What are the different types of hybrid funds and do they stay true to label, or are they biased towards equities? Through this presentation, find details about a mutual fund that diversifies across asset classes of equity, debt and gold and manages market ups & downs. www.Quantumamc.com

1. Are Hybrid Funds an option to FDs? Things to
Consider...
Speaker:
Chirag Mehta, Senior Fund Manager, Alternative Investments
August 13, 2021

2. 2
Are Low & Falling FD Rates hurting your Savings?
Bank
FD interest
rates
SBI 2.90% - 5.40%
HDFC 2.50% - 5.50%
ICICI 2.50% - 5.50%
Axis 2.50% - 5.75%
Kotak 2.50% - 5.30%
Data as of August 5th 2021
2
4
6
8
10
12
14
SBI 1 year FD rate
Source: FD Interest Rates | Compare Fixed Deposit Interest Rate Today (myloancare.in) Bloomberg, SBI, Data as of July 2021

3. 3
Despite Low Returns, bulk of Money still in FDs
53% of household savings are
kept in Bank deposits
Source: Quarterly Estimates of Households’ Financial Assets and Liabilities, RBI, June 2020

4. 4
How Efficient is India’s Preferred Saving Instrument?
Bank Fixed Deposit Pros:
•Assured returns
•Deposit Insurance
•Loan against FD
Bank Fixed Deposit Cons:
•Low returns / low real returns
•Insured upto 5 lacs
•Liquidity – penalty on premature withdrawal
•Taxation as per tax slab

5. FD is a Long-term Losing Proposition
Consumer Basket 1990* 2000 2010 2015 2020 CAGR
TOTAL SPENDING PER ANNUM 23,759 68,923 151,279 280,064 427,619 10.1%
Price of gold, INR/10 grams 3,409 4,528 18,268 26,335 50,104 9.4%
Units ( Grams) of gold to consume my basket 70 152 83 106 85
BSE SENSEX 730 4,659 15,585 26,557 47,751 14.9%
Units of BSE-30 Index to consume my basket 33 15 10 11 9
Fixed Deposit Basket Index Value (Value of initial
investment Jan 1, 1990 =1000) (SBI 1 Year
Deposit Rate)*
1,064 2,220 3,550 4,628 5,814 6.0%
Units of FD Basket to consume my basket 22 31 43 61 73
Past performance may or may not sustained in future
Quarterly compounding and Tax rate on Fixed Deposit assumed to be 30%

6. Other Assets have Better Return Options, should
you opt for them?

7. Asset Class Outlook: Equity

8. Consensus Earnings Upgrades After Many Years of Flat Growth
Source: Bloomberg
As on 31st July 2021. Past Performance may or may not sustained in future

9. Spiking PER Overstates Valuation Given The Prior Quarter’s Gap Down
Source: Bloomberg
Data as on 31st July 2021. Past Performance may or may not sustained in future

10. Foreign Investors Return as New Covid Cases Decline; Third Wave if
any, Could Again Lead to Outflows
Past Performance may or may not sustained in future Source: Sebi.gov.in, NDSL, as of 31st July, 2021
Period
Net Foreign Activity
(USD bn)
Net Local Activity
(USD bn)
Total Activity
(USD bn)
Change in S&P BSE-30
TRI in that period (% )
( % USD)
CY 2003 6.6 0.1 6.7 +86.5%
CY 2004 8.7 -0.3 8.4 +20.5%
CY 2005 10.7 3.0 13.7 +40.2%
CY 2006 8.1 3.4 11.5 +51.6%
CY 2007 17.7 1.7 19.4 +67.0%
CY 2008 -12.0 3.3 -8.7 -60.8%
CY 2009 17.5 -1.2 16.3 +90.3%
CY 2010 29.4 -6.1 23.3 +24.2%
CY 2011 -0.4 1.3 0.9 -35.7%
CY 2012 24.4 -3.9 20.5 +24.1%
CY 2013 20.1 -3.7 16.4 -1.9%
CY 2014 16.1 3.9 20.0 +29.2%
CY 2015 3.2 11.1 14.3 -8.1%
CY 2016 3.2 7.1 10.3 +0.9%
CY 2017 7.8 18.4 26.2 +37.8%
CY 2018 -4.4 17.6 13.2 -2.0%
CY 2019 14.4 7.6 22.0 +13.1%
CY 2020 23.0 -7.5 15.5 +14.5%
YTD 2021 6.8 0.6 7.4 +9.0%
July 2021 -1.5 2.6 1.1 +0.2%
Cumulative 200.9 56.5 257.3 +1218.9%

