The document summarizes 5 trends from the 2018 MBA Secondary Conference: 1) Re-evaluating technology will be important, especially regarding digital mortgages. 2) Originations and margins are thinning in the mortgage industry. 3) Ginnie Mae's 2020 report on digital mortgages is arriving this summer. 4) Access to credit remains difficult for first-time homebuyers despite clean credit histories. 5) Fannie Mae and Freddie Mac are offering services to help banks raise cash from mortgage servicing rights.

1. 5 TRENDS FROM THE MBA SECONDARY CONFERENCE 2018
Source: National Mortgage News 2018

2. Reducing unnecessary compliance burdens will:
• Open the way for economic growth
• Push for larger job creation
• Encourage wage increases
1
Re-evaluating technology will play an important role, according to Craig
Philips, counselor to the secretary at the Department of Treasury.
Source: National Mortgage News 2018

3. Though this means some mortgage
banking firms may not make it
through the year, expectations after
are positive.
2 Originations and margins are thinning
Source: National Mortgage News 2018

4. In the report, Ginnie Mae will reveal
the path they are taking towards
digital mortgages.
3 Ginnie Mae’s 2020 report is arriving this summer
Source: National Mortgage News 2018

5. Studies show that first-time
homebuyers still have low or no
credit scores despite clean
histories of paying car loans or
rent on time.
4 Access to credit remains hard for first-time homebuyers
Source: National Mortgage News 2018

6. Fannie Mae and Freddie Mac are
racing to offer services and
technology that help bankers raise
cash from mortgage servicing
rights.
5
Source: National Mortgage News 2018

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Source: National Mortgage News 2018
More information here:
https://www.nationalmortgagenews.com/slideshow/6-trends-we-learned-at-mba-secondary-2018