The following is a video of me giving this presentation: https://youtu.be/jjmhnSY3vhk
401k, Stock Options, Reserve Stock Units, etc. What should I expect in software development?
This document provides a summary of superannuation and retirement pensions in Australia. It discusses the history of superannuation in Australia from its introduction in 1862 to the present day where assets total over $2 trillion. It also outlines the key rules and concepts regarding superannuation contributions, taxes, investment options, insurance coverage and accessing retirement funds through income streams. The document is intended to help readers understand superannuation and how it relates to planning for retirement.
Understanding super (for Corporate members)AvSuper
1. The document provides a brief history of superannuation and retirement pensions in Australia from 1862 to present day, including key milestones and growth in superannuation assets.
2. It summarizes the main rules and regulations around accessing superannuation, making contributions, nominating beneficiaries, taxation, and insurance through AvSuper.
3. The document outlines AvSuper's investment options and performance, and describes transitioning from superannuation to income streams and the government pension in retirement.
This document provides information about optimizing Social Security benefits through planning. It begins by stating the key objectives are to understand Social Security basics, the complexities involved, and to answer questions. It then discusses how Social Security is the cornerstone of retirement planning. Several rules and claiming strategies are explained, and it is noted that most people do not optimize their benefits, missing out on $110,000 on average. The document delves into specifics like full retirement ages, benefit calculations, reductions for early filing, cost of living adjustments, earnings tests, restrictions for government pensions, dependent benefits, and survivor benefits. It emphasizes the importance of taking a holistic approach to Social Security planning.
This document discusses financial planning considerations for the second half of life. It covers 15 key issues including investing decisions, avoiding fraud, creating retirement income, required minimum distributions, tax planning, estate planning, and health costs. Research shows many people are underprepared for retirement due to underestimating life expectancy, health costs, and long-term care needs. Proper financial planning and awareness of these issues can help ensure financial security in older age.
Social Security Retirment Workshop (Dominion Investment Group)Hao Wu
This document outlines an agenda for a retirement workshop on social security strategies. The workshop will cover:
1) Understanding the basics of social security benefits
2) Understanding filing options and strategies for social security
3) Case studies and changes to social security under new budgets
4) Closing gaps in retirement income plans
The workshop is hosted by Dominion Investment Group and will last approximately one hour. It aims to help attendees better understand social security benefits and options.
Those of you interested in learning about the benefits the Reserves offers will find useful information in this PowerPoint. Also, note that the Career Transition Office (CTO) is the owner of this document. Any Active Duty SWOs looking to transition to the Reserves should visit the CTO site listed on the first page, or email cto.officer@navy.mil for more information.
In this session I go through my top 10 recommendations of the basics of personal finance. Ideas and strategies were collected from Dave Ramsey, David Bach, and Ramit Sethi. Become a master of your own destiny in your personal finances by putting these practices to work every day in your life.
NY Wage Parity Compliance and Your Home Health Care Business.
Crucial information for Home Care and Home Health Aid (HHA) Companies who want to be in compliance with the NY Wage Parity law.
This document provides a summary of superannuation and retirement pensions in Australia. It discusses the history of superannuation in Australia from its introduction in 1862 to the present day where assets total over $2 trillion. It also outlines the key rules and concepts regarding superannuation contributions, taxes, investment options, insurance coverage and accessing retirement funds through income streams. The document is intended to help readers understand superannuation and how it relates to planning for retirement.
Understanding super (for Corporate members)AvSuper
1. The document provides a brief history of superannuation and retirement pensions in Australia from 1862 to present day, including key milestones and growth in superannuation assets.
2. It summarizes the main rules and regulations around accessing superannuation, making contributions, nominating beneficiaries, taxation, and insurance through AvSuper.
3. The document outlines AvSuper's investment options and performance, and describes transitioning from superannuation to income streams and the government pension in retirement.
This document provides information about optimizing Social Security benefits through planning. It begins by stating the key objectives are to understand Social Security basics, the complexities involved, and to answer questions. It then discusses how Social Security is the cornerstone of retirement planning. Several rules and claiming strategies are explained, and it is noted that most people do not optimize their benefits, missing out on $110,000 on average. The document delves into specifics like full retirement ages, benefit calculations, reductions for early filing, cost of living adjustments, earnings tests, restrictions for government pensions, dependent benefits, and survivor benefits. It emphasizes the importance of taking a holistic approach to Social Security planning.