11. Asset Class Outlook: Fixed Income

12. Interest Rates at Historic Lows
Source – Bloomberg; Quantum Research, Data as of 31st July 2021
Past performance may or may not sustained in future
2.0%
4.0%
6.0%
8.0%
10.0%
10 year Gsec 1 year Gsec

13. Government Borrowing to Remain Elevated
0
2000
4000
6000
8000
10000
12000
14000
FY15 FY16 FY17 FY18 FY19 FY20 2021 2022 BE
Gross borrowings Net market borrowing
Borrowing
Amount
in
INR
Billion
Govt
Borrowings
jumped after
Source – CMIE, Indiabudget.gov.in, Quantum Research

14. ‘Das PUT’ in Action
-1.0
0.0
1.0
2.0
3.0
4.0
5.0
FY 2013 FY 2014 FY 2015 FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021 FY 2022*
Amount
in
Rs.
Trillion
RBI's Bond Buying
Gross Purchase Net OMO
* FY22 data is from 1st April 2021 till 26th July 2021 only
Source – RBI, Quantum Research, data as of 26th July 2021

15. Inflation breached the 6% ‘Laxman Rekha’
Source – MOSPI, Quantum Research, data as of July 2021
0.0%
2.0%
4.0%
6.0%
8.0%
Jun-15
Sep-15
Dec-15
Mar-16
Jun-16
Sep-16
Dec-16
Mar-17
Jun-17
Sep-17
Dec-17
Mar-18
Jun-18
Sep-18
Dec-18
Mar-19
Jun-19
Sep-19
Dec-19
Mar-20
Jun-20
Sep-20
Dec-20
Mar-21
Jun-21
CPI-Headline Core-CPI

16. Asset Class Outlook: Gold

17. Gold is a Monetary Asset – Gold has kept up with money supply growth
Data as of June 2021 Source: fred.stlouisfed.org
Past performance may or may not sustained in future
0
200
400
600
800
1000
1200
1400
1600
1974 1977 1981 1985 1989 1993 1997 2001 2005 2009 2013 2017 2021
US Money Supply - M2 Gold Prices
Rebased = 100

18. 18
 The US central bank signaled it will raise
rates earlier than planned in 2023.
Headwind: Change in Fed stance
 With inflation raging, the Fed has to
show awareness…
Premature tightening could throw economic recovery off track
Data as of 23 July 2021. Source: fred.stlouisfed.org
Percent change in US Consumer Price Index from a year prio
Data as of May 2021. Source: Statista.com

19. 19
 Accommodative Central banks
 Interest rates set to remain low until 2023 and possibly
beyond
 Interest rate hike by central banks to lag inflation –
Real interest rates to remain low to negative
 Central banks continue to fund deficits / asset
purchases
Gold’s fundamentals remain supportive
 Economies will need Government support in
form of higher spending
 US to soon unveil a massive infra spending
 A weaker dollar
Real interest rates will continue to be under pressure
Data as of July 2021. Source: Bloomberg
Data as of July 2021. Source: Bloomberg
Central Bank balance sheet – Total Assets
-6
-4
-2
0
2
4
6
8
10
12
0
250
500
750
1000
1250
1500
1750
2000
2250
%
USD
Gold price US Real interest rate
0
1
2
3
4
5
6
7
8
9
10
2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021
US -FED JAPAN - BOJ EU -ECB CHINA - PBOC
$ Trillion

