1. BENEFITS PROGRAM
Changes to Plans

2. INTRODUCTION
 Changes made for 2016
 Description of eligibility
 Overview of medical, dental and
extended health coverage

3. INTRODUCTION
 Expanded enrollment forms
 Glossary defining terms
 Telephone directory
 Pamphlet with commonly asked questions

4. WHAT’S NEW
 New medical plans
 Plan 2016
 Premier Plan
 Changes in monthly contributions
 Paying with pretax dollars
 Contributions toward spouse’s coverage

5. COST SHARING
 Increased deductible
 New coinsurance amount
 Higher coinsurance amount for retail prescription
drugs
 Co-payment for mail-order medicines
 New stop loss limit
 Updating personal information required each year

6. WHAT’S
NEW...Continued
 Dental Benefit changes
 Vision Care Benefit changes
 Prescription Drug Benefit changes
 Out of Province Coverage
 Out of Country Coverage