This document discusses financial planning considerations for the second half of life. It covers 15 key issues including investing decisions, avoiding fraud, creating retirement income, required minimum distributions, tax planning, estate planning, and health costs. Research shows many people are underprepared for retirement due to underestimating life expectancy, health costs, and long-term care needs. Proper financial planning and awareness of these issues can help ensure financial security in older age.
Social Security Retirment Workshop (Dominion Investment Group)Hao Wu
This document outlines an agenda for a retirement workshop on social security strategies. The workshop will cover:
1) Understanding the basics of social security benefits
2) Understanding filing options and strategies for social security
3) Case studies and changes to social security under new budgets
4) Closing gaps in retirement income plans
The workshop is hosted by Dominion Investment Group and will last approximately one hour. It aims to help attendees better understand social security benefits and options.
Those of you interested in learning about the benefits the Reserves offers will find useful information in this PowerPoint. Also, note that the Career Transition Office (CTO) is the owner of this document. Any Active Duty SWOs looking to transition to the Reserves should visit the CTO site listed on the first page, or email cto.officer@navy.mil for more information.
In this session I go through my top 10 recommendations of the basics of personal finance. Ideas and strategies were collected from Dave Ramsey, David Bach, and Ramit Sethi. Become a master of your own destiny in your personal finances by putting these practices to work every day in your life.
NY Wage Parity Compliance and Your Home Health Care Business.
Crucial information for Home Care and Home Health Aid (HHA) Companies who want to be in compliance with the NY Wage Parity law.
Understanding Social Security BenefitsTed Rosedale
An RSSA has completed training to understand Social Security rules and strategies. As many Americans do not understand Social Security, an RSSA can help clients make optimal claiming decisions through analysis of options. For example, they analyzed options for a couple and found they could gain $316,705 in lifetime benefits by both waiting until age 70 to claim compared to claiming at 62. Working with an RSSA provides consultation, analysis of all strategies, and a report of the most optimal claiming plan to maximize benefits.
This document provides information about Social Security benefits and the role of a Registered Social Security Analyst (RSSA). It outlines common Social Security questions, explains how benefits are calculated, and highlights strategies for maximizing benefits depending on marital status and other factors. The RSSA credential demonstrates training to analyze Social Security claiming options and provide beneficial retirement strategies using specialized software.
The document discusses using whole life insurance policies to build wealth for retirement. It involves financing the premiums with a bank loan, leveraging the dividends paid which have historically averaged 8.25% annually. This allows building up significant cash value within the policy that can be used tax-free in retirement by taking loans against the policy. Sample illustrations show how $10 million policies starting at ages 40-50 can accumulate over $6 million in cash value by retirement age, providing a tax-free pension of $200-376k annually. Risks include needing to repay the bank loan. The strategy aims to provide lifetime benefits, build wealth, and access tax-free retirement funds.
Client Presentation with Medicare 2023Ted Rosedale
This document provides an overview of Social Security planning and Medicare. It discusses why Social Security is important, including how it benefits those who are married, divorced, widowed, disabled, self-employed, and children. It covers Social Security basics like full retirement age, primary insurance amount, delayed retirement credits, and cost-of-living adjustments. The document also examines some of the complexities of Social Security including reductions for early claiming, spousal benefits, dependent benefits, survivor benefits, and how earnings can impact benefits. Finally, it provides an introduction to Medicare, including eligibility, parts A and B coverage, and additional coverage options through Medicare Advantage plans or Medigap.
This document provides an overview of social security planning and addresses why social security is important, social security basics, and understanding the complexities. Some key points covered include:
- Social security provides a guaranteed income that many rely on as a major source of retirement income. It also provides benefits for disabled individuals, spouses, widows, and dependents.
- Important terms are defined like full retirement age, primary insurance amount, delayed retirement credits, and cost-of-living adjustments. Reductions for early claiming are shown along with credits for delaying benefits.
- Complex rules around earnings tests, non-covered pensions, dependent benefits, and survivor benefits are explained. Factors like future earnings, disability
This presentation describe social security it comprises preventive measure of the communities and types of the sources of incomes it also prevention measure
Presentation on superannuation and retirement income for people age 50 plusEquipsuper
1) The document provides information about retirement planning and income options from Equipsuper, an Australian superannuation fund and financial services provider.
2) It discusses strategies for increasing retirement savings like salary sacrificing, making extra contributions, and using a transition to retirement pension.
