Brokers overview all presentation

1. Copyright © 2018 Credit
Objects (PTY) LTD. All rights
Presented By: Prepared By:
9 March 2018

2. Referral Partners
Finance
Companies
Insurance
Companies
Asset Finance
Brokers
End Consumers
Australian Securities and Investments Commission (ASIC)
Australian Prudential
Regulation Authority
(APRA)
Finance Brokers
Association of
Australia (FBAA)
Insurance Council
Australia (ICA)
Australian
Automotive Dealer
Association (AADA)
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018

3. We understand the implications of these laws that govern asset finance industry.
National Consumer Credit Protection Act 2009 (NCCPA)
Privacy Act 1988
The NCCPA is a legislation to protect consumers who borrow money. It requires all organizations who provide
credit to consumers to be licensed. Understanding NCCPA ensures business success in the Asset Finance Industry.
The Privacy Act 1988 governs when and how personal information may be collected. It protects Australians by
making it mandatory that individuals have the right to know why their information is being acquired and who will
have access. This is a very important part of Asset Finance Industry where a lot of information is being collected.
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018

4. IMPROVE OPERATIONAL
EFFICIENCY
REVENUE GROWTH
By increasing Market Share
COMPLIANCE WITH
APPLICABLE REGULATORY
AUTHORITIES & LAWS
By getting Competitive Edge By implementing Efficient
Processes
By being Organized
By conducting Regular Reviews
& Gap Analysis
By ensuring Statutory
Compliance of Operations.
By find a Niche Segment
By improving Customer
Relationship Management
By Business Process
Automation
By enhancing Monitoring &
Reporting
By ensuring Full Documentation
is kept for operations.
By organizing Awareness and
Training for the application of
regulations/laws/acts.Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018

5. 1. Poor customer relationship management.
2. End-to-end business process automation.
3. Real-time reporting.
4. Auditable business processes with built-in statutory compliance checks.
5. Effective Decision Making.
6. Adaptive to change in legal & technological environment.
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018

6. 7. Provide easy integration with 3rd party services
1. Integration with different CRM tools.
2. Provide system checks to ensure each step is completed before moving on to next.
3. Provide built-in feature to automate email/documents sent to concerned parties.
4. Provide smooth flow of information with add-on insurance & finance providers.
5. Provides business performance management to assist in decision making.
6. Provide data-bridging to eradicate duplicate data entry in each system.
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018

7. Reduce Operational
Deficiencies
Increase Your Sales
Volume
Comply with Relevant
Regulatory Authorities
Integrating CRM tools to help
manage customers and
enhance marketing.
Wide range of tasks are
automated as a “built-in”
features in our product.
Series of “checks” and
“conditions” in our product
ensure that compliance is
not compromised.
Various 3rd party services can
be run from within our
product.
Emails & attachments of
legal mandatory documents
can be sent/received from
within our product
automatically.Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018
In built business performance
management tools
Smooth workflow
management

8. Credit Objects (PTY) LTD.
Since July 2007, Registered in Australia
We are an organization of highly qualified professionals aimed at providing the best software
solutions for specific target market that deals in Finance & Insurance Industry.
Understanding principles that are operating in the Finance & Insurance Industry for past 30
years has helped us to quickly identify and adapt to changes in market environment brought
up because of:
a) Enforcers of laws and regulations,
b) Self-driven companies to gain competitive advantage,
c) Competitors’ influence and operational strategies, and
d) Everchanging consumer trends.
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018

9. 1. Finance & Insurance Portal (For Motor Car Dealer &
Add-on Insurance Provider)
2. Asset Finance Management System (For Finance Provider)
3. Asset Finance Management System (For Finance Brokers)
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018

10. 1. Workflow Management
2. Data Encryption
3. Email & SMS Integration
4. E-sign Integration
5. 3rd Party Services Integration (Equifax, Lender, Bank Statement)
6. CRM Integration
7. Business Performance Management
8. Software offered as a Service
9. Internet based Solution
10. Fully in Compliance with NCCPA 2009 & Privacy Act 1988
11. Built on Industry Standards (No proprietor technology used)
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018
Our products commonly offer the following notable features:

11. 1. Evolving with the Market
2. Efficient and Mature
3. Simple User-Friendly Interface
4. Highly Secure in Handling Data
5. Virtually Bug-Free
6. Easily Integrated with any 3rd Party Service
7. 24/7 After Sales Support Available
Copyright © 2018 Credit
Objects (PTY) LTD. All rights
9 March 2018
Our products are being used in the Finance & Insurance industry for over a decade
now. There are certain things that we guarantee about our products, these include: