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Recent studies show that seeking investment advice can significantly improve returns: - Investors who received advice earned annual returns 3% higher than those who did not, even after accounting for advisory fees. - Advisors help by serving as effective coaches, applying asset allocation strategies, using cost-effective investments, managing allocations and rebalancing, and developing spending strategies. - In contrast, investors who did not receive advice often took on inappropriate risks, tried unsuccessfully to time the market, and misunderstood investment risks and volatility.
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Synergetics is a management consulting firm established in 1975 that employs over 150 consultants and experts. They help clients operate more efficiently across industries like aerospace, automotive, and healthcare. Synergetics completes business process reengineering projects and has generated over $8 billion in financial improvements for clients. They take a hands-on approach to fully implement initiatives and ensure identified opportunities are realized.
Gyrus investor deck
Gyrus is a digital platform that allows healthcare professionals to share ideas and promote best practices to improve processes, engagement, and outcomes. It addresses inefficient processes and disengaged staff that contribute to high costs. Gyrus offers a scalable subscription model on a cloud-based platform with analytics and human support. It has gained early traction and seeks funding to expand across more hospitals.
Td2017 presssv2 0
This document summarizes an evaluation of learning effectiveness conducted by Z Energy and Synapsys N.Z. Ltd. It describes the background and process used, including surveying participants before and after workshops using "smart surveying" without scales. The results showed increased farmer confidence in stock selection and improved delivery between workshops. It also discusses applying this approach to evaluate other programs by the Red Meat Profit Partnership on genetic stock selection. The document concludes with tips for effective evaluation, such as clarifying objectives, targeting the right measures, and ensuring useful data.
Investor relations presentation 5.3.16 final
This document is an investor presentation for an unnamed company. It contains forward-looking statements and establishes safe harbor provisions for such statements. It notes that forward-looking statements involve risks and uncertainties. The presentation also contains estimates from third parties and non-GAAP financial measures, with reconciliations provided in an appendix.
Aegon Americas: Leveraging leading positions in workplace and individual solu...
Joe Boan (Workplace & Individual Markets), Scott Ramey, (Workplace Solutions) and Phil Eckman (Customer Experience & Advice) provide an update on how Transamerica is leveraging leading positions in Workplace & Individual Solutions.
Eddie Ritson / Jim O'Donogue - ECCH/TF3/S3 Group
The document discusses telehealth and remote monitoring services in Northern Ireland. It describes the benefits of telehealth for patients, including improved quality of life, independence, and involvement in their own care. It outlines the requirements and considerations for developing a large-scale remote telemonitoring service, including clinical outcomes, patient experience, staffing, and financial models. It describes the structure of the remote telemonitoring service in Northern Ireland, which monitors 3,500 patients annually using managed service providers.
Validating & Promoting your Program's Success Using ROI and other Evaluation ...
The document outlines steps for developing a performance measurement and evaluation plan for public health programs. It discusses developing logic models and selecting process and outcome measures, collecting interim data, and calculating return on investment. The goal is to show stakeholders like funders and policymakers how programs are performing and achieving impacts in a manner that promotes continuous program improvement.
201306 IASA Conference-Session 602: Operational Efficiency
Presentation at annual IASA Conference on optimizing insurance operations with case study participation from Nick Intrieri of AXA Equitable and Thomas Noh of Farmers Insurance.
Benefits management and transformational change, 10 January 2017 - Southampton
Benefits management and transformational change, 10 January 2017 - SouthamptonAssociation for Project Management
Benefits Management: the essential ingredient for change, 10 Jan 2017. Southampton
Transformational change is here to stay.
We are living in an era of continuous transformation where standing still is simply not an option in today’s ultra-competitive and constantly changing business environments.
This presentation describes the key drivers and management imperatives for successful transformational change in organisations. It shows how placing Benefits Management at the heart of change management directly addresses and enables success.
In the main there are two key attributes of the Benefits Management methodology that help deliver successful business change.
The first is a flexible framework which can be easily embedded across the entire organisational change structure. This provides powerful change management capabilities that focus on delivering the desired end results and outcomes for the business.
Secondly and arguably most importantly, is the need to focus on the decision makers and data owners within the organisation. They are responsible for driving the change and associated benefits forward. This applies equally to; the senior responsible owner, the business change manager and benefit owners.
Benefits Management done well will naturally draw people into the change process and can achieve game-changing results. It does this by fostering in people; joined-up thinking, good communications, readiness for change and a culture of shared goals and objectives.
Today’s market drivers for constant business change don’t offer the luxury of choice.
If there is new technology or a threat to our current or aspired market objectives, then organisations must rise to the change challenge or accept the inevitable consequences such as reduced market share or business failure.
If directed to cut costs or do more for less, it should be done intelligently. Benefits management is essentially about making sure that the organisation has an unrelenting focus on delivering business value and not just traditional time, cost and quality outputs.
In the real world, it’s about people and winning the hearts and minds of the people, that will deliver true success.
On the theme of benefits management, the presentation impressed the need for measurable improvement but not at all costs. One of the challenges of benefits management is to identify which benefits are the ones to address, and not just because they happen to be measurable!
Several useful frameworks and tools are recommended and referenced in the presentation.
The presenters were Neil White, Chair of APM Benefits Management SIG and Merv Wyeth, Secretary.
See also: http://bit.ly/2iykbXX
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AdviceMatters_Customizable - Copy
- 1. Recent studies emphasize the importance of client-advisor conversations. These reports prove that with the help of their advisors, investors can add 3% to their net returns1 and retirement savers who sought investing advice enjoyed a median annual return almost 3% higher than those who didn’t – even after the fees they paid for that advice.2 ADVICE MATTERS Equity Investors3 Income Investors3 TPFG Equity TPFG Balanced 5.02% 0.71% 7.55% 5.53% 1 According to Vanguard’s study based on their Alpha framework. Putting a value on your value: Quantifying Vanguard Advisor’s Alpha, Vanguard Research, 2014 2 According to the study of eight large 401(k) plans with more than 425,000 participants and $25 billion in assets, by Aon Hewitt, a consulting firm, and Financial Engines, an investment advisory firm, between 2006-2010. 3 Dalbar Study - average equity investor and average bond investor performance results are calculated using data supplied by the Investment of Company Institute. Investor returns are represented by the change in total mutual fund assets after excluding sales, redemptions & exchanges. This method of calculation captures realized & unrealized capital gains, dividends, interest, trading costs, sales charges, fees & any other costs. TPFG Equity & TPFG Balanced portfolios are net of all fees including the Investment Advisor Representative (IAR) fee of up to 1%, cost of custody and trading. Time Weighted Returns shown above for both the Dalbar Study and TPFG Portfolios are from 01-01-1994 to 12-31-2013. Past performance does not guarantee future results. 777 – 108th Avenue NE | Suite 2100 | Bellevue, WA 98004 | toll free 800-735-7199 | sales 866-583-8734 | www.tpfg.com People who sought help with their 401(k) earned 3% more, latest studies show.1,2 T H E PA C I F I C F I N A N C I A L G R O U P, I N C . ADVISORS CAN ADD VALUE1 : • As effective behavioral coaches (up to 1.5%) • Applying asset allocation strategy (up to 0.75%) • Employing cost effective investments (up to 0.45%) • Managing allocations and rebalancing (up to 0.35%) • Managing a spending strategy (up to 0.70%) WITH ADVICE Portfolios of people who didn’t get help suffered from2 : • Inappropriate risk levels • Market timing mistakes • Misunderstanding risks and market volatility WITHOUT ADVICE