3) The document also covers converting superannuation into retirement income streams like account-based pensions, and managing investments and withdrawals over the course of retirement.
Before worrying about investments you should be using the superannuation and tax system to ensure you are making the most of your money. Boosting your retirement savings while saving tax using a Transition to Retirement Pension is an easy low risk way to maximise returns and lower personal and superannuation tax.
The document summarizes Florida's deferred compensation program, which allows state employees to supplement their retirement savings by voluntarily contributing a portion of their salary on a pre-tax basis. It discusses how the program works, contribution limits, investment options and providers, benefits of tax-deferred growth, and keys to successful long-term investing to help ensure a comfortable retirement.
Financial Planning for Intergenerational WealthWelch LLP
This document discusses the importance of financial planning, particularly for intergenerational wealth. It notes that financial planning provides clarity, efficiency, and resiliency by establishing goals, implementing efficient strategies, and preparing for risks. The document then outlines the key components of a financial plan, including tax planning, financial management, retirement planning, estate planning, risk management, and investment management. It provides examples of strategies and vehicles for various areas like family trusts, business succession, registered retirement savings plans, tax-free savings accounts, and more. The overall message is that holistic financial planning is important for effectively managing wealth over generations.
This document provides an overview of investment options and advice on when and why to start investing. It discusses various fixed income investments like fixed deposits, national savings certificates, senior citizen savings schemes, employee provident funds, and public provident funds. It also covers equity investments like public equity, mutual funds, private equity, insurance, gold, real estate, and emerging areas like cryptocurrency and NFTs. The document recommends dividing investments across different asset classes and starting to invest today according to 30% of income as an ideal amount to set aside for long-term wealth creation and protection against inflation.
This document provides an overview of social security planning and optimization. It discusses:
- Why social security is an important part of retirement planning and provides guaranteed lifetime benefits.
- Key social security concepts like full retirement age, primary insurance amount, delayed retirement credits, cost of living adjustments.
- The complexities of social security including earnings tests, non-covered pensions, dependent benefits, survivor benefits.
- How to take a holistic approach to social security by understanding expenses, assets, and factors like future earnings, disability benefits, life expectancy, voluntary suspension that impact benefits.
- The document aims to help people understand and optimize their social security claiming strategies given their individual circumstances and retirement goals. It
This document provides an overview of financial planning for retirement. It discusses current retirement trends like declining pensions and increasing lifespans. It outlines objectives like exploring retirement planning tools and discussing sources of retirement income. It then gives 10 timeless retirement planning tips, such as starting to save early, saving the maximum allowed in retirement accounts each year, estimating retirement living costs, and carefully evaluating early retirement options. The document provides resources for retirement planning and discusses common retirement planning errors to avoid.
The document provides an overview of a three-part seminar on looking after one's financial future. Part 1 covers company valuations, savings schemes, and optimizing taxes. Part 2 focuses on portfolio construction and analyzing individual companies. Part 3 discusses portfolio mixes, selecting index/bond funds, and introducing portfolio analysis. The overall seminar aims to help participants understand investing concepts and make informed financial decisions.
investing for Long-Term Goals (Retirement-College)Barbara O'Neill
This document provides information on investing for long-term financial goals like retirement and college. It discusses factors to consider for retirement planning like current age, projected retirement age, life expectancy, sources of retirement income, expenses, and risk tolerance. It also covers retirement savings vehicles like IRAs, employer plans, and annuities as well as investing strategies for different stages of life. The document emphasizes starting to save early, maximizing employer matches, estimating expenses, and developing a retirement income plan.
The document discusses financial planning for federal employees facing furlough due to sequestration budget cuts. It defines sequestration and furlough, noting DoD civilians could lose 22 days of work and 20% of pay. It advises employees to identify their income loss, set a revised budget, find ways to raise money like getting a side job or reducing expenses, and prioritize paying necessities if bills cannot be covered. Preparation is key to dealing with furlough impacts.
The document summarizes the Florida state deferred compensation retirement program. It provides three key components to preparing for retirement: the Florida Retirement System pension or investment plan, supplemental savings like deferred compensation or IRAs, and Social Security benefits. It describes how deferred compensation works by allowing pre-tax contributions and growth over time. It lists investment providers and contribution limits and benefits of the program like tax deferral and flexibility.
