Autonomous Driving: Philosophical Changes in Insurance and Public Readiness by Dr Bogdan Tanygin, Technical Account Manager, ELEKS. Bogdan talks about autonomous driving technological perspectives, its impact on everyday life, corresponding public and regulatory acceptance. Special attention is given to new paradigms of the risk responsibility and its management, an impact on the (re)insurance.

1. Autonomous
Driving:
Philosophical Changes in
Insurance and Public Readiness
Dr Bogdan Tanygin, Technical Account Manager, ELEKS

2. LEVELS OF
AUTONOMOUS
DRIVING
Ref.: oponeo.co.uk

3. AD PROCESSING NEEDS
ActuateDecidePerceiveSense
Initiate actionsSafely chose actionsFilter, interpret &
understand sensor data
Gather environment
information from sensors
Autonomous system

4. Ref.: abc.net.au

5. CAR INCIDENTS IN THE L5 WORLD: LIABILITY
15%of new cars sold
could be fully
autonomous by 2030
according to IBM
Option 4Option 3Option 2Option 1
Option 7Option 6Option 5
Tier 1OEMCar owner /
Carsharing
business
Driver
AGI Government:
AI certification
MNO (5G):
V2X failover

6. INSURANCE
POLICIES IN THIS
LANDSCAPE

7. CONSTRAINTS
The AI certification
problem
All-cars autonomous:
broad transition
Too complex
responsibility
distribution
Insurance claim
procedure and policies
complication will
increase significantly
Technology errors &
omission policy: massive
L4+ impact.
One software defect —
thousands of car
incidents
ISO 26262
Functional Safety

8. CONSTRAINTS
OEM self-insurance Reinsurance Diversification
Technology errors & omission policy:
massive L4+ impact.
One software defect — thousands of car incidents

9. Trust to unknown driver1
Public opinion issues
Trust to AI2
Who is liable?3

10. Elaboration of autonomous car
insurance paradigm
Digital ecosystem for
technologically overcomplex
insurance environment
1
2
Next steps