20. Equities or Fixed Income or Gold?
How do you pick the winning asset class?

21. There have been years when equity markets had a brilliant run, years when only bonds were dependable,
and years when gold shined the brightest, and these periods did not typically overlap
Past performance may or may not sustained in future
The chart ranks the best to worst performing indexes per calendar year from top to bottom
*Data as of July 2021
Past performance may or may not be sustained in future.
Based on S&P BSE Sensex; Domestic Gold prices and
CRISIL Composite Bond Fund Index
Source: Bloomberg
Imagine someone holding an all
equity portfolio in 2008, or holding
none in the equity rally that
followed?
21
It is a Challenge to Consistently Pick Winners amidst
Unpredictability & Volatility
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021*
Sense
x 49%
Sense
x 49%
Gold
26%
Sense
x 83%
Gold
23%
Gold
32%
Sense
x 28%
Sense
x 11%
Sense
x 32%
Bonds
9%
Bonds
13%
Sense
x 30%
Gold
8%
Gold
16%
Gold
28%
Sensex
11%
Gold
20%
Gold
16%
Bonds
9%
Gold
24%
Sense
x 19%
Bonds
7%
Gold
12%
Bonds
4%
Bonds
14%
Sensex
-4%
Gold
11%
Gold
5%
Sensex
7%
Sensex
14%
Sensex
17%
Bonds
1%
Bonds
4%
Bonds
7%
Sense
x
-52%
Bonds
4%
Bonds
5%
Sense
x
-24%
Bonds
9%
Gold
-5%
Gold
-8%
Gold
-7%
Sense
x 3%
Bonds
5%
Bonds
6%
Bonds
11%
Bonds
12%
Gold
-3%

22. 22
Each Asset Serves a Role in a Portfolio Context
EQUITY
Long term
growth
FIXED
INCOME
Regular
income and
stability
GOLD
Diversifies
against macro
events and a
store of value

23. Combine Asset Classes for better Risk Adjusted Returns
One asset’s down cycle is balanced by another asset’s up cycle
Risk-Return Equity +Debt +Gold * Equity + Debt ** Equity Debt Gold
CAGR 11.13% 11.13% 12.80% 7.18% 11.45%
Annualized SD 9.37% 13.45% 22.02% 3.27% 17.34%
Maximum Drawdown 0.21 0.36 0.56 0.06 0.25
Sharpe Ratio 0.524 0.365 0.299 0.293 0.302
The most diversified strategy yields similar
returns with the lower volatility, compared to
a pure equity strategy
23
Time frame is November 2004 to July 2021. The period is taken from 2004 since the asset
allocation weights are calculated based on normalizing the historical monthly equity and debt
indicators. Given the normalization time frame used in the strategy, data availability for certain
parameters beyond the time frame analyzed was a constraint. Compiled by Quantum AMC
*Equity-Debt-Gold in ratio of 40-40-20. **Equity-Debt allocated in 60-40 range
Based on Sensex Index, Crisil Composite Bond Fund Index, and Domestic Gold Prices
Note: Past performance may or may not be sustained in the future

24. Hybrid Funds – Perception vs Reality

25. Hybrid Fund Mandates Vary Widely
Investors need to reconcile what suits their Risk – Return profile
Type Allocation to Equity
Allocation to fixed
income
Allocation to gold
Aggressive hybrid
funds
65-80 20-35 0
Balanced hybrid funds 40-60 40-60 0
Conservative hybrid
funds
10-25 75-90 0
Dynamic Asset
allocation/Balanced
Advantage funds
0-100 0-100 0
Multi Asset allocation
funds
10-80 10-80 10-80

26. The Missing Element .. Gold!
Gold is an effective portfolio diversifier
Type
Allocation to
Equity
Allocation to
fixed income
Allocation to
gold
Aggressive
hybrid funds
Balanced
hybrid funds
Conservative
hybrid funds
Dynamic
Asset
allocation/Bal
anced
Advantage
funds
Multi Asset
allocation
funds
Risk-Return Equity +Debt +Gold *
Equity + Debt
**
CAGR 11.13% 11.13%
Annualized SD 9.37% 13.45%
Maximum
Drawdown
0.21% 0.36%
Sharpe Ratio 0.524 0.365
Time frame is November 2004 to July 2021. The period is taken from 2004
since the asset allocation weights are calculated based on normalizing the
historical monthly equity and debt indicators. Given the normalization time
frame used in the strategy, data availability for certain parameters beyond the
time frame analyzed was a constraint. Compiled by Quantum AMC
*Equity-Debt-Gold in ratio of 40-40-20. **Equity-Debt allocated in 60-40
range. Based on Sensex Index, Crisil Composite Bond Fund Index, and
Domestic Gold Prices
Note: Past performance may or may not be sustained in the future

27. Investors’ favorite Aggressive hybrid funds (erstwhile Balanced
funds) are not as balanced as perceived
Higher returns are accompanied with higher risks
CRISIL Hybrid 35+65 -
Aggressive Index
S&P BSE 30 TRI
Average annual return 12% 14%
Best year 75% 118%
Worst year -41% -58%
% of years with a loss 17% 23%
• There has been a big divergence in investor’s perception of these funds and
reality
• With minimum 65% allocation to equities, investing in these funds is as good
as investing in a pure equity fund!
• Unsuitable for conservative investors looking to move out of FDs
Source: CRISIL, S&P
Time frame of data is 31st July 2007 to 31st July 2021

28. The Aggressive Hybrid category took on higher risks, comparable to the Large
cap equity category, and failed to minimize downside. On the other hand, the
Multi Asset category of funds gave better risk adjusted returns and minimized the
downside
Source: Ace MF
Past performance may or may not be sustained in the future
Note: Off late, performance divergence between MAA category and other Hybrid/Large cap category has been reducing on account of Equity bias of most MAA funds
-100.00
-50.00
0.00
50.00
100.00
150.00
200.00
03-Jan-05
To 10-May-
06
10-May-06
To 14-Jun-
06
14-Jun-06
To 08-Jan-
08
08-Jan-08
To 09-Mar-
09
09-Mar-09
To 05-Nov-
10
05-Nov-10
To 20-Dec-
11
20-Dec-11
To 03-Mar-
15
03-Mar-15
To 25-Feb-
16
25-Feb-16
To 14-Jan-
20
14-Jan-20
To 23-Mar-
20
23-Mar-20
To 06-Aug-
21
Average category performance
Aggressive Hybrid Fund Balanced Advantage Multi Asset Allocation Large Cap Fund

29. Most Multi Asset Funds are also biased towards Equities - Does that
match your risk appetite?
Multi Asset Category Average 60
Multi Asset Category Maximum 70
Multi Asset Category Minimum 40
Quantum Multi Asset Fund of Funds 40
Equity allocation in benchmark

30. Asset allocation should be
Unbiased, Dynamic & Agile

31. QMAFOF: Unbiased Asset Allocation…
Not biased to any particular asset class..
QMAFOF invests across Asset Classes : Equity, Debt and Gold
Diversification across asset classes and within asset classes by investments is done
through schemes of Quantum Mutual Fund
Asset class Range of Exposure Fund
Equity 25-65%
Quantum Long Term Equity Value Fund,
Quantum Nifty ETF, Quantum India ESG
Equity Fund
Debt 25-65%
Quantum Liquid Fund,
Quantum Dynamic Bond Fund
Gold 10-20%
Quantum Gold Fund (ETF)

32. QMAFOF: Dynamic Asset Allocation..
Research backed process & discipline
Ideal asset allocation is not static
Asset allocation needs to change depending on an
asset class’s relative performance vis-à-vis other
asset class.
Portfolio allocation between the units of equity,
debt/ money markets and gold schemes broadly
depends on the relative valuations between the
asset classes
Relative valuations are determined by evaluation of
various influencing factors:
• Price/Earnings Ratio relative to historical
averages;
• The relationship between Earnings Yield to Bond
Yield relative to historical averages;
• Macroeconomic factors prevailing globally, and
within India Data as of July 2021
Asset Class Allocation (% of net Assets)
Equity 25.99%
Fixed Income 55.64%
Gold 14.60%
Cash (Net) 3.77%
Scheme
Allocation
(% of net
Assets)
Quantum Long Term Equity Value
Fund
12.13%
Quantum Nifty Fund (ETF) 10.98%
Quantum Liquid Fund 42.37%
Quantum Dynamic Bond Fund 13.27%
Quantum Gold Fund (ETF) 14.60%
Quantum India Esg Equity Fund 2.88%