MFLNPF Webinar-Calculating What to Save for Retirement-02-15Barbara O'Neill
This document discusses key factors to consider when calculating retirement savings needs. It outlines a 4-step process: 1) determine age of retirement, 2) calculate current savings, 3) estimate annual retirement income needs, 4) determine expected investment return rate. It emphasizes the importance of considering health, family needs, sources of retirement income, and longevity. Tools mentioned for calculating savings include retirement calculators, estimating expenses, and determining net worth.
This document provides a summary of key 2017 tax reference information including:
- Personal exemption and standard deduction amounts.
- Capital gains tax rates and IRA/pension plan contribution limits.
- Estate and gift tax exemption amounts.
- Medicare surtax thresholds.
- Health care penalties for no coverage and long-term care deduction limits.
- Standard deduction amounts and tax brackets for single, married joint, married separate, head of household, estates and trusts, and corporations.
The following is a video of me giving this presentation: https://youtu.be/nsxrKPthl8E
DevOps is a means to end, but what is that end and what is the path?
The following is a video of me giving this presentation: https://youtu.be/Dom8jcRqEX0
Introduction to basic source control concepts in combination with how they are related to Git.
Understanding Social Security BenefitsTed Rosedale
An RSSA has completed training to understand Social Security rules and strategies. As many Americans do not understand Social Security, an RSSA can help clients make optimal claiming decisions through analysis of options. For example, they analyzed options for a couple and found they could gain $316,705 in lifetime benefits by both waiting until age 70 to claim compared to claiming at 62. Working with an RSSA provides consultation, analysis of all strategies, and a report of the most optimal claiming plan to maximize benefits.
This document provides information about Social Security benefits and the role of a Registered Social Security Analyst (RSSA). It outlines common Social Security questions, explains how benefits are calculated, and highlights strategies for maximizing benefits depending on marital status and other factors. The RSSA credential demonstrates training to analyze Social Security claiming options and provide beneficial retirement strategies using specialized software.
The document discusses using whole life insurance policies to build wealth for retirement. It involves financing the premiums with a bank loan, leveraging the dividends paid which have historically averaged 8.25% annually. This allows building up significant cash value within the policy that can be used tax-free in retirement by taking loans against the policy. Sample illustrations show how $10 million policies starting at ages 40-50 can accumulate over $6 million in cash value by retirement age, providing a tax-free pension of $200-376k annually. Risks include needing to repay the bank loan. The strategy aims to provide lifetime benefits, build wealth, and access tax-free retirement funds.
Client Presentation with Medicare 2023Ted Rosedale
This document provides an overview of Social Security planning and Medicare. It discusses why Social Security is important, including how it benefits those who are married, divorced, widowed, disabled, self-employed, and children. It covers Social Security basics like full retirement age, primary insurance amount, delayed retirement credits, and cost-of-living adjustments. The document also examines some of the complexities of Social Security including reductions for early claiming, spousal benefits, dependent benefits, survivor benefits, and how earnings can impact benefits. Finally, it provides an introduction to Medicare, including eligibility, parts A and B coverage, and additional coverage options through Medicare Advantage plans or Medigap.
This document provides an overview of social security planning and addresses why social security is important, social security basics, and understanding the complexities. Some key points covered include:
- Social security provides a guaranteed income that many rely on as a major source of retirement income. It also provides benefits for disabled individuals, spouses, widows, and dependents.
- Important terms are defined like full retirement age, primary insurance amount, delayed retirement credits, and cost-of-living adjustments. Reductions for early claiming are shown along with credits for delaying benefits.
- Complex rules around earnings tests, non-covered pensions, dependent benefits, and survivor benefits are explained. Factors like future earnings, disability
This presentation describe social security it comprises preventive measure of the communities and types of the sources of incomes it also prevention measure
Presentation on superannuation and retirement income for people age 50 plusEquipsuper
1) The document provides information about retirement planning and income options from Equipsuper, an Australian superannuation fund and financial services provider.
2) It discusses strategies for increasing retirement savings like salary sacrificing, making extra contributions, and using a transition to retirement pension.
3) The document also covers converting superannuation into retirement income streams like account-based pensions, and managing investments and withdrawals over the course of retirement.
Before worrying about investments you should be using the superannuation and tax system to ensure you are making the most of your money. Boosting your retirement savings while saving tax using a Transition to Retirement Pension is an easy low risk way to maximise returns and lower personal and superannuation tax.
