The document summarizes a breakfast forum discussing how changes to US healthcare policy will affect businesses. Experts Don Gilbert, Jim Springfield, and Dr. Kelly Larkin discussed the impact of repealing and replacing the Affordable Care Act. If no changes are made, the national healthcare system could deteriorate as healthier individuals opt out, leaving a sicker risk pool. Attorneys note businesses will likely see increased healthcare costs passed down from federal government cuts to states to providers. While the future is uncertain, most agree Congress will pass a bill this year reducing some regulations.
What Does Health Reform Mean For You PresentationNCPA_slides
The new health care legislation will impact every American. The NCPA has created a presentation, "What Does Health Reform Mean for You?," which explains the new legislation’s major points in a succinct and unbiased way.
What Does Health Reform Mean For You PresentationNCPA_slides
The new health care legislation will impact every American. The NCPA has created a presentation, "What Does Health Reform Mean for You?," which explains the new legislation’s major points in a succinct and unbiased way.
Obamacare in Pictures: Visualizing the Effects of the Patient Protection and ...The Heritage Foundation
“Obamacare in Pictures: Visualizing the Effects of the Patient Protection and Affordable Care Act” shows in detail the impact of the sweeping health care law for Americans.
hCentive Health Insurance Exchange PlatformAlisha North
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Leveraging 1332 State Innovation Waivers to Stabilize Individual Health Insur...soder145
Presentation by SHADAC Senior Research Fellow Emily Zylla at the 2018 Association for Public Policy Analysis & Management (APPAM) Fall Research Meeting in Washington, DC.
US Healthcare Reform Landscape - Addendum to June 2018 Presentation to the Ch...Dan Wellisch
This is an addendum to the June 2018 presentation (to the Chicago Technology For Value-Based Healthcare Meetup https://www.meetup.com/Chicago-Technology-For-Value-Based-Healthcare-Meetup/) containing interesting info. about what may replace the Affordable Care Act
Obamacare in Pictures: Visualizing the Effects of the Patient Protection and ...The Heritage Foundation
“Obamacare in Pictures: Visualizing the Effects of the Patient Protection and Affordable Care Act” shows in detail the impact of the sweeping health care law for Americans.
hCentive Health Insurance Exchange PlatformAlisha North
Take advantage of hCentive's deep expertise in the healthcare insurance industry. Browse through or download our white papers to get an in-depth understanding of the industry.
Leveraging 1332 State Innovation Waivers to Stabilize Individual Health Insur...soder145
Presentation by SHADAC Senior Research Fellow Emily Zylla at the 2018 Association for Public Policy Analysis & Management (APPAM) Fall Research Meeting in Washington, DC.
Similar to With so much anticipated change forthcoming in healthcare policy, this outlook can help inform your business priorities for the coming year.
US Healthcare Reform Landscape - Addendum to June 2018 Presentation to the Ch...Dan Wellisch
This is an addendum to the June 2018 presentation (to the Chicago Technology For Value-Based Healthcare Meetup https://www.meetup.com/Chicago-Technology-For-Value-Based-Healthcare-Meetup/) containing interesting info. about what may replace the Affordable Care Act
Online Conference Takes “Deep Dive” into Affordable Care ActPYA, P.C.
PYA’s Martie Ross, Principal, joined three other panelists in a full-day, online conference sponsored by the American Institute of Certified Public Accountants to offer an in-depth look at healthcare reform under the Affordable Care Act (ACA).
goes thru new healthcare law (PPACA) by section. all information is correct and factual to best of my research. gives great background education on economics of healthcare and covers how massachusetts and europe/canada are doing w/ "reforms". I am against this law, but most information is just plain fact.
· 7.4 Assignment Comparing Between-subjects and Within-subjects R.docxgerardkortney
· 7.4 Assignment: Comparing Between-subjects and Within-subjects Research
Design or locate a published study that illustrates application of between and within subjects design. Explain the merits of each and the limitations of each (between and within). Indicate which you believe is more informative of the results.
· Demonstrate understanding of the task and be able to address requirements using creativity and application of research design knowledge.
· Must demonstrate ability to analyze existing research to compare strengths and limitations of between-subjects and within-subjects analysis.
1
Course Learning Outcomes for Unit I
Upon completion of this unit, students should be able to:
1. Compare and contrast health services organizations within the healthcare system.
1.1 Explain the primary organizational components of the healthcare system and the
commonalities and differences among health services organizations.
