Banco Santander was again included in this year´s Dow Jones Sustainability Index (DJSI), the international benchmark that measures the sustainable behavior of companies in the economic, environmental and social arenas.
Banco Santander is among the leading companies in the world in sustainabilityBANCO SANTANDER
Banco Santander improved its ranking in the prestigious Dow Jones Sustainability Index for 2013. The index measures companies' economic, environmental, and social performance. Santander achieved a score of 84 in the global index, based on assessments in these three areas. It has been included in the index since 2000 and has gradually improved its ranking to become one of the top companies worldwide for sustainability management.
Santander, sixth most valued brand in the world among international banksBANCO SANTANDER
Santander is the sixth most valued brand in the world among international banks according to Brand Finance Global 500's 2017 annual ranking. Brand Finance increased the monetary value assigned to Santander's brand to $15.9 billion in 2016, a 2% increase from the prior year. Santander is the most valued banking brand in Continental Europe and Latin America. The Santander brand expresses the bank's unique international positioning and corporate culture which aims to contribute to progress through simple, personal, and fair services.
The document discusses Société Générale Bank's efforts to integrate sustainability and corporate social responsibility issues into its commercial practices and operations. It outlines initiatives in customer relations, retail banking product offerings, new investment and financing practices, and innovation. Key areas of focus include developing sustainable loan products, solidarity-based savings options, and adhering to standards like the Equator Principles for large investments. The document argues that engaging commercial practices on social and environmental issues helps banks strengthen customer ties and transparency.
The document discusses Social Investment Indonesia's learning series on aligning business processes to maximize contribution to the UN Sustainable Development Goals (SDGs). It provides an agenda on business contribution to sustainable development and the SDGs. It then presents frameworks for how businesses from all industry sectors can contribute through their core business, social investments, and public advocacy. Case studies are presented on how companies like Vodafone, Danone, Singtel, Triodos Bank, and AT&T have identified priority SDGs and aligned their strategies and initiatives to contribute to achieving the goals.
Santander launches a plan to boost SME growth BANCO SANTANDER
Santander launches a strategic plan called "Santander SMEs" to boost growth of small and medium enterprises (SMEs) in Latin America. The plan aims to double SME lending to $20 billion and increase the number of SME customers by 100,000 per year to 1 million by 2016. It also seeks to improve SMEs' access to loans, technologies, skilled labor, and export markets. Santander's head of retail banking said supporting SMEs is important for economic growth but requires collaboration from governments, universities, large companies, and other organizations in addition to banks.
Santander, the world's largest corporate contributor to educationBANCO SANTANDER
Banco Santander topped the Global Fortune 500 list of companies that invest in education through Corporate Social Responsibility (CSR) initiatives, according to the first global study published by the Varkey Foundation in collaboration with UNESCO.
Water management challenges in Spain, ACCIONA Energy redraws its business strategy, the A-30, the ultimate designed motorway in Quebec, the launch of #ACCIONAWorld, and much more.
Banco Santander is among the leading companies in the world in sustainabilityBANCO SANTANDER
Banco Santander improved its ranking in the prestigious Dow Jones Sustainability Index for 2013. The index measures companies' economic, environmental, and social performance. Santander achieved a score of 84 in the global index, based on assessments in these three areas. It has been included in the index since 2000 and has gradually improved its ranking to become one of the top companies worldwide for sustainability management.
Santander, sixth most valued brand in the world among international banksBANCO SANTANDER
Santander is the sixth most valued brand in the world among international banks according to Brand Finance Global 500's 2017 annual ranking. Brand Finance increased the monetary value assigned to Santander's brand to $15.9 billion in 2016, a 2% increase from the prior year. Santander is the most valued banking brand in Continental Europe and Latin America. The Santander brand expresses the bank's unique international positioning and corporate culture which aims to contribute to progress through simple, personal, and fair services.
The document discusses Société Générale Bank's efforts to integrate sustainability and corporate social responsibility issues into its commercial practices and operations. It outlines initiatives in customer relations, retail banking product offerings, new investment and financing practices, and innovation. Key areas of focus include developing sustainable loan products, solidarity-based savings options, and adhering to standards like the Equator Principles for large investments. The document argues that engaging commercial practices on social and environmental issues helps banks strengthen customer ties and transparency.
The document discusses Social Investment Indonesia's learning series on aligning business processes to maximize contribution to the UN Sustainable Development Goals (SDGs). It provides an agenda on business contribution to sustainable development and the SDGs. It then presents frameworks for how businesses from all industry sectors can contribute through their core business, social investments, and public advocacy. Case studies are presented on how companies like Vodafone, Danone, Singtel, Triodos Bank, and AT&T have identified priority SDGs and aligned their strategies and initiatives to contribute to achieving the goals.
Santander launches a plan to boost SME growth BANCO SANTANDER
Santander launches a strategic plan called "Santander SMEs" to boost growth of small and medium enterprises (SMEs) in Latin America. The plan aims to double SME lending to $20 billion and increase the number of SME customers by 100,000 per year to 1 million by 2016. It also seeks to improve SMEs' access to loans, technologies, skilled labor, and export markets. Santander's head of retail banking said supporting SMEs is important for economic growth but requires collaboration from governments, universities, large companies, and other organizations in addition to banks.
Santander, the world's largest corporate contributor to educationBANCO SANTANDER
Banco Santander topped the Global Fortune 500 list of companies that invest in education through Corporate Social Responsibility (CSR) initiatives, according to the first global study published by the Varkey Foundation in collaboration with UNESCO.