The document summarizes Florida's deferred compensation program, which allows state employees to supplement their retirement savings by voluntarily contributing a portion of their salary on a pre-tax basis. It discusses how the program works, contribution limits, investment options and providers, benefits of tax-deferred growth, and keys to successful long-term investing to help ensure a comfortable retirement.
Financial Planning for Intergenerational WealthWelch LLP
This document discusses the importance of financial planning, particularly for intergenerational wealth. It notes that financial planning provides clarity, efficiency, and resiliency by establishing goals, implementing efficient strategies, and preparing for risks. The document then outlines the key components of a financial plan, including tax planning, financial management, retirement planning, estate planning, risk management, and investment management. It provides examples of strategies and vehicles for various areas like family trusts, business succession, registered retirement savings plans, tax-free savings accounts, and more. The overall message is that holistic financial planning is important for effectively managing wealth over generations.
This document provides an overview of investment options and advice on when and why to start investing. It discusses various fixed income investments like fixed deposits, national savings certificates, senior citizen savings schemes, employee provident funds, and public provident funds. It also covers equity investments like public equity, mutual funds, private equity, insurance, gold, real estate, and emerging areas like cryptocurrency and NFTs. The document recommends dividing investments across different asset classes and starting to invest today according to 30% of income as an ideal amount to set aside for long-term wealth creation and protection against inflation.
This document provides an overview of social security planning and optimization. It discusses:
- Why social security is an important part of retirement planning and provides guaranteed lifetime benefits.
- Key social security concepts like full retirement age, primary insurance amount, delayed retirement credits, cost of living adjustments.
- The complexities of social security including earnings tests, non-covered pensions, dependent benefits, survivor benefits.
- How to take a holistic approach to social security by understanding expenses, assets, and factors like future earnings, disability benefits, life expectancy, voluntary suspension that impact benefits.
- The document aims to help people understand and optimize their social security claiming strategies given their individual circumstances and retirement goals. It
This document provides an overview of financial planning for retirement. It discusses current retirement trends like declining pensions and increasing lifespans. It outlines objectives like exploring retirement planning tools and discussing sources of retirement income. It then gives 10 timeless retirement planning tips, such as starting to save early, saving the maximum allowed in retirement accounts each year, estimating retirement living costs, and carefully evaluating early retirement options. The document provides resources for retirement planning and discusses common retirement planning errors to avoid.
The document provides an overview of a three-part seminar on looking after one's financial future. Part 1 covers company valuations, savings schemes, and optimizing taxes. Part 2 focuses on portfolio construction and analyzing individual companies. Part 3 discusses portfolio mixes, selecting index/bond funds, and introducing portfolio analysis. The overall seminar aims to help participants understand investing concepts and make informed financial decisions.
investing for Long-Term Goals (Retirement-College)Barbara O'Neill
This document provides information on investing for long-term financial goals like retirement and college. It discusses factors to consider for retirement planning like current age, projected retirement age, life expectancy, sources of retirement income, expenses, and risk tolerance. It also covers retirement savings vehicles like IRAs, employer plans, and annuities as well as investing strategies for different stages of life. The document emphasizes starting to save early, maximizing employer matches, estimating expenses, and developing a retirement income plan.
The document discusses financial planning for federal employees facing furlough due to sequestration budget cuts. It defines sequestration and furlough, noting DoD civilians could lose 22 days of work and 20% of pay. It advises employees to identify their income loss, set a revised budget, find ways to raise money like getting a side job or reducing expenses, and prioritize paying necessities if bills cannot be covered. Preparation is key to dealing with furlough impacts.
The document summarizes the Florida state deferred compensation retirement program. It provides three key components to preparing for retirement: the Florida Retirement System pension or investment plan, supplemental savings like deferred compensation or IRAs, and Social Security benefits. It describes how deferred compensation works by allowing pre-tax contributions and growth over time. It lists investment providers and contribution limits and benefits of the program like tax deferral and flexibility.
MFLNPF Webinar-Calculating What to Save for Retirement-02-15Barbara O'Neill
This document discusses key factors to consider when calculating retirement savings needs. It outlines a 4-step process: 1) determine age of retirement, 2) calculate current savings, 3) estimate annual retirement income needs, 4) determine expected investment return rate. It emphasizes the importance of considering health, family needs, sources of retirement income, and longevity. Tools mentioned for calculating savings include retirement calculators, estimating expenses, and determining net worth.
This document provides a summary of key 2017 tax reference information including:
- Personal exemption and standard deduction amounts.
