What are we doing to make life better for ourselves and for others who we impact through our various life roles? There are 4 Quadrants of Life that you need to balance in any given situation, work or social, to help identify what you might need to start, stop or continue doing to make life better for you and for others.

1. “Make your Life better – Optimise Quadrants of Life”
Ladies, we have been playing many important roles throughout our lives may it be a
daughter, a sister, a mother, a home maker or an economy manager (being a CA). But the
really important question is: What are we doing to make life better for ourselves and for
others who we impact through our various life roles? There are 4 Quadrants of Life that you
need to balance in any given situation, work or social, to help identify what you might need
to start, stop or continue doing to make life better for you and for others.
Quotient; noun
the 'degree or amount of a specified quality or characteristic'
Quotients of Life suggests that, life has a perfect score of 100, and in order to live fully we
need to balance all the quotients of Life to achieve optimum level of satisfaction, to be alive,
to live life fully.
Life Quotients can broadly be classified in Four areas:
 Physical Quotient
 Intelligence Quotient
 Emotional Quotient, &
 Spiritual Quotient
Physical Quotient: Your PQ is a function of your self-awareness at the most basic level. It's
a function of how well you are attuned to your physical wellbeing; how you treat your mind,
body and spirit. A healthy mind lives in a healthy body. It’s about being healthy and
confident about your appearance. When you feel good about your body you will feel more
confident and it reflects in your personality. PQ, like any other resource in a biological
system; it can be developed (saved up) and it can be eroded (spent). Developing PQ is
analogous to training for a marathon. The more miles you grind out in training, the easier the
race will be. So it follows that the more PQ you can develop, the more you have available to
spend when challenges face you. How able you are to react to those challenges is in no small
part a function of how you treat your body over the long term.
APPEARANCE
Physical Quotient
How I Appear
CAPABILITY
Intelligence Quotient
How I Think
WILL
Emotional Quotient
How I Feel
PURPOSE
Spiritual Quotient
How I Behave
LIFE
CA. Pallavi Vyas
(M.Com., FCA, ISA(ICAI))
E-mail ID: pallavi.vyas27@gmail.com

2. Factors: Wise nutrition, Consistence balance exercises, Proper rest, Relaxation, Stress
management.
Intelligence Quotient: “Intelligence Quotient” or “IQ” is generally thought of as accessing of
our analytical or mathematical intelligence, our linguistic intelligence (think of college
entrance exams – verbal and math components) and our rational thought abilities. IQ
associated learning is step-by-step rule based learning. To be successful, you don’t have to be
the smartest person in the room, but you have to be smart enough. What ‘smart enough’ is
depends on what kind of situation you are in and what solution you apply to your situation.
Thus, IQ cannot be just narrowed down to your Education and Qualifications only. IQ
measures our cognitive ability but academic or cognitive intelligence alone offers little
preparation for the emotional challenges we all have to face in the course of our daily lives.
Measuring IQ alone is not enough; measuring the whole is more accurate and conclusive, IQ
EQ and SQ - a holistic approach.
Factors: Continuous, systematic, disciplined study and education and it application,
Cultivation of self awareness, learning by teaching and doing.
People with high IQ Exhibits the following Characteristics:
 Logical and analytical ability
 Inquisitiveness
 Problem-solving skills
 Interest in reading and using language effectively
 Extraordinary memory with numbers and words.
 Perfectionism
 Long attention span.
Emotional Quotient: EQ is a term used to represent other factors that can lead to healthy
relationships and the ability to respond appropriately and positively to everyday life. It is
about recognising emotions and managing them. Emotions without a physical expression are
collections of thoughts. Talking about emotions means we have to have an understanding and
a language for feelings then we have to be able to articulate our feelings. EQ is about
understanding ourselves, how we relate to others and how others perceive us. EQ also helps
us to understand how others are feeling and enables us to develop more fulfilling and deeper
relationships. All this is essential if we are to be able to manage and resolve conflict as and
when it arises as well as functioning collaboratively and collectively in everyday situations.
In other words, Emotional Quotient is the ability to assess, access and control your emotions,
and those of others. Basically, if you have emotional intelligence, you have the ability to
perceive, understand, use, and manage emotions. EQ has more specific function to control
negative things. Emotional quotient or EQ is very important to human being as one solution
for them to be success with other people. It is because emotional quotient or EQ contents of
“high quality of soft skills”. More emotionally intelligent persons succeed in communicating
better in interesting and affirm ways, which could make others feel better in the job
circumstances, making them successful leaders. There are lots of arguments about whether
this is “real” intelligence, but most of us know people who are good at this and can see that
there is something to it.
Factors: Self awareness, Personal motivation, Self regulation, Empathy, Social skills.
 People with high EQ exhibits and express their feelings clearly and directly.
CA. Pallavi Vyas
(M.Com., FCA, ISA(ICAI))
E-mail ID: pallavi.vyas27@gmail.com

3.  They are not dominated by negative emotions such as fear, worry, guilt, shame,
embarrassment, obligation, disappointment and hopelessness.
 They are able to read non-verbal communication.
 They balance feelings with reason, logic and reality.
 They are independent, self reliant and morally autonomous who can work and thirve
with interdependence very effectively.
 They are internally self-motivated.
 They are not motivated by power, wealth, but are more influence by fame,
relationship and approval by other.
 They are always people oriented and group smart who work well in groups, teams and
best in making relationship and maintain them.
 They are emotionally expressive yet resilient.
Spiritual Quotient: It is - the capacity to transcend the physical and material, the ability to
experience heightened states of consciousness, the ability to sanctify everyday experience,
the ability to utilize spiritual resources to solve problems, the capacity to be virtuous.
Spiritual Intelligence is “The ability to behave with Wisdom and Compassion while
maintaining inner and outer peace (equanimity) regardless of the circumstances.” The word
“behave” is important because it reflects the outer demonstration of inner
development. Wisdom and Compassion are capitalized to emphasize the connection with the
Divine. So SQ is the ability to behave with divinely inspired Love. Peace is demonstrated
both by the inner state of the person and their outer behaviours and presence. “Regardless of
the circumstances” reflects what we most admire in our spiritual exemplars – they stayed true
to their highest selves even in trying times. In other words their stage development is
advanced and stable. One of the biggest qualities of SQ is wisdom. Ingredients of SQ are
values such as courage, integrity, intuition, compassion, empathy and knowing the limits of
your knowledge. SQ can also mean unlearning what others have taught you; questioning life
issues; thinking laterally or outside the box; seeing situations and issues differently; having a
greater understanding of all possibilities. Spirituality is an essential component of a holistic
approach to life, it finds expression in creativity and all art forms and is the bit that adheres
together our conscious intellect and our intelligent action. Spirituality sustains us from within
when all else fails; spirituality allows us to dream, aspire and raise ourselves up.
Spiritual Quotient is totally different from IQ and EQ. IQ solves logical problems. EQ allows
us to judge the situation and behave accordingly with balanced emotions,
while SQ ask whether this is worth being in that situation before indulging in it. It might
motivate us to create a new one situation. SQ has little connection to formal religion. Atheists
and humanists may have high SQ while someone actively religious may not as SQ is derived
from pure thoughts / emotions.
Factors: Integrity (Character building), Meaning (Purpose of life), Voice (Self
Enlightenment).
People with high SQ exhibit the following characteristics:
 Flexibility
 Tolerance
 Self-awareness
 Broad inclusive approach.
 The ability to go through all challenges with poise and equanimity.
CA. Pallavi Vyas
(M.Com., FCA, ISA(ICAI))
E-mail ID: pallavi.vyas27@gmail.com

