The Blue Cross Keystone 65 HMO program combines Medicare benefits with an HMO health plan. It offers several plan options that cover medical, dental, vision, and prescription drug costs. Members select a primary care physician from the provider network and pay small copays for services. The program aims to provide affordable and comprehensive healthcare coverage through a large network of doctors and facilities.

1. A blue cross keystone 65 HMO program combines within
the benefits of a medicare and its linked features of a
HMO (Health Upkeep Organization). This is essentially an
insurance coverage plan having medicare benefits.

2. There are quite a few plans which are ensured by
Keystone 65 for its prospects. They are Keystone 65 pick
HMO (it covers the medical field), Keystone 65 choose
HMO with option program (it covers both medical at the
same time as dental, hearing and vision), Keystone 65
choose Rx HMO (it covers the medical in addition to the
drug prescription), Keystone 65 choose Rx HMO with
alternative plan (it covers medical
field, hearing, dental, vision along with the drug
prescription). The keystone HMO program essentially
entails:

3. Picking out of a Main Care Physician from the plan
provider network.

4. The physician may arrange referrals to the
hospitals, doctors etc as per required.

5. A simple keystone HMO ID card to obtain any sort of
medical service.

6. Fundamentally the blue cross keystone 65 program entails
the coverage of quite a few aspects that are valuable and
money saving for the users. Members of this plan receive
care and remedy from a wide chain of qualified medical
doctors, wellness care centers, physicians etc only having a
small co payment. An extra coverage is supplied for
hearing and routine vision. The blue cross keystone 65
program includes a number of approaches that are getting
listed as follows:

7. A complete way of medical coverage that entails no undue
paper perform.

8. Routine screening, preventive care and medical exams are
getting undertaken.

9. A wide range of consumer access to an substantial
network of qualified doctors, physicians, hospitals and so
on.

10. Enhance access for the wellness program and health
resources.

11. An helpful approach to manage all the chronic conditions
that involve diabetes, asthma and so on.

12. Other added benefits of the plan

13. All the members of this program can access anytime its
services by just making a call. The prospective members as
well as general members can call seven days a week from
8am to 8pm on their provided numbers. However the
enrollment of a membership in any plan is being done only
during specific times of a year. All the members are being
provided an enhanced way of accessing the network of
pharmacies for any kind of prescription related query.
There is an extra help given to the people who have
limited income sources to pay for their needs. If qualified
the medicare takes up the responsibility to pay up to
seventy five percent of the drug costs that include all the
prescription premiums, co insurance and annual
deductibles.

14. Independence Blue cross had received the approval power
to offer in Philadelphia a wide range of variety of
prescription drugs plans for the benefit of the people. It is
also one of the leading health insurers in Pennsylvania. It
affiliates around 3.5 million people there. Also for more
than around 65 years, Independence Blue Cross has been
offering best quality health care services and products
which are being tailored and accustomed according to the
changing needs and desires of its
customers, employers, providers, members etc.

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