This document discusses how businesses can use loyalty programs to increase profits by bringing together different program types. It recommends mixing and matching 5 program types: points rewards, buy X get Y, stored value/gift cards, referrals, and activity based. Businesses are encouraged to reward customers for choosing them using POWERpass, a customizable and web-based loyalty platform that does not require extra equipment and allows businesses to use a single plastic card or account ID across multiple campaigns.