The document outlines credit card and loan requirements for various banks in India. It provides details on the minimum income, documents, and credit history required for different product types at banks like HDFC, ICICI, RBL, IndusInd, and Yes Bank. Requirements include recent salary slips, bank statements, photo ID, address proof, and in some cases credit card statements showing available balance and credit limit. Income requirements range from Rs. 22,000-60,000 per month depending on the applicant's employment sector and bank.

1. BANK WISE REQUIREMENT
PLEASE AVOID ITR BASE FILES (MOSTLY REJECTED).
HDFC :
BUSINESS MEN : CURRENT ITR FORRS. 5 LAKHS,BALANCESHEET/COMPETITION SHEET, PAN CARD,
CURRENT ADDRESS PROOF,ONEPHOTO
SALARY BASE : Rs. 22,000 NET PM(WITHOUT BONUS ANDWITHOUT INCENTIVE) , 3 MONTHS SALARY
SLIP,3 MONTHS BANKSTATEMENT, PAN CARD, ADDRESS PROOF,OFFICE ID CARD (MANDATORY) ,ONE
PHOTO
CARD TO CARD: MINIUM LIMIT 50K,CREDIT CARD LATEST STATEMENT, CARDCOPY, PAN CARD,
CURRENT ADDRESS PROOF, ONEPHOTO, CARD IMPRESSION ON CREDIT CARD STATEMENT.
ICICI BANK
SALARY BASE : Rs. 25,000 NET PM(WITHOUT BONUS ANDWITHOUT INCENTIVE) , 3 MONTHS SALARY
SLIP,3 MONTHS BANKSTATEMENT, PAN CARD, CURRENT ADDRESSPROOF,OFFICE ID CARD
(MANDATORY) ,ONE PHOTO
CARD TO CARD (SALARY CLASS): CREDIT LIMIT 75,000 ANDONE YEAR OLD CARD,AVAILABLEBALANCE
MINIMUM 20%, CREDIT CARD LATEST STATEMENT, CARDCOPY, PAN CARD, CURRENT ADDRESS
PROOF, ONE PHOTO, CARD IMPRESSION ON CREDIT CARD STATEMENT.
CARD TO CARD (BUSINESS MEN):CREDIT LIMIT 1,50,000 ANDONE ANDHALF YEAR OLD CARD,
AVAILABLEBALANCEMINIMUM20%, CREDIT CARD LATEST STATEMENT, CARD COPY,PAN CARD,
CURRENT ADDRESS PROOF, ONEPHOTO, CARD IMPRESSION ON CREDIT CARD STATEMENT OR
IMPRESSION ON WHITE PAPER FRONTSIDE OF CARD .
RBL BANK
FIRST WE HAVE TO CHECK ONLINEAPPROVAL FROM RBL BANK WEBSITE BASED ON APPROVAL WE
NEED THE FOLLOWING DOCUMENTS:
SALARY BASE : CAT A/CATB COMPANIESRS. 25,000 PM (WITHOUT BONUSANDWITHOUT INCENTIVE)
3 MONTHS SALARYSLIP,3 MONTHS BANKSTATEMENT, PAN CARD,CURRENT ADDRESSPROOF,ONE
PHOTO

