1. Benefits Program
Changes to Plans

2. Introduction
• Changes made for 2016
• Description of eligibility
• Overview of medical, dental and extended health coverage

3. Introduction
• Expanded enrollment forms
• Glossary defining terms
• Telephone directory
• Pamphlet with commonly asked question

4. What’s New
• New medical plans
• Plan 2016
• Premier Plan
• Changes in monthly contributions
• Paying with pretax dollars
• Contributions toward spouse’s coverage
• Updating personal information required each year

5. What’s New Continued …
• Dental Benefits changes
• Vision Care Benefit changed
• Prescription Drug Benefit changes
• Out of Province Coverage
• Out of Country Coverage

6. Cost Sharing
• Increased deductible
• New coinsurance amount
• Higher coinsurance amount for retail prescription drugs
• Co-payment for mail order medicines
• New stop loss limit