A review as to how MasterCard\'s exceeds the mandatory p2p requirements of UK Public Sector. Providing : scaleability, security, flexibility and functionality. Purchase Control and prepaid cards - now address other ares of spend.

1. Achieving Superior Value Through Partnership

2. MasterCard Addresses Public Sector Requirements INTEGRATION INFORMATION OPTIMIZATION CONTROL & COMPLIANCE CHANGE MANAGEMENT SUPPORT INNOVATION Superior data capture, data quality and information delivery solutions Robust integration into leading ERP, E-Procurement & Expense Management providers Comprehensive suite of public sector program optimization solutions Comprehensive suite of tools & resources to assist in implementation & transformation support Industry-leading set of compliance monitoring, tax recovery and fraud detection solutions Long-standing tradition of developing innovative technology solutions

3. The MasterCard Advantage INTEGRATION INFORMATION OPTIMIZATION CONTROL & COMPLIANCE CHANGE MANAGEMENT SUPPORT INNOVATION L3 Data Strategy Lodge Product and travel data Quality Assurance ERP, e-Invoicing, e-Procurement Partnerships Elcom ProcServe Spikes Cavell Optimizer Spikes Cavell Implementation resources Implementation Tools inControl EMS Pre-Paid PayPass Travel Dashboard

5. From Diagnostic through to VAT Invoice MasterCard’s Procure-to-Pay Solution June 7, 2009 Proprietary & Confidential to MasterCard Worldwide Cardholder Supplier Spikes Cavell MC Optimizer E-Invoicing VAT Invoice E-catalogue Expensys InControl POS Level III Change Management MRO Requirements Planned spend Distress purchases Information Integration Optimization Innovation Control & Compliance Transition Support

10. The Future of Payments: Near Field Communications (NFC) Data Transfer New Marketing opportunities Rebates deducted at the P.O.S. Mobile Website Conduct online purchases Complete transaction at the P.O.S. Subway Fare Contactless Payments Transition Support Control & Compliance Innovation Optimization Integration Information

11. inControl takes Control into a New Dimension Routing Controls Credit Debit Installment Home Equity Line-of-Credit Alert Controls SMS/Email On Event Forewarning Issuers Government Cardholders Authorization Controls Specific Merchants Transaction Limits Curfews Geography Transition Support Control & Compliance Innovation Optimization Integration Information

12. Superior Value to the UK Public Sector through MasterCard inControl Control Convenience Accountability Improved On-Contract Spend Elimination of Fraud and Maverick Spend Drive eSpend Back Office Efficiencies