Water management challenges in Spain, ACCIONA Energy redraws its business strategy, the A-30, the ultimate designed motorway in Quebec, the launch of #ACCIONAWorld, and much more.
2016 Predictions for the Luxury Industry: Executive SummaryPosLux
In this report, we identify the most impactful events of 2015 and look forward to the biggest trends of 2016 in the world of luxury and sustainability.
2015 propelled the luxury industry forward when it comes to how they think about sustainability. The biggest shift, (and one of the most important ones to help accelerate changes from the top down), is the rise in demand from investment communities for sustainable business models. For years, investors have focused on a company’s financial performance and determined if purchasing stock was worth it based on if the company was profitable. Now, sustainable investing strategies are growing, as investors are realising that performance is intertwined in future social and environmental impact.
C-suites are starting to realise that in order to keep creating value, and accelerating growth they must invest in and improve how their company impacts society as a whole, and most importantly how they communicate that positive impact.
There is one group in particular that aligns with this concept more than any other. Millennials are almost three times as likely to look to work for a company because of its social and environmental practices(1).
And the demand from affluent millennials doesn’t stop at employment opportunities. 2015 saw millennials using their spending power more and more to vote for companies who positively impact society and the environment – in fact – they are twice as likely to buy from brands with strong management of environmental and social issues(2).
2015 was also the year governments and world leaders took action too. With the launch of the Sustainability Development Goals, COP 21, and the passing of the Modern Slavery Act, creating, maintaining and growing companies with a positive social and environmental impact will soon become a legal obligation.
All these changes have left luxury companies with no option but to improve as the potential for sales and stocks to plummet increases, and the hand of the law hangs over them.
With that in mind, we look forward to 2016 and the trends that will help luxury companies continue on their sustainability journey. New innovations, communication techniques and constant evaluations of how consumers view brands will allow companies to keep marching forward in the fight to stay at the top of their game in a world that demands socially and environmentally responsible brands more than ever before.
2016 Predictions for the Luxury Industry: Executive SummaryPosLux
In this report, we identify the most impactful events of 2015 and look forward to the biggest trends of 2016 in the world of luxury and sustainability.
2015 propelled the luxury industry forward when it comes to how they think about sustainability. The biggest shift, (and one of the most important ones to help accelerate changes from the top down), is the rise in demand from investment communities for sustainable business models. For years, investors have focused on a company’s financial performance and determined if purchasing stock was worth it based on if the company was profitable. Now, sustainable investing strategies are growing, as investors are realising that performance is intertwined in future social and environmental impact.
C-suites are starting to realise that in order to keep creating value, and accelerating growth they must invest in and improve how their company impacts society as a whole, and most importantly how they communicate that positive impact.
There is one group in particular that aligns with this concept more than any other. Millennials are almost three times as likely to look to work for a company because of its social and environmental practices(1).
And the demand from affluent millennials doesn’t stop at employment opportunities. 2015 saw millennials using their spending power more and more to vote for companies who positively impact society and the environment – in fact – they are twice as likely to buy from brands with strong management of environmental and social issues(2).
2015 was also the year governments and world leaders took action too. With the launch of the Sustainability Development Goals, COP 21, and the passing of the Modern Slavery Act, creating, maintaining and growing companies with a positive social and environmental impact will soon become a legal obligation.
All these changes have left luxury companies with no option but to improve as the potential for sales and stocks to plummet increases, and the hand of the law hangs over them.
With that in mind, we look forward to 2016 and the trends that will help luxury companies continue on their sustainability journey. New innovations, communication techniques and constant evaluations of how consumers view brands will allow companies to keep marching forward in the fight to stay at the top of their game in a world that demands socially and environmentally responsible brands more than ever before.
This document is TIM's 2016 sustainability report. It begins with an introduction from the Chairman discussing embracing change and sustainability. It then discusses how TIM aligns with and contributes to the UN's Sustainable Development Goals. TIM identified 9 key SDGs and measures its social, environmental, and economic impact across 22 projects categorized under these goals. The report describes TIM's corporate shared value model for measuring its business, social, and shared value creation.
Emilio Botín: "We expect to be able to increase shareholderBANCO SANTANDER
The document is a press release from Banco Santander's investor day. It summarizes comments from Santander's Chairman Emilio Botin, who expressed confidence in Santander's business model and strategy. Botin outlined Santander's goals of 12-14% ROE and 16-18% ROTE by 2014. He emphasized Santander's strength from geographic diversification and its subsidiaries' autonomy. Botin said Santander offers high dividend yield and expects to increase shareholder remuneration starting in 2013. The heads of Santander units in the US, Poland, and Portugal also presented, outlining growth strategies for their regions.
Marks & Spencer participates in various sustainability benchmarks and indices to measure its progress on sustainability goals. These include investor-focused indices like FTSE4Good and industry benchmarks assessing responsible business practices. Marks & Spencer aims to achieve leadership positions in the benchmarks it participates in and reports transparently on its sustainability performance. The benchmarks provide an external perspective on performance and help identify areas for improvement.
The document provides a financial report for Santander Bank for the first quarter of 2017. Some key highlights include:
- Attributable profit increased 14% year-over-year to €1,867 million, driven by growth in gross income, lower operating expenses, and reduced loan-loss provisions.
