Number of respondents: 300 People from 20 years old. Conducted on Oct 14-16, 2014

1. Vietnamese money loan situation survey
- 63% Vietnamese owe money now..

2. Survey Information
• Number of respondents: 300
• People from 20 years old.
• Conducted on Oct 14-16, 2014

3. Executive Summary
• 92% have borrowed money in the past. before and 63%
now owe money from someone. Males who owe money
is higher than female by 10%
• 84% borrow money from friends, followed by parents
(50%) and brother/sister (40%). The ratio of male seems
to be different with female.
• 30% currently borrow money for buying things, need the
money for buying something, while the need is much
smaller to make their ends meet

4. Is your salary good enough to make a living?
24.1%
11.3% 64.6%
Yes, just okay
Yes, more than I need
to make a living
No, not good enough

5. Have you borrowed
money from someone?
8.0%
92.0%
Yes No
Do you borrow money
from someone else now?
62.7
%
37.3
%
Yes No

6. Have you borrowed
money from someone?
94
6
90
10
Yes No
100
80
60
40
20
0
Male Female
Do you borrow money
from someone else now?
65.5
34.5
56.4
43.6
Yes No
70
60
50
40
30
20
10
0
Male Female

7. Who did you borrow money from?
85.4
45.6
35.9
21.8
10.7
31.6
9.2
3.4
79.8
60.6
47.9
19.1
17
31.9
7.4
2.1
0 20 40 60 80 100
Friend
Parents
Brothers/Sister
Relatives
Colleague
Boy friend / Girl friend
Loan company with high
interest rate
Other
Male Female
Unit (%)

8. How much do you borrow now?
30
14
10.6
5.3
2.4
5.8
1.4
0.5
1.4
1.4
7.2
21.3
19.8
10.6
6.4
3.2
1.1
5.3
2.1
1.1
2.1
1.1
11.7
34
0 10 20 30 40
Up to 1,000,000 VNĐ
1,000,000 - 3,000,000 VND
3,000,00 - 5,000,000 VND
5,000,000 - 7,000,000 VND
7,000,000 - 10,000,000 VND
10,000,000 - 15,000,000 VND
15,000,000 - 25,000,000 VND
25,000,000 - 30,000,000 VND
30,000,000 - 40,000,000 VND
40,000,000 - 50,000,000 VND
From 50,000,000 VND
I don't borrow money now
Male Female
Unit (%)

9. Why do you need the money for?
32.5
10.7
18
5.8
17
16
24.5
12.8 12.8
8.5
12.8
28.7
40
30
20
10
0
To buy
something
To pay for rent
house
To pay for
living activities
To pay for a
past loan
Others I don't need to
borrow money
now
Male Female

10. EOF