Who is a life-long learner ?  This a person who learns at every opportunity.  They stay current on topics they are interested in and how they relate and may impact their career.  A life-longer learner will purse educational opportunities outside of traditional schooling e.g. workshops, seminars etc. to increase their income potential over their lifetime. www.lifethenfinance.com 2 3. Increasing your skills  Attend seminars and conferences  Read books  Subscribe to newsletters, blogs and/or RSS feed  RSS feed – internet news feed that delivers information to a person based on their preferences.  Enroll in classes at a university or college to learn the latest research within their industry.

1. Skill Growth
“Education is what remains after one
has forgotten what one has learned in
school.”
Albert Einstein
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2. Who is a life-long learner ?
 This a person who learns at every
opportunity.
 They stay current on topics they are
interested in and how they relate and may
impact their career.
 A life-longer learner will purse educational
opportunities outside of traditional schooling
e.g. workshops, seminars etc. to increase
their income potential over their lifetime.
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3. Increasing your skills
 Attend seminars and conferences
 Read books
 Subscribe to newsletters, blogs and/or RSS
feed
 RSS feed – internet news feed that delivers
information to a person based on their
preferences.
 Enroll in classes at a university or college to
learn the latest research within their industry.
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4. What is ROI ?
ROI = Return on Investment:
 The profit or return from the original invested
amount.
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5. How is college an Investment ?
 College or trade school is your first large
investment.
 Your investment in building skill sets requires
an investment but can provide excellent
returns.
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6. ROI for investing in a college
education:
 If you invested $100 and you made $50, that
is a 50% ROI.
 The average college graduate earns about
$400k more than just high school graduate.
 If you pay $30,000 to earn $400k more, that
is a good investment.
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7. Options for investing in
education:
 Attend a community college.
 Apply for scholarships and grants.
 Fill out the FAFSA.
 Work with a college planner
 Apply for state and college scholarships.
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8. Set yourself Apart:
 Globalization has lead to increased
competition for jobs.
 Your career choices and skill set will
determine if you can compete on a global
level.
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9. Set yourself Apart:
What is outsourcing?
 Outsourcing – The practice of having various
job functions completed outside of a
company, rather than completed within the
company.
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10. Why do companies outsource ?
 People in other counties can work much
cheaper because of the cost of living and
many have access to college education
 Cost of living – The average cost of basic
necessities for survival.
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11. Outsourcing Scenario:
 Steve is a good writer and
is proficient in Microsoft
Office products, speaking
on the phone and general
office duties. She lives in
Los Angles, CA and gets
paid $15 per hour and
needs to earn at least that
much to afford her
expenses.
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HOWEVER:
 Safu has these skills (very
similar), too. He lives in India
and works for $4 per hour
and needs to earn that much
to afford his expenses.
 Steve’s company is looking
to cut costs.
 From a business
perspective, it is cost
effective to outsource.

12. “Success is the sum of small efforts,
repeated day in and day out.”
Robert Collie
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