4.  The ability to understand human, social as well as natural situation easily and able to
handle them well.
 The ability to inspire by a vision.
 An ability to see connections between diverse things and see all holistically.
 A desire and capacity to cause as little harm as possible and promote well-being
harmony for all.
 A tendency to probe and ask fundamental question about everything.
 An ability to go against conventions.
As Stephen Covey often said - "The most important thing, is to decide what is
important" and then to put that in FIRST into your daily life.
For example some say that their children are the most important thing in their life and then
spend most of their working life and their children's crucial growing up stage, attempting to
earn money which they say will make their kids 'safe'. Ask any child what makes them feel
most valued or even safe ...it's called time with their parents!
In life, surely our No 1 aim, is to live for as long as we can as healthily as we can?
If that is the case, we need to spend time in each 'room' each day to ensure there is a healthy
balance that enables continual growth, development and sustainability.
Too many people live as though they will live forever, even while not exercising, eating and
drinking too much and becoming overweight, possibly even smoking or taking drugs!
One who has developed intelligence has a great capacity to receive information, process it
and analyse it. They are able to think in an abstract way, and also learn significant lessons
from experience. However, research has shown that intelligence is not sufficient. The most
intelligent people are not always the most successful and happy people in the world.
Interestingly, they aren’t necessarily the people that change the world either (although some
of them have). Psychologists and neuroscientists are increasingly talking about the need for
Emotional Quotient (EQ). According to them, EQ is a basic requirement for successful
utilization of IQ. Those with high EQ’s are able to effectively handle their own emotions, and
CA. Pallavi Vyas
(M.Com., FCA, ISA(ICAI))
E-mail ID: pallavi.vyas27@gmail.com

5. simultaneously interact and relate with others successfully. Animals and humans have a
tendency to act irrationally when certain emotions arise in their consciousness. In times of
stress, anger and anxiety, intelligence is difficult to access. Thus, EQ deals with the human
side of life and how we effectively function in the environments surrounding us. To some
extent computers have the power of IQ. One could argue that animals have the power of IQ
and EQ. So what sets humans apart? This is where the notion of SQ comes in – Spiritual
Quotient. IQ and EQ help us in our present situations, but SQ is all about transformation. The
spiritualist has the power to question on a deeper level – who am I, what are my needs, what
goals should I be pursuing, and what will really make me happy. They may seem like simple
questions, but if we analyse ourselves, how many times are we busily engaged in pursuing
things without really questioning whether they are necessary, fulfilling and really adding
value? Our lives are often centered around asking the question ‘how’, but SQ is all about
asking the question ‘why’.
When IQ (thought) and EQ (emotion) are governed by SQ (spirit), thoughts and emotions are
transformed in quality and given a whole new purpose. Once these factors are analyzed and
related to each other, it becomes clear that mental, physical and social factors all contribute to
the holistic health of a person in the form of IQ, EQ and SQ. It can also be concluded that the
health of whole human society depends on an individual’s health and the social factors.
Health, education and moral institutions can combine to create a healthy atmosphere for the
entire human society. Intellectual Quality is how we use our minds and how we think, not our
ability to think or the measurement of our thinking in relation to the "norm”. Emotional
Quality how we react or respond to events and situations in our lives. It’s how we manage our
emotions moment by moment, day after day. Social Quality is how we connect with and
relate to others.
"There is an Indian proverb or axiom that says that everyone is a house of four rooms: A
physical, a mental, an emotional and a spiritual. Most of us tend to live in one room most
of the time but, unless we go into every room every day, even if only to keep it aired, we are
not a complete person." Rumer Godden
CA. Pallavi Vyas
(M.Com., FCA, ISA(ICAI))
E-mail ID: pallavi.vyas27@gmail.com

6. Each of us has certain strengths and natural styles. We have all met (and perhaps are) the
person who is incredibly look smart, but who has absolutely no common sense. We all know
the incredibly smart arrogant emotional bully. Being too much of one of these and not enough
of the others makes you a “flat tire.” You can be successful–up to a point. Depending on your
job (CA, scientist, lawyer, teacher, executive) you need more of one and less of the others. To
be successful in almost any job, however, you need some of all of these. EQ and IQ might be
the Yin and Yang of leadership, but there are many other factors in play. The core of
leadership comprises multiple intelligences — cognitive, spiritual, moral, behavioural, and
emotional. Cognitive intelligence is the ability to understand information, imagine
possibilities, use intuition, solve problems and make decisions. Spiritual intelligence is the
ability to understand that human beings have a need for meaning, value and a sense of worth
in what they do. Moral intelligence is the ability to differentiate right from wrong according
to universal principles. Behavioural intelligence is the ability to act appropriately according
to different situations. Emotional intelligence is the ability to understand the needs and
feelings of oneself and other people, manage one’s feelings, and respond to others in
appropriate ways.
CA. Pallavi Vyas
(M.Com., FCA, ISA(ICAI))
E-mail ID: pallavi.vyas27@gmail.com