CARM-Pro and CARM-Web are collection and asset recovery software systems designed to streamline the delinquency collection process for financial institutions. The systems provide automated recovery operations, powerful work queues, comprehensive reporting, and tracking for all stages of debt issues. They are scalable for institutions of all sizes and maximize productivity through customized screens and messages. The systems also simplify vendor management and allow import and export of data to and from third-party collection agencies.