- Loyal and digital customers increased, reflecting the bank's commercial transformation and multi-channel strategy.
- Credit quality ratios improved, with non-performing loans falling 4% in the quarter and 11% year-over-year.
- Capital ratios remained solid, with a CET1 ratio of 10.66%, up from the prior quarter and year, demonstrating ongoing capital generation.
BBVA outlines its approach to responsible banking which is based on 4 pillars: integrity, prudence, transparency, and corporate governance. It discusses key issues in the financial industry such as reputational crisis, demand for ESG performance, and new competitors. BBVA emphasizes transparency and clarity in products/fees, social investment programs, financial inclusion initiatives in emerging markets, and environmental/social programs like support for renewable energy and education. The document provides details on BBVA's governance structure and international standards to ensure accountability across its responsible banking efforts.
FULL SPEECH OF EMILIO BOTIN IN THE SANTANDER INVESTOR DAY 2011BANCO SANTANDER
This document is the transcript of a speech given by Emilio Botin, Chairman of Banco Santander, at the bank's 2011 Investor Day. The summary is:
1) Botin outlines how Santander has remained profitable and strengthened its capital position during the financial crisis, growing through acquisitions.
2) He describes Santander's unique strategic positioning, including geographic diversification, prudent risk management, an autonomous subsidiary model, integration creating synergies, and a global brand.
3) Botin argues this positions Santander for higher profitability and presents the bank's strategy to create shareholder value through organic growth and maintaining its business model as competitors change strategies.
This document is the transcript of a speech given by Emilio Botin, Chairman of Banco Santander, at the bank's 2011 Investor Day. The summary is:
1) Botin outlines how Santander has remained profitable and strengthened its capital position during the financial crisis, growing through acquisitions.
2) He describes Santander's unique strategic positioning, including geographic diversification, prudent risk management, an autonomous subsidiary model, integration creating synergies, and a global brand.
3) Botin expects Santander to achieve a 12-14% return on equity and 16-18% return on tangible equity by 2014, creating shareholder value through organic growth and higher profitability across its markets
LITA.co is a crowdfunding platform and sustainable economy fund that provides financing for social and environmental projects facing funding shortages. It has over 10,000 community members, has successfully funded 30 campaigns, and has collected over 8 million euros. LITA.co conducts at least one month of due diligence on each project through analysts across various sectors like green economy, health, and real estate. It then prepares an investment file to educate the public and presents the project to an investment committee. LITA.co develops customized fundraising strategies for each project and works with a range of individual and institutional investors. Its current portfolio includes projects like a voice synthesis app for the deaf, a pregnant clothing rental service
Our recent webinar shared highlights from our 2017 Banking Governance and Culture Report. More information is available from stuart.woollard@omservices.org
Polyeco is a leading waste management company operating in Greece and globally. It has facilities in Greece, the Balkans, Middle East, and other regions. The company treats over 400,000 tons of industrial waste annually through various processes like production of alternative fuels, raw materials, and additives. Polyeco's facilities employ advanced treatment technologies and quality control systems to process waste in an environmentally sound manner. It aims to provide sustainable waste solutions to industrial clients through a full range of services including waste collection, treatment, and safe disposal.
This memo discusses sustainability, corporate social responsibility (CSR), and Société Générale's CSR initiatives. It outlines how CSR involves integrating social and environmental concerns into business operations and stakeholder engagement. For banks, CSR priorities include acting responsibly across all activities, developing socially and environmentally innovative products, implementing sustainable HR policies, partnering with local communities, transparent communication, and reducing environmental impact. Société Générale's CSR focuses on quality, governance, risk management, compliance, and innovation. It aims to align social and environmental concerns with its strategy through a proactive approach considering each region's specifics.
This document is Santander's 2016 annual report. It contains messages from Ana Botín, Group executive chairman, and José Antonio Álvarez, chief executive officer. The report summarizes Santander's strategic progress in 2016, including achieving all business goals such as lending more to customers and improving returns for shareholders. It highlights increasing loyal customers to 125 million, growing digital customers to nearly 21 million, and maintaining high customer satisfaction rankings. The report also discusses supporting over 190,000 employees, 1,200 university partnerships, and economic opportunities for communities across Santander's markets.
Nefinanšu ziņošanas eksperta Marko Sillera (Sustinere) prezentācija Korporatīvās ilgtspējas un atbildības institūta organizētajā pasākumā 2019. gada 26. septembrī.
Rio and the Challenges for a Sustainable CityFGV Brazil
Rio and the Challenges for a Sustainable City - June/July 2012
This edition of FGV Projects Publications covers the moment of growth and consolidation of Rio de Janeiro city from the angle of sustainability. With this, FGV wants to propose new answers to the challenge of being sustainable in times of a fast-growth scenario, absorption of the impacts of investments in infrastructure, realization of events with international influence and tourism expansion on society, the environment and the economy.
See more at: http://fgvprojetos.fgv.br/en/publicacao/cadernos-fgv-projetos-n-20deg-rio-and-challenges-sustainable-city
To request a proposal from FGV Projetos, please visit: http://fgvprojetos.fgv.br/en/contact-us
BBVA is a global financial services group founded in 1857 with the purpose of bringing the age of opportunity to everyone. In 2018, BBVA posted strong financial results with net attributable profit of €5,324 million, up 51% from 2017. The diversified business model proved resilient despite volatility in some countries. BBVA remains committed to sustainable development and digital transformation to provide the best customer experience.
BBVA's document discusses its approach to responsible banking. It has four pillars: balanced customer relationships based on transparency; sustainable finance to address climate change and UN goals; community investment; and responsible practices with stakeholders. BBVA aims to finance €100 billion between 2018-2025 for green energy, infrastructure, agriculture, and financial inclusion projects. It is also committed to reducing its direct carbon emissions 68% by 2025 and sourcing 70% of its energy from renewables.
Banco Santander premiado con cinco galardones en los IR MAGAZINE AWARDS EUROP...BANCO SANTANDER
Banco Santander recibió cinco galardones en los IR MAGAZINE AWARDS EUROPE 2018, incluyendo el primer premio en las categorías de Mejor Relación con Inversores en una operación corporativa por la adquisición de Popular, Mejor evento de Relación con Inversores por su Investor Day, y Mejor utilización de las herramientas multimedia en la actividad de Relación con Inversores. También fue premiado en tercer lugar en las categorías de Mejor equipo de Relación con Inversores del sector financiero europeo y Mejor director de Relación con Inversores
1) The document is Santander Group's financial report for the first quarter of 2018, highlighting key performance data such as profits, capital ratios, and customer metrics.
2) Santander achieved double digit profit growth in Q1 2018 driven by strong results in Brazil, Spain, and Mexico, with profits, profitability, and capital all increasing compared to the same period last year.
3) Santander's strategy of focusing on customer loyalty saw increases in both loyal and digital customers compared to the previous year, with solid funding and liquidity positions.
More Related Content
Similar to Banco Santander, among the world´s top 10 banks in the Dow Jones Sustainability Index
2016 Predictions for the Luxury Industry: Executive SummaryPosLux
In this report, we identify the most impactful events of 2015 and look forward to the biggest trends of 2016 in the world of luxury and sustainability.
2015 propelled the luxury industry forward when it comes to how they think about sustainability. The biggest shift, (and one of the most important ones to help accelerate changes from the top down), is the rise in demand from investment communities for sustainable business models. For years, investors have focused on a company’s financial performance and determined if purchasing stock was worth it based on if the company was profitable. Now, sustainable investing strategies are growing, as investors are realising that performance is intertwined in future social and environmental impact.
C-suites are starting to realise that in order to keep creating value, and accelerating growth they must invest in and improve how their company impacts society as a whole, and most importantly how they communicate that positive impact.
There is one group in particular that aligns with this concept more than any other. Millennials are almost three times as likely to look to work for a company because of its social and environmental practices(1).
And the demand from affluent millennials doesn’t stop at employment opportunities. 2015 saw millennials using their spending power more and more to vote for companies who positively impact society and the environment – in fact – they are twice as likely to buy from brands with strong management of environmental and social issues(2).
2015 was also the year governments and world leaders took action too. With the launch of the Sustainability Development Goals, COP 21, and the passing of the Modern Slavery Act, creating, maintaining and growing companies with a positive social and environmental impact will soon become a legal obligation.
All these changes have left luxury companies with no option but to improve as the potential for sales and stocks to plummet increases, and the hand of the law hangs over them.
With that in mind, we look forward to 2016 and the trends that will help luxury companies continue on their sustainability journey. New innovations, communication techniques and constant evaluations of how consumers view brands will allow companies to keep marching forward in the fight to stay at the top of their game in a world that demands socially and environmentally responsible brands more than ever before.
2016 Predictions for the Luxury Industry: Executive SummaryPosLux
In this report, we identify the most impactful events of 2015 and look forward to the biggest trends of 2016 in the world of luxury and sustainability.
2015 propelled the luxury industry forward when it comes to how they think about sustainability. The biggest shift, (and one of the most important ones to help accelerate changes from the top down), is the rise in demand from investment communities for sustainable business models. For years, investors have focused on a company’s financial performance and determined if purchasing stock was worth it based on if the company was profitable. Now, sustainable investing strategies are growing, as investors are realising that performance is intertwined in future social and environmental impact.
C-suites are starting to realise that in order to keep creating value, and accelerating growth they must invest in and improve how their company impacts society as a whole, and most importantly how they communicate that positive impact.
There is one group in particular that aligns with this concept more than any other. Millennials are almost three times as likely to look to work for a company because of its social and environmental practices(1).
And the demand from affluent millennials doesn’t stop at employment opportunities. 2015 saw millennials using their spending power more and more to vote for companies who positively impact society and the environment – in fact – they are twice as likely to buy from brands with strong management of environmental and social issues(2).
2015 was also the year governments and world leaders took action too. With the launch of the Sustainability Development Goals, COP 21, and the passing of the Modern Slavery Act, creating, maintaining and growing companies with a positive social and environmental impact will soon become a legal obligation.
All these changes have left luxury companies with no option but to improve as the potential for sales and stocks to plummet increases, and the hand of the law hangs over them.
With that in mind, we look forward to 2016 and the trends that will help luxury companies continue on their sustainability journey. New innovations, communication techniques and constant evaluations of how consumers view brands will allow companies to keep marching forward in the fight to stay at the top of their game in a world that demands socially and environmentally responsible brands more than ever before.
This document is TIM's 2016 sustainability report. It begins with an introduction from the Chairman discussing embracing change and sustainability. It then discusses how TIM aligns with and contributes to the UN's Sustainable Development Goals. TIM identified 9 key SDGs and measures its social, environmental, and economic impact across 22 projects categorized under these goals. The report describes TIM's corporate shared value model for measuring its business, social, and shared value creation.
