The document outlines changes to employee benefits plans for 2016, including new medical plans, changes to monthly contributions and cost sharing, and updates to dental, vision, and prescription drug coverage. Eligibility and enrollment forms have been expanded, and employees must update their personal information each year. The changes aim to provide expanded health coverage while balancing costs.

1. Benefits Program
Changes to Plans

2. Introduction
• Changes made for 2016
• Description of eligibility
• Overview of medical, dental and extended health coverage

3. Introduction
• Expanded enrollment forms
• Glossary defining terms
• Telephone directory
• Pamphlet with commonly asked question

4. What’s New
• New medical plans
• Plan 2016
• Premier Plan
• Changes in monthly contributions
• Paying with pretax dollars
• Contributions toward spouse’s coverage
• Updating personal information required each year

5. What’s New Continued …
• Dental Benefits changes
• Vision Care Benefit changed
• Prescription Drug Benefit changes
• Out of Province Coverage
• Out of Country Coverage

6. Cost Sharing
• Increased deductible
• New coinsurance amount
• Higher coinsurance amount for retail prescription drugs
• Co-payment for mail order medicines
• New stop loss limit