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Top 5 Players in U.S Men's Soccer History
Ralph illustrates in this slideshare some the best players to ever put on the U.S.A uniform.
Конфликт между Ираном и Саудовской Аравией
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Haskell Tooling Whirlwind
Lightning talk from LambdaJam 2015.
- Halcyon
- Haskell on Heroku
- Nix
- NixOS
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La cuestion del esmegma
El esmegma es el resultado de la acumulacion de secreciones sebaceas y celulas muertas de la piel ba...
Recommended
Top 5 Players in U.S Men's Soccer History
Ralph illustrates in this slideshare some the best players to ever put on the U.S.A uniform.
Конфликт между Ираном и Саудовской Аравией
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It is to Ulaanbaatar University's students who chosen Korean 1 lesson. In this file, all grammar introduction into Mongolian.
cash Flows and Financial ForecastAs someone who already runs a b.docx
cash Flows and Financial Forecast
As someone who already runs a business, it is hard to consider a new platform using an online store since my company is a service-oriented business. In fact, we do not offer any retail product However, as skilled craftsman, we do have the skill sets needed to create custom built wooden furniture for customers. This is a venture I have considered many times, but do not feel it is in our best interest to do so despite the potential earning capacity. I feel that the cannibalism to our niche will have too far an impact to change our operations in this way. For the purpose of this discussion, I will present a hypothetical 5-year financial forecast for the creation and sale of mission style living room furniture through an online marketplace.
To test the viability of the custom furniture market, we will only offer two products that can be purchased together as a set or separately. Coffee tables will sell for a price of $450 each and end tables will sell for a price of $325 each. We anticipate that we can manufacture no more than 2 of each of the products every month, totaling 24 per year. In order to start this project, we will need to invest in a new table saw for $3500. The saw has a salvage value of $500 and a life of 10 years. Using straight-line depreciation, the asset will depreciate at $300 per year during the initial 5-year period. We will assume a 28% tax rate for this venture leaving the after-tax cost of the saw $2520. To construct the tables, there will be an annual cost of $2,500 for lumber and $450 in finishing supplies and materials. Construction of tables will take an increased labor cost of $11,000 annually.
Projected Revenues and Expenses
Revenues
Year
1
2
3
4
5
End Tables @$325
$7,800.00
$7,800.00
$7,800.00
$7,800.00
$7,800.00
Coff. Tables @ $450
$10,800.00
$10,800.00
$10,800.00
$10,800.00
$10,800.00
Total Revenues
$18,600.00
$18,600.00
$18,600.00
$18,600.00
$18,600.00
Expenses
Year
1
2
3
4
5
Wages
$11,000.00
$11,000.00
$11,000.00
$11,000.00
$11,000.00
Equipment
$3,500.00
$250.00
$250.00
$250.00
$250.00
Lumber
$2,500.00
$2,500.00
$2,500.00
$2,500.00
$2,500.00
Finishing Supplies
$450.00
$450.00
$450.00
$450.00
$450.00
Depreciation
$300.00
$300.00
$300.00
$300.00
$300.00
Total Expenses
$17,750.00
$14,500.00
$14,500.00
$14,500.00
$14,500.00
Taxes, Profits, and Cash Flow
Year
1
2
3
4
5
Profit
$850.00
$4,100.00
$4,100.00
$4,100.00
$4,100.00
Taxes
$238.00
$1,148.00
$1,148.00
$1,148.00
$1,148.00
Net Profit
$612.00
$2,952.00
$2,952.00
$2,952.00
$2,952.00
Cash Flow
$912.00
$3,252.00
$3,252.00
$3,252.00
$3,252.00
The table above shows positive cash flows totaling $13,920 over the 5-year period. However, this number does not take into account the future value of present projections. We will assume an infla.
Capital Readiness and Pre-Money Valuation
Abridged Version. For a complete version, please send a request to jeff@navocate.com
BA 620 Managerial Finance Group Problem Set 2 (125 poi.docx
BA 620 Managerial Finance
Group Problem Set 2 (125 points)
This problem Set is based on materials covered in modules 5, 6, and 7. It is designed
for you to demonstrate your understanding and be able to apply basic capital budgeting
concepts, working capital management, dividend policy, and international financial
management.
Part 1: Capital Budgeting Analysis
Adams, Incorporated would like to add a new line of business to its existing retail
business. The new line of business will be the manufacturing and distribution of animal
feeds. This is a major capital project. Adams, Incorporated is aware you an in an MBA
program and would like you to help analysis the viability of this major business venture
based on the following information:
• The production line would be set up in an empty lot the company owns.
• The machinery’s invoice price would be approximately $200,000, another
$10,000 in shipping charges would be required, and it would cost an additional
$30,000 to install the equipment.
• The machinery has useful life of 4 years, and it is a MACRS 3-year asset.
• The machinery is expected to have a salvage value of $25,000 after 4 years of
use.
• This new line of business will generate incremental sales of 1,250 units per year
for 4 years at an incremental cost of $100 per unit in the first year, excluding
depreciation. Each unit can be sold for $200 in the first year. The sales price
and cost are expected to increase by 3% per year due to inflation.
• Net working capital would have to increase by an amount equal to 12% of sales
revenues. The firm’s tax rate is 40%, and its overall weighted average cost of
capital is 10%.
Required:
1. If the company spent $40,000 last year in the upkeep of the empty lot, should this
cost be included in the analysis? Why or why not?
2. Disregard the assumptions in part 1 above. What is the machinery’s depreciable
basis? What are the annual depreciation expenses?
3. Calculate the annual sales revenues and costs (other than depreciation).
4. Construct annual incremental operating cash flow statements.
5. Estimate the required net working capital for each year based on sales for the
following year. Working capital will be recovered at the end of year 4.
6. Calculate the after-tax salvage cash flow.
7. Calculate the net cash flows for each year. Based on these cash flows, what are
the project’s NPV, IRR, Profitability Index (PI), and payback?
8. Can you use the Payback method to decide whether this is a good project or
not? Why or why not?
9. Interpret what NPV, IRR, and Profitability Index (PI) mean. Based on your
interpretation, do these indicators suggest the new business line should be
undertaken?
Part 2: Working Capital Management
1. Adams Stores, Inc. is trying to determine the effect of its inventory turnover ratio and days
sales outstanding (DSO) on its cash flow cycle. Adams’ sales last year (.
BA 620 Managerial Finance Group Problem Set 2 (125 poi.docx
BA 620 Managerial Finance
Group Problem Set 2 (125 points)
This problem Set is based on materials covered in modules 5, 6, and 7. It is designed
for you to demonstrate your understanding and be able to apply basic capital budgeting
concepts, working capital management, dividend policy, and international financial
management.
Part 1: Capital Budgeting Analysis
Adams, Incorporated would like to add a new line of business to its existing retail
business. The new line of business will be the manufacturing and distribution of animal
feeds. This is a major capital project. Adams, Incorporated is aware you an in an MBA
program and would like you to help analysis the viability of this major business venture
based on the following information:
• The production line would be set up in an empty lot the company owns.
• The machinery’s invoice price would be approximately $200,000, another
$10,000 in shipping charges would be required, and it would cost an additional
$30,000 to install the equipment.
• The machinery has useful life of 4 years, and it is a MACRS 3-year asset.
• The machinery is expected to have a salvage value of $25,000 after 4 years of
use.
• This new line of business will generate incremental sales of 1,250 units per year
for 4 years at an incremental cost of $100 per unit in the first year, excluding
depreciation. Each unit can be sold for $200 in the first year. The sales price
and cost are expected to increase by 3% per year due to inflation.
• Net working capital would have to increase by an amount equal to 12% of sales
revenues. The firm’s tax rate is 40%, and its overall weighted average cost of
capital is 10%.
Required:
1. If the company spent $40,000 last year in the upkeep of the empty lot, should this
cost be included in the analysis? Why or why not?
2. Disregard the assumptions in part 1 above. What is the machinery’s depreciable
basis? What are the annual depreciation expenses?
3. Calculate the annual sales revenues and costs (other than depreciation).
4. Construct annual incremental operating cash flow statements.
5. Estimate the required net working capital for each year based on sales for the
following year. Working capital will be recovered at the end of year 4.
6. Calculate the after-tax salvage cash flow.
7. Calculate the net cash flows for each year. Based on these cash flows, what are
the project’s NPV, IRR, Profitability Index (PI), and payback?
8. Can you use the Payback method to decide whether this is a good project or
not? Why or why not?
9. Interpret what NPV, IRR, and Profitability Index (PI) mean. Based on your
interpretation, do these indicators suggest the new business line should be
undertaken?
Part 2: Working Capital Management
1. Adams Stores, Inc. is trying to determine the effect of its inventory turnover ratio and days
sales outstanding (DSO) on its cash flow cycle. Adams’ sales last year (.
Cash Flow Assumptions Grading GuideENT588 Version 22.docx
Cash Flow Assumptions Grading Guide
ENT/588 Version 2
2
Cash Flow Assumptions Grading Guide
ENT/588 Version 2
Special Topics: Innovation and Design
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Individual Assignment: Cash Flow Assumptions
Purpose of Assignment
Students are developing the financial projections of their company with an eye toward satisfying investor needs. They will discover that their understanding of financial projections can facilitate or prevent proper capitalization of their company.
Resources Required
Chapter 10 and Week 4 ERRs
Grading Guide
Content
Met
Partially Met
Not Met
Comments:
Draft 3 years of your revenue forecasts.
Draft 3 years of your personnel plan.
Draft 3 years of your budgets.
Draft 3 years of your starting balances.
Draft 3 years of your cash flow assumptions.
Draft 3 years of your loans and investments.
Draft 3 years of your Balance Sheet.
Draft 3 years of your Profit and Loss Statements.
Draft 3 years of your Cash Flow Statement.
Total Available
Total Earned
7
#/X
Writing Guidelines
Met
Partially Met
Not Met
Comments:
Paragraph and sentence transitions are present, logical, and maintain the flow throughout the paper.
Sentences are complete, clear, and concise.
Rules of grammar and usage are followed including spelling and punctuation.
Total Available
Total Earned
3
#/X
Assignment Total
#
10
#/X
Additional comments:
Copyright © 2017 by University of Phoenix. All rights reserved.
START HEREHow to use this templateSave the template (XLT file) to your computer. Double-click on it to create a new plan, then follow these steps:Step 1Set a starting point for your projectionsStart date1/1/17Step 2Profit and loss forecastForecast your month-by-month profit and loss for the first 12 months of operations. Enter sales in the month when they're invoiced, rather than the month when they're paid.Step 3Cash flow forecastForecast your month-by-month cash flow for the first 12 months of operations. Enter sales revenue in the month when it's received, rather than the month when it's invoiced.Step 4Balance sheet forecastForecast your balance sheet position at the end of the first 12 months of operation. The balance sheet draws on the figures you've entered in your profit and loss forecast.Tips■Enter figures in any white field. The blue fields are locked & calc ...
InstructionsBUSN278 Budgeting and Forecasting Template Instruction.docx
InstructionsBUSN278 Budgeting and Forecasting Template InstructionsUse this spreadsheet structure to lay out the various sections of your project.The purpose of this spreadsheet is to make it easy for your professor to locate the various sections of your project. Please don't alter the worksheet tabs or titles.After you finish your calculations in this spreadsheet, you will have tocreate a written report where you take screenshots from this spreadsheetand put them in the Budget Proposal Template, along with necessary explanations. Detailed instructions for how to write the reportare found in the Budget Proposal Template, a Word document.
2.1 & 2.2 Sales ForecastPut your sales forecasting calculations here.
3.0 Capital Expenditure Budget
4.1 CashflowsPut your detailed cash inflows and cash outflows here, also showing net cash flow.
4.2 NPV AnalysisCreate an NPV analysis here.
4.3 Rate of Return CalculationsShow your rate of return calculations in this worksheet.
4.4 Payback Period CalculationsShow your payback period calculations here.
5.0 Pro Forma FinancialsPut your pro forma income statement, balance sheet, and cash budget here, along with any other supporting calculations or schedules.
"The Devil Is in the Details" As noted in the Introduction to Unit 4, we often make sound plans for change, but these plans often fail simply because we overlook details. For example, we make best plans to lose weight, but a carton of Butter Pecan Ice Cream finds its way into our shopping cart. Plans are one thing; execution of these plans can be quite another.
You are here in college, seeking a degree in Business Administration or perhaps some other degree where this course is required for your program of study. You are here for some specific reason (a better job, more pay, etc.), and you most likely have made plans for success. Let's evaluate some of these plans and details.
Why are you here working on your degree?
What is your plan for change?
What details do you need to include for you to execute this plan? What is your game plan? What is your strategy?
There will always be roadblocks in any and all plans, regardless of how much planning we do and how much attention to detail we give. One way to offset roadblocks is to monitor progress made. Another way is to celebrate successes, no matter how small, along the way.
Identify at least three possible roadblocks to your success here in school. What might keep you from successfully completing your courses and from graduating?
How will you deal with each of these roadblocks?
How do you plan to monitor your progress?
How do you plan to celebrate your successes, no matter how small? (Yes, ice cream works here!)
Change is defined as improvement - alteration or change for the better. "Continual improvement is good business." Business managers and leaders constantly strive for success - success in performance and in the competitive market place. Businesses must be adaptable to the factors of change and must look.
918 PM (CST)Privacy Statement Terms and Conditions Contac.docx
9:18 PM (CST)
Privacy Statement Terms and Conditions Contact Us
© 2015 Colorado Technical University.
All Rights Reserved. Authorized Users Only.
Unit 4 - Individual Project
Assignment Details
Assignment Description
Weekly tasks or assignments (Individual or Group Projects) will be due by Monday, and late submissions will be assigned a late penalty in accordance with the late penalty
policy found in the syllabus. NOTE: All submission posting times are based on midnight Central Time.
Key Assignment Draft
Your next assignment as a financial management intern is to apply the knowledge that you acquired while engaging in the cost of capital discussion that you had with your
colleagues. In this task, you will be calculating the weighted cost of capital for a firm using the book value of the components and the concepts presented in this phase.
