This document discusses the importance of various types of insurance policies. It recommends obtaining health insurance to cover unexpected medical costs, as well as life insurance to protect loved ones in the event of death. The document also advocates for property insurance like homeowners or renters insurance to replace valuables after disasters, and auto insurance which is required by most states to cover vehicle repairs, injuries, or legal costs from accidents. Overall, the document stresses that these insurance policies are crucial to living a happy and financially secure life, regardless of one's situation.

1. I N S U R A N C E Y O U N E E DC R E A T E D B Y A M I G O M G A , L L C

2. • Insurance is imperative no matter where
you live.
• Finding insurance policies to
cover your health, life, property,
and auto insurance is important
for you to live a happy,
comfortable life that you have
worked hard for.

3. • Obtaining
good health is
what enables
you to work and
in turn earn
money, so you
can enjoy your
life.

4. • In the event that you
are diagnosed with a
certain illness, or if
you get into an
unexpected
accident, health
insurance is a life-
saver.
• Many employers
offer health
insurance benefits to
full-time employees,
and some may even
offer benefits to
part-time
employees.

5. • The important thing
to know about health
insurance is that
regardless if you are
receiving benefits,
you still need it.
• It will save you more
money than you could
imagine; even a basic
hospital bill can cost
you thousands of
dollars.

6. • Life insurance is another policy that you should
sign up for, especially if you are married and/or
have children.

7. • According to an article published by
FinancialPlan.about.com, “When you are gone
you create an income gap which could put
your spouse or children in financial trouble.
Death is hard enough; don’t make it even
harder by putting your loved ones in a financial
jam if the unfortunate does
happen,” (Vohwinkle, Types of Insurance
Policies You Need).

8. • In addition, you
should check with
your employer if your
company offers a
basic life insurance
benefit, which many
do.
• This will allow you to
receive life insurance
at an affordable rate.

9. • Property insurance,
is another type of
insurance policy that
is often split into
various categories,
such as homeowners
insurance and
renters insurance.

10. • Homeowner insurance is often mandatory if you pay a mortgage
because banks require the asset (your home) to be insured if you
are borrowing money to purchase the property.

11. • Furthermore, if you are a renter, renters insurance policy
covers replacement costs in the event of a burglary, fire,
or disaster, which can destroy a large amount of money
that you have spent on valuable items.

12. • Last, auto insurance is another
insurance policy that is required
by most states.

13. • According to
FinancialPlan.about.com’s
article on types of
insurance policies, “The
most common reason to
have auto insurance is to
cover the replacement of
an expensive asset. Like a
home, automobiles can be
quite expensive and if it
gets damaged you want to
be able to repair or replace
it,” (Vohwinkle, Types of
Insurance Policies You
Need).

14. • Auto insurance most likely
will also cover bodily
injury or death of another
human being if you get
into a car accident that
you are legally
responsible for, along
with medical expenses
related to that incident.
• In some cases, it can
cover legal defense costs.

15. • Regardless of your financial situation, these insurance policies are very
important to have.
• Many insurance agencies are negotiable for your benefit and recognize
that being an insurance owner is vital to living a happy, healthy, and
comfortable way of life.