Reading Assignment
Chapter 2:
Why and How Health Care Organizations Need to Change, pp. 13-34
Chapter 11:
Leading Change: First Steps in Employing Strategic Intelligence to Get Results, pp. 259-310
Unit Lesson
The Ideal Health System
Imagine you are now the Secretary of Health and Human Services; you have a magic wand and you can
create the perfect healthcare system. What components would it have? Would it include:
1. improving health outcomes for individuals, families and communities,
2. defending your population against threats to their health,
3. protecting your population against financial the consequences of bad health,
4. providing access to all with equality and no disparity, and
5. making it possible for people to make decisions in their own plans of care as well as have input into
the decisions that affect your country’s overall health system?
If you answered yes to these components, your definition matches the World Health Organization’s
Components of a Healthcare System (2010).
How This Course & Content Have Real-Word Application
We are witness to history and are living in one of the most active times in our country’s history for healthcare
reform. In 1966, the Medicare Act was signed into law by President Johnson, the most significant piece of
healthcare legislation in our country to that point. Fast forward from 1966 to 2010 and the passing of the
Affordable Care Act, which arguably is the second most impactful piece of legislation on U.S. health care
since the Medicare Act.
Medicare has grown significantly since 1966 and is now about 14% of our national budget, covering 47 million
Americans (Kaiser Family Foundation, 2015). Government health plans (Medicare, Medicaid, Tri-Care,
Veteran’s Administration) are growing and are on pace to insure more lives in the near future than lives
covered by commercial plans (Cigna, United, Blue Cross, etc.)
Speaking of this growth, Sylvia Burwell, Health & Human Secretary Director, announced that by 2018 the
Centers for Medicar.
Final ProjectThe major written assignment, a Health Policy Ana.docxvoversbyobersby
Final Project
The major written assignment, a Health Policy Analysis, is due in Week Six. Completion of this paper will involve research utilizing selected websites and the Ashford Online Library.
You are employed as an analyst in a state governor’s office and have been asked to write a 15 to 20 page health policy analysis. Your analysis will include the following;
1. Problem Statement: A one to three sentence question in which you succinctly identify a health-related problem. Do not include any recommendations in your problem statement, but rather phrase your problem statement so that it lends itself to an analysis that considers several options.
2. Background: Explain why the problem has been selected for analysis. Provide statistics and background data to document the scope and nature of the problem.
3. Landscape Identification: Identify the key stakeholders and the factors that must be considered e.g. political, social, economic, practical, and legal factors when analyzing the problem. For each factor, your analysis should discuss relevant views of the identified stakeholders. You may organize this section by stakeholder or by factor. Some stakeholders may not have relevant views for all of the factors, but each stakeholder must be addressed as often as necessary to convey their policy position. The tone of the landscape section should be neutral and objective.
4. Alternatives Section: Provide three to five options to consider. This section is not just a statement of choices, but an analysis of each alternative by stating the positive/negative and pro/con aspects of pursuing each option. Analyze all your options equally, and avoid providing more detail for the option you plan to recommend. This section should be completely objective. In completing your alternatives section, you may wish to utilize any of the following criteria in your analysis: cost, cost-benefit, political feasibility, legality, administrative ease, fairness, timeliness, targeted impact. Identify and evaluate the impacts of these processes e.g. persons served, lives saved, hospital days avoided, people screened.
5. Side-by-side Tables of the Alternatives: Create descriptive or analytic tables of your alternatives in which you summarize key information. A descriptive table would provide a description of each option but not provide any analysis. An analytic table would assess the option based on the criteria chosen. Make sure to clearly label your tables.
6. Recommendations: Select one of your alternatives, and clearly differentiate it as the best option, making sure to provide a detailed explanation as to why it is preferred over the other options. Weigh the data/evidence and analyze it in terms of technical feasibility, political feasibility, or economic and financial viability. In addition, also identify what, if any, actions may be taken to mitigate or overcome the negative aspects of your selected recommendation. (You presented these in your Alternatives Secti ...
Tackling the Tough Topics: The public plan option, employer pay or play, and ...soder145
Presentation by Jean Abraham of the University of Minnesota at the Minnesota Senate Health and Human Services Budget Division hearing in St. Paul, MN, August 18 2009.
Health Reform Bulletin 128 | House Passes the American Health Care ActCBIZ, Inc.
On May 4, 2017, the House passed the American Health Care Act of 2017 (“AHCA”, H. R. 1628). Since the initial bill was officially introduced on March 20, 2017 (see The GOP Proposal to Repeal and Replace the Affordable Care Act, HRB 127, 3/10/17), there have been several amendments made to the law’s text. The bill will now progress to the Senate for consideration; its fate in the Senate is unclear at this point. Every indication is that the bill with undergo significant scrutiny and probably substantial change. Following is a brief overview of certain provisions of the bill passed by the House.
Similar to With so much anticipated change forthcoming in healthcare policy, this outlook can help inform your business priorities for the coming year. (20)
Car Accident Injury Do I Have a Case....Knowyourright
Every year, thousands of Minnesotans are injured in car accidents. These injuries can be severe – even life-changing. Under Minnesota law, you can pursue compensation through a personal injury lawsuit.
RIGHTS OF VICTIM EDITED PRESENTATION(SAIF JAVED).pptxOmGod1
Victims of crime have a range of rights designed to ensure their protection, support, and participation in the justice system. These rights include the right to be treated with dignity and respect, the right to be informed about the progress of their case, and the right to be heard during legal proceedings. Victims are entitled to protection from intimidation and harm, access to support services such as counseling and medical care, and the right to restitution from the offender. Additionally, many jurisdictions provide victims with the right to participate in parole hearings and the right to privacy to protect their personal information from public disclosure. These rights aim to acknowledge the impact of crime on victims and to provide them with the necessary resources and involvement in the judicial process.
PRECEDENT AS A SOURCE OF LAW (SAIF JAVED).pptxOmGod1
Precedent, or stare decisis, is a cornerstone of common law systems where past judicial decisions guide future cases, ensuring consistency and predictability in the legal system. Binding precedents from higher courts must be followed by lower courts, while persuasive precedents may influence but are not obligatory. This principle promotes fairness and efficiency, allowing for the evolution of the law as higher courts can overrule outdated decisions. Despite criticisms of rigidity and complexity, precedent ensures similar cases are treated alike, balancing stability with flexibility in judicial decision-making.
Military Commissions details LtCol Thomas Jasper as Detailed Defense CounselThomas (Tom) Jasper
Military Commissions Trial Judiciary, Guantanamo Bay, Cuba. Notice of the Chief Defense Counsel's detailing of LtCol Thomas F. Jasper, Jr. USMC, as Detailed Defense Counsel for Abd Al Hadi Al-Iraqi on 6 August 2014 in the case of United States v. Hadi al Iraqi (10026)
NATURE, ORIGIN AND DEVELOPMENT OF INTERNATIONAL LAW.pptxanvithaav
These slides helps the student of international law to understand what is the nature of international law? and how international law was originated and developed?.
The slides was well structured along with the highlighted points for better understanding .
ALL EYES ON RAFAH BUT WHY Explain more.pdf46adnanshahzad
All eyes on Rafah: But why?. The Rafah border crossing, a crucial point between Egypt and the Gaza Strip, often finds itself at the center of global attention. As we explore the significance of Rafah, we’ll uncover why all eyes are on Rafah and the complexities surrounding this pivotal region.
INTRODUCTION
What makes Rafah so significant that it captures global attention? The phrase ‘All eyes are on Rafah’ resonates not just with those in the region but with people worldwide who recognize its strategic, humanitarian, and political importance. In this guide, we will delve into the factors that make Rafah a focal point for international interest, examining its historical context, humanitarian challenges, and political dimensions.
ASHWINI KUMAR UPADHYAY v/s Union of India.pptxshweeta209
transfer of the P.I.L filed by lawyer Ashwini Kumar Upadhyay in Delhi High Court to Supreme Court.
on the issue of UNIFORM MARRIAGE AGE of men and women.
WINDING UP of COMPANY, Modes of DissolutionKHURRAMWALI
Winding up, also known as liquidation, refers to the legal and financial process of dissolving a company. It involves ceasing operations, selling assets, settling debts, and ultimately removing the company from the official business registry.
Here's a breakdown of the key aspects of winding up:
Reasons for Winding Up:
Insolvency: This is the most common reason, where the company cannot pay its debts. Creditors may initiate a compulsory winding up to recover their dues.
Voluntary Closure: The owners may decide to close the company due to reasons like reaching business goals, facing losses, or merging with another company.
Deadlock: If shareholders or directors cannot agree on how to run the company, a court may order a winding up.
Types of Winding Up:
Voluntary Winding Up: This is initiated by the company's shareholders through a resolution passed by a majority vote. There are two main types:
Members' Voluntary Winding Up: The company is solvent (has enough assets to pay off its debts) and shareholders will receive any remaining assets after debts are settled.
Creditors' Voluntary Winding Up: The company is insolvent and creditors will be prioritized in receiving payment from the sale of assets.
Compulsory Winding Up: This is initiated by a court order, typically at the request of creditors, government agencies, or even by the company itself if it's insolvent.
Process of Winding Up:
Appointment of Liquidator: A qualified professional is appointed to oversee the winding-up process. They are responsible for selling assets, paying off debts, and distributing any remaining funds.
Cease Trading: The company stops its regular business operations.
Notification of Creditors: Creditors are informed about the winding up and invited to submit their claims.
Sale of Assets: The company's assets are sold to generate cash to pay off creditors.
Payment of Debts: Creditors are paid according to a set order of priority, with secured creditors receiving payment before unsecured creditors.
Distribution to Shareholders: If there are any remaining funds after all debts are settled, they are distributed to shareholders according to their ownership stake.
Dissolution: Once all claims are settled and distributions made, the company is officially dissolved and removed from the business register.
Impact of Winding Up:
Employees: Employees will likely lose their jobs during the winding-up process.
Creditors: Creditors may not recover their debts in full, especially if the company is insolvent.
Shareholders: Shareholders may not receive any payout if the company's debts exceed its assets.
Winding up is a complex legal and financial process that can have significant consequences for all parties involved. It's important to seek professional legal and financial advice when considering winding up a company.
In 2020, the Ministry of Home Affairs established a committee led by Prof. (Dr.) Ranbir Singh, former Vice Chancellor of National Law University (NLU), Delhi. This committee was tasked with reviewing the three codes of criminal law. The primary objective of the committee was to propose comprehensive reforms to the country’s criminal laws in a manner that is both principled and effective.
The committee’s focus was on ensuring the safety and security of individuals, communities, and the nation as a whole. Throughout its deliberations, the committee aimed to uphold constitutional values such as justice, dignity, and the intrinsic value of each individual. Their goal was to recommend amendments to the criminal laws that align with these values and priorities.
Subsequently, in February, the committee successfully submitted its recommendations regarding amendments to the criminal law. These recommendations are intended to serve as a foundation for enhancing the current legal framework, promoting safety and security, and upholding the constitutional principles of justice, dignity, and the inherent worth of every individual.
Introducing New Government Regulation on Toll Road.pdfAHRP Law Firm
For nearly two decades, Government Regulation Number 15 of 2005 on Toll Roads ("GR No. 15/2005") has served as the cornerstone of toll road legislation. However, with the emergence of various new developments and legal requirements, the Government has enacted Government Regulation Number 23 of 2024 on Toll Roads to replace GR No. 15/2005. This new regulation introduces several provisions impacting toll business entities and toll road users. Find out more out insights about this topic in our Legal Brief publication.
How to Obtain Permanent Residency in the NetherlandsBridgeWest.eu
You can rely on our assistance if you are ready to apply for permanent residency. Find out more at: https://immigration-netherlands.com/obtain-a-permanent-residence-permit-in-the-netherlands/.
2. CONTACT
2925 Richmond Avenue, 14th Floor
Houston, Texas 77098
713.850.7766
Visit boyarmiller.com
TABLE OF CONTENTS
03 : Healthcare At-a-Glance
04 : Forum Overview
Meet the Panelists
06 : Q A
How the changing healthcare policy
will affect your business
08 : Attorney Insights
Advice to the Business Community
Friends,
While we were hosting a Breakfast Forum on the complexities and challenges of the
Affordable Care Act – and as we were producing this eBook to share insights from our
expert panel – discussions and debates on the future of our nation’s healthcare policy
continued in Washington D.C.
Everyone agrees that change will be forthcoming. No one has a crystal ball that shows
the future elements of the new American Health Care Act of 2017. Yet the insights shared
by our panel of leaders in healthcare industry consulting helped a very attentive audi-
ence of entrepreneurs and owners of privately held businesses gain perspective on a
multitude of issues associated with healthcare policy.
We thank Don Gilbert, Jim Springfield and Dr. Kelly Larkin for mapping out the current
issues involved in the repeal and replacement of Obamacare, and for their predictions
on some of the changes that may occur.
This eBook provides highlights of the discussion. We hope you find it helpful as you navi-
gate the complex course of our transforming national healthcare policy. Please feel free
to share this information with others. Remember that we are here to help you achieve
your business goals.
Best,
CHRIS HANSLIK
Firm Chairman
LEARN MORE ABOUT THE FORUM
3. PAGE 03
The State of Healthcare
Today – At a Glance
70%20million
people
enrolled
in the
ACA
$
916 $
8.3$
650billion billionmillion
spent on
Medicare
annually
owed to
Blue Cross/
Blue Shield
of Texas
owed by federal
government
to insurance
companies
of enrollees
in the ACA
are in the
Medicaid
system
4. The challenges and complexities
involved in repealing and
replacing the Affordable Care
Act (ACA), and the impact on
the business community, were
discussed by three leaders in
healthcare industry consulting
at the BoyarMiller Breakfast Forum
on March 30. Here is a summary
of their individual perspectives
for a broad overview on a highly
complex issue.
5. PAGE 05
Meet the Panelists
DISCUSSION FOCUS:
The impact of Medicaid on ACA
Don is a healthcare consultant and lobbyist. He represents providers, insurers
and healthcare technology businesses. He currently is working with dozens
of health-related organizations in Texas. Don is the founder of the Advanced
Perspective Group, a consortium of senior healthcare policy experts.
Before starting his consulting firm in 2003, Don served for five years as
the Commissioner of Health and Human Services under Texas Governors
Perry and Bush.
DON GILBERT
Healthcare Consultant Lobbyist
Don A. Gilbert Consulting
DISCUSSION FOCUS:
Commercial market and ACA connection between
government, providers and insurers
Jim is responsible for expanding and integrating Optum’s various healthcare
delivery businesses across the provider, consumer, service and international
segments of the organization. Previously, he served as president and CEO
of Valley Baptist Health System, the largest integrated health system in South
Texas. Additionally, Jim held several leadership positions with both Memorial
Hermann Health Care System and Hermann Children’s Hospital.
JIM SPRINGFIELD
Senior Vice President
Optum
DISCUSSION FOCUS:
Impact of healthcare policy on medical providers
Kelly is a pioneer in the field of freestanding emergency centers and has
extensive experience in the development and management of multiple
ambulatory health campuses. A group of healthcare companies, The
Larkin Group is focused on improving the quality, service and delivery
of episodic ambulatory care. Kelly received her M.D. from Albany Medical
Collage and completed an emergency medicine residency at the
University of Texas Health Science Center at Houston.
KELLY LARKIN, MD, FACAP
President CEO
The Larkin Group
6. PAGE 06
QA
ANSWERS
DON: Some parts of the ACA are not sustainable and
must be fixed. If they do not get corrected, we will have
changing dynamics of the risk pool if healthier people
decide to opt out of paying for insurance coverage.
The ACA brought 20 million people into the program and
14.5 million came in through Medicaid. If the subsidies
that helped states cover that Medicaid cost go away,
states will have to spend more or may back out of Medicaid
altogether. So if nothing changes, we will see a deteriora-
tion of the private insurance market. We will have a chang-
ing risk pool and see more unhealthy people and higher
insurance costs.
JIM: 70 percent of people in the ACA came through
Medicaid and 30 percent through the exchanges.
Because each plan in the ACA is required to have the
same core level of benefits, it is too expensive for the
insurance companies. So the government established
the Risk Corridor Program to offset losses on the
exchanges. It’s not working. The federal government
owes medical insurers $8.3 billion and there are many
huge lawsuits against the government. The insurance
companies are losing money, and not getting federal
subsidies, so they are pulling out of the exchanges.
If nothing changes, there are not going to be enough
providers on the exchanges and that will decrease
competition. The program will not work efficiently.
KELLY: I agree with the overview from Don and Jim.
From a provider perspective, we will see sicker patients
and business owners will see their rates impacted by
steeper increases year-after-year. Over the last several
years, physicians are realizing that they have to work
harder, that is, see more patients who are sicker, to make
the same revenue because reimbursement levels have
decreased. They don’t think that makes sense.
What happens to the national
healthcare system if the ACA does
not change?
7. QA : PAGE 07
ANSWERS
DON: Reducing costs for the federal government is about
providing less funding to the states. The new American
Health Care Act proposes to save the feds $880 billion
over 10 years. So the first dynamic affects the states
and the reduction they will get in Medicaid. That is still
unclear. It slides to the end – the federal government
passes more costs to the states, and then the states have
to find some way to reduce the burden, so higher costs
are passed on the providers and consumers. They are
all connected.
JIM: Risk has to be identified and managed and not
shifted. The federal government is shifting liability to
the states. We need to move to the management of risk,
not the shifting of risk. We need to align systems by pro-
viding good care, great economic service, and avoiding
unnecessary actions. Understanding that and putting
systems in place to manage it is ultimately the answer.
DON: Also, when the federal government saves money
and pushes to states, it doesn’t stop there. Providers
determine how much they lose on indigent care as the
basis for pricing. Not-for-profits are also not-for-losses.
Business owners inherit the result of that slide. The
providers negotiate deals for those who can pay
to compensate for their loss. For example, in Texas,
Medicaid is reimbursed at 57 percent of cost – not
charges. You have to make up for that loss somewhere.
ANSWERS
KELLY: First, I am not discouraged right not because
the first attempt at change didn’t work. We know that
change takes time, especially with a new administration.
I do think the discussions will continue and potential
changes this year may be the reduction of some of the
regulations. Perhaps businesses with 50 employees will
not be required to offer insurance. Currently, providers
are burdened with lots of reporting on all types of metrics
and that takes a lot of time. We may see some of that
will go away because it really is not a good use of time
or money and there are no potential upsides. I expect
the regulations to be impacted as part of a bill this year,
not executive order.
DON: There is too much at stake here as far as stability
of the healthcare system and promises made. Congress
doesn’t have a choice; it must find something both the
House and the Senate can approve.
JIM: Healthcare is a very complicated system. It often
gets reduced to pithy statements by those who don’t
have the in-depth knowledge about its complexities.
It is about contracts with providers in markets, so selling
across state lines is not realistic. Taking away some of the
regulations, as Kelly said, will be important. I definitely
think we will get a bill passed this year.
What, if anything, do
you think can get done
this year?
What are the market
dynamics and the
breakdown created
by the issue?
8. PAGE 08
Attorney Insights
“One thing we can be
sure of is that changes
will impact the finances
of our clients...”
GARY MILLER
“The trickle effect will have
those costs passed down
the chain...”
CHRIS HANSLIK
“Our clients have to pay attention to what is going on with health-
care reform because likely outcomes will result in an increase in
their healthcare costs. With the federal government looking to
shift costs down to the states, the trickle effect will have those
costs passed down the chain and ultimately land at the business
owner’s feet – and by extension their employees.”
CHRIS HANSLIK
Chairman
“While the future of the Affordable Care Act may be unknown,
the one thing we can be sure of is that changes will impact the
finances of our clients as well as their ability to attract and
retain quality employees in an increasingly competitive world.”
GARY MILLER
Founding Shareholder, Business Group
9. ATTORNEY INSIGHTS : PAGE 09
“I recommend that clients consult regularly with their professionals –
lawyers, tax advisors and benefits providers – to understand how
healthcare requirements are changing, to know the financial risks/
rewards that these changes bring, and to maximize their ability to
provide the best coverage to their employees at the lowest price –
all while keeping reasonable plan options available.”
GUS BOURGEOIS
Shareholder, Business Group
“Listen with
caution...”
MATT VEECH
“Listen with caution – this is a complex issue
driven by different interests and motives, and
much of what you hear or read from both
sides of the debate is not well informed.”
MATT VEECH
Shareholder, Litigation Group
“Healthcare reform, and the potential issues that
come with it, should be at the forefront of every
business owners’ mind. Our clients must be aware
of their rights and obligations under the current
healthcare laws, and how those rights and obliga-
tions may change under any proposed legislation.”
MOLLY HUST
Associate, Litigation Group
“Our clients must be aware that there will be changes in the way healthcare
is delivered to consumers. The increased regulation of what services will be
provided, to whom, and for what compensation is an entrenched inefficiency
that affects both employers and providers. Employers will have to consider
and decide between reduced benefits, higher contributions or higher costs.”
LARRY WILSON
Shareholder, Business Group
“...reduced
benefits, higher
contributions
or higher costs.”
“It appears Congress would rather punt to the states than
make a decision. This will result in increased responsibilities
and increased pressures on state legislatures, but ultimately,
it may result in localized solutions rather than a one-size-
fits-all program. This opinion, along with $4, will buy a
Grande Blonde Roast at Starbucks.”
BLAKE ROYAL
Shareholder, Business Group