Using the most current annual financial statements from the company you analyzed in Phase 1, determine the percentage of the firm's assets that are currently be financed
with debt (total liabilities), preferred stock, and common stock (common equity). It is very possible that your firm will have very little or no preferred stock, so in this class, the
percent would be "zero." Your ratios should add up to 100%. You will also need to calculate the firm’s average tax rate using the income tax expense divided by the firm's
income before taxes. Use the following tables:
Company
Total
Assets
Total
Liabilities
Total Preferred
Stock
Total Common
Equity
Dollar Value
% of Assets
Company
Income before
Tax
Income Tax
Expense
Average Tax Rate
(%)
The first component to determine is the cost of debt. You mentor suggests using the Web site that you used in the previous Phase to find the pretax yield-to-maturity of a
bond with at least 5 years left before maturity. Using the following table, calculate the firm's after-tax cost of debt:
Yield to
Maturity
1 - Average Tax
Rate
After-tax Cost of
Debt
Now you will need to calculate the cost of preferred stock. You can use the following table:
Annual
Dividend
Current Value of Preferred
Stock
Cost of Preferred Stock
(%)
To calculate the cost of common equity, you can use the CAPM model. Using current stock data, the yield on the 5-year treasury bond, and the return on the market
calculated in Phase 2, you can calculate the cost of common equity using the following table:
5-year Treasury Bond
Yield
(risk-free rate)
Stock's Beta
Return on the Top
500 Stocks (market
return)
Cost of Common
Equity
Now, you can use the cost and ratios from above to calculate the firm's weighted average cost of capital (WACC) using the following table:
After-Tax Cost of
Debt
Cost of Preferred
Stock
Cost of Common
Equity
WACC
Unweighted Cost
Weight of Component
Weighted Cost of
Component
After completing the required calculations, explain your results in a Word document, and attach the spreadsheet showing your work. Be sure to explain .
Article Reviews each class will typically offer at least one arti.docx
Article Reviews: each class will typically offer at least one article that you are expected to read and which will be discussed during class. You may choose up to 5 articles during the semester and prepare a concise 2 page maximum essay (plus a cover sheet, cites page with full cites of the article and any other resources used, and any attached or embedded exhibits) to summarize key points in the article and how they apply specifically to the strategy and simulation decision-making for your team in J411. Graded essays submitted via the OnCourse Assignments tab and discussed by the author in class by the deadline earn up to 20 points each (15 points max if late or if not discussed).
Monthly Profit Report Trad'lPERFORMANCE DRINKS - MONTHLY PROFIT REPORTBasicHydrationIntensityPost WorkoutTotalREVENUE Sales$ 125,000$ 120,000$ 74,250$ 93,000$ 412,250COSTS Direct Materials$ 40,000$ 50,000$ 31,000$ 33,000$ 154,000 Direct Labor$ 25,000$ 20,000$ 10,000$ 18,000$ 73,000 Fringe Benefits on Direct Labor$ 11,250.00$ 9,000.00$ 4,500.00$ 8,100.00$ 32,850.00 Manufacturing Overhead$ 43,750.00$ 35,000.00$ 17,500.00$ 31,500.00$ 127,750.00 TOTAL COST$ 120,000.00$ 114,000.00$ 63,000.00$ 90,600.00$ 387,600.00GROSS MARGIN$ 5,000.00$ 6,000.00$ 11,250.00$ 2,400.00$ 24,650.00GROSS MARGIN RATIO4.00%5.00%15.15%2.58%5.98%Annual Volume:100,00080,00045,00060,000285,000Unit Price:$ 1.25$ 1.50$ 1.65$ 1.55$ 1.45Unit Cost:$ 1.200$ 1.425$ 1.400$ 1.510$ 1.360
Mfg OHDPERFORMANCE DRINKS - MONTHLY MFG OHD COST REPORTMonthly ChargeIndirect Labor$ 55,000.00Fringe Benefits on Indirect Labor$ 24,750.00Utilities$ 5,000.00Processing Equipment - Depreciation$ 10,000.00Preventative Maintenance$ 10,000.00Information Technology$ 23,000.00Total$ 127,750.00
ACCT640 – Managerial Accounting
Fall 2013
Case #2 – Performance Drinks: Applying Activity Based Costing
Background:
Performance Drinks, LLC is owned by Dave N. Port. Performance Drinks produces a variety of sports centered drinks. They began operations in 1993 shortly after Mr. Port graduated with his M.B.A. from Davenport University. The company saw early success as sports and fitness nutritional products gained new popularity in the 1990’s. Financially the company is sound and has been wise in controlling their growth over the years. However, within the last 18 months Mr. Port has noticed a drop in overall company profitability. This is especially troubling considering that the company has continued to experience top-line growth. Mr. Port and his management team have been considering developing a new product line. However, those plans have been put on hold until they can figure out why their profits are shrinking.
Performance Drinks makes four different kinds of sports drinks. Those drinks are as follows:
· Basic
· Hydration
· Intensity
· Post-Workout
Each of these drinks contains a slightly different nutr ...
An it manager’s new best friend the company balance sheet it-toolkits
Hey IT manager, how is that company that you are working for currently doing? Yeah, yeah – I know that all of the press releases that your management keeps putting out say that things have never been better and the internal emails that you get from the big guy say the same thing. However, how are things really going? It turns out that you can answer this question if you know how to read your company’s balance sheet…
BA 385, Principles of FinanceThe Capstone AssignmentThe descri.docx
BA 385, Principles of Finance
The Capstone Assignment
The description here is a follow-up to the material presented in class. The SS template and assignment instructions are posted in Moodle. If you have questions after reading this please talk with me. – Thanks – Curt
To use the SS to its greatest advantage the following conditions for your business must be met:
1. It must be a start-up business
2. You must borrow money and demonstrate how you will repay your debt.
3. You must provide your own capital. This is the “sale of stock” row on the CF tab. Even if you are not a corporation, think of this as your owner financial contribution to the firm.
4. Your business must provide a physical product. You may not start a service firm such as an athletic facility (a running camp), an accounting firm (we’ll do your taxes), guide services (let me help you catch fish), or a consulting business (I charge $150 per hour with no appreciable cost of goods sold). A restaurant is OK because there is a definite cost per unit sold (that $6 burger has $1 worth of ingredients). I suggest that you manufacture items with easily identifiable revenues and expenses.
5. Pay yourself a decent living wage and show a profit. Why would you make up a failing company where you also get to be poor?
I believe this assignment is more valuable with a higher level of achievement and understanding if you are required to complete various portions on a regular basis throughout the term. As you complete the tabs on the SS you should also be completing a Word document explaining your assumptions. Later, as you need to change your SS values, be sure to ALSO CHANGE the assumptions on your Word document.
For the first submission you will submit two documents; a copy of your completed SS to-date and your corresponding Word document. In subsequent weeks you will REPLACE each of those documents with updated versions until you have completed the entire assignment. Only one partner should be submitting the assignments. Make sure all LAST names are in the title of the submitted documents so that I can review each and give credit to all group members.
Assignment portions are due within two hours of the completion of the last class period of the week. You may complete each portion of the overall assignment earlier than required, but late work will realize a modest penalty. Still, turning in your work late is vastly preferable to not turning in your work at all. The completed assignment is due two hours after the completion of the last regular day of class for the term (dead week).
After reviewing your submissions, (I INTEND to do this weekly…don’t hold your breath!) I will enter a score in Moodle for your work-to-date. The total possible points are 50 and I will enter a maximum of 5 points per tab/portion submitted.
Tabs:
Week 2: Intro Think of a name for your company and when you will start your business.
Week 3: CFI often start with this, the cash flow tab. After I think about what type ...
Comparing Savings Plans (6)Name0DateJune 5, 202012Comparing Savi.docx
Comparing Savings Plans (6)Name:0Date:June 5, 202012Comparing Savings PlansPurpose: To compare the costs and benefits associated with different savings plans.Financial Planning Activities: Analyze advertisements and contact various financial institutions to obtain the information requested below.Suggested Websites:www.bankrate.comwww.nerdwallet.comwww.savingsaccounts.comSuggested App:Savings PlanYour Personal Financial PlanType of savings plan (regular savings account, certificates of deposit, interest-earning checking accounts, money market accounts and funds, U.S. savings bonds)Financial institutionAddress/phoneWebsiteEnter: Annual interest rate as a percentage (%)Enter: Frequency of compounding (periods per year, for example, annual = 1, monthly = 12, weekly = 52, daily = 365, ...)Result: Annual percentage yield (APY)0.0000%0.0000%Insured by FDIC, NCUA, otherMaximum amount insuredMinimum initial depositMinimum time period savings must be on depositPenalties for early withdrawalServices charges/transaction fees, other costs, feesAdditional services, other information
www.bankrate.com
www.nerdwallet.com
www.savingsaccounts.com
NURS 6541 Practicum Journal Template
Student Name:
E-mail Address:
Practicum Placement Agency's Name:
Preceptor’s Name:
Preceptor’s Telephone:
Preceptor’s E-mail Address:
Journal Entries
· Include references immediately following the content.
· Use APA style for your Journal Entry and references.
© 2012 Laureate Education Inc.
2
1
© 2013 Laureate Education, Inc.
This week you will begin your Practicum and you will complete your first Practicum Journal Entry.
Learning Objectives
By the end of this week, students will:
· Analyze personal strengths and weaknesses in working with children
· Analyze theories in pediatric nursing practice
· Apply theories in pediatric nursing practice
Assignment 1: Practicum – Journal Entry
As a future advanced practice nurse, it is important that you are able to connect your didactic experience to your Practicum experience. By applying the concepts you study in the classroom to clinical settings, you better prepare yourself for your future professional career. Each week, you complete an assignment that prompts you to reflect on your Practicum experiences and relate them to the material presented in the classroom.
To prepare for this course’s Practicum experience, address the following in your Practicum journal:
· Explain what most excites and/or concerns you about pediatric clinical experiences. Include a description of your strengths and weaknesses in terms of working with children and how these strengths and weaknesses might impact your Practicum experience.
· Discuss your personal definition of family and family roles might impact the assessment of a child and his or her family. Then, explain how culture (both the culture of the provider and that of the child and his or her family) may further influence the a.
Comparing Savings Plans (6)Name0DateJune 5, 202012Comparing Savi.docx
Comparing Savings Plans (6)Name:0Date:June 5, 202012Comparing Savings PlansPurpose: To compare the costs and benefits associated with different savings plans.Financial Planning Activities: Analyze advertisements and contact various financial institutions to obtain the information requested below.Suggested Websites:www.bankrate.comwww.nerdwallet.comwww.savingsaccounts.comSuggested App:Savings PlanYour Personal Financial PlanType of savings plan (regular savings account, certificates of deposit, interest-earning checking accounts, money market accounts and funds, U.S. savings bonds)Financial institutionAddress/phoneWebsiteEnter: Annual interest rate as a percentage (%)Enter: Frequency of compounding (periods per year, for example, annual = 1, monthly = 12, weekly = 52, daily = 365, ...)Result: Annual percentage yield (APY)0.0000%0.0000%Insured by FDIC, NCUA, otherMaximum amount insuredMinimum initial depositMinimum time period savings must be on depositPenalties for early withdrawalServices charges/transaction fees, other costs, feesAdditional services, other information
www.bankrate.com
www.nerdwallet.com
www.savingsaccounts.com
NURS 6541 Practicum Journal Template
Student Name:
E-mail Address:
Practicum Placement Agency's Name:
Preceptor’s Name:
Preceptor’s Telephone:
Preceptor’s E-mail Address:
Journal Entries
· Include references immediately following the content.
· Use APA style for your Journal Entry and references.
© 2012 Laureate Education Inc.
2
1
© 2013 Laureate Education, Inc.
This week you will begin your Practicum and you will complete your first Practicum Journal Entry.
Learning Objectives
By the end of this week, students will:
· Analyze personal strengths and weaknesses in working with children
· Analyze theories in pediatric nursing practice
· Apply theories in pediatric nursing practice
Assignment 1: Practicum – Journal Entry
As a future advanced practice nurse, it is important that you are able to connect your didactic experience to your Practicum experience. By applying the concepts you study in the classroom to clinical settings, you better prepare yourself for your future professional career. Each week, you complete an assignment that prompts you to reflect on your Practicum experiences and relate them to the material presented in the classroom.
To prepare for this course’s Practicum experience, address the following in your Practicum journal:
· Explain what most excites and/or concerns you about pediatric clinical experiences. Include a description of your strengths and weaknesses in terms of working with children and how these strengths and weaknesses might impact your Practicum experience.
· Discuss your personal definition of family and family roles might impact the assessment of a child and his or her family. Then, explain how culture (both the culture of the provider and that of the child and his or her family) may further influence the a.
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Similar to Budget presentation
cash Flows and Financial ForecastAs someone who already runs a b.docx
cash Flows and Financial Forecast
As someone who already runs a business, it is hard to consider a new platform using an online store since my company is a service-oriented business. In fact, we do not offer any retail product However, as skilled craftsman, we do have the skill sets needed to create custom built wooden furniture for customers. This is a venture I have considered many times, but do not feel it is in our best interest to do so despite the potential earning capacity. I feel that the cannibalism to our niche will have too far an impact to change our operations in this way. For the purpose of this discussion, I will present a hypothetical 5-year financial forecast for the creation and sale of mission style living room furniture through an online marketplace.
To test the viability of the custom furniture market, we will only offer two products that can be purchased together as a set or separately. Coffee tables will sell for a price of $450 each and end tables will sell for a price of $325 each. We anticipate that we can manufacture no more than 2 of each of the products every month, totaling 24 per year. In order to start this project, we will need to invest in a new table saw for $3500. The saw has a salvage value of $500 and a life of 10 years. Using straight-line depreciation, the asset will depreciate at $300 per year during the initial 5-year period. We will assume a 28% tax rate for this venture leaving the after-tax cost of the saw $2520. To construct the tables, there will be an annual cost of $2,500 for lumber and $450 in finishing supplies and materials. Construction of tables will take an increased labor cost of $11,000 annually.
Projected Revenues and Expenses
Revenues
Year
1
2
3
4
5
End Tables @$325
$7,800.00
$7,800.00
$7,800.00
$7,800.00
$7,800.00
Coff. Tables @ $450
$10,800.00
$10,800.00
$10,800.00
$10,800.00
$10,800.00
Total Revenues
$18,600.00
$18,600.00
$18,600.00
$18,600.00
$18,600.00
Expenses
Year
1
2
3
4
5
Wages
$11,000.00
$11,000.00
$11,000.00
$11,000.00
$11,000.00
Equipment
$3,500.00
$250.00
$250.00
$250.00
$250.00
Lumber
$2,500.00
$2,500.00
$2,500.00
$2,500.00
$2,500.00
Finishing Supplies
$450.00
$450.00
$450.00
$450.00
$450.00
Depreciation
$300.00
$300.00
$300.00
$300.00
$300.00
Total Expenses
$17,750.00
$14,500.00
$14,500.00
$14,500.00
$14,500.00
Taxes, Profits, and Cash Flow
Year
1
2
3
4
5
Profit
$850.00
$4,100.00
$4,100.00
$4,100.00
$4,100.00
Taxes
$238.00
$1,148.00
$1,148.00
$1,148.00
$1,148.00
Net Profit
$612.00
$2,952.00
$2,952.00
$2,952.00
$2,952.00
Cash Flow
$912.00
$3,252.00
$3,252.00
$3,252.00
$3,252.00
The table above shows positive cash flows totaling $13,920 over the 5-year period. However, this number does not take into account the future value of present projections. We will assume an infla.
Capital Readiness and Pre-Money Valuation
Abridged Version. For a complete version, please send a request to jeff@navocate.com
BA 620 Managerial Finance Group Problem Set 2 (125 poi.docx
BA 620 Managerial Finance
Group Problem Set 2 (125 points)
This problem Set is based on materials covered in modules 5, 6, and 7. It is designed
for you to demonstrate your understanding and be able to apply basic capital budgeting
concepts, working capital management, dividend policy, and international financial
management.
Part 1: Capital Budgeting Analysis
Adams, Incorporated would like to add a new line of business to its existing retail
business. The new line of business will be the manufacturing and distribution of animal
feeds. This is a major capital project. Adams, Incorporated is aware you an in an MBA
program and would like you to help analysis the viability of this major business venture
based on the following information:
• The production line would be set up in an empty lot the company owns.
• The machinery’s invoice price would be approximately $200,000, another
$10,000 in shipping charges would be required, and it would cost an additional
$30,000 to install the equipment.
• The machinery has useful life of 4 years, and it is a MACRS 3-year asset.
• The machinery is expected to have a salvage value of $25,000 after 4 years of
use.
• This new line of business will generate incremental sales of 1,250 units per year
for 4 years at an incremental cost of $100 per unit in the first year, excluding
depreciation. Each unit can be sold for $200 in the first year. The sales price
and cost are expected to increase by 3% per year due to inflation.
• Net working capital would have to increase by an amount equal to 12% of sales
revenues. The firm’s tax rate is 40%, and its overall weighted average cost of
capital is 10%.
Required:
1. If the company spent $40,000 last year in the upkeep of the empty lot, should this
cost be included in the analysis? Why or why not?
2. Disregard the assumptions in part 1 above. What is the machinery’s depreciable
basis? What are the annual depreciation expenses?
3. Calculate the annual sales revenues and costs (other than depreciation).
4. Construct annual incremental operating cash flow statements.
5. Estimate the required net working capital for each year based on sales for the
following year. Working capital will be recovered at the end of year 4.
6. Calculate the after-tax salvage cash flow.
7. Calculate the net cash flows for each year. Based on these cash flows, what are
the project’s NPV, IRR, Profitability Index (PI), and payback?
8. Can you use the Payback method to decide whether this is a good project or
not? Why or why not?
9. Interpret what NPV, IRR, and Profitability Index (PI) mean. Based on your
interpretation, do these indicators suggest the new business line should be
undertaken?
Part 2: Working Capital Management
1. Adams Stores, Inc. is trying to determine the effect of its inventory turnover ratio and days
sales outstanding (DSO) on its cash flow cycle. Adams’ sales last year (.
BA 620 Managerial Finance Group Problem Set 2 (125 poi.docx
BA 620 Managerial Finance
Group Problem Set 2 (125 points)
This problem Set is based on materials covered in modules 5, 6, and 7. It is designed
for you to demonstrate your understanding and be able to apply basic capital budgeting
concepts, working capital management, dividend policy, and international financial
management.
Part 1: Capital Budgeting Analysis
Adams, Incorporated would like to add a new line of business to its existing retail
business. The new line of business will be the manufacturing and distribution of animal
feeds. This is a major capital project. Adams, Incorporated is aware you an in an MBA
program and would like you to help analysis the viability of this major business venture
based on the following information:
• The production line would be set up in an empty lot the company owns.
• The machinery’s invoice price would be approximately $200,000, another
$10,000 in shipping charges would be required, and it would cost an additional
$30,000 to install the equipment.
• The machinery has useful life of 4 years, and it is a MACRS 3-year asset.
• The machinery is expected to have a salvage value of $25,000 after 4 years of
use.
• This new line of business will generate incremental sales of 1,250 units per year
for 4 years at an incremental cost of $100 per unit in the first year, excluding
depreciation. Each unit can be sold for $200 in the first year. The sales price
and cost are expected to increase by 3% per year due to inflation.
• Net working capital would have to increase by an amount equal to 12% of sales
revenues. The firm’s tax rate is 40%, and its overall weighted average cost of
capital is 10%.
Required:
1. If the company spent $40,000 last year in the upkeep of the empty lot, should this
cost be included in the analysis? Why or why not?
2. Disregard the assumptions in part 1 above. What is the machinery’s depreciable
basis? What are the annual depreciation expenses?
3. Calculate the annual sales revenues and costs (other than depreciation).
4. Construct annual incremental operating cash flow statements.
5. Estimate the required net working capital for each year based on sales for the
following year. Working capital will be recovered at the end of year 4.
6. Calculate the after-tax salvage cash flow.
7. Calculate the net cash flows for each year. Based on these cash flows, what are
the project’s NPV, IRR, Profitability Index (PI), and payback?
8. Can you use the Payback method to decide whether this is a good project or
not? Why or why not?
9. Interpret what NPV, IRR, and Profitability Index (PI) mean. Based on your
interpretation, do these indicators suggest the new business line should be
undertaken?
Part 2: Working Capital Management
1. Adams Stores, Inc. is trying to determine the effect of its inventory turnover ratio and days
sales outstanding (DSO) on its cash flow cycle. Adams’ sales last year (.
Cash Flow Assumptions Grading GuideENT588 Version 22.docx
Cash Flow Assumptions Grading Guide
ENT/588 Version 2
2
Cash Flow Assumptions Grading Guide
ENT/588 Version 2
Special Topics: Innovation and Design
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Individual Assignment: Cash Flow Assumptions
Purpose of Assignment
Students are developing the financial projections of their company with an eye toward satisfying investor needs. They will discover that their understanding of financial projections can facilitate or prevent proper capitalization of their company.
Resources Required
Chapter 10 and Week 4 ERRs
Grading Guide
Content
Met
Partially Met
Not Met
Comments:
Draft 3 years of your revenue forecasts.
Draft 3 years of your personnel plan.
Draft 3 years of your budgets.
Draft 3 years of your starting balances.
Draft 3 years of your cash flow assumptions.
Draft 3 years of your loans and investments.
Draft 3 years of your Balance Sheet.
Draft 3 years of your Profit and Loss Statements.
Draft 3 years of your Cash Flow Statement.
Total Available
Total Earned
7
#/X
Writing Guidelines
Met
Partially Met
Not Met
Comments:
Paragraph and sentence transitions are present, logical, and maintain the flow throughout the paper.
Sentences are complete, clear, and concise.
Rules of grammar and usage are followed including spelling and punctuation.
Total Available
Total Earned
3
#/X
Assignment Total
#
10
#/X
Additional comments:
Copyright © 2017 by University of Phoenix. All rights reserved.
START HEREHow to use this templateSave the template (XLT file) to your computer. Double-click on it to create a new plan, then follow these steps:Step 1Set a starting point for your projectionsStart date1/1/17Step 2Profit and loss forecastForecast your month-by-month profit and loss for the first 12 months of operations. Enter sales in the month when they're invoiced, rather than the month when they're paid.Step 3Cash flow forecastForecast your month-by-month cash flow for the first 12 months of operations. Enter sales revenue in the month when it's received, rather than the month when it's invoiced.Step 4Balance sheet forecastForecast your balance sheet position at the end of the first 12 months of operation. The balance sheet draws on the figures you've entered in your profit and loss forecast.Tips■Enter figures in any white field. The blue fields are locked & calc ...
InstructionsBUSN278 Budgeting and Forecasting Template Instruction.docx
InstructionsBUSN278 Budgeting and Forecasting Template InstructionsUse this spreadsheet structure to lay out the various sections of your project.The purpose of this spreadsheet is to make it easy for your professor to locate the various sections of your project. Please don't alter the worksheet tabs or titles.After you finish your calculations in this spreadsheet, you will have tocreate a written report where you take screenshots from this spreadsheetand put them in the Budget Proposal Template, along with necessary explanations. Detailed instructions for how to write the reportare found in the Budget Proposal Template, a Word document.
2.1 & 2.2 Sales ForecastPut your sales forecasting calculations here.
3.0 Capital Expenditure Budget
4.1 CashflowsPut your detailed cash inflows and cash outflows here, also showing net cash flow.
4.2 NPV AnalysisCreate an NPV analysis here.
4.3 Rate of Return CalculationsShow your rate of return calculations in this worksheet.
4.4 Payback Period CalculationsShow your payback period calculations here.
5.0 Pro Forma FinancialsPut your pro forma income statement, balance sheet, and cash budget here, along with any other supporting calculations or schedules.
"The Devil Is in the Details" As noted in the Introduction to Unit 4, we often make sound plans for change, but these plans often fail simply because we overlook details. For example, we make best plans to lose weight, but a carton of Butter Pecan Ice Cream finds its way into our shopping cart. Plans are one thing; execution of these plans can be quite another.
You are here in college, seeking a degree in Business Administration or perhaps some other degree where this course is required for your program of study. You are here for some specific reason (a better job, more pay, etc.), and you most likely have made plans for success. Let's evaluate some of these plans and details.
Why are you here working on your degree?
What is your plan for change?
What details do you need to include for you to execute this plan? What is your game plan? What is your strategy?
There will always be roadblocks in any and all plans, regardless of how much planning we do and how much attention to detail we give. One way to offset roadblocks is to monitor progress made. Another way is to celebrate successes, no matter how small, along the way.
Identify at least three possible roadblocks to your success here in school. What might keep you from successfully completing your courses and from graduating?
How will you deal with each of these roadblocks?
How do you plan to monitor your progress?
How do you plan to celebrate your successes, no matter how small? (Yes, ice cream works here!)
Change is defined as improvement - alteration or change for the better. "Continual improvement is good business." Business managers and leaders constantly strive for success - success in performance and in the competitive market place. Businesses must be adaptable to the factors of change and must look.
918 PM (CST)Privacy Statement Terms and Conditions Contac.docx
9:18 PM (CST)
Privacy Statement Terms and Conditions Contact Us
© 2015 Colorado Technical University.
All Rights Reserved. Authorized Users Only.
Unit 4 - Individual Project
Assignment Details
Assignment Description
Weekly tasks or assignments (Individual or Group Projects) will be due by Monday, and late submissions will be assigned a late penalty in accordance with the late penalty
policy found in the syllabus. NOTE: All submission posting times are based on midnight Central Time.
Key Assignment Draft
Your next assignment as a financial management intern is to apply the knowledge that you acquired while engaging in the cost of capital discussion that you had with your
colleagues. In this task, you will be calculating the weighted cost of capital for a firm using the book value of the components and the concepts presented in this phase.
Using the most current annual financial statements from the company you analyzed in Phase 1, determine the percentage of the firm's assets that are currently be financed
with debt (total liabilities), preferred stock, and common stock (common equity). It is very possible that your firm will have very little or no preferred stock, so in this class, the
percent would be "zero." Your ratios should add up to 100%. You will also need to calculate the firm’s average tax rate using the income tax expense divided by the firm's
income before taxes. Use the following tables:
Company
Total
Assets
Total
Liabilities
Total Preferred
Stock
Total Common
Equity
Dollar Value
% of Assets
Company
Income before
Tax
Income Tax
Expense
Average Tax Rate
(%)
The first component to determine is the cost of debt. You mentor suggests using the Web site that you used in the previous Phase to find the pretax yield-to-maturity of a
bond with at least 5 years left before maturity. Using the following table, calculate the firm's after-tax cost of debt:
Yield to
Maturity
1 - Average Tax
Rate
After-tax Cost of
Debt
Now you will need to calculate the cost of preferred stock. You can use the following table:
Annual
Dividend
Current Value of Preferred
Stock
Cost of Preferred Stock
(%)
To calculate the cost of common equity, you can use the CAPM model. Using current stock data, the yield on the 5-year treasury bond, and the return on the market
calculated in Phase 2, you can calculate the cost of common equity using the following table:
5-year Treasury Bond
Yield
(risk-free rate)
Stock's Beta
Return on the Top
500 Stocks (market
return)
Cost of Common
Equity
Now, you can use the cost and ratios from above to calculate the firm's weighted average cost of capital (WACC) using the following table:
After-Tax Cost of
Debt
Cost of Preferred
Stock
Cost of Common
Equity
WACC
Unweighted Cost
Weight of Component
Weighted Cost of
Component
After completing the required calculations, explain your results in a Word document, and attach the spreadsheet showing your work. Be sure to explain .
Article Reviews each class will typically offer at least one arti.docx
Article Reviews: each class will typically offer at least one article that you are expected to read and which will be discussed during class. You may choose up to 5 articles during the semester and prepare a concise 2 page maximum essay (plus a cover sheet, cites page with full cites of the article and any other resources used, and any attached or embedded exhibits) to summarize key points in the article and how they apply specifically to the strategy and simulation decision-making for your team in J411. Graded essays submitted via the OnCourse Assignments tab and discussed by the author in class by the deadline earn up to 20 points each (15 points max if late or if not discussed).
Monthly Profit Report Trad'lPERFORMANCE DRINKS - MONTHLY PROFIT REPORTBasicHydrationIntensityPost WorkoutTotalREVENUE Sales$ 125,000$ 120,000$ 74,250$ 93,000$ 412,250COSTS Direct Materials$ 40,000$ 50,000$ 31,000$ 33,000$ 154,000 Direct Labor$ 25,000$ 20,000$ 10,000$ 18,000$ 73,000 Fringe Benefits on Direct Labor$ 11,250.00$ 9,000.00$ 4,500.00$ 8,100.00$ 32,850.00 Manufacturing Overhead$ 43,750.00$ 35,000.00$ 17,500.00$ 31,500.00$ 127,750.00 TOTAL COST$ 120,000.00$ 114,000.00$ 63,000.00$ 90,600.00$ 387,600.00GROSS MARGIN$ 5,000.00$ 6,000.00$ 11,250.00$ 2,400.00$ 24,650.00GROSS MARGIN RATIO4.00%5.00%15.15%2.58%5.98%Annual Volume:100,00080,00045,00060,000285,000Unit Price:$ 1.25$ 1.50$ 1.65$ 1.55$ 1.45Unit Cost:$ 1.200$ 1.425$ 1.400$ 1.510$ 1.360
Mfg OHDPERFORMANCE DRINKS - MONTHLY MFG OHD COST REPORTMonthly ChargeIndirect Labor$ 55,000.00Fringe Benefits on Indirect Labor$ 24,750.00Utilities$ 5,000.00Processing Equipment - Depreciation$ 10,000.00Preventative Maintenance$ 10,000.00Information Technology$ 23,000.00Total$ 127,750.00
ACCT640 – Managerial Accounting
Fall 2013
Case #2 – Performance Drinks: Applying Activity Based Costing
Background:
Performance Drinks, LLC is owned by Dave N. Port. Performance Drinks produces a variety of sports centered drinks. They began operations in 1993 shortly after Mr. Port graduated with his M.B.A. from Davenport University. The company saw early success as sports and fitness nutritional products gained new popularity in the 1990’s. Financially the company is sound and has been wise in controlling their growth over the years. However, within the last 18 months Mr. Port has noticed a drop in overall company profitability. This is especially troubling considering that the company has continued to experience top-line growth. Mr. Port and his management team have been considering developing a new product line. However, those plans have been put on hold until they can figure out why their profits are shrinking.
