BLOG POST | NOVEMBER 15, 2017 AT 11:15 AM | BY Senate leaders’ new version of their tax bill adds a provision repealing the Affordable Care Act’s individual mandate, the requirement that most people enroll in health insurance coverage or pay a penalty. The revised Senate bill also sunsets most of its individual income tax cuts after 2025, to comply with Senate rules that prohibit bills considered under fast-track “reconciliation” procedures from increasing long-term budget deGcits. But the revised bill maintains a permanent cut in the corporate tax rate, from 35 percent to 20 percent. The savings from individual mandate repeal would pay for about one-third of that permanent rate cut, Joint Committee on Taxation (JCT) estimates show. Eliminating the individual mandate would: Increase the number of Americans without health insurance by millions starting in 2019, when the individual mandate would be repealed, and by 13 million in 2027, according to recent Congressional Budget OTce (CBO) estimates. That would increase the uninsured rate for non-elderly Americans from about 11 percent to about 16 percent. Increase individual market premiums by about 10 percent, according to CBO. That amounts to a premium increase of hundreds of dollars per year for about 7 million mostly middle-income consumers — and over $1,000 per year for many older people. Create further instability for the individual market, especially in the near term. Substantial declines in enrollment and much greater uncertainty and confusion would make it harder for insurers to forecast their risk pools. Some might opt to exit the market altogether.  As we’ve explained, the savings from eliminating the mandate would come entirely from reducing health coverage. For example, the federal government would spend less on premium tax credits because fewer people would sign up for marketplace coverage, less on Medicaid because fewer people would enroll, and less on the tax exclusion for employer-sponsored health insurance because fewer employees would enroll in job-based coverage. Senate Tax Bill Would Add 13 Million to Uninsured to Pay for Tax Cuts of Nearly $100,000 Per Year for the Top 0.1 Percent AVIVA ARON-DINE Senate Tax Bill Would Add 13 Million to Uninsured to Pay for Tax ... https://www.cbpp.org/blog/senate-tax-bill-would-add-13-million-to-... 1 of 2 1/10/18, 11:25 AM TOPICS: Federal Tax, Health, Health Reform These savings are what let Senate leaders make their full corporate rate cut permanent. Without repeal of the individual mandate, the long-term costs of the corporate rate cut ($171 billion in 2027 alone) would have exceeded the savings from the bill’s offsetting revenue raisers, even after Senate Republicans modiGed their bill to have its individual income tax cuts expire after 2025. This math problem seems to have been a key part of the motivation for adding individual mandate repeal to the bill. With savings of $53 billion in 2027, the provision pays for making ab ...

1. BLOG POST | NOVEMBER 15, 2017 AT 11:15 AM | BY
Senate leaders’ new version of their tax bill adds a provision
repealing the Affordable Care Act’s individual
mandate, the requirement that most people enroll in health
insurance coverage or pay a penalty. The revised
Senate bill also sunsets most of its individual income tax cuts
after 2025, to comply with Senate rules that
prohibit bills considered under fast-track “reconciliation”
procedures from increasing long-term budget
deGcits. But the revised bill maintains a permanent cut in the
corporate tax rate, from 35 percent to 20
percent. The savings from individual mandate repeal would pay
for about one-third of that permanent rate
cut, Joint Committee on Taxation (JCT) estimates show.
Eliminating the individual mandate would:
Increase the number of Americans without health insurance by
millions starting in 2019, when the
individual mandate would be repealed, and by 13 million in
2027, according to recent Congressional
Budget OTce (CBO) estimates. That would increase the
uninsured rate for non-elderly Americans from
about 11 percent to about 16 percent.
Increase individual market premiums by about 10 percent,
according to CBO. That amounts to a
premium increase of hundreds of dollars per year for about 7
million mostly middle-income consumers
— and over $1,000 per year for many older people.

2. Create further instability for the individual market, especially in
the near term. Substantial declines in
enrollment and much greater uncertainty and confusion would
make it harder for insurers to forecast
their risk pools. Some might opt to exit the market altogether.
As we’ve explained, the savings from eliminating the mandate
would come entirely from reducing health
coverage. For example, the federal government would spend
less on premium tax credits because fewer
people would sign up for marketplace coverage, less on
Medicaid because fewer people would enroll, and
less on the tax exclusion for employer-sponsored health
insurance because fewer employees would enroll in
job-based coverage.
Senate Tax Bill Would Add 13 Million to Uninsured to Pay
for Tax Cuts of Nearly $100,000 Per Year for the Top 0.1
Percent
AVIVA ARON-DINE
Senate Tax Bill Would Add 13 Million to Uninsured to Pay for
Tax ... https://www.cbpp.org/blog/senate-tax-bill-would-add-13-
million-to-...
1 of 2 1/10/18, 11:25 AM
TOPICS: Federal Tax, Health, Health Reform
These savings are what let Senate leaders make their full
corporate rate cut permanent. Without repeal of the
individual mandate, the long-term costs of the corporate rate cut
($171 billion in 2027 alone) would have

