The document summarizes the cumulative effects of four welfare changes introduced in April: the replacement of Council Tax Benefit with locally designed Council Tax Support schemes, the under-occupation penalty (bedroom tax), the household benefit cap, and the 1% uprating restriction on working-age benefits. It finds that over 2.4 million people will be negatively affected by changes to Council Tax Support alone, with average weekly losses of £2.60. Combined impacts are estimated to total £4.40 per week on average for those affected by multiple changes. The document raises questions about whether the goals of some reforms are primarily to cut spending rather than achieve social aims, and the risks of a centrally driven "localism" approach that