Emilio Botín: "We expect to be able to increase shareholderBANCO SANTANDER
The document is a press release from Banco Santander's investor day. It summarizes comments from Santander's Chairman Emilio Botin, who expressed confidence in Santander's business model and strategy. Botin outlined Santander's goals of 12-14% ROE and 16-18% ROTE by 2014. He emphasized Santander's strength from geographic diversification and its subsidiaries' autonomy. Botin said Santander offers high dividend yield and expects to increase shareholder remuneration starting in 2013. The heads of Santander units in the US, Poland, and Portugal also presented, outlining growth strategies for their regions.
Marks & Spencer participates in various sustainability benchmarks and indices to measure its progress on sustainability goals. These include investor-focused indices like FTSE4Good and industry benchmarks assessing responsible business practices. Marks & Spencer aims to achieve leadership positions in the benchmarks it participates in and reports transparently on its sustainability performance. The benchmarks provide an external perspective on performance and help identify areas for improvement.
The document provides a financial report for Santander Bank for the first quarter of 2017. Some key highlights include:
- Attributable profit increased 14% year-over-year to €1,867 million, driven by growth in gross income, lower operating expenses, and reduced loan-loss provisions.
- Loyal and digital customers increased, reflecting the bank's commercial transformation and multi-channel strategy.
- Credit quality ratios improved, with non-performing loans falling 4% in the quarter and 11% year-over-year.
- Capital ratios remained solid, with a CET1 ratio of 10.66%, up from the prior quarter and year, demonstrating ongoing capital generation.
BBVA outlines its approach to responsible banking which is based on 4 pillars: integrity, prudence, transparency, and corporate governance. It discusses key issues in the financial industry such as reputational crisis, demand for ESG performance, and new competitors. BBVA emphasizes transparency and clarity in products/fees, social investment programs, financial inclusion initiatives in emerging markets, and environmental/social programs like support for renewable energy and education. The document provides details on BBVA's governance structure and international standards to ensure accountability across its responsible banking efforts.
FULL SPEECH OF EMILIO BOTIN IN THE SANTANDER INVESTOR DAY 2011BANCO SANTANDER
This document is the transcript of a speech given by Emilio Botin, Chairman of Banco Santander, at the bank's 2011 Investor Day. The summary is:
1) Botin outlines how Santander has remained profitable and strengthened its capital position during the financial crisis, growing through acquisitions.
2) He describes Santander's unique strategic positioning, including geographic diversification, prudent risk management, an autonomous subsidiary model, integration creating synergies, and a global brand.
3) Botin argues this positions Santander for higher profitability and presents the bank's strategy to create shareholder value through organic growth and maintaining its business model as competitors change strategies.
This document is the transcript of a speech given by Emilio Botin, Chairman of Banco Santander, at the bank's 2011 Investor Day. The summary is:
1) Botin outlines how Santander has remained profitable and strengthened its capital position during the financial crisis, growing through acquisitions.
2) He describes Santander's unique strategic positioning, including geographic diversification, prudent risk management, an autonomous subsidiary model, integration creating synergies, and a global brand.
3) Botin expects Santander to achieve a 12-14% return on equity and 16-18% return on tangible equity by 2014, creating shareholder value through organic growth and higher profitability across its markets
LITA.co is a crowdfunding platform and sustainable economy fund that provides financing for social and environmental projects facing funding shortages. It has over 10,000 community members, has successfully funded 30 campaigns, and has collected over 8 million euros. LITA.co conducts at least one month of due diligence on each project through analysts across various sectors like green economy, health, and real estate. It then prepares an investment file to educate the public and presents the project to an investment committee. LITA.co develops customized fundraising strategies for each project and works with a range of individual and institutional investors. Its current portfolio includes projects like a voice synthesis app for the deaf, a pregnant clothing rental service
Our recent webinar shared highlights from our 2017 Banking Governance and Culture Report. More information is available from stuart.woollard@omservices.org
Polyeco is a leading waste management company operating in Greece and globally. It has facilities in Greece, the Balkans, Middle East, and other regions. The company treats over 400,000 tons of industrial waste annually through various processes like production of alternative fuels, raw materials, and additives. Polyeco's facilities employ advanced treatment technologies and quality control systems to process waste in an environmentally sound manner. It aims to provide sustainable waste solutions to industrial clients through a full range of services including waste collection, treatment, and safe disposal.
This memo discusses sustainability, corporate social responsibility (CSR), and Société Générale's CSR initiatives. It outlines how CSR involves integrating social and environmental concerns into business operations and stakeholder engagement. For banks, CSR priorities include acting responsibly across all activities, developing socially and environmentally innovative products, implementing sustainable HR policies, partnering with local communities, transparent communication, and reducing environmental impact. Société Générale's CSR focuses on quality, governance, risk management, compliance, and innovation. It aims to align social and environmental concerns with its strategy through a proactive approach considering each region's specifics.
This document is Santander's 2016 annual report. It contains messages from Ana Botín, Group executive chairman, and José Antonio Álvarez, chief executive officer. The report summarizes Santander's strategic progress in 2016, including achieving all business goals such as lending more to customers and improving returns for shareholders. It highlights increasing loyal customers to 125 million, growing digital customers to nearly 21 million, and maintaining high customer satisfaction rankings. The report also discusses supporting over 190,000 employees, 1,200 university partnerships, and economic opportunities for communities across Santander's markets.
Nefinanšu ziņošanas eksperta Marko Sillera (Sustinere) prezentācija Korporatīvās ilgtspējas un atbildības institūta organizētajā pasākumā 2019. gada 26. septembrī.
Rio and the Challenges for a Sustainable CityFGV Brazil
Rio and the Challenges for a Sustainable City - June/July 2012
This edition of FGV Projects Publications covers the moment of growth and consolidation of Rio de Janeiro city from the angle of sustainability. With this, FGV wants to propose new answers to the challenge of being sustainable in times of a fast-growth scenario, absorption of the impacts of investments in infrastructure, realization of events with international influence and tourism expansion on society, the environment and the economy.
See more at: http://fgvprojetos.fgv.br/en/publicacao/cadernos-fgv-projetos-n-20deg-rio-and-challenges-sustainable-city
To request a proposal from FGV Projetos, please visit: http://fgvprojetos.fgv.br/en/contact-us
BBVA is a global financial services group founded in 1857 with the purpose of bringing the age of opportunity to everyone. In 2018, BBVA posted strong financial results with net attributable profit of €5,324 million, up 51% from 2017. The diversified business model proved resilient despite volatility in some countries. BBVA remains committed to sustainable development and digital transformation to provide the best customer experience.
BBVA's document discusses its approach to responsible banking. It has four pillars: balanced customer relationships based on transparency; sustainable finance to address climate change and UN goals; community investment; and responsible practices with stakeholders. BBVA aims to finance €100 billion between 2018-2025 for green energy, infrastructure, agriculture, and financial inclusion projects. It is also committed to reducing its direct carbon emissions 68% by 2025 and sourcing 70% of its energy from renewables.
Similar to Banco Santander, among the world´s top 10 banks in the Dow Jones Sustainability Index (20)
Banco Santander premiado con cinco galardones en los IR MAGAZINE AWARDS EUROP...BANCO SANTANDER
Banco Santander recibió cinco galardones en los IR MAGAZINE AWARDS EUROPE 2018, incluyendo el primer premio en las categorías de Mejor Relación con Inversores en una operación corporativa por la adquisición de Popular, Mejor evento de Relación con Inversores por su Investor Day, y Mejor utilización de las herramientas multimedia en la actividad de Relación con Inversores. También fue premiado en tercer lugar en las categorías de Mejor equipo de Relación con Inversores del sector financiero europeo y Mejor director de Relación con Inversores
1) The document is Santander Group's financial report for the first quarter of 2018, highlighting key performance data such as profits, capital ratios, and customer metrics.
2) Santander achieved double digit profit growth in Q1 2018 driven by strong results in Brazil, Spain, and Mexico, with profits, profitability, and capital all increasing compared to the same period last year.
3) Santander's strategy of focusing on customer loyalty saw increases in both loyal and digital customers compared to the previous year, with solid funding and liquidity positions.
Este documento presenta los resultados del primer trimestre de 2018 de Banco Santander. Resume que los resultados muestran un crecimiento del beneficio atribuido del 10% interanual impulsado por el aumento de clientes, la mejora de la excelencia operativa y la transformación digital. También destaca el crecimiento de los clientes vinculados y digitales, la mejora de la rentabilidad y la generación de capital, permitiendo aumentar el dividendo propuesto.
Este documento presenta los resultados financieros del Grupo Santander para el primer trimestre de 2018. Destaca un aumento del 10% en el beneficio ordinario atribuido respecto al mismo periodo del año anterior, impulsado por los buenos resultados en Brasil, España y México. También resalta el crecimiento del número de clientes vinculados y digitales gracias a la estrategia de transformación comercial. El ratio de capital CET1 fully loaded se sitúa en el 11%, cumpliendo holgadamente con los requerimientos regulatorios.
- Santander reported results for Q1 2018 with profits growing 10% year-over-year to EUR 2,054 million, driven by strong performance across most business areas.
- Key highlights included growth in loyal and digital customers, higher net interest income and fees, and lower provisions as asset quality continued to improve.
- Capital levels remained strong with a fully loaded CET1 ratio of 11.0%, positioning Santander well to meet 2018 targets.
Santander InnoVentures makes its first investment in Brazil via digital lendi...BANCO SANTANDER
Santander InnoVentures, the fintech venture capital fund of Santander Group, announced today an investment in the startup Creditas, the leading Brazilian secured lending platform. This is Santander InnoVentures’ first investment in Brazil and second in Latin America.
Fundación Repsol beca con el apoyo de Fundación Universia a trece universitar...BANCO SANTANDER
Trece estudiantes universitarios, ocho de grado y cinco de máster, han sido seleccionados en la IV Convocatoria de Becas Fundación Repsol destinadas a personas con discapacidad para la realización de estudios superiores en áreas técnicas. Fundación Universia ha colaborado un año más en el proceso de convocatoria y selección de los becados.