- Capital gains tax rates and IRA/pension plan contribution limits.
- Estate and gift tax exemption amounts.
- Medicare surtax thresholds.
- Health care penalties for no coverage and long-term care deduction limits.
- Standard deduction amounts and tax brackets for single, married joint, married separate, head of household, estates and trusts, and corporations.
The following is a video of me giving this presentation: https://youtu.be/nsxrKPthl8E
DevOps is a means to end, but what is that end and what is the path?
The following is a video of me giving this presentation: https://youtu.be/Dom8jcRqEX0
Introduction to basic source control concepts in combination with how they are related to Git.
Introduction to Jenkins as a CI/CD PlatformJohn Valentino
The following is a video of me giving this presentation: https://youtu.be/TqQCvQ30lTc
An introduction to Jenkins and its core functions as a CI/CD platform for software development.
This document provides an introduction to Gradle, comparing it to Ant and Maven. It discusses dependency management in Gradle, including how it handles dependencies locally and from remote repositories like Maven Central. The document also outlines the structure of Maven repositories and how dependency hierarchies work.
The following is a video of me giving this presentation: https://youtu.be/ncVmHZNrgxE
Dev, DevOps, Ops, Manager. What does all this mean?
This presentation attempts to explains the different roles in software development.
The following is a video of me giving this presentation: https://youtu.be/Uux3CtfzsjU
Languages, Frameworks, Platforms, and Tools. Why are software developers always talking about their technology stacks?
What kinds of companies do software development?John Valentino
The following is a video of me giving this presentation: https://youtu.be/cxsR2NYPavA
Software, Not Software, Contracting, and Consulting. What are the pros and cons of the different types of company that do software development?
The following is a video of me giving this presentation: https://youtu.be/61QFpaATR9c
What are the phases, the risks, the rewards, and the odds?
What do I need to know as a software developer when it comes to startups?
The following is a video of me giving this presentation: https://youtu.be/0hPtqv8RXRA
How much money should I make?
This video attempts to explain how to go about figuring out how much money you should be making in software development.
The following is a video of me giving this presentation: https://youtu.be/rqN52BzrYW8
To get a job I need experience, but I get experience from a job.
This presentation covers various ways of getting software development experience outside of just landing a job.
The following is a video of me giving this presentation: https://youtu.be/xJlS_2zIkUw
Structure, Content, and not lying.
The following is a walkthrough of my methodology for assembling a resume as a software developer.
The following is a video of me giving this presentation: https://youtu.be/WiFVK0BqMo4
Who they are, what they do.
Finding a job can be overwhelming as a software developer, so the following explains how to most effectively engage with the recruiter community.
The following is a video of me giving this presentation: https://youtu.be/qg3aar1yXXc
How to find jobs and keep track of them.
Finding a job as a software developer can be daunting, so the following video attempts to explain the various resources and techniques for keeping track of everything.
For a video of this presentation, see https://youtu.be/i7hCgkYvhiY
Finding all the information you can about a position.
Figuring out which jobs you want versus which you don't requires you to do a good amount of homework. This video explains my approach.
For a video of this presentation, see https://youtu.be/vSK4WUPcjFw
The typical process, what to expect, and how to prepare.
As a software developer, this video attempts to explain the typical interview process.
For a video of this presentation, see https://youtu.be/rOvrpF8zuYI
What does a developer do, and how do they function on a software development team? This videos takes you through an average developer's calendar and their daily interactions, in order to gain a better insight into their function and methodologies.
For a video of this presentation, see https://youtu.be/rOvrpF8zuYI
Agile this and Agile that, but what I am doing doesn't feel like Agile. It is time to get back to basics with the Agile Manifesto.
This is a video of me giving this presentation: https://youtu.be/IMeKh4XzH4k
What does a Quality Engineer do, and how do they function on a software development team? This videos takes you through an average QE's calendar and their daily interactions, in order to gain a better insight into their function and methodologies.
Microservice Teams - How the cloud changes the way we workSven Peters
A lot of technical challenges and complexity come with building a cloud-native and distributed architecture. The way we develop backend software has fundamentally changed in the last ten years. Managing a microservices architecture demands a lot of us to ensure observability and operational resiliency. But did you also change the way you run your development teams?
Sven will talk about Atlassian’s journey from a monolith to a multi-tenanted architecture and how it affected the way the engineering teams work. You will learn how we shifted to service ownership, moved to more autonomous teams (and its challenges), and established platform and enablement teams.
Everything You Need to Know About X-Sign: The eSign Functionality of XfilesPr...XfilesPro
Wondering how X-Sign gained popularity in a quick time span? This eSign functionality of XfilesPro DocuPrime has many advancements to offer for Salesforce users. Explore them now!
UI5con 2024 - Bring Your Own Design SystemPeter Muessig
How do you combine the OpenUI5/SAPUI5 programming model with a design system that makes its controls available as Web Components? Since OpenUI5/SAPUI5 1.120, the framework supports the integration of any Web Components. This makes it possible, for example, to natively embed own Web Components of your design system which are created with Stencil. The integration embeds the Web Components in a way that they can be used naturally in XMLViews, like with standard UI5 controls, and can be bound with data binding. Learn how you can also make use of the Web Components base class in OpenUI5/SAPUI5 to also integrate your Web Components and get inspired by the solution to generate a custom UI5 library providing the Web Components control wrappers for the native ones.
What to do when you have a perfect model for your software but you are constrained by an imperfect business model?
This talk explores the challenges of bringing modelling rigour to the business and strategy levels, and talking to your non-technical counterparts in the process.
8 Best Automated Android App Testing Tool and Framework in 2024.pdfkalichargn70th171
Regarding mobile operating systems, two major players dominate our thoughts: Android and iPhone. With Android leading the market, software development companies are focused on delivering apps compatible with this OS. Ensuring an app's functionality across various Android devices, OS versions, and hardware specifications is critical, making Android app testing essential.
Most important New features of Oracle 23c for DBAs and Developers. You can get more idea from my youtube channel video from https://youtu.be/XvL5WtaC20A
Measures in SQL (SIGMOD 2024, Santiago, Chile)Julian Hyde
SQL has attained widespread adoption, but Business Intelligence tools still use their own higher level languages based upon a multidimensional paradigm. Composable calculations are what is missing from SQL, and we propose a new kind of column, called a measure, that attaches a calculation to a table. Like regular tables, tables with measures are composable and closed when used in queries.
SQL-with-measures has the power, conciseness and reusability of multidimensional languages but retains SQL semantics. Measure invocations can be expanded in place to simple, clear SQL.
To define the evaluation semantics for measures, we introduce context-sensitive expressions (a way to evaluate multidimensional expressions that is consistent with existing SQL semantics), a concept called evaluation context, and several operations for setting and modifying the evaluation context.
A talk at SIGMOD, June 9–15, 2024, Santiago, Chile
Authors: Julian Hyde (Google) and John Fremlin (Google)
https://doi.org/10.1145/3626246.3653374
E-commerce Development Services- Hornet DynamicsHornet Dynamics
For any business hoping to succeed in the digital age, having a strong online presence is crucial. We offer Ecommerce Development Services that are customized according to your business requirements and client preferences, enabling you to create a dynamic, safe, and user-friendly online store.
UI5con 2024 - Keynote: Latest News about UI5 and it’s EcosystemPeter Muessig
Learn about the latest innovations in and around OpenUI5/SAPUI5: UI5 Tooling, UI5 linter, UI5 Web Components, Web Components Integration, UI5 2.x, UI5 GenAI.
Recording:
https://www.youtube.com/live/MSdGLG2zLy8?si=INxBHTqkwHhxV5Ta&t=0
Hand Rolled Applicative User ValidationCode KataPhilip Schwarz
Could you use a simple piece of Scala validation code (granted, a very simplistic one too!) that you can rewrite, now and again, to refresh your basic understanding of Applicative operators <*>, <*, *>?
The goal is not to write perfect code showcasing validation, but rather, to provide a small, rough-and ready exercise to reinforce your muscle-memory.
Despite its grandiose-sounding title, this deck consists of just three slides showing the Scala 3 code to be rewritten whenever the details of the operators begin to fade away.
The code is my rough and ready translation of a Haskell user-validation program found in a book called Finding Success (and Failure) in Haskell - Fall in love with applicative functors.
3. Medical Insurance
● *66.5% of all Bankruptcies
● Health: $400 - $2,000 ($560 National Avg)
● Dental: $10 - $100
● Vision: $10 - $100
● HSA/ FSA
* https://www.cnbc.com/2019/02/11/this-is-the-real-reason-most-americans-file-for-bankruptcy.html
4. 401k
● Retirement Savings Plan
● Investment
● Tax Breaks
● Matching (2 - 6 %)
● Take it with you (IRA)
5. Bonus
● Yearly, sometimes paid quarterly
● 5 - 30%
● Performance Based
● * 10% is good, 15% is excellent
● In Offer * https://www.zippia.com/advice/average-bonus-
statistics
6. Paid Time Off (PTO)
● 2 weeks minimum
● Based on Seniority
● You can do better...