2. NON LIST COMPANYRS. 35,000 PM (WITHOUT BONUS ANDWITHOUT INCENTIVE) 3MONTHS SALARY
SLIP,3 MONTHS BANKSTATEMENT, PAN CARD,CURRENT ADDRESS PROOF,ONEPHOTO
CARD TO CARD ): CREDIT LIMIT NO ISSUE, LATEST CREDIT CARD STATEMENT , AVAILABLEBALANCE
MINIMUM 20%, CARD COPY,PAN CARD, CURRENT ADDRESSPROOF, ONE PHOTO, CARD IMPRESSION
ON CREDIT CARDSTATEMENT OR IMPRESSION ON WHITE PAPER FRONTSIDE OF CARD .
INDUS IND BANK
CARD TO CARD : RS 80,000 CARD LIMIT AND ONEAND HALF YEAR OLD CARD,LATEST CREDIT CARD
STATEMENT , AVAILABLEBALANCEMINIMUM 20%, CARD COPY,PAN CARD, CURRENT ADDRESS
PROOF, ONE PHOTO, CARD IMPRESSION ON FORM.
SALARY BASE : CAT A /CAT B COMPANIES, RS. 25,000 PM (WITHOUT BONUSAND WITHOUT
INCENTIVE) 3MONTHS SALARYSLIP, PAN CARD, CURRENT ADDRESSPROOF,ONE PHOTO
CAT C COMPANIES - RS. 30,000 PER MONTH – (WITHOUT BONUS ANDWITHOUT INCENTIVE),3
MONTHS SALARYSLIP, 3 MONTHS BANKSTATEMENT, PAN CARD,CURRENT ADDRESS PROOF,ONE
PHOTO
NON LISTED COMAPANIES– RS. 40,000 PER MONTH – (WITHOUT BONUS ANDWITHOUT INCENTIVE) 3
MONTHS SALARYSLIP, 3 MONTHS BANKSTATEMENT, PAN CARD,CURRENT ADDRESS PROOF,ONE
PHOTO
YES BANK
CARD TO CARD (BANKNAME - HDFC, ICICI,CITI , AXIS ) : RS 80,000 CARD LIMIT AND ONE YEAR OLD
CARD,LATEST CREDIT CARDSTATEMENT , AVAILABLEBALANCEMINIMUM40%, CARDCOPY, PAN
CARD, CURRENT ADDRESSPROOF, ONE PHOTO, CARDIMPRESSION ON CREDIT CARDSTATEMENT
CARD TO CARD (NEGATIVEAREA - HDFC, ICICI,CITI , AXIS ) : RS 1,20,000 CARD LIMIT AND ONE YEAR
OLD CARD, LATEST CREDIT CARDSTATEMENT , AVAILABLEBALANCEMINIMUM40%, CARD COPY,PAN
CARD, CURRENT ADDRESSPROOF, ONE PHOTO, CARDIMPRESSION ON CREDIT CARDSTATEMENT
CARD TO CARD (FOR OTHER BANK - SBI, RBL, INDUS IND, KOTAK, HSBC ) : RS 1,50,000 CARD LIMIT
AND ONEYEAR OLD CARD,LATEST CREDIT CARD STATEMENT , AVAILABLEBALANCEMINIMUM 40%,
CARD COPY,PAN CARD, CURRENT ADDRESSPROOF, ONE PHOTO, CARD IMPRESSION ON CREDIT CARD
STATEMENT

3. CARD TO CARD (FOR OTHER BANK WITH NEGATIVE AREA- SBI, RBL, INDUSIND, KOTAK, HSBC ) : RS
2,00,000 CARD LIMIT AND ONE YEAR OLD CARD,LATEST CREDIT CARDSTATEMENT , AVAILABLE
BALANCEMINIMUM 40%, CARDCOPY, PAN CARD, PERMANENTADDRESS PROOF, ONE PHOTO, CARD
IMPRESSION ON CREDIT CARD STATEMENT, OFFICEID CARD (MANDATORY)
SALARY BASE : CAT A /CAT B COMPANIES, RS.30,000 PM (WITHOUT BONUSANDWITHOUT INCENTIVE)
3 MONTHS SALARYSLIP, PAN CARD,CURRENT ADDRESS PROOF,ONEPHOTO,OFFICEID CARD
(MANDATORY)
NON LISTED COMAPANIES– RS. 40,000 PER MONTH – (WITHOUT BONUSAND WITHOUT INCENTIVE) 3
MONTHS SALARYSLIP, 3 MONTHS BANKSTATEMENT, PAN CARD,CURRENT ADDRESS PROOF,ONE
PHOTO,OFFICEID CARD(MANDATORY)
NON LISTED COMAPANIES(NEGATIVEAREA) – RS. 60,000 PER MONTH – (WITHOUT BONUSAND
WITHOUT INCENTIVE) 3MONTHS SALARY SLIP, 3 MONTHS BANKSTATEMENT, PAN CARD,ADDRESS
PROOF,ONEPHOTO, OFFICEID CARD (MANDATORY),MAILINGPROOF WHERE CARD REQUIRED