33. QMAFOF: Agile Asset Allocation..
Data as of July 2021; Source: Quantum MF
Note: Past performance may or may not be sustained in future
0
15000
30000
45000
60000
75000
90000
25.00%
30.00%
35.00%
40.00%
45.00%
50.00%
55.00%
60.00%
65.00%
Aug-12
Oct-12
Dec-12
Feb-13
Apr-13
Jun-13
Aug-13
Oct-13
Dec-13
Feb-14
Apr-14
Jun-14
Aug-14
Oct-14
Dec-14
Feb-15
Apr-15
Jun-15
Aug-15
Oct-15
Dec-15
Feb-16
Apr-16
Jun-16
Aug-16
Oct-16
Dec-16
Feb-17
Apr-17
Jun-17
Aug-17
Oct-17
Dec-17
Feb-18
Apr-18
Jun-18
Aug-18
Oct-18
Dec-18
Feb-19
Apr-19
Jun-19
Aug-19
Oct-19
Dec-19
Feb-20
Apr-20
Jun-20
Aug-20
Oct-20
Dec-20
Feb-21
Apr-21
Jun-21
Equity allocation Sensex TRI

34. 34
90% of the time, you would have been better off than a FD
Past performance may or may not be sustained in future. Data as on 31st July, 2021. This graph should be reviewed in conjunction with detailed performance of the
scheme provided on slide number 36. The comparison with Fixed Deposits has been given for the purpose of the general information only and not a recommendation to
invest. Investments in Quantum Multi Asset Fund of Funds / mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns.
Unlike fixed deposit with Banks there is no capital protection guarantee or assurance of any return in Quantum Multi Asset Fund of Funds / mutual funds investment.
Investment in Quantum Multi Asset Fund of Funds as compared to Fixed Deposits carry moderately high risk, different tax treatment and subject to market risk and any
investment decision needs to be taken only after consulting the Tax Consultant or Financial Advisor. Source – Bloomberg, Quantum AMC
90
100
110
120
130
140
150
160
170
180
190
200
210
220
230
240
250
260
11-Jul-12 31-Jul-21
Quantum Multi Asset Fund of Funds
SBI 1 year deposit
CRISIL Composite Bond Fund Index (20%) + S&P BSE Total Return Index
(40%) + CRISIL Liquid Index(25%) + Domestic price of Gold (15%)
N
A
V
Period
(Base = 100, as on 11th July 2012)
Total Days: 3307
Down Days vs SBI FD :
336
Returns since inception: 9.63%
Standard Deviation : 5.93%

35. 35
86% of the time, you would have been better off on a 3-Year
Rolling Basis
Past performance may or may not be sustained in future. This graph should be reviewed in conjunction with detailed performance of the scheme provided on slide number 36.
The comparison with Fixed Deposits has been given for the purpose of the general information only and not a recommendation to invest. Investments in Quantum Multi Asset
Fund of Funds / mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike fixed deposit with Banks there is no capital
protection guarantee or assurance of any return in Quantum Multi Asset Fund of Funds / mutual funds investment. Investment in Quantum Multi Asset Fund of Funds as
compared to Fixed Deposits carry moderately high risk, different tax treatment and subject to market risk and any investment decision needs to be taken only after consulting
the Tax Consultant or Financial Advisor. Source – Bloomberg, Quantum AMC
0%
2%
4%
6%
8%
10%
12%
14%
16%
July,
15
August,
15
September,…
October,
15
November,…
December,…
January,
16
February,
16
March,
16
April,
16
May,
16
June,
16
July,
16
August,
16
September,…
October,
16
November,…
December,…
January,
17
February,
17
March,
17
April,
17
May,
17
June,
17
July,
17
August,
17
September,…
October,
17
November,…
December,…
January,
18
February,
18
March,
18
April,
18
May,
18
June,
18
July,
18
August,
18
September,…
October,
18
November,…
December,…
January,
19
February,
19
March,
19
April,
19
May,
19
June,
19
July,
19
August,
19
September,…
October,
19
November,…
December,…
January,
20
February,
20
March,
20
April,
20
May,
20
June,
20
July,
20
August,
20
September,…
October,
20
November,…
December,…
January,
21
February,
21
March,
21
April,
21
May,
21
June,
21
July,
21
QMAFOF 3 years rolling returns
SBI FD 3 years rolling returns
CRISIL Composite Bond Fund Index (20%) + S&P BSE Total
Return Index (40%) + CRISIL Liquid Index(25%) + Domestic
price of Gold (15%) 3 years rolling returns
Total Days : 2212
Down Days vs SBI FB : 306
Down Days % : 14

36. Performance of Quantum Multi Asset Fund of Funds
Direct Plan – Growth Option
The Scheme is co-managed by Mr. Chirag Mehta and Mr. Nilesh Shetty since July 11, 2012.
Past performance may or may not be sustained in the future. Load is not taken into consideration in scheme returns calculation. Data as of 31st July 2021. Returns
are calculated on the basis of Compounded Annualized Growth Rate (CAGR). # Indicates CRISIL Composite Bond Fund Index (20%) + S&P BSE SENSEX Total
Return Index (40%) + CRISIL Liquid Index(25%) + Domestic price of Gold (15%). It is a customized index and it is rebalanced daily. For performance of other
Schemes Managed by Mr. Chirag Mehta please see slide number 44 and 45 and for performance of other Schemes Managed by Mr. Nilesh Shetty please see slide
number 43.
Period
Current Value of 10,000
Invested
at the beginning of a given
period
Scheme
Returns (%)
0
Benchmark
Returns
(%)#
S&P BSE
Sensex TRI
Returns (%)
Scheme
(Rs)
Benchmark
(Rs)#
S&P BSE
Sensex TRI
(Rs.)
1 year 12.78% 15.59% 41.55% 11,274 11,555 14,141
3 years 9.61% 11.95% 13.14% 13,167 14,031 14,484
5 years 8.66% 10.80% 14.73% 15,157 16,708 19,896
7 years 8.68% 10.03% 12.05% 17,909 19,526 22,180
Since Inception (11th July
2012)
9.63% 10.63% 14.45% 23,000 24,979 33,974

37. 37
Based on Rolling Returns, There isn’t a single 3-year period
since QMAFOF’s inception when it posted a negative return
Minimum
Return
1.54%
Maximum
Return
13.63%
Average Return 8.79%
QMAF 3 year Rolling Returns as of July 2021
Past performance may or may not be sustained in future. This table should be reviewed in conjunction with detailed performance of the scheme provided on slide number
36. The comparison with Fixed Deposits has been given for the purpose of the general information only and not a recommendation to invest. Investments in Quantum
Multi Asset Fund of Funds / mutual funds should not be construed as a promise, guarantee on or a forecast of any minimum returns. Unlike fixed deposit with Banks there
is no capital protection guarantee or assurance of any return in Quantum Multi Asset Fund of Funds / mutual funds investment. Investment in Quantum Multi Asset Fund
of Funds as compared to Fixed Deposits carry moderately high risk, different tax treatment and subject to market risk and any investment decision needs to be taken only
after consulting the Tax Consultant or Financial Advisor. Source – Quantum AMC

38. Asset Class Performance & QMAFOF
The performance shown in the graph should be reviewed in conjunction with detailed performance of the scheme provided on slide number 36, Time Period: July
11,2012 to July 30 2021. Note: Past performance may or may not be sustained in future
50
100
150
200
250
300
350
400
11-Jul-12 31-Jul-21
Quantum Multi Asset Fund of Funds
CRISIL Composite Bond Fund Index (20%) + S&P BSE Total Return Index
(40%) + CRISIL Liquid Index(25%) + Domestic price of Gold (15%)
S&P BSE Sensex Total Return Index
Crisil Composite Bond Fund Index
Crisil Liquid Total Return Index
Domestic price of Gold
N
A
V
Period
Quantum Multi Asset Fund of Funds
(Base = 100, as on 11th July 2012)

39. QMAFOF has not changed course - may give less returns than other
hybrid funds in bull markets but importantly has protected downsides
better
Source: ACE MF
Past performance may or may not be sustained in future
-40.00
-20.00
0.00
20.00
40.00
60.00
80.00
100.00
03-Mar-15 To 25-Feb-16 25-Feb-16 To 14-Jan-20 14-Jan-20 To 23-Mar-20 23-Mar-20 To 06-Aug-21
Bear Phase Bull Phase Bear Phase Bull Phase
Average category returns vs QMAFOF
Aggressive Hybrid Fund Balanced Advantage Multi Asset Allocation Quantum Multi Asset FOF

40. 40
Options to FDs – What are we looking for?
Market linked
Returns
Lower Volatility
Better
Predictability
Lower
Downside

41. 41
Consider an option of QMAFOF before you book your next FD
Diversifies across asset classes – which mitigates risk inherent of a particular asset
class and provides risk adjusted long term returns
Reduces dependency on a single asset class to generate returns
No need to time markets. Invest in peace – the Fund manager strategically positions
the portfolio to generate optimal returns while watching risks
Follows regular rebalancing approach within each asset class which allows investors
to “buy-low sell-high”
Better and a more tax efficient option for investors who park their money in long
term FDs (3 years and above)
Aims at reducing volatility of returns
Note: Unlike Fixed Deposit with Banks there is no capital protection guarantee or assurance of any return in Quantum Multi Asset Fund.
Investments in Quantum Multi Asset Fund as compared to Fixed Deposit carry “moderately” high risk and is subject to market risk

42. 42
It’s time you reconsider
your FD which may be a
losing proportion in terms
of inflation and make way
for a multi asset allocation
strategy option which has
the potential to provide a
boost of long-term risk
adjusted returns with
measured equity
allocations while
minimizing downside risk
from the debt and gold
allocations..
Make a prudent choice!

43. Other Schemes managed by Nilesh Shetty
Quantum Long Term Equity Value Fund
Mr. Sorbh Gupta effective from December 1, 2020.Co-managing with Mr. Nilesh Shetty effective from March 28, 2011
Period 1 year 3 years 5 years
Scheme
Returns (%)
Benchmark
Returns (%)
#
Scheme
Returns (%)
Benchmark
Returns (%) #
Scheme
Returns (%)
Benchmark
Returns (%) #
Quantum Long Term Equity
Value Fund–Direct Plan (Gr)
55.45% 49.77% 11.21% 13.60% 10.94% 14.66%
Quantum Long Term Equity
Value Fund–Regular Plan (Gr)
54.67% 49.77% 10.72% 13.60% NA NA
Past performance may or may not be sustained in the future. Load is not taken into consideration in Scheme Return Calculation. Data as of 31st July ,2021
#BSE 200 TRI. Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR). Mr. Sorbh Gupta & Mr.
Nilesh Shetty manages 2 schemes of Quantum Mutual Fund.

44. Quantum Gold Fund
Mr. Chirag Mehta is managing the scheme effective from May 1, 2009. Ms. Ghazal Jain is co-managing the scheme effective from June 2,
2020 Period 1 year 3 years 5 years
Scheme
Returns (%)
Benchmark
Returns (%)
#
Scheme
Returns (%)
Benchmark
Returns (%) #
Scheme
Returns (%)
Benchmark
Returns (%) #
Quantum Gold Fund (Gr) -10.23% -9.59% 16.62% 17.72% 7.49% 8.53%
Past performance may or may not be sustained in the future. # Domestic Price of Gold. Data as of 31st July ,2021
Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR). Mr. Chirag Mehta manages 5 Schemes and Ms.
Ghazal Jain manages 2 Schemes of the Quantum Mutual Fund. The Scheme being Exchange Traded Fund has one plan to invest through stock exchange and having a
single expense structure
Period 1 year 3 years 5 years
Scheme
Returns (%)
Benchmark
Returns (%)
#
Scheme
Returns (%)
Benchmark
Returns (%) #
Scheme
Returns (%)
Benchmark
Returns (%)
#
Quantum Gold Savings Fund–
Direct Plan (Gr)
-11.24% -9.59% 16.21% 17.72% 8.23% 8.53%
Quantum Gold Savings Fund–
Regular Plan (Gr)
-11.33% -9.59% 16.08% 17.72% NA NA
Past performance may or may not be sustained in the future. # Domestic Price of Gold. Data as of 31st July 2021
Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR). Mr. Chirag Mehta manages 5
Schemes and Ms. Ghazal Jain manages 2 Schemes of the Quantum Mutual Fund.
Quantum Gold Savings Fund
Mr. Chirag Mehta is managing the scheme effective from May 19, 2011. Ms. Ghazal Jain is co-managing the scheme effective from June 2,
2020
Other Schemes managed by Mr. Chirag Mehta

