The document appears to be an annual report of the Lupin Human Welfare and Research Foundation (LHWRF) for the period of April 2013 to March 2014. It provides an overview of LHWRF's operations in Maharashtra during the reported period, including outreach strategies, governance structure, operational approaches, and progress made across sectors like economic development, social development, natural resource management, trainings and partnerships. Key highlights include work done in agriculture, animal husbandry, rural industries, women's empowerment, health, education, and financial inclusion programs benefiting thousands of families across the state.

1. Enriching lives in
Rural Maharashtra
Lupin Human Welfare and
Research Foundation (LHWRF)
Annual Report 2013-2014

2. Published By:
Raosaheb Badhe, Lupin Human Welfare & Research Foundation
Content & Editing:
Ravi Deshpande, Lupin Human Welfare & Research Foundation
Data Support:
Neha Gupta
Designed By:
www.miragecreations.co.in
All right reserved.
Credits

3. Enriching lives in
Rural Maharashtra
Annual Report
April 2013 - March 2014

5. Contents
Profile of Maharashtra 1
From the Desk of Executive Director 2
Foreword 3
Outreach 4
Board of Trustees 5
Operational Strategies 6
Portfolio 7
LHWRF operations in Maharashtra 8
Sector wise Annual Progress 9
Economic Development 10
Agricultural Development: Productivity
enhancement and diversification
Animal Husbandry: Increased income
through dairy development
Rural Industries Promotion through capacity
building and credit support
Social development 14
Women Empowerment 15
Health: Providing services at the doorstep 16
Education: Making learning exciting 17
Natural Resource Management 18
Trainings 19
Partnership Programmes in Maharashtra 20
Partners 21
Impacts 22
Contact Us 24
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12
13

6. Profile of Maharashtra
By the end of this financial year,
Lupin Foundation has reached up
to about Two million and Eight
Hundred Thousand people living in
3463 villages located in 43 blocks
of 15 districts spread across the
four states of India. The
Foundation operates through its
10 district wise centres.
Two Pronged outreach strategy
LHWRF has adopted two pronged
strategy regarding its operation.
Firstly, it targets areas that have
low score on HDI. Accordingly
LHWRF is working in the districts
of Alwar and Bharatpur in
Rajasthan; Dhule,
By the end of this financial year,
Lupin Foundation has reached up
to about Two million and Eight
Hundred Thousand people living in
3463 villages located in 43 blocks
of 15 districts spread across the
four states of India. The
Foundation operates through its
10 district wise centres.
Two Pronged outreach strategy
LHWRF has adopted two pronged
strategy regarding its operation.
Firstly, it targets areas that have
low score on HDI. Accordingly

7. LHWRF is working in the districts
of Alwar and Bharatpur in
Rajasthan; Dhule, By the end of
this financial year, Lupin
Foundation has reached up to
about Two million and Eight
Hundred Thousand people living in
3463 villages located in 43 blocks
of 15 districts spread across the
four states of India. The
Foundation operates through its
10 district wise centres.
Two Pronged outreach strategy
LHWRF has adopted two pronged
strategy regarding its operation.
Firstly, it targets areas that have
low score on HDI. Accordingly
LHWRF is working in the districts
of Alwar and Bharatpur in
Rajasthan; Dhule, By the end of
this financial year, Lupin
Foundation has reached up to
about Two million and Eight
Hundred Thousand people living in
3463 villages located in 43 blocks
of 15 districts spread across the
four states of India. The
Foundation operates through its
10 district wise centres.
Two Pronged outreach strategy
LHWRF has adopted two pronged
strategy regarding its operation.
Firstly, it targets areas that have
low score on HDI. Accordingly
LHWRF is working in the districts
of Alwar and Bharatpur in
Rajasthan; Dhule, By the end of
this financial year, Lupin
Foundation has reached up to
about Two million and Eight
Hundred Thousand people living in
3463 villages located in 43 blocks
of 15 districts spread across the
four states of India. The
Foundation operates through its
10 district wise centres.
Two Pronged outreach strategy
LHWRF has adopted two pronged
strategy regarding its operation.
Firstly, it targets areas that have
low score on HDI. Accordingly
LHWRF is working in the districts
of Alwar and Bharatpur in
1

8. From the desk of
Executive Director
Rajgargh, which comes under
Alwar center, will be the first town
from where poverty is completely
eradicated. Notably, our Bhopal
center has done commendable
work in building linkages of SHGs
with the banks and creating
efficient and replicable model of
lending through bank. In Dhule, our
work towards building model of
district development is widely
appreciated. Consequently,
Former Chief Secretary and Chief
Sita Ram Gupta
Executive Director
Lupin Human Welfare and
Research Foundation
Information Commissioner did a
visit Dhule, taking note of our
effort. The bio-gas construction
work done by Sindhudurg centre
on a wider scale is a revelation
and inspiring model of alternate
energy generation for rural India.
In the wake of severe drought in
Maharashtra, the work done by
Pune center in the area of
watershed development was
timely and effective.

9. The core drive of Lupin Foundation's work is not just eradication of poverty;
it is about providing efficient and sustainable model for improvement of
Human Development Indices (HDI). Therefore, while going forward, each of
the Lupin Foundation centre need to build its own brand to offer specialised
model for the entire country.
This year we have strived hard to exceed our performance in all the sectors
of interventions. We have achieved good degree of success in that.
However, we need to give more attention to certain important sectors in
coming years. India is a skill deficit country. Hence, the skill development is
going to be key in this context. Similarly, greater thrust on educational
development is necessary.
Our achievements in the year were result of the hard work done by entire
Lupin Foundation team. While appreciating the effort, I would like to extend
my wishes to each team member for improved performance in the next
year.
1

10. Foreword
Rajgargh, which comes under
Alwar center, will be the first town
from where poverty is completely
eradicated. Notably, our Bhopal
center has done commendable
work in building linkages of SHGs
with the banks and creating
efficient and replicable model of
lending through bank. In Dhule, our
work towards building model of
district development is widely
appreciated. Consequently,
Former Chief Secretary and Chief
Rajgargh, which comes under
Alwar center, will be the first town
from where poverty is completely
eradicated. Notably, our Bhopal
center has done commendable
work in building linkages of SHGs
with the banks and creating
efficient and replicable model of
lending through bank. In Dhule, our
work towards building model of
district development is widely
appreciated. Consequently,
Former Chief Secretary and Chief
Rajgargh, which comes under
Alwar center, will be the first town
from where poverty is completely
eradicated. Notably, our Bhopal
center has done commendable
work in building linkages of SHGs
with the banks and creating
efficient and replicable model of
lending through bank. In Dhule, our
work towards building model of
district development is widely
appreciated. Consequently,
Former Chief Secretary and Chief
Rajgargh, which comes under
Alwar center, will be the first town
from where poverty is completely
eradicated. Notably, our Bhopal
center has done commendable
work in building linkages of SHGs
with the banks and creating
efficient and replicable model of
lending through bank. In Dhule, our
work towards building model of
district development is widely
appreciated. Consequently, Former
Chief Secretary and Chief
Rajgargh, which comes under
Alwar center, will be the first town
from where poverty is completely
eradicated. Notably, our Bhopal
center has done commendable
work in building linkages of SHGs
with the banks and creating
efficieeradicated. Notably, our
Bhopal center has done cefficient
and replicable model of lending
through bank. In Dhule, our work
towards building model of district
development is widely
appreciated. Consequently, Former
Chief Secretary and Chief

11. Outreach
1

12. Board of Trustees
Dr. Desh Bandhu Gupta
Chairman, Lupin Ltd. &LHWRF
Mrs.Manju Desh Bandhu Gupta
Executive Director, Lupin Ltd. & Trustee
Mr.DivakarKaza
President- Human Resources, Lupin Ltd. & Trustee
Mr. Sunil Makharia
Executive Vice President- Finance, Lupin Ltd. & Trustee
Mr.Khushi Ram Gupta
Director- Corporate Affairs, Lupin Ltd. & Trustee
Executive Committee
Mr. Sunil Makharia
Chairman, Executive Committee
Mr.Sita Ram Gupta
Member, Executive Committee/ Executive Director, LHWRF
Dr. Swati Samvatsar
Member, Executive Committee/ Chief Programme Manager,
LHWRF

13. 1

14. Operational Strategies
Lupin saw its role as that of a
catalyst, integrating diverse
resources to make things happen.
Going beyond routine CSR
activities, we have engaged
ourselves in hands on
implementation of rural
development activities. Multiple
operational and guiding strategies
have been adopted by us in
pursuit of our objectives.
The key strategies that have
worked well are as follows:
Develop convergence, partnetship
and collaboration
We believe that to have visible
impact of the development
initiatives, scalability is important
and it is only possible through
partnerships. Hence, Lupin
Foundation closely works with the
central and state Governments as
well as with other national and
international organizations to
achieve its objectives. We
stress on setting targets and
building consensus on
coordinated action in convergence
with the on-going and up-coming
poverty eradication programmes
of the government in the area of
operation. Convergence,
partnership and collaboration are
the integral part of our strategy
and effort is made to develop it at
all levels.
Search remedies in local settings
We conceive a village, its
communities, its issues, its
resources in totality and believe
that the remedies to rural
problems must be explored within
local settings.
Offer Customized Development
Solutions
We offer customized development
solutions through flexible demand
based programme design to cater
needs of diverse sections within
rural socio economic landscapes.
Through direct intervention and
social investments, attempt is
made to address immediate
needs of poor along with long term
development programme.
Allow people to define poverty
Lupin Foundation does not impose
any official norm of
poverty; instead, it allows local
people to define poverty
for themselves and work for its
eradication.
Build Local Institutions
The community is at the core of
the process of change. In most of
the adopted villages, Lupin Gram
Vikas Panchayats (LGVP), group of

15. catalysts or change agents have been established. They are the role
models- whose example inspires and motivates the rest of the villagers.
They have become vital channels creating social change. This institutional
arrangement known as LGVP Modelis widely accepted and followed.
Similarly several other community based organizations such as Self Help
Groups (SHG), SHG federations, Joint Liability Groups (JLGs), Farmers'
Clubs, User Groups, Common Interest Groups (CIGs) are promoted in the
area of operation. These groups have not only strengthened the local
communities but also emerged as bridge between Lupin Foundation and
the people.
Adopt multiple approaches
Addressing poverty is a complex process that requires adoption of multiple
but complimentary approaches. We adopt cluster approach in village
selection, which means villages where activities are to be initiated are
selected in close vicinity to each other for effective operation of the
programme. While in designing the
activities, we aim at extending benefits to individual poor families as well
as community.
1

16. Portfolio
Agricultural development
Farmers Institutions Development
Productivity Enhancement
Promotion of Vegetable, fruit orchards and
Floriculture
Bee-keeping
Animal Husbandry
Dairy development
Goat, Sheep, Poultry & Fishery promotion
Fodder Development
Animal Health Services
Livestock Supported Units such as Biogas
Livestock Insurance Services
Rural Industries Promotion
Self-Employment/ Enterprise Development
Wage Employment
Micro-Finance
Financial Inclusion
Economic Development
Infra-structure Development
Rural Civic Amenities
Rural Housing
Other infra-structure

17. Social Development
Women Empowerment
Self Help Groups Establishment and
Strengthening
Financial Linkages
Women's Federation Establishment
Awareness on Social and Political Issues
Community Health Management
Natural Resource Management
Water resource development
Water Storage Structures
Small and medium Lift irrigation
Land development
Cultivable Land Treatments
Waste Land/ Common Land Treatments
Education
1

18. LHWRF operations in Maharashtra

19. Sector wise Annual Progress
1

21. Economic Development
Rural economy still largely orbits
around agriculture and livestock,
though local non-farm sector can
offer gainful employment to
excess population in these
sectors. Therefore, Lupin
Foundation, along with the
improvement in agriculture and
animal husbandry also continued
to promote rural industries. These
sectors play pivotal role in the
functioning of rural economy.
Various development measures
aimed at economic development
under the programme are
therefore carried out in three broad
sectors viz. Agriculture, Animal
Husbandry and Rural Industries.
Further, an
important initiative is underway for
financial inclusion in the six
districts of Rajasthan in
association with State Bank of
Bikaner and Jaipur (SBBJ).
Activities undertaken in these
sectors are leading to
enhancement of productivity and
production, development of human
resources and increased income
from farm, off-farm and non-farm
livelihoods. The
impacts of the programme
measures initiated in these
1

22. Rural economy still largely orbits
around agriculture and livestock,
though local non-farm sector can
offer gainful employment to
excess population in these
sectors. Therefore, Lupin
Foundation, along with the
improvement in agriculture and
animal husbandry also continued
to promote rural industries. These
sectors play pivotal role in the
functioning of rural economy.
Various development measures
aimed at economic development
under the programme are
therefore carried out in three broad
sectors viz. Agriculture, Animal
Agricultural development
Husbandry and Rural Industries.
Further, an important initiative is
underway for financial inclusion in
the six districts of Rajasthan in
association with State Bank of
Bikaner and Jaipur (SBBJ).
Activities undertaken in these
sectors are leading to
enhancement of productivity and
production, development of human
resources and increased income
from farm, off-farm and non-farm
livelihoods. The impacts of the
programme measures initiated in
these sectors are now increasingly
visible in the adopted villages.

