This document discusses how businesses can strategically recover costs through a banking model. It proposes that businesses can (1) recover expenses while still deducting them, (2) recover lost opportunity costs from expenses, and (3) use the model to become their own financing source. The document argues that businesses should operate two businesses - one that creates revenue and one that finances it. It provides examples and shows how recovering even a portion of large expenses over time through interest could earn significant additional funds. The document pitches becoming the business's lending source to recover expenses on favorable terms and supplement retirement.