● Unlimited?!
● In Offer
https://www.zenefits.com/workest/average-pto-in-2022
7. Raises
● Not in Offer
● Company Specific
● Inflation!
● ** Average is 3 - 5%
● No raises this year? * https://www.thebalancemoney.com/u-s-inflation-rate-history-by-year-and-forecast-3306093
** https://www.indeed.com/career-advice/pay-salary/what-is-a-reasonable-raise
8. Employee Stock Purchase Plan
● ESPP
● Payroll Deduction
● Reduced Price
● IRS Limits to $25k
● * Average is 5-15%
* https://www.cordantwealth.com/espp/
9. Stock Options
● Upfront or vested
● In Offer
● Private Companies
● IPO or Special Occasions
● Worth zero or millions
10. Reserve Stock Units
● Higher Level
● In offer
● Vested
● Windowed
● Minimum price
● Become Stock
A health savings account (HSA) is a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP).[1][2] The funds contributed to an account are not subject to federal income tax at the time of deposit.[3] Unlike a flexible spending account (FSA), HSA funds roll over and accumulate year to year if they are not spent. HSAs are owned by the individual, which differentiates them from company-owned Health Reimbursement Arrangements (HRA) that are an alternate tax-deductible source of funds paired with either high-deductible health plans or standard health plans.
In the United States, a flexible spending account (FSA), also known as a flexible spending arrangement, is one of a number of tax-advantaged financial accounts, resulting in payroll tax savings.[1] One significant disadvantage to using an FSA is that funds not used by the end of the plan year are forfeited to the employer, known as the "use it or lose it" rule. Under the terms of the Affordable Care Act however a plan may permit an employee to carry over up to $550[2] into the following year without losing the funds but this does not apply to all plans and some plans may have lower limits.
The most common type of flexible spending account, the medical expense FSA (also medical FSA or health FSA), is similar to a health savings account (HSA) or a health reimbursement account (HRA). However, while HSAs and HRAs are almost exclusively used as components of a consumer-driven health care plan, medical FSAs are commonly offered with more traditional health plans as well. In addition, funds in an HSA are not lost when the plan year is over, unlike funds in an FSA.[needs update] Paper forms or an FSA debit card may be used to access the account funds.
In the United States, a 401(k) plan is an employer-sponsored, defined-contribution, personal pension (savings) account, as defined in subsection 401(k) of the U.S. Internal Revenue Code.[1] Periodical employee contributions come directly out of their paychecks, and may be matched by the employer. This legal option is what makes 401(k) plans attractive to employees, and many employers offer this option to their (full-time) workers.
There are two types: traditional and Roth 401(k). For Roth accounts, contributions and withdrawals have no impact on income tax. For traditional accounts, contributions may be deducted from taxable income and withdrawals are added to taxable income. There are limits to contributions,[2] rules governing withdrawals and possible penalties.
The benefit of the Roth account is from tax-free capital gains. The net benefit of the traditional account is the sum of (1) a possible bonus (or penalty) from withdrawals at tax rates lower (or higher) than at contribution, and (2) the impact on qualification for other income-tested programs from contributions and withdrawals reducing and adding to taxable income, minus the consequences of capital gains being taxed at regular income rates.[3]
An employee stock purchase plan (ESPP) is a company-run program in which participating employees can purchase company stock at a discounted price. Employees contribute to the plan through payroll deductions which build up between the offering date and the purchase date. At the purchase date, the company uses the employee's accumulated funds to purchase stock in the company on behalf of the participating employees.1
A stock option (also known as an equity option), gives an investor the right, but not the obligation, to buy or sell a stock at an agreed-upon price and date. There are two types of options: puts, which is a bet that a stock will fall, or calls, which is a bet that a stock will rise. Because it has shares of stock (or a stock index) as its underlying asset, stock options are a form of equity derivative and may be called equity options.
Employee stock options (ESOs) are a type of equity compensation given by companies to some employees or executives that effectively amount to call options. These differ from listed equity options on stocks that trade in the market, as they are restricted to a particular corporation issuing them to their own employees.