter offers. 5) Preparing for closing to transfer ownership and receive the deed to the new home.

2. it’s all about you Your needs Your dreams Your concerns Your questions Your finances Your time Your life

3. the home buying process Consultation to analyze your specific needs and wishes. Financial pre-qualification or pre-approval Select and view properties Write and Negotiate an offer to purchase Inspection Period Underwriting Signing Closing Moving

4. Consultation to analyze your specific needs and wishes. I provide a lifestyle interview to pinpoint the type of home you are looking for. This also includes creating a wish list of desired features and amenities and discussing the type of neighborhood that’s right you.

5. Financial Pre-qualification or Pre-approval Why pre-qualify? Knowing exactly how much you can comfortably spend on a home reduces the potential frustration of looking at homes beyond your means.

6. Select and view properties Previewing homes in advance on your behalf Personally touring homes and neighborhoods with you Keeping you informed of new homes on the market Helping you preview homes on the Internet Advising you of other homes that have sold and for how much Working with you until we find the home of your dreams

7. Write and negotiate an offer for purchase While much of the agreement is standard, there are a few areas that we can negotiate: The Price The Move-in Date Additional Property The seller will then do one of the following: Accept the offer Reject the offer Counter the offer with changes By far the most common is the counter offer. We will work together to review the counter offer, making sure that we move forward with your goals in mind and ensuring that we negotiate the best possible price and terms on your behalf.

8. Closing Prepare for it Closing day marks the end of your home buying process and the beginning of your new life! To make sure your closing goes smoothly, you should bring the following: A certified check for closing costs and down payment. Photo IDs Own it Transfer of title moves ownership of the property from the seller to you. The two events that make this happen are: Delivery of the buyers funds Delivery of the deed At the end of closing, the deed will be recorded at the county clerk’s office. It will be mailed to you after processing.

9. Thank You for taking the time to view this slide show. Whether it is your first home or your tenth home, a retirement home, or an investment property, I will make your home-buying experience fun and exciting. I can help you find the ideal home with the least amount of hassle; and I am devoted to using my expertise and the full resources of my office to achieve these results! If you would like to get started on your guide to buying a home, please contact me. I'd like to prepare an in-depth, customized package of homes for you to review, highlighting properties that meet your criteria in neighborhoods that suits your lifestyle. I appreciate the opportunity to earn your business. Sincerely Wendy Avelar