Santander recupera la gestión de los cajeros automáticos y de las tarjetas de...BANCO SANTANDER
Santander rehace las alianzas que Banco Popular mantenía con terceras entidades para recuperar la gestión de negocios estratégicos y facilitar la integración, con el foco puesto en la mejora de la experiencia del cliente. La entidad ha alcanzado un acuerdo con Euro Automatic Cash, sociedad propietaria de los cajeros de Popular, que permite a todos los clientes del Grupo Santander (Santander, Popular, Pastor y Openbank) utilizar gratuitamente una red total de 7.500 cajeros en España. Desde octubre, los clientes de Popular ya podían utilizar gratuitamente los cajeros propiedad de Santander, pero aún faltaba por cerrar el acuerdo con esta sociedad, necesario para que los clientes de Santander tuviesen también acceso, sin coste, a la red de cajeros de Popular.
Santander renueva la imagen de marca para reforzar su estrategia digitalBANCO SANTANDER
El Banco Santander ha renovado su imagen de marca para reflejar mejor su estrategia digital y valores corporativos. Mantienen la esencia de su logo pero lo modernizan con una tipografía única y estilizada, y un tono de rojo más brillante, además de aumentar el uso del blanco para transmitir mayor transparencia. La actualización permitirá la convivencia temporal de la marca actual y antigua mientras se implementa progresivamente en canales digitales, comunicación y publicidad, y luego en oficinas y otros activos físicos.
Santander InnoVentures invierte en Roostify, una startup que permite formaliz...BANCO SANTANDER
Santander InnoVentures, el fondo de capital emprendedor en tecnología financiera de Grupo Santander, ha anunciado hoy una inversión en Roostify, una empresa emergente con sede en San Francisco (California) que permite digitalizar todo el proceso para formalizar el contrato de una hipoteca, e incluso hacer las gestiones con el móvil. Roostify se fundó en 2014 para acelerar y simplificar la firma de las hipotecas y eliminar el uso de papel, además de reducir costes en el proceso.
Álvaro Antonio Cardoso de Souza to join Banco Santander's board of directorsBANCO SANTANDER
The board of directors of Banco Santander, in a meeting held yesterday in San Francisco (USA), called this year’s Ordinary Shareholders’ Meeting, which is expected to take place on second call on March 23rd. The agenda for the shareholders’ meeting includes the appointment of Álvaro Antonio Cardoso de Souza as an independent member of the board. He is currently non-executive chairman of the board of Santander Brasil.
Álvaro Antonio Cardoso de Souza se incorporará al consejo de administración d...BANCO SANTANDER
El consejo de administración de Banco Santander, reunido ayer en San Francisco (Estados Unidos), ha convocado la próxima Junta General Ordinaria de Accionistas, que previsiblemente se celebrará el 23 de marzo en segunda convocatoria. El orden del día de la Junta prevé el nombramiento como consejero independiente de Álvaro Antonio Cardoso de Souza, actual presidente no ejecutivo del consejo de administración de Santander Brasil.
Más de 20.000 personas en situación de vulnerabilidad reciben el apoyo de Ban...BANCO SANTANDER
Banco Santander ha destinado 400.000 euros en 2017 a través de su programa Santander Ayuda para apoyar 80 proyectos sociales que han mejorado la calidad de vida de más de 20.000 personas en situación de vulnerabilidad. Los proyectos apoyados incluyen la creación de un centro de emergencia para personas sin hogar en Tenerife y la adecuación de una casa de acogida para mujeres víctimas de explotación sexual en Madrid. El programa Santander Ayuda también ha facilitado proyectos de comida a domicilio para mayores y la ampliación de hu
O santander obtém um lucro atribuído de 6.619 milhões de euros em 2017, uma s...BANCO SANTANDER
O Banco Santander S.A. (‘Santander’) obteve um lucro atribuído de 6.619 milhões de euros em 2017, representando um aumento de 7% face ao ano anterior, após registrar um encargo líquido de mais-valias e saneamentos de 897 milhões. O crescimento dos resultados reflete a qualidade e recorrência das receitas, o bom controle de custos e as melhorias na qualidade de crédito.
O Santander registrou tendências positivas nos negócios, com aumentos das receitas em oito dos seus dez mercados principais. As receitas totais subiram 10%, para 48.392 milhões de euros, com crescimentos da margem de juros e das receitas por comissões de 10% e 14%, respectivamente. Os custos de exploração aumentaram a um ritmo menor do que as receitas, permitindo um incremento da margem líquida de 12%.
Santander attributable profit for 2017 reaches 6,619 million euros - up 7%BANCO SANTANDER
Banco Santander S.A. (‘Santander’) increased attributable profit by 7% to €6,619 million during 2017 after €897 million of net capital gains and provisions, with growth driven by further improvements in the quality and recurrence of revenues combined with good cost control and an overall strengthening in credit quality. The Group continued to see positive trends across its businesses, with revenues increasing in eight of its ten core markets. Total income increased by 10% to €48.4 billion with net interest income and fee income increasing by 10% and 14% respectively. Operating expenses increased at a lower rate than revenues, leading to a 12% increase in net operating income.
Resultados 2017 Santander obtiene un beneficio atribuido de 6.619 millones de...BANCO SANTANDER
Banco Santander S.A. (‘Santander’) obtuvo un beneficio atribuido de 6.619 millones de euros en 2017, lo que supone un aumento del 7% respecto al año pasado, tras registrar un cargo neto de plusvalías y saneamientos de 897 millones. El crecimiento de los resultados refleja la calidad y recurrencia de los ingresos, el buen control de costes y las mejoras en la calidad crediticia. Santander registró tendencias positivas en los negocios, con incrementos de los ingresos en ocho de sus diez mercados principales. Los ingresos totales subieron un 10%, 48.392 millones de euros, con crecimientos del margen de intereses y de los ingresos por comisiones del 10% y del 14%, respectivamente. Los costes de explotación aumentaron a un ritmo menor que los ingresos, lo que permitió un incremento del margen neto del 12%.
