CIRM's annual plan for 2011-12 focuses on several thematic learning areas and projects. The thematic areas are identification and prioritization of add-on risk reduction services, technology-enabled services like telemedicine, demand responsive simple insurance products, and agent-based and sales channel education models. CIRM will also focus on insurance literacy, government advocacy, and vulnerability segmentation. Many of CIRM's projects have shifted from conceptualization to implementation, with some entering mainstreaming. Specific projects include technology-leveraged health insurance distribution, evaluation of government health insurance schemes, and livestock and weather insurance products.