A-Z of Banking Fraud 2016
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Fraud is big business, costing the banking industry $67 billion per annum, according to the Association of Certified Fraud Examiners. Therefore, NetGuardians and Temenos came together to compile a comprehensive e-book outlining the what, why and how of fraud; exploring the size of the issue, who commits it and, most importantly, what can be done. These slides provide insights, figures, and fraud cases from the e-book as well the latest technologies combating fraud.
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Banking Fraud Evolution
This document discusses banking fraud techniques used by malware. It describes banking trojans like Zeus and SpyEye that steal credentials through man-in-the-browser attacks. A new trojan called Tatanga is profiled that records videos and has many modules. Anatomy of a fraud incident is explained involving infecting a system, stealing credentials, and laundering money. Real examples of Zeus conducting man-in-the-mobile attacks via SMS are provided to steal one-time passwords. The document concludes that successful attacks rely more on social engineering than specific malware and stresses the importance of monitoring for and sharing information about injection attacks.
Fraud in the Banking Sector
Fraud in the banking sector is a major concern. The document discusses the types, causes, and extent of fraud based on RBI data. It notes that technology-related frauds make up 65% of cases reported by banks. KYC-related and advances-related fraud are also issues. Nationalized banks account for the largest share (83%) of the total fraud amount. Common fraud types include account opening, cheque, loan, and money laundering. The RBI has issued guidelines to banks on preventing fraud and reporting fraud cases over certain amounts.
Banking Fraud Evolution - New techniques in real fraud cases
New techniques in banking fraud are applied not only to malicious binaries, but also to how different cybercriminal groups use these binaries. Criminals always attempt to make the most of their malicious software. An example of this is the broad possibilities offered by HTML code injection. The latest injections discovered in both ZeuS and SpyEye show, once again, their continuous struggle to adapt to the changes and measures put in place to counter them. In the case of ZeuS, one of the latest strategies involves rendering useless the two-factor authentication used in numerous on-line banking operations.Similarly, in a campaign for distributing SpyEye, the group responsible for the malware injected code designed to automatically make fraudulent transfers after dynamically obtaining the destination accounts (mules) from a server. Therefore, the impact of campaigns to spread malware depends not only on the dangerousness of the malicious software itself, but also on how this software is used and the creativity of its criminal owners.
ELECTRONIC FRAUD TACTICS
Group members for the AFM presentation on electronic fraud tactics include Pratichi Bhatia, Vishruti Arora, Akanksha Rathi, Deeksha Malik, and Shivam Sharma from IBS Gurgaon. The document discusses phishing, vishing, and ways to prevent electronic fraud. Phishing involves masquerading as a trustworthy entity to obtain sensitive information, while vishing uses voice technology to trick victims into revealing financial or personal details. People should be careful not to share private information over unsolicited phone calls and to review account statements regularly.
Indian banking
Major types of banking frauds discussed include cheque kiting, counterfeiting of securities, computer hacking, money laundering, telex fraud, and advanced fee fraud. Reporting requirements for banks to the RBI on fraud cases are outlined based on the amount involved. Several significant past banking fraud scandals in India are described, such as the Harshad Mehta stock market scam of 1992, the UTI scam, the Indian Bank rip-off of 1992, and the Ketan Parekh scam of 2001. The document concludes with the importance of protecting against banking frauds and maintaining customer confidence in online banking security.
Updated Cyber Security and Fraud Prevention Tools Tactics
Nine people have been sentenced for their involvement in a $2.6 million income tax refund fraud scheme. The scheme involved using stolen identities to file fraudulent tax returns and collect refunds. Over 700,000 IRS files were breached, putting many people at risk of identity theft. Cybersecurity experts warn that cyberattacks now affect nearly every company, but many are not taking a proactive approach to prevention. Internal access controls are also challenging due to the rise of mobile devices and remote access.
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» An anti-corruption framework must have a robust, clear, and comprehensive de nition section for any employee or vendor to refer to.
» Assess your organization’s culture with adequate risk assessments and take steps to mitigate problem areas.
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Banking Fraud Evolution - New techniques in real fraud cases
New techniques in banking fraud are applied not only to malicious binaries, but also to how different cybercriminal groups use these binaries. Criminals always attempt to make the most of their malicious software. An example of this is the broad possibilities offered by HTML code injection. The latest injections discovered in both ZeuS and SpyEye show, once again, their continuous struggle to adapt to the changes and measures put in place to counter them. In the case of ZeuS, one of the latest strategies involves rendering useless the two-factor authentication used in numerous on-line banking operations.Similarly, in a campaign for distributing SpyEye, the group responsible for the malware injected code designed to automatically make fraudulent transfers after dynamically obtaining the destination accounts (mules) from a server. Therefore, the impact of campaigns to spread malware depends not only on the dangerousness of the malicious software itself, but also on how this software is used and the creativity of its criminal owners.
ELECTRONIC FRAUD TACTICS
Group members for the AFM presentation on electronic fraud tactics include Pratichi Bhatia, Vishruti Arora, Akanksha Rathi, Deeksha Malik, and Shivam Sharma from IBS Gurgaon. The document discusses phishing, vishing, and ways to prevent electronic fraud. Phishing involves masquerading as a trustworthy entity to obtain sensitive information, while vishing uses voice technology to trick victims into revealing financial or personal details. People should be careful not to share private information over unsolicited phone calls and to review account statements regularly.
Indian banking
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Updated Cyber Security and Fraud Prevention Tools Tactics
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» Assess your organization’s culture with adequate risk assessments and take steps to mitigate problem areas.
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- Common types of internet fraud like auction fraud, credit/debit card fraud, and investment scams.
- Tools used to carry out internet fraud such as email, chat rooms, and spoofing/phishing websites.
- Statistics on internet crime complaints received by law enforcement in a given year, with internet auction fraud being the most reported offense.
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✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
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Fabular Frames and the Four Ratio Problem
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Economic Risk Factor Update: June 2024 [SlideShare]
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
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1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
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6:个人职称评审加20分
7:个人信誉贷款加10分
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校名:学校英文全称
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毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
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Understanding-Stocks-and-Real-Estate.pptx
Explore the world of investments with an in-depth comparison of the stock market and real estate. Understand their fundamentals, risks, returns, and diversification strategies to make informed financial decisions that align with your goals.
KYC Compliance: A Cornerstone of Global Crypto Regulatory Frameworks
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
真实可查(nwu毕业证书)美国西北大学毕业证学位证书范本原版一模一样
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三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
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