23. Activity
Unit of
Measure Total
Families
Benefitted
Farmers Institutions Development
Farmers' Clubs
Farmers' Gathering/ Melawa/ Platform
No.
No.
213
10
Productivity Enhancement
Crop Varietal promotional cultivation
System of Rice Intensification
(SRI) promotion
Vermi-compost units
Urea briquettes
Promotion of Cereal crop seeds
Promotion of Pulses crop seeds
Promotion of Oil crop seeds
Promotion of improved farm
equipment/ machineries
Shednet/ green house/
poly-house farming
Hectare
Hectare
No.
No.
Hectare
Hectare
Hectare
No.
Hectare
1,140
43
109
6
680
51
445
633
14
2697
556
2304
96
116
82
1220
791
555
1002
88
1

24. Crop Diversification Changes fortune
of Hukum Chand
Joint Liability Group (JLG) has
brought the happiness into the life
of Hukum Chand from village
Purana Rajgadh, district Alwar.
Owner of one bigha land, Hukum
Chand was practicing traditional
agriculture. Since, productivity
was low he was unable to break
the vicious cycle of poverty. No
financial institution was ready to
offer him credit. In 2011-12,
MGDJSN helped farmers to come
together and form Shyam JLG.
The group was linked with Punjab
National Bank and each member
got loan of Rs. 25000/- In
consultation with staff of
MSGDJSN, crop diversification
plan was chalked out. Floriculture,
vegetable cultivation, papaya
plantation was undertaken.
Hukum Chand earned profit of Rs.
20000/- from floriculture while Rs.
15000/- from vegetable sale. He
has started getting regular income,
is repaying loan instalments
regularly. Now he is earning
enough to fulfil familial needs.
Thanks to timely guidance of
MSGDJSN.

25. Lupin Foundation helped me to turn my 6 acres of barren land into two
ponds using seepage of nearby canal. In these ponds, I started fish farming
with the loan support from the organisation. This year I have earned about
6 lakhs from the fishing
- Hafeez Saeed, Fishery Farmer, Village: Jeeraheda, Bharatpur, Rajasthan.
1

26. Animal Husbandry
Livestock provides vital additional
income for sustenance of poor in
rural areas. One of the central
factors for the low productivity in
India is animal breed. Farmers
mostly maintain nondescript
cattle and buffaloes, which are
less productive and of poor
genotype. Hence, the focus of
Lupin Foundation within Animal
Husbandry (AH) sector was to
induct livestock of superior breed
that are adaptive to local
ecosystem in order to improve
productivity. In order to improve
the genotype and enhance the
milk production, breed
improvement has been taken up in
a major way, by means of Artificial
and Natural Insemination across
the centres by Lupin Foundation.
This ultimately leads to dairy
development, which is another
important activity in this sector.
Since the extension support
required for livestock management
is poor in the area of operation,
initiatives mentioned above are
complemented by activities such
as organizing animal vaccination
camps, provision of animal health
care support at the door step,
promoting fisheries and assisting
farmers for fodder development.
Different measures initiated in this
sector have thrust on increasing
production through livestock as
well as better price realisation.
Animal Health Services
25%
7%
7%
61%
Vaccination
De-worming
Mineral Mixture
Health Camps

27. 1
Activity
Unit of
Measure Total
Families
Benefitted
Farmers Institutions Development
Farmers' Clubs
Farmers' Gathering/ Melawa/ Platform
No.
No.
213
10
Productivity Enhancement
Crop Varietal promotional cultivation
System of Rice Intensification
(SRI) promotion
Vermi-compost units
Urea briquettes
Promotion of Cereal crop seeds
Promotion of Pulses crop seeds
Promotion of Oil crop seeds
Promotion of improved farm
equipment/ machineries
Shednet/ green house/
poly-house farming
Hectare
Hectare
No.
No.
Hectare
Hectare
Hectare
No.
Hectare
1,140
43
109
6
680
51
445
633
14
2697
556
2304
96
116
82
1220
791
555
1002
88