Santander lanza la primera gama de fondos de inversión sostenibles en EspañaBANCO SANTANDER
Banco Santander incorpora a su oferta de productos de inversión colectiva una gama nueva de fondos para responder a la demanda creciente de inversión responsable y sostenible. El banco lanza esta semana dos nuevos fondos mixtos, bajo la gama Santander Sostenible, e inicia así un camino para convertirse en una referencia en España en este ámbito.
Banco Santander, líder mundial en el Bloomberg Gender Equality IndexBANCO SANTANDER
Banco Santander se mantiene como líder mundial en el Bloomberg Gender Equality Index por segundo año consecutivo, obteniendo una puntuación de 93,4 sobre 100. El índice valora las políticas e iniciativas de las empresas para fomentar la diversidad de género entre empleados, clientes y la sociedad. Banco Santander aumentó el número de mujeres en puestos directivos un 9% en 2016 y promueve programas de microcréditos que apoyan a más de 250.000 microemprendedores, el 70% mujeres, en Latinoamérica.
El programa Explorer impulsará las ideas de más de 1.200 jóvenes emprendedore...BANCO SANTANDER
El programa Explorer, impulsado por Banco Santander a través de Santander Universidades y coordinado por el CISE, seleccionó más de 1.200 proyectos emprendedores de entre las más de 2.900 candidaturas recibidas. Los emprendedores seleccionados recibirán formación, apoyo y mentoring durante cinco meses para desarrollar más de 900 ideas innovadoras en sectores como medioambiente, salud, educación, turismo o industria. Al final del programa, 52 emprendedores viajarán a Silicon Valley y los tres mejores proyectos rec
Santander y su filial Bank Zachodni WBK adquieren el negocio de banca minoris...BANCO SANTANDER
Banco Santander S.A. (“Santander”) y su filial en Polonia, Bank Zachodni WBK (“BZ WBK”), han anunciado hoy que han acordado la compra del negocio minorista y de banca privada de Deutsche Bank Polska, S.A. (excluyendo su cartera de hipotecas en divisa extranjera e incluyendo las acciones de DB Securities, S.A. (Poland)) por un importe total estimado de 305 millones de euros.
Navigating Your Financial Future: Comprehensive Planning with Mike Baumannmikebaumannfinancial
Learn how financial planner Mike Baumann helps individuals and families articulate their financial aspirations and develop tailored plans. This presentation delves into budgeting, investment strategies, retirement planning, tax optimization, and the importance of ongoing plan adjustments.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
A toxic combination of 15 years of low growth, and four decades of high inequality, has left Britain poorer and falling behind its peers. Productivity growth is weak and public investment is low, while wages today are no higher than they were before the financial crisis. Britain needs a new economic strategy to lift itself out of stagnation.
Scotland is in many ways a microcosm of this challenge. It has become a hub for creative industries, is home to several world-class universities and a thriving community of businesses – strengths that need to be harness and leveraged. But it also has high levels of deprivation, with homelessness reaching a record high and nearly half a million people living in very deep poverty last year. Scotland won’t be truly thriving unless it finds ways to ensure that all its inhabitants benefit from growth and investment. This is the central challenge facing policy makers both in Holyrood and Westminster.
What should a new national economic strategy for Scotland include? What would the pursuit of stronger economic growth mean for local, national and UK-wide policy makers? How will economic change affect the jobs we do, the places we live and the businesses we work for? And what are the prospects for cities like Glasgow, and nations like Scotland, in rising to these challenges?
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Tdasx: Interpreting the 2024 Cryptocurrency Market Funding Trends and Technol...
Banco Santander, among the world´s top 10 banks in the Dow Jones Sustainability Index
1. PRESSRELEASE
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28660 Boadilla del Monte (Madrid). Tel.: +34 91 289 5211
comunicacion@gruposantander.com
www.santander.com - Twitter: @bancosantander
Banco Santander, among the world´s top 10
banks in the Dow Jones Sustainability Index
Santander has maintains its leading position in the DJSI World and DJSI Europe
indexes since 2000 and again ranks one of the best financial institutions in the
world and first in Spain for its sustainability management.
Madrid, 7 September 2017. Banco Santander was again included in this year´s Dow
Jones Sustainability Index (DJSI), the international benchmark that measures the
sustainable behavior of companies in the economic, environmental and social arenas.
In its 2017 review of a total of 212 financial entities, only 28 were included in the index.
With a score of 89 points out of 100, Banco Santander was recognized by the Dow
Jones Sustainability Index as one of the 10 most highly rated banks in the world for the
second year in a row, and the first in Spain for its sustainability management.
The DJSI awarded the Bank its highest score for managing its environmental footprint,
its positioning in renewable energy and energy efficiency financing and its financial
inclusion programs, among other factors.
In the last year, Santander improved its score in the sustainability rankings of other
prestigious agencies such as Sustainalitycs, MSCI, Oekom and Vigeo, and it continues
to be included in the FTSE4Good index, where its results have also improved.
Banco Santander´s main purpose is to contribute to the economic and social progress of
people and businesses in a responsible and sustainable manner. It carries out
numerous social support projects with a strong commitment to higher education as the
main focus of its social investment. More information here.