3. exceeded the savings from the bill’s offsetting revenue raisers,
even after Senate Republicans modiGed their
bill to have its individual income tax cuts expire after 2025.
This math problem seems to have been a key part
of the motivation for adding individual mandate repeal to the
bill. With savings of $53 billion in 2027, the
provision pays for making about one-third (about 4.7 percentage
points) of the corporate rate cut permanent.
Other provisions in the bill would cover the rest of the cost.
The beneGts of corporate rate cuts go overwhelmingly to high-
income households. Based on Tax Policy
Center estimates (which are similar to those from the Treasury
Department and JCT), we estimate that by
2027 a 4.7-percentage-point corporate rate cut would provide
annual tax cuts worth an average of:
$14,890 for households with incomes over $1 million; and
$94,540 for households in the top 0.1 percent (those with
incomes over $3.1 million in 2017).
By contrast, a 4.7-percentage-point cut in the corporate rate
would be worth an average of just $120 for
households in the middle Gfth of the income distribution.
Individual income tax provisions meant to beneGt
middle-class families would expire after 2025 in the revised
Senate bill, even as the corporate rate cut,
individual mandate repeal, and an individual income tax change
that increases taxes across the income
distribution, including for middle-class families, would be
permanent.
The congressional tax bills' tradeoffs were already stark:
deGcit-Gnanced tax cuts sharply skewed to the
highest-income households would ultimately have to be paid for

4. with budget cuts or tax increases likely to
harm low- and middle-income households. But these tradeoffs
are now even clearer: 13 million Americans
would become uninsured to Gnance tax cuts of nearly $100,000
for those at the very top of the income scale.
Senate Tax Bill Would Add 13 Million to Uninsured to Pay for
Tax ... https://www.cbpp.org/blog/senate-tax-bill-would-add-13-
million-to-...
2 of 2 1/10/18, 11:25 AM
Title
ABC/123 Version X
1
Literary Masterpieces Matrix
ENG/106 Version 3
1
University of Phoenix MaterialLiterary Masterpieces Matrix
Complete the following matrix for each cultural period shown.
Provide examples from at least two literary works to illustrate
your entries in each category. If discussing contemporary
literature, for example, a thematic focus might be the
relationship of mainstream with minority literatures, and your
examples incorporate Rushdie's and Cronin's works.
Your entries in these columns must go beyond a few words or a
simple bullet point. There is no required minimum word length,
but you must go into sufficient detail to demonstrate your
comprehension of these literary components.
This assignment is designed to be completed throughout the
course. It is easier to complete when approached this way; it
also functions better as a foundation for your individual paper—

5. The Literary Masterpiece in Contemporary Society Paper—due
in Week 5.
Note. Ancient and classical literature are grouped together in
the first week's readings, but they are separated here to sharpen
your understanding of the distinctions between the two periods.
Literature category
Thematic focus
Literary qualities
Shared characteristics
Influence of earlier periods
Ancient literature
(Does not apply.)
Classical literature
Medieval literature
Renaissance literature

6. Enlightenment and Romantic literature
Contemporary literature
Explanation of Terms
Thematic focus: This is the primary subjects and concerns the
works focus on. These subjects or concerns might be concrete,
such as war, or more abstract, such as justice.
Literary qualities: These are how the works are written. These
might address the forms of the works (epic poetry, drama, and
so on), the modes of composition (oral, written, and so on), or
stylistic qualities (emphasis on metaphor, rhyme, and so on).
Shared characteristics: These are any other qualities these
works have in common. These characteristics might include the
role of the author (noble, middle class, and so on), period views
of literature, and so forth.
Influence of earlier periods: This is how the works in this
period show evidence of working in a literary tradition. Signs of
influence might be as direct as quoting an earlier work or
reusing a character from a work, or as subtle as using a similar
literary style.
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reserved.
Copyright © 2016 by University of Phoenix. All rights reserved.
Health Policy Stakeholder Table

7. Stakeholder
Role
Consumer
Receiver of services/care
Provider
Organizations, facilities and individual practitioners who
provide health services
Employer
Private and government employers who purchase health
insurance and benefits coverage for their employees and
dependents
Insurer
Companies licensed to do business as a health insurer or
managed care company that arranges for and pays for services,
in whole or part, to covered individuals
Government (as payer)
Provide health services coverage for certain categories of
individuals ( beneficiaries ) such as Medicare, Medicaid and
Children’s Health Insurance Programs
Government (as regulator)
Review facilities and individual practitioners to determine
conformance with federal and state laws, and issue licenses;
develops and implements rules and regulations to implement
law; provides information to inform public
Accrediting Body
Organizations that review and accredit health facilities and
health insurance plans, such as Joint Commission and NCQA
Professional Association/Special interest Group
Organizations that advocate for and represent the interests of its
members, such as American Medical Association, American
Association of Retired Persons
Pharmaceutical Company
Research, develop and distribute medications and prescription
drugs
Medical supplier and medical equipment firm

8. Manufacture and distribute materials, supplies and medical
equipment
Legislative Entity
State and federal legislative bodies, such as Congress and state
Assemblies and legislatures, who pass laws