28. Teeja Devi earns her livelihood
through Goat Rearing
Goat rearing has changed the
fortune of Teeja Devi from village
Shrinagar Banden, district Alwar.
Though family had land, because
of water scarcity family members
were forced to work as labourers.
In the year 2007-08, Narayani SHG
was formed, Teeja Devi became
member. SHG members decided
to rear goats. Teeja Devi got the
loan for purchasing three goats.
She started earning Rs. 100/- per
day by selling milk. Every year, she
sales 4 he-goats, which fetches
her Rs. 5000/- each. She also
started grazing goats for other 40
families in the village. It gave her
additional income of Rs. 4000/-
per month. Now Teeja Devi owns
25 goats and is earning Rs. 9000/-
p.m. from goat rearing. She repaid
the entire loan amount before
stipulated time. By sheer hard
work she was able to improve
family's economic status. Really,
Teeja Devi has become inspiration
not only for other SHG members
but also for other women in the
State.

29. 1

30. Rural Industries Promotion and
Skill Building
Rural India is still a skill deficit
country. Considering this, Lupin
Foundation has continued to
focus on skill development and
credit support to targeted
population. Effort is to pass on as
many different skills as possible to
enable beneficiaries to either gain
job or self-employment. Varied
trainings are organised to impart
different skills that can lead to
meaningful employment. Apart
from different job skills,
Entrepreneurship Development
Programme (EDP) is also
undertaken in the adopted areas
to enable skilled and trained
people to initiate micro
enterprises.
With stagnation and diminishing
returns in agriculture, encouraging
rural nonfarm employment
becomes inevitable. Solutions to
rural poverty are to be found within
the rural areas. Generating
different livelihood options is
necessary to enable poor to come
out of vicious poverty cycle. Lupin
Foundation believes in a
development strategy focusing on
rural enterprises and skill building
that can bring about significant
and positive change not only in the
lives of people but also in the
structure of the local economy.
This year too, we have continued
to facilitate micro finance support
to the needy through various
linkages. All this is enabling the
rural poor to have greater
livelihood security and increased
incomes.

31. 1
Activity
Unit of
Measure Total
Families
Benefitted
Farmers Institutions Development
Farmers' Clubs
Farmers' Gathering/ Melawa/ Platform
No.
No.
213
10
Productivity Enhancement
Crop Varietal promotional cultivation
System of Rice Intensification
(SRI) promotion
Vermi-compost units
Urea briquettes
Promotion of Cereal crop seeds
Promotion of Pulses crop seeds
Promotion of Oil crop seeds
Promotion of improved farm
equipment/ machineries
Shednet/ green house/
poly-house farming
Hectare
Hectare
No.
No.
Hectare
Hectare
Hectare
No.
Hectare
1,140
43
109
6
680
51
445
633
14
2697
556
2304
96
116
82
1220
791
555
1002
88

32. Micro-Finance
Micro-Finance is a tool for uplifting the rural poor out of abject poverty. It
has done wonders in many parts of India. Foundation is continuing its
efforts to offer different livelihood options to the poor families through
micro-finance. LHWRF is working in close coordination with institutions like
NABARD, SIDBI, Rahstriya Mahila Kosh, local banks etc. for providing
micro-finance to rural masses. The programme has benefitted several
families, thus breaking the vicious cycle of poverty.

33. Gajanan Saini Multipurpose mechanic
Gajanan Saini, from village Purana Rajgadh is smiling over his fate. Thanks
to MSGDJSN, for vocational skill development programme.
Gajanan belonged to landless family. After passing HSC examination, he
was unable to pursue his studies further, for want of money. He started
working as labourer. One day he got information about multipurpose
vocational training. In 2012, he underwent one month training course jointly
organised by NIRD, Hyderabad and MSGDJSN, Alwar. After the completion
of the course, he started working as electrician. With the help of family he
also started selling electric equipments. His honesty and hard work paid, he
became famous in the villages nearby. He also learnt plumbing skills. Now
he is earning Rs. 7000/- p.m. from his self-employment.
1

35. Social Development
Economic growth has to go along
with social development. Poverty
manifests in several forms and
Social development is necessary
to address those. With this belief,
the programme has given equal
weight to activities intended to aid
social advancement.
Activities under this broad
category can be sub-grouped into
three sectors, viz. women
empowerment, community health
management and education.
1