Asset Commercial Credit helps small business clients graduate to bank financing by providing interim financing to establish profitability and financial stability. It works with banks to provide clients banking services like deposit accounts and treasury management. It refers qualified clients to banks for loans and lines of credit. Asset Commercial Credit supports small businesses and associations that help small businesses through memberships on boards and committees.

1. Partnering with Banks
Asset Commercial Credit graduates
clients to bank financing after establishing
profitability, adequate leverage ratios, and
debt serviceability. The company interacts
with their banking relationships in acquiring
or maintaining Deposit Accounts, Treasury
Management, Merchant and Payroll Services.
Asset Commercial Credit refers customers
to the bank for:
· Commercial Real Estate Loans
· Lines of Credit
· Letters of Credit
· SBA 7A & 504 Loans
· Equipment Leasing
· Deposit Accounts
· Treasury Management
Asset Commercial Credit is committed to the
small business community assisting public and
private associations that serve small business.
· Risk Management Association (RMA)
Board Members
· Greater CRA Roundtable, Members
· Commercial Finance Association (CFA)
· International Factoring Association (IFA)
Members
1140 Sunset Blvd, Suite 143
Rocklin, CA 95765
Phone (916) 614-1850 Fax (916) 614-1852
REGIONAL OFFICES
Oakland/East Bay
120 Village Square, Suite 74
Orinda, CA 94563
Phone (925) 284-1322 Fax (925) 299-0795
Phoenix
2 N Central Ave, Suite 170-223
Phoenix, AZ 85004
Phone (602) 340-0155 Fax (602) 340-0157
San Jose
1346 The Alameda, Suite 271
San Jose, CA 95126
Phone (408) 295-8500 Fax (408) 286-2689
Southern California
14622 Ventura Blvd, Suite 102-700
Sherman Oaks, CA 91403
Phone (818) 995-1850 Fax (818) 995-1852
5405 Alton Parkway, Suite 5A
Irvine, CA 92604
Phone (949) 654-1850 Fax (949) 654-1852
CA Finance Lender/Broker #607-1896
CA Department of Business Oversight
www.assetcc.com
“Build your Business
on the Pillars
of Success”
C O M M E R C I A L C R E D I T
TM
C O M M E R C I A L C R E D I T
TM

2. The Company
Asset Commercial Credit was founded
in 1998 to provide working capital to
growing entrepreneurial companies
unable to secure new or additional
bank financing. The company provides
interim source financing allowing clients
to achieve a more profitable and sound
financial condition. Asset Commercial
Credit underwrites, funds and manages
its own portfolio of clients. We bring
value-added commitments to all client
relationships, including strategies that
enable clients to transition to appropriate
bank financing.
Management
The Asset Commercial Credit
management team has more than
50 years of direct experience in
accounts receivable financing and
asset based lending. Collectively, the
team has originated and administered
the financing of more than one billion
dollars to small business.
Our Typical Client
Our typical clients have one or more
of the following in common:
· Rapidly Growing
· Annual Sales of $50 Thousand to
$50 Million
· Highly Leveraged
· Lack of Debt Service Coverage
(Profitability)
· Some Derogatory Business or Personal Credit
(including tax issues)
· Limited or No Secondary Source
of Repayment
· Time in Business (Start-Up to Mature)
Products and Services
· Accounts Receivable Financing
· Factoring
· Purchase Order Financing
· Leasing Programs
· Letters of Credit
· Accounts Receivable Management
· Assistance in Vendor Trade Negotiation
· Contract Procurement Assistance
· Letters of Financial Commitment
· Non Traditional Real Estate Funding
Solutions
Industries Served
Asset Commercial Credit provides creative
financing solutions for most industry
classifications including:
· Manufacturing
· Staffing Agencies
· Computer Sales and Service
· Communications
· Warehousing & Transportation
· Printing Companies
· Machine Shops
· Import/Export
· Software Sales
· Distributors
· Service Companies (Business-to-Business)
· Wholesalers
· Local, State and Federal Contractors
and Suppliers
· Construction
Value-Added Benefits
· Credit Lines that Grow with Sales
· Express Application and Approval Process
· Flexible Underwriting
· Debtor Credit Analysis
· Establishes Company Credit
· Off-Balance Sheet Financing