Performance Drinks makes four different kinds of sports drinks. Those drinks are as follows:
· Basic
· Hydration
· Intensity
· Post-Workout
Each of these drinks contains a slightly different nutr ...
An it manager’s new best friend the company balance sheet it-toolkits
Hey IT manager, how is that company that you are working for currently doing? Yeah, yeah – I know that all of the press releases that your management keeps putting out say that things have never been better and the internal emails that you get from the big guy say the same thing. However, how are things really going? It turns out that you can answer this question if you know how to read your company’s balance sheet…
BA 385, Principles of FinanceThe Capstone AssignmentThe descri.docx
BA 385, Principles of Finance
The Capstone Assignment
The description here is a follow-up to the material presented in class. The SS template and assignment instructions are posted in Moodle. If you have questions after reading this please talk with me. – Thanks – Curt
To use the SS to its greatest advantage the following conditions for your business must be met:
1. It must be a start-up business
2. You must borrow money and demonstrate how you will repay your debt.
3. You must provide your own capital. This is the “sale of stock” row on the CF tab. Even if you are not a corporation, think of this as your owner financial contribution to the firm.
4. Your business must provide a physical product. You may not start a service firm such as an athletic facility (a running camp), an accounting firm (we’ll do your taxes), guide services (let me help you catch fish), or a consulting business (I charge $150 per hour with no appreciable cost of goods sold). A restaurant is OK because there is a definite cost per unit sold (that $6 burger has $1 worth of ingredients). I suggest that you manufacture items with easily identifiable revenues and expenses.
5. Pay yourself a decent living wage and show a profit. Why would you make up a failing company where you also get to be poor?
I believe this assignment is more valuable with a higher level of achievement and understanding if you are required to complete various portions on a regular basis throughout the term. As you complete the tabs on the SS you should also be completing a Word document explaining your assumptions. Later, as you need to change your SS values, be sure to ALSO CHANGE the assumptions on your Word document.
For the first submission you will submit two documents; a copy of your completed SS to-date and your corresponding Word document. In subsequent weeks you will REPLACE each of those documents with updated versions until you have completed the entire assignment. Only one partner should be submitting the assignments. Make sure all LAST names are in the title of the submitted documents so that I can review each and give credit to all group members.
Assignment portions are due within two hours of the completion of the last class period of the week. You may complete each portion of the overall assignment earlier than required, but late work will realize a modest penalty. Still, turning in your work late is vastly preferable to not turning in your work at all. The completed assignment is due two hours after the completion of the last regular day of class for the term (dead week).
After reviewing your submissions, (I INTEND to do this weekly…don’t hold your breath!) I will enter a score in Moodle for your work-to-date. The total possible points are 50 and I will enter a maximum of 5 points per tab/portion submitted.
Tabs:
Week 2: Intro Think of a name for your company and when you will start your business.
Week 3: CFI often start with this, the cash flow tab. After I think about what type ...
Comparing Savings Plans (6)Name0DateJune 5, 202012Comparing Savi.docx
Comparing Savings Plans (6)Name:0Date:June 5, 202012Comparing Savings PlansPurpose: To compare the costs and benefits associated with different savings plans.Financial Planning Activities: Analyze advertisements and contact various financial institutions to obtain the information requested below.Suggested Websites:www.bankrate.comwww.nerdwallet.comwww.savingsaccounts.comSuggested App:Savings PlanYour Personal Financial PlanType of savings plan (regular savings account, certificates of deposit, interest-earning checking accounts, money market accounts and funds, U.S. savings bonds)Financial institutionAddress/phoneWebsiteEnter: Annual interest rate as a percentage (%)Enter: Frequency of compounding (periods per year, for example, annual = 1, monthly = 12, weekly = 52, daily = 365, ...)Result: Annual percentage yield (APY)0.0000%0.0000%Insured by FDIC, NCUA, otherMaximum amount insuredMinimum initial depositMinimum time period savings must be on depositPenalties for early withdrawalServices charges/transaction fees, other costs, feesAdditional services, other information
www.bankrate.com
www.nerdwallet.com
www.savingsaccounts.com
NURS 6541 Practicum Journal Template
Student Name:
E-mail Address:
Practicum Placement Agency's Name:
Preceptor’s Name:
Preceptor’s Telephone:
Preceptor’s E-mail Address:
Journal Entries
· Include references immediately following the content.
· Use APA style for your Journal Entry and references.
© 2012 Laureate Education Inc.
2
1
© 2013 Laureate Education, Inc.
This week you will begin your Practicum and you will complete your first Practicum Journal Entry.
Learning Objectives
By the end of this week, students will:
· Analyze personal strengths and weaknesses in working with children
· Analyze theories in pediatric nursing practice
· Apply theories in pediatric nursing practice
Assignment 1: Practicum – Journal Entry
As a future advanced practice nurse, it is important that you are able to connect your didactic experience to your Practicum experience. By applying the concepts you study in the classroom to clinical settings, you better prepare yourself for your future professional career. Each week, you complete an assignment that prompts you to reflect on your Practicum experiences and relate them to the material presented in the classroom.
To prepare for this course’s Practicum experience, address the following in your Practicum journal:
· Explain what most excites and/or concerns you about pediatric clinical experiences. Include a description of your strengths and weaknesses in terms of working with children and how these strengths and weaknesses might impact your Practicum experience.
· Discuss your personal definition of family and family roles might impact the assessment of a child and his or her family. Then, explain how culture (both the culture of the provider and that of the child and his or her family) may further influence the a.
Comparing Savings Plans (6)Name0DateJune 5, 202012Comparing Savi.docx
Comparing Savings Plans (6)Name:0Date:June 5, 202012Comparing Savings PlansPurpose: To compare the costs and benefits associated with different savings plans.Financial Planning Activities: Analyze advertisements and contact various financial institutions to obtain the information requested below.Suggested Websites:www.bankrate.comwww.nerdwallet.comwww.savingsaccounts.comSuggested App:Savings PlanYour Personal Financial PlanType of savings plan (regular savings account, certificates of deposit, interest-earning checking accounts, money market accounts and funds, U.S. savings bonds)Financial institutionAddress/phoneWebsiteEnter: Annual interest rate as a percentage (%)Enter: Frequency of compounding (periods per year, for example, annual = 1, monthly = 12, weekly = 52, daily = 365, ...)Result: Annual percentage yield (APY)0.0000%0.0000%Insured by FDIC, NCUA, otherMaximum amount insuredMinimum initial depositMinimum time period savings must be on depositPenalties for early withdrawalServices charges/transaction fees, other costs, feesAdditional services, other information
www.bankrate.com
www.nerdwallet.com
www.savingsaccounts.com
NURS 6541 Practicum Journal Template
Student Name:
E-mail Address:
Practicum Placement Agency's Name:
Preceptor’s Name:
Preceptor’s Telephone:
Preceptor’s E-mail Address:
Journal Entries
· Include references immediately following the content.
