This document discusses a descriptive study of mutual funds and investors' perceptions about investing in mutual funds. It provides an overview of the mutual fund industry and how mutual funds work. It discusses the different types of mutual funds and risks associated with them. The objectives and timeline of the study are outlined. Research methodology, sample design, data analysis and findings are presented. Limitations and scope for further study are also discussed along with recommendations. A sample questionnaire used for the study is included.
COMPARATIVE STUDY ON FIVE MUTUAL FUNDS.RESEARCH METHODOLOGY, COMPANY PROFILE, DATA ANALYSIS, FINDING, SUGGESTION, CONCLUSION,BIBLIOGRAPHY AND QUESTIONNAIRE ALL OF IT IS HERE IN THIS PROJECT.
SORRY I CAN'T ADD THE TABLE BUT ALL YOU NEED IS HERE IN THIS PROJECT.
Here I am Sharing Presentation about Mutual Fund Which is beneficial for Finance Student. Who one want to know details of mutual fund can see this slide this will be helpful to the student of finance.
All The Best
COMPARATIVE STUDY ON FIVE MUTUAL FUNDS.RESEARCH METHODOLOGY, COMPANY PROFILE, DATA ANALYSIS, FINDING, SUGGESTION, CONCLUSION,BIBLIOGRAPHY AND QUESTIONNAIRE ALL OF IT IS HERE IN THIS PROJECT.
SORRY I CAN'T ADD THE TABLE BUT ALL YOU NEED IS HERE IN THIS PROJECT.
Here I am Sharing Presentation about Mutual Fund Which is beneficial for Finance Student. Who one want to know details of mutual fund can see this slide this will be helpful to the student of finance.
All The Best
I have found all primary data and secondary data for this project by my own efforts and the all data are 100% true according to my summer internship experience..Thanks
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
1. ““DESCRIPTIVE STUDY OF MUTUALDESCRIPTIVE STUDY OF MUTUAL
FUNDS AND STUDY OF INVESTORSFUNDS AND STUDY OF INVESTORS
PERCEPTION ABOUT INVESTMENT INPERCEPTION ABOUT INVESTMENT IN
MUTUAL FUNDS”MUTUAL FUNDS”
SUMEET
KHANDELWAL
MBA 3rd
SEM
2. Flow Of PresentationFlow Of Presentation
Objectives of StudyObjectives of Study
Timeline of Mutual FundsTimeline of Mutual Funds
Overview of Mutual Fund IndustryOverview of Mutual Fund Industry
Working of Mutual FundsWorking of Mutual Funds
Company ProfileCompany Profile
Concept of Mutual FundConcept of Mutual Fund
Types of Mutual FundsTypes of Mutual Funds
Role of BrokersRole of Brokers
Bank V/S Mutual FundsBank V/S Mutual Funds
Risk – TypesRisk – Types
Accounting and ValuationAccounting and Valuation
Research MethodologyResearch Methodology
Sample DesignSample Design
Data Analysis and interpretationData Analysis and interpretation
FindingsFindings
LimitationsLimitations
Scope of StudyScope of Study
Recommendation and suggestionsRecommendation and suggestions
Sample Questionnaire
3. OBJECTIVES OF THE STUDYOBJECTIVES OF THE STUDY
To study the Mutual funds industry in brief.To study the Mutual funds industry in brief.
To gain the depth knowledge about the Mutual Funds.To gain the depth knowledge about the Mutual Funds.
To study the Investment procedure in Mutual funds.To study the Investment procedure in Mutual funds.
To study in brief various types Mutual funds.To study in brief various types Mutual funds.
To study the investors Preference regarding InvestmentTo study the investors Preference regarding Investment
in Mutual Funds.in Mutual Funds.