45. Quantum India ESG Equity Fund
Mr. Chirag Mehta effective from July 12, 2019.Co-managing with Ms. Sneha Joshi effective from July 12, 2019
Period 1 year 3 years 5 years
Scheme
Returns (%)
Benchmark
Returns (%) #
Scheme
Returns (%)
Benchmark
Returns (%) #
Scheme
Returns (%)
Benchmark
Returns (%) #
Quantum India ESG Equity
Fund – Direct Plan (Gr)
56.41% 50.36% NA NA NA NA
Quantum India ESG Equity
Fund – Regular Plan (Gr)
55.13% 50.36% NA NA NA NA
Past performance may or may not be sustained in the future. Data as on of 31st July ,2021
Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR). Mr. Chirag Mehta manages 5 Schemes and Ms. Sneha Joshi 1 Schemes of
the Quantum Mutual Fund. # NIFTY 100 ESG TRI.
Period 1 year 3 years 5 years
Scheme
Returns (%)
Benchmark
Returns (%)
#
Scheme
Returns (%)
Benchmark
Returns (%) #
Scheme
Returns (%)
Benchmark
Returns (%)
#
Quantum Equity Fund of
Funds – Direct Plan (Gr)
50.18% 49.77% 12.76% 13.60% 13.04% 14.66%
Quantum Equity Fund of
Funds – Regular Plan (Gr)
49.81% 49.77% 12.52% 13.60% NA NA
Past performance may or may not be sustained in the future. Data as on of 31st July ,2021.
Load is not taken into consideration in Scheme Return Calculation. #BSE 200 TRI Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate
(CAGR). Mr. Chirag Mehta manages 5 schemes of the Quantum Mutual Fund.
Quantum Equity Fund of Funds
Mr. Chirag Mehta is the Fund Manager effective from November 01, 2013.
Other Schemes managed by Mr. Chirag Mehta

46. Product Label

47. Product Label

48. Product Label

49. Product Label

50. Disclaimer
The comparison with Fixed Deposits has been given for the purpose of the general information only and not a
recommendation to invest. Investments in Quantum Multi Asset Fund of Funds / mutual funds should not be
construed as a promise, guarantee on or a forecast of any minimum returns. Unlike fixed deposit with Banks there
is no capital protection guarantee or assurance of any return in Quantum Multi Asset Fund of Funds / mutual funds
investment. Investment in Quantum Multi Asset Fund of Funds as compared to Fixed Deposits carry moderately
high risk, different tax treatment and subject to market risk and any investment decision needs to be taken only
after consulting the Tax Consultant or Financial Advisor.

51. Disclaimer – Terms of Use
The data in this presentation are meant for general reading purpose only and are not meant to serve as a
professional guide/investment advice for the readers. This presentation has been prepared on the basis of publicly
available information, internally developed data and other sources believed to be reliable. Whilst no action has been
suggested or offered based upon the information provided herein, due care has been taken to endeavor that the
facts are accurate and reasonable as on date. Quantum AMC shall make modifications and alterations to the
performance and related data from time to time as may be required as per SEBI Mutual Fund Regulations. Readers
are advised to seek independent professional advice and arrive at an informed investment decision before making
any investment. None of the Sponsors, the Investment Manager, the Trustee, their respective Directors, Employees,
Affiliates or Representatives shall be liable for any direct, indirect, special, incidental, consequential, punitive or
exemplary damages, including lost profits arising in any way from the data/information/opinions contained in this
presentation. The Quantum AMC shall make modifications and alterations to the performance and related data from
time to time as may be required.
Please visit – www.QuantumMF.com to read scheme specific risk factors. Investors in the Scheme are not being
offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be
achieved and the NAV of the scheme may go up and down depending upon the factors and forces affecting
securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement
risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual
Fund does not indicate the future performance of the Scheme. Statutory Details: Quantum Mutual Fund (the Fund)
has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited.
(liability of Sponsor limited to Rs. 1,00,000/-). Trustee: Quantum Trustee Company Private Limited. Investment
Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager
are incorporated under the Companies Act, 1956.
13thAugust 2021
Mutual fund investments are subject to market risks, read all scheme related documents carefully.

52. Thank You
52