· Use APA style for your Journal Entry and references.
© 2012 Laureate Education Inc.
2
1
© 2013 Laureate Education, Inc.
This week you will begin your Practicum and you will complete your first Practicum Journal Entry.
Learning Objectives
By the end of this week, students will:
· Analyze personal strengths and weaknesses in working with children
· Analyze theories in pediatric nursing practice
· Apply theories in pediatric nursing practice
Assignment 1: Practicum – Journal Entry
As a future advanced practice nurse, it is important that you are able to connect your didactic experience to your Practicum experience. By applying the concepts you study in the classroom to clinical settings, you better prepare yourself for your future professional career. Each week, you complete an assignment that prompts you to reflect on your Practicum experiences and relate them to the material presented in the classroom.
To prepare for this course’s Practicum experience, address the following in your Practicum journal:
· Explain what most excites and/or concerns you about pediatric clinical experiences. Include a description of your strengths and weaknesses in terms of working with children and how these strengths and weaknesses might impact your Practicum experience.
· Discuss your personal definition of family and family roles might impact the assessment of a child and his or her family. Then, explain how culture (both the culture of the provider and that of the child and his or her family) may further influence the a.
5 indicators to understanding your organization's financial health
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Get to budgeting in 4 easy stages it-toolkits
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Budget presentation
- 2. Why does EPICS require a team budget?
- 3. Ensures that the EPICS program will have enough money to cover your team’s expenses.
- 4. Helps your team plan and set goals for the for the academic year.
- 5. Your budget expenses should align with your project What are you building? A database? A soapbox derby car?
- 6. Databases, although time consuming do not require a lot of material expenses. Some projects however can be very costly such as the Mars Rover project.
- 7. The EPICS staff will take the project scope into consideration when evaluating your budget submission.
- 8. Setting a budget is part of any design team’s responsibility in the ‘real world.’ It is part of your EPICS learning experience.
- 9. How do I get started?
- 10. All teams have been given $200 in their account. If your team will not be spending over $200 you will not need a budget. If you go over $200 you will not be allowed to purchase until a new budget has been filed and approved.
- 11. • The $200 needs to be included in your budget form, and you need to take it into account when you are thinking about how much you’ll need.
- 12. Guidelines for budgeting can be found on the EPICS website here Budget sheets can be found here
- 13. (KES) BUDGET FORM Total Predicted Expenses Over All Projects (Fall 2009/Spring 2010) $605.61 Total Actual Expenses Over All Projects (Fall 2009) $550.51 Predicted Funds from Other Resources (Fall 2009) $0.00 Project 1: (USA State Project) $370.51 $345.51 $0.00 Project 2: IN History $215.10 $205.00 $0.00 $20.00 $0.00 $0.00 Project 4: (Project Name) $0.00 $0.00 $0.00 Project 5: (Project Name) $0.00 $0.00 SAMPLE BUDGET $0.00 Project 3: (Continuation of USA) Instructions for this form At the beginning of the fall semester, fill out the predicted expenditures for both the fall and spring semesters. For each project, use the full project name, not an acronym. This makes the purpose of your expenditures much clearer. When you print this form, please print it in the landscape layout, as it is given to you. Having all the budgets with the same layout makes them much more manageable. Each month, you will receive an update of what your team has spent. This may differ from the actual price of your product because of costs like shipping. Please enter the total cost you received under "actual expenditures" when you receive this form. Thanks for your help! Following these instructions carefully really helps Pam and others who have to work with these forms. If you have any questions, you can ask your advisors, TA, or Pam. They would all be glad to help you. Project 1: (USA State Project) Description & Justification 1.1 Super Bright LED Fall 2009 Predicted Expenses Spring 2010 Fall 2009 Actual Predicted Expenses Expenses Total Predicted Total Actual Expenses Expenses Funds from Other Resources 181.7 181.7 0 $181.70 $181.70 $0.00 66 66 0 $66.00 $66.00 $0.00 1.3 Prototype Board 11.8 11.8 $11.80 $11.80 $0.00 1.4 Extruded Polystrene (styrofoam) 7.27 7.27 $7.27 $7.27 $0.00 1.5 Acryl Sheet 19.99 19.99 $19.99 $19.99 $0.00 1.6 Electrical tapes, Liquid electrical tape 11.35 11.35 $11.35 $11.35 $0.00 1.7 Jumbo 7 segment display 38 38 $38.00 $38.00 $0.00 1.8 100 ohm resistors, Push buttons 9.4 9.4 $9.40 $9.40 $0.00 $25.00 $0.00 $0.00 $0.00 $0.00 $0.00 $370.51 $345.51 $0.00 1.2 Toggle switch (on-off-on : SPDT) 1.9 Large & Small Prototype Boards 1.10 Bundles of wires TOTAL 25
- 14. Average team expenditures is $600 per year. •There is no penalty or profit to spending more or less than average • Can spend more if EPICS approves • Consider shipping costs - estimate
- 15. • Once your budget is finished: • Post on Sharepoint • Print and obtain advisor approval • Submit to Pam Brown (ARMS 1207) • Wait for approval
- 16. • Minor purchases allowed until your budget is approved • Allow 2 weeks for budget to be approved • Will receive an email when your budget is approved • If you have not received an email in 2 weeks please check with Pam Brown (pamb@purdue.edu)
- 17. • Familiarize yourself and your team with the Purchase Request Form Located here A sample of the Purchase Request Form follows:
- 19. • Fill out the form, get your advisors signature and take the form to ARMS 1200. •If you are purchasing from a web site, please print out the product page from the web site and attach with the order form.
- 20. •Please make sure the web site allows for credit card purchases. We cannot make Pay Pal purchases and this could slow your order.
- 21. Purchasing Guidelines can be found here
- 22. EPICS Reports for the Financial Officer You will receive a monthly report, on Sharepoint, showing expenditures and an accounting of what is left in your budget. Please make sure MYEPICS shows your role of financial officer!
- 23. You can request a report at any time with up-to-date purchases. Please share this information with your team.
- 24. If your team is exceeding your proposed budget please submit an amended budget as soon as possible.
- 25. Engagement Grants Information about grants will come in weekly emails. If you get an approved grant, this money will be on its own account. You will get a separate grant report with your monthly team report on Sharepoint.
- 26. Engagement Grants When you go to fill out a Purchase request form using your grant money, be sure to circle “Yes” when asked “Is this purchase related to grant funds?”
- 27. Engagement Grants Treat the grants like your team account. You will need to watch the available money. If you go over your allowed amount, the difference will come out of your team account.
- 28. Engagement Grants Try to use all of the money you received for the grant or it will be given back to your sponsor after the duration for it is up.
- 29. Any questions? Contact Pam Brown ARMS 1207 pamb@purdue.edu OR Maddie Ramsey ramsey11@purdue.edu