To know about the factor influencing choices of theTo know about the factor influencing choices of the
customer regarding MFcustomer regarding MF
Overall study of the perception of investors regardingOverall study of the perception of investors regarding
MFMF
4. Timeline of Mutual FundTimeline of Mutual Fund
Phase 1. (1964-87) Establishment andPhase 1. (1964-87) Establishment and
growth of Unit Trust of Indiagrowth of Unit Trust of India
Phase 2. (1987-1993) Entry of publicPhase 2. (1987-1993) Entry of public
sector fundssector funds
Phase 3 (1993-96) Emergence of privatePhase 3 (1993-96) Emergence of private
sector fundssector funds
Phase 4 (1996-2004) Growth and SEBIPhase 4 (1996-2004) Growth and SEBI
regulationsregulations
Phase 5 (2004 Onwards) Growth andPhase 5 (2004 Onwards) Growth and
ConsolidationConsolidation
6. Structure of Mutual Fund IndustryStructure of Mutual Fund Industry
SEBISEBI
SponsorSponsor
TrusteesTrustees
Asset Management CompanyAsset Management Company
Unit HoldersUnit Holders
CustodianCustodian
The Transfer AgentsThe Transfer Agents
8. AnandRathi (AR) is a leading full service securities firmAnandRathi (AR) is a leading full service securities firm
providing the entire gamut of financial services.providing the entire gamut of financial services.
Founded in 1994 by Mr. AnandRathi.Founded in 1994 by Mr. AnandRathi.
Today has a pan India presence as well as an internationalToday has a pan India presence as well as an international
presence through offices in Dubai and Bangkok.presence through offices in Dubai and Bangkok.
AR provides a breadth of financial and advisory servicesAR provides a breadth of financial and advisory services
including wealth management, investment banking,including wealth management, investment banking,
corporate advisory, brokerage & distribution of equities,corporate advisory, brokerage & distribution of equities,
commodities, mutual funds and insurance etc.commodities, mutual funds and insurance etc.
10. CONCEPT OF MUTUAL FUNDCONCEPT OF MUTUAL FUND
A mutual fund is a professionally-A mutual fund is a professionally-
managed firm of collective investmentsmanaged firm of collective investments
that pools money from many investorsthat pools money from many investors
and invest it in stocks, bonds etc.and invest it in stocks, bonds etc.
Mutual fund have a fund manager whoMutual fund have a fund manager who
invests the money on behalf of theinvests the money on behalf of the
investors by buying/selling stocks,investors by buying/selling stocks,
bonds etc.bonds etc.
A Mutual Fund is a trust registered withA Mutual Fund is a trust registered with
the Securities and Exchange Board ofthe Securities and Exchange Board of
India (SEBI).India (SEBI).
11. Pros and Cons of MutualPros and Cons of Mutual
FundsFunds
AdvantagesAdvantages
Portfolio DiversificationPortfolio Diversification
ProfessionalProfessional
ManagementManagement
Low CostLow Cost
LiquidityLiquidity
TransparencyTransparency
FlexibilityFlexibility
AffordabilityAffordability
Well RegulatedWell Regulated
DisadvantagesDisadvantages
No GuaranteeNo Guarantee
Fees and CommissionFees and Commission
TaxesTaxes
Management RiskManagement Risk
14. Role of Brokers in a Mutual FundRole of Brokers in a Mutual Fund
They enable the investment managers to buyThey enable the investment managers to buy
and sell securities.and sell securities.
Brokers are the registered members of the stockBrokers are the registered members of the stock
exchange.exchange.
They charge a commission for their services.They charge a commission for their services.
In some cases, provide investment managersIn some cases, provide investment managers
with research reports.with research reports.
Act as an important source of marketAct as an important source of market
information.information.
15. CATEGORY BANKS MUTUAL
FUNDS
Returns Low High
Administrative exp. High Low
Risk Low Moderate
Investment options Less More
Network High penetration Low but improving
Liquidity At a cost Better
Quality of assets Not transparent Transparent
BANK V/S MUTUAL FUNDSBANK V/S MUTUAL FUNDS
17. ACCOUNTING AND VALUATIONACCOUNTING AND VALUATION
Net Asset ValueNet Asset Value (NAV)(NAV)
Calculation of Net Asset ValueCalculation of Net Asset Value
NAV =NAV = Market value of investmentsMarket value of investments
+ Current assets and other assets+ Current assets and other assets
+ Accrued income+ Accrued income
- Current liabilities and other liabilities- Current liabilities and other liabilities
- Accrued expenses- Accrued expenses
18. RESEARCH METHODOLOGYRESEARCH METHODOLOGY
Research ObjectiveResearch Objective: “: “STUDY OF INVESTORSSTUDY OF INVESTORS
PERCEPTION ABOUT INVESTMENT INPERCEPTION ABOUT INVESTMENT IN
MUTUAL FUNDS”MUTUAL FUNDS”
» Research DesignResearch Design:: ANALYTICALANALYTICAL
» Data Collection MethodData Collection Method: SURVEY: SURVEY
» Research InstrumentResearch Instrument:: QUESTIONNAIREQUESTIONNAIRE
19. SAMPLE DESIGNSAMPLE DESIGN
» Sample SizeSample Size:: 100100
» Sampling TechniqueSampling Technique::NONPROBABILITYNONPROBABILITY
SAMPLING TECHNIQUESAMPLING TECHNIQUE
» Data SourceData Source:: PRIMARYPRIMARY
» Sampling MethodsSampling Methods:: TABLES ,CHARTS,GRAPHSTABLES ,CHARTS,GRAPHS
» PlacePlace:: JAIPURJAIPUR
» Type Of QuestionsType Of Questions:: CLOSE-ENDEDCLOSE-ENDED
» Number Of QuestionsNumber Of Questions: 12: 12
21. 1.Do you invest in Mutual Funds?1.Do you invest in Mutual Funds?
63%
28%
9%
yes
no
earlier,now
stopped
22. 2. What is your Experience in the2. What is your Experience in the
market?market?
Experience
26%
21%
53%
Less Than a Year
1-4 Years
More Than 4
Years
23. 3.What is your Trading Preference?3.What is your Trading Preference?
Trading Preference
28%
56%
16%
Speculation
Investment
Both
24. 4.What is your Average investment4.What is your Average investment
period?period?
Less Than
3 months
3-9 Months 9 months -
2 Year
More Than
2 Year
S1
23%
10%
42%
25%
0%
50%
Investment Period
Average Investment Period
Series1 23% 10% 42% 25%
Less Than 3-9 Months 9 months - More Than
26. 6.How much Risk are you willing to6.How much Risk are you willing to
take?take?
0% 20% 40% 60%
Low
High
Moderate
27. 7.How much Appreciation do you7.How much Appreciation do you
expect from your Investments?expect from your Investments?
Expected Rise In Income
48%
32%
12%
8%
Upto 15%
15-25%
25-35%
More than 35%
28. 8. What is your preference in8. What is your preference in
Mutual Funds?Mutual Funds?
Preference in Mutual Funds
19%
18%
20%
9%
15%
17%
2%
Equity Balanced Income Money Market
ELSS SIP Others
29. 9.How much loss are you willing to9.How much loss are you willing to
take?take?
53%
35%
12%
0%
10%
20%
30%
40%
50%
60%
Percentage
Less than 5% 5-10% More Than
10%
Category
Loss Willing To Take
30. 10. Which type of Mutual funds do10. Which type of Mutual funds do
you prefer?you prefer?
Type of Schemes
56%
44%
Closed Ended Funds Open Ended Funds
31. 11.Do you get influenced by the name of11.Do you get influenced by the name of
Company promoting Mutual Funds?Company promoting Mutual Funds?
23%
56%
21%
0%
10%
20%
30%
40%
50%
60%
32. 12.Do you get influenced by the returns given by12.Do you get influenced by the returns given by
a fund or by the current NAV of a fund?a fund or by the current NAV of a fund?
23%
56%
21%
0%
10%
20%
30%
40%
50%
60%
BY NAV RETURNS Both
33. FINDINGSFINDINGS
People with less experience were inclined towards investmentPeople with less experience were inclined towards investment
in the Mutual Funds.in the Mutual Funds.
48% respondents reflected confidence and optimism in the48% respondents reflected confidence and optimism in the
context of their investments.context of their investments.
Mutual Funds are more of an investment option than theMutual Funds are more of an investment option than the
speculative avenue.speculative avenue.
Income funds and ELSS are among the few top fundsIncome funds and ELSS are among the few top funds
People are not willing to take much risk and bear loss.People are not willing to take much risk and bear loss.
Broker’s advice matters to as much as 32% of the people.Broker’s advice matters to as much as 32% of the people.
34. Limitations FacedLimitations Faced
Some people were not willing to disclose theSome people were not willing to disclose the
investment profile.investment profile.
The biasedness was being taken care of.The biasedness was being taken care of.
The area of sample was decided after taking intoThe area of sample was decided after taking into
consideration the major factors likeconsideration the major factors like
Availability of investorsAvailability of investors
Approachability,Approachability,
Time available with investor for interaction, etcTime available with investor for interaction, etc
35. Scope of the StudyScope of the Study
Provide information about prospectiveProvide information about prospective
investors .investors .
Provide key information about the investor’sProvide key information about the investor’s
perception and preferences.perception and preferences.
Provides the problems related to distribution ofProvides the problems related to distribution of
Mutual Fund.Mutual Fund.
Provides the complete information about allProvides the complete information about all
close competitors in Mutual Fund investment.close competitors in Mutual Fund investment.
Provides the AMC a feedback from customersProvides the AMC a feedback from customers
regarding their problems and perception aboutregarding their problems and perception about
investing in mutual funds so that they caninvesting in mutual funds so that they can
improve their servicesimprove their services
36. RECOMMENDATIONSRECOMMENDATIONS
First Aid Kit for New Entrant into SecuritiesFirst Aid Kit for New Entrant into Securities
MarketMarket
Provision for Class Room training for the newProvision for Class Room training for the new
investorsinvestors
Toll Free NumberToll Free Number
Customer Care for general query handleCustomer Care for general query handle
More Appointments of Relationship managersMore Appointments of Relationship managers
37. SAMPLESAMPLE QUESTIONNAIREQUESTIONNAIRE
Name: ...…………………….. Occupation: ………………………Name: ...…………………….. Occupation: ………………………
Phone: ...……………………..Phone: ...……………………..
Investment Presently Held:Investment Presently Held:
Please list the value of the assets in your total investments portfolio :( in Rs.)Please list the value of the assets in your total investments portfolio :( in Rs.)
Stocks: ______Stocks: ______ Mutual Funds: _______Mutual Funds: _______
Bonds: ______Bonds: ______ Bullion: _______Bullion: _______
Options: ______Options: ______ Govt. Securities:_______Govt. Securities:_______
Real Estate: ______Real Estate: ______ Bank Deposits: _______Bank Deposits: _______
(1(1) Over the next 3-5 years, do you expect your annual income to change?) Over the next 3-5 years, do you expect your annual income to change?
IncreaseIncrease DecreaseDecrease
Remain the sameRemain the same
(2) Do you invest in Mutual Funds?(2) Do you invest in Mutual Funds?
YesYes NoNo
Earlier, now stoppedEarlier, now stopped
38. (3) What is your Experience in the market?(3) What is your Experience in the market?
Less than a yearLess than a year 1-4 years1-4 years MoreMore
than 4 yearsthan 4 years
(4) What is your Trading Preference?(4) What is your Trading Preference?
SpeculationSpeculation InvestmentInvestment BothBoth
(5) What is your Average investment period?(5) What is your Average investment period?
Less than 3 months.Less than 3 months. 3 to 9 months.3 to 9 months.
9 months to 2 year.9 months to 2 year. More than 2 year.More than 2 year.
(6) Factors influencing the investment decisions?(6) Factors influencing the investment decisions?
Advice from BrokerAdvice from Broker Current newsCurrent news
Reviews in Financial MagazinesReviews in Financial Magazines Advice from FriendsAdvice from Friends
Self EvaluationSelf Evaluation
Others___________Others___________
(7) How much Risk are you willing to take?(7) How much Risk are you willing to take?
HighHigh LowLow ModerateModerate
(8) What is your preference in Mutual Funds?(8) What is your preference in Mutual Funds?
A. Equity.A. Equity. B. IncomeB. Income
C.C. Money Market FundsMoney Market Funds D. ELSSD. ELSS
E.E. Balanced FundsBalanced Funds F. SIPF. SIP
G.G. OthersOthers
39. (9) How much Appreciation do you expect from your Investments?(9) How much Appreciation do you expect from your Investments?
up to 15%up to 15% 15%-25%15%-25% 25%-35%25%-35%
more than 35%more than 35%
(10) How much loss are you willing to take?(10) How much loss are you willing to take?
HighHigh ModerateModerate LowLow
(11) Which type of Mutual funds do you prefer?(11) Which type of Mutual funds do you prefer?
Open Ended SchemesOpen Ended Schemes Closed Ended SchemesClosed Ended Schemes
(12) Do you get influenced by the name of Company promoting Mutual Funds?(12) Do you get influenced by the name of Company promoting Mutual Funds?
NoNo YesYes
(13) Do you get influenced by the returns given by a fund or by the current NAV of a(13) Do you get influenced by the returns given by a fund or by the current NAV of a
fund?fund?
By NAVBy NAV By ReturnsBy Returns BothBoth