33. bankers discount
•
1 like•1,874 views
1) Banker's discount is interest charged on the face value of a bill of exchange for the period between the date the bill is discounted by a banker and the legally due date. 2) True discount is the interest charged on the amount received by the holder of the bill for the unexpired period to the legally due date. 3) Banker's gain is the difference between the banker's discount and true discount. It represents the interest earned by the banker on the true discount amount.
Report
Share
Report
Share
Download to read offline
![Free GK Alerts- JOIN OnlineGK to 9870807070
33. BANKER'S DISCOUNT
IMPORTANT CONCEPTS
eG
K
Banker's Discount : Suppose a merchant A buys goods worth, say Rs. 10,000 from
another merchant B at a credit of say 5 months. Then, B prepares a bill, called the bill of
exchange. A signs this bill and allows B to withdraw the amount from his bank account
after exactly 5 months.
The date exactly after 5 months is called nominally due date. Three days (known as grace
days) are added to it to get a date, known as legally due date.
in
Suppose B wants to have the money before the legally due date. Then he can have the
money from the banker or a broker, who deducts S.I. on the face value (i.e., Rs. 10,000 in
this case) for the period from the date on which the bill was discounted (i.e., paid by the
banker) and the legally due date. This amount is known as Banker's Discount (B.D.)
Thus, B.D. is the S.I. on the face value for the period from the date on which the bill was
discounted and the legally due date.
Banker's Gain (B.G.) = (B.D.) - (T.D.) for the unexpired time.
Note : When the date of the bill is not given, grace days are not to be added.
nl
IMPORTANT FORMULAE
1. B.D. = S.I. on bill for unexpired time.
2. B.G. = (B.D.)-(T.D.) = S.I. on T.D. =(T.D)2 /P.W .
3. T.D. = (P.W.xB.G.)
eO
4. B.D. =[(Amount *Rate *Time)/100]
5.Amount=[(B.D. x T.D.)/(B.D.-T.D.)]
6. T.D.= [(Amount x Rate x Time)/(100+(Rate*Time))]
7. T.D.=[( B.G. x 100)/(Rate x Time)]
Th
SOLVED EXAMPLES
Ex. 1. A bill for Rs. 6000 is drawn on July 14 at 5 months. It is discounted on 5th
October at 10%. Find the banker's discount, true discount, banker's gain and the
money that the holder of the bill receives.
Sol.
Face value of the bill = Rs. 6000.
Date on which the bill was drawn = July 14 at 5 months. Nominally due date =
December 14.
Legally due date = December 17.
Date on which the bill was discounted = October 5.](https://image.slidesharecdn.com/33-131220002023-phpapp02/85/33-bankers-discount-1-320.jpg)
![T.D. = Rs.[(6000 x 10 x1/5)/(100+(10*1/5))]
=Rs.(12000/102)=Rs. 117.64.
eG
K
Unexpired time : Oct.
Nov.
Dec.
26 +
30
+
17 = 73 days =1/ 5Years
B.D. = S.I. on Rs. 6000 for 1/5 year
= Rs. (6000 x 10 x1/5 x1/100)= Rs. 120.
B.G. = (B.D.) - (T.D.) = Rs. (120 - 117.64) = Rs. 2.36.
Money received by the holder of the bill = Rs. (6000 - 120)
= Rs. 5880.
Ex. 2. If the true discount on a certain sum due 6 months hence at 15% is Rs. 120,
what is the banker's discount on the same sum for the same time and at the same
rate?
B.G. = S.I. on T.D.
= Rs.(120 x 15 x 1/2 x 1/100)
= Rs. 9.
(B.D.) - (T.D.) = Rs. 9.
B.D. = Rs. (120 + 9) = Rs. 129.
in
Sol.
eO
nl
Ex. 3. The banker's discount on Rs. 1800 at 12% per annum is equal to the true
discount on Rs. 1872 for the same time at the same rate. Find the time.
Sol.
S.I. on Rs. 1800 = T.D. on Rs. 1872.
P.W. of Rs. 1872 is Rs. 1800.
Rs. 72 is S.I. on Rs. 1800 at 12%.
Time =[(100 x 72)/ (12x1800)]year
1/3year = 4 months.
Th
Ex. 4. The banker's discount and the true discount on a sum of money due 8 months
hence are Rs. 120 and Rs. 110 respectively. Find the sum and the rate percent.
Sol.
Sum =[( B.D.*T.D.)/(B.D.-T.D.)]
= Rs.[(120x110)/(120-110)]
= Rs. 1320.
Since B.D. is S.I. on sum due, so S.I. on Rs. 1320 for 8 months is Rs. 120.
Rate =[(100 x120)/( 1320 x 2/3)%
= 13 7/11%.
Ex. 5. The present worth of a bill due sometime hence is Rs. 1100 and the true
discount on the bill is Rs. 110. Find the banker's discount and the banker's gain.
Sol. T.D. =(P.W.*B.G)](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
Recommended
Groundwater Recharge: Presentation to BAF members
This document discusses the importance of digging recharge wells to manage groundwater sustainably in Bangalore. It notes that as the city has become more built up, there is increased surface runoff and flooding but less space for water to naturally percolate into the groundwater. Recharge wells help channel runoff more effectively into aquifers. They can help tide the city over increasingly frequent drought periods. The document provides guidance on locating, designing, digging, and maintaining recharge wells for homes, apartments, layouts, and public spaces. It includes the legal requirements for recharge wells, typical costs, and contact information for well diggers.
watershed management
Watershed management involves studying the characteristics of a watershed area to sustainably manage its resources and implement plans to maintain watershed functions. It aims to manage water supply, quality, drainage, runoff, rights, and overall planning while involving various stakeholders. Watershed management techniques include vegetative measures like crop rotation and engineering measures like constructing check dams to increase infiltration, water holding capacity, and prevent erosion. Rainwater harvesting techniques also help provide water, recharge groundwater, and reduce floods and pollution by capturing runoff and floodwaters.
Water resources engineering
Hydrology means science of water.
It is the science that deals with the occurance, circulation and distribution of water on the earth.
Hydrology is a broad subject of an inter-disciplinary nature drawing support from allied sciences.
Rainwater harvesting ppt
This document discusses rainwater harvesting, which involves collecting and storing rainwater from rooftops and surfaces where rain falls. It notes that rainwater harvesting is important for replenishing groundwater supplies and addressing water scarcity issues. The document provides details on the components of a rainwater harvesting system, including catchment areas, gutters, filters, and storage tanks. It discusses the benefits of rainwater harvesting and how to estimate the potential water harvest from a given area based on rainfall amounts. Overall, the document promotes rainwater harvesting as a sustainable and cost-effective way to conserve water resources.
Ce533 ch1
This document provides an overview of gradually varied flow and water surface profiles in open channels. It discusses the following key points in 3 sentences:
Uniform flow can be considered a control as it relates depth to discharge. Gradually varied flow occurs when controls pull flow away from uniform conditions, resulting in a transition between the two states. The water surface profile classification is based on the channel slope and how the flow depth compares to the normal and critical depths.
Rain water harvesting
Rain Water Harvesting is a way to capture the rain water when it rains, store that water above ground or charge the underground and use it later. This happens naturally in open rural areas. But in congested, over-paved metropolitan cities, we need to create methods to capture the rain water.
Class lectures on Hydrology by Rabindra Ranjan Saha Lecture 12
Hydrologic cycle,weather and temperature, Rain gauge, precipitation, discharge measurement,stream flow, hydrographs, flood and flood routing. unit hydrographs
Rainwater harvesting
This document provides an overview of rainwater harvesting including its benefits and components. It discusses how rainwater harvesting systems typically include a catchment area, conveyance system to move water from the catchment to storage, a storage facility, and a delivery system. Key factors in selecting a technology include rainfall levels, costs, and alternative water sources. Benefits include providing a free water source and reducing stormwater runoff. Regular maintenance is required to ensure water quality is not compromised. The feasibility depends on rainfall levels and storage capacity.
Recommended
Groundwater Recharge: Presentation to BAF members
This document discusses the importance of digging recharge wells to manage groundwater sustainably in Bangalore. It notes that as the city has become more built up, there is increased surface runoff and flooding but less space for water to naturally percolate into the groundwater. Recharge wells help channel runoff more effectively into aquifers. They can help tide the city over increasingly frequent drought periods. The document provides guidance on locating, designing, digging, and maintaining recharge wells for homes, apartments, layouts, and public spaces. It includes the legal requirements for recharge wells, typical costs, and contact information for well diggers.
watershed management
Watershed management involves studying the characteristics of a watershed area to sustainably manage its resources and implement plans to maintain watershed functions. It aims to manage water supply, quality, drainage, runoff, rights, and overall planning while involving various stakeholders. Watershed management techniques include vegetative measures like crop rotation and engineering measures like constructing check dams to increase infiltration, water holding capacity, and prevent erosion. Rainwater harvesting techniques also help provide water, recharge groundwater, and reduce floods and pollution by capturing runoff and floodwaters.
Water resources engineering
Hydrology means science of water.
It is the science that deals with the occurance, circulation and distribution of water on the earth.
Hