The new product from Bajaj Allianz General Inusrance which offers insurance for domestic travels.

1. BAJAJ ALLIANZ BHARAT
BHRAMAN POLICY

2. WHAT IS BHARAT BHRAMAN POLICY?
Bajaj Allianz Bharat Bhraman Policy is a
domestic travel policy for all individuals
travelling within India, for
holiday/business/personal trips on common or
private vehicles including bicycles. The first of
its kind, this policy can be availed on e-
commerce cabs as well. The period of this
policy can be for a time frame that lasts as
short as one cab ride and can be as long as 365
days, after which it has to be renewed.

3. ELIGIBILTY
The policy coverage includes the age range
from a minimum of one day to the
maximum of 100 years.
Each member has to be covered separately.

4. PLANS AVAILABLE
The policy is divided into five categories/plans, which are:
 PLAN A for travel by e-commerce cabs only.
 PLAN B for travel by bus only.
 PLAN C for travel by train only.
 PLAN D for travel by scheduled airlines only.
 PLAN E for travel by other modes/multiple modes of
transport.

5. KEY FEATURES
 Cashless claim procedures.
 Faster claim settlements.
 The duration of this policy, can be as low as 24 hours(1 day)
and can go on for up to 12 months.
 Sports benefit is offered in this policy i.e. your adventures
are covered by us.
 There is no age limit in this policy. From babies to senior
citizens, everyone can be covered.

6. COVERAGES
 Personal Accident Cover.
a) Death:
Incase of death, the sum insured will be paid to a nominee or legal representative.
b) Permanent Total Disability:
In case of permanent disability, the sum insured will be paid to a nominee or legal
representative.
 Child education bonus:
Incase of death or permanent total disability of the insured, a one time payment of 2% of the
sum insured will be paid for dependent children under the age of 21, towards child education
bonus.

7. OPTIONAL COVERAGES
 Accidental hospitalization cover.
 Hospital daily allowance.
 Emergency medical evaluation.
 Personal liability.
 Trip cancellation.
 Emergency hotel extension.
 Missed connection.
 Home burglary insurance.
 Bounced hotel.
 Compassionate visit by a family member.
 Delay of checked baggage.
 Loss of checked baggage.
 Trip delay by scheduled aircraft.
 Loss of baggage.
 Adventure sports benefit.

8. EXCLUSIONS*
 Suicide, attempted suicide or self-inflicted injury or illness.
 Any form of mental or nervous disorder, including stress anxiety and depression.
 Any act carried out under the influence of liquor, drugs, alcohol or other intoxicants.
 Expenses incurred on neck belts, wrist bandages, walking sticks, abdomen belts, CPAP(eternal
device for sleep obstructive apnea) or any other similar external aid/device.
 Participation in any motor racing or trial runs as a driver, co-driver or passenger.
*For the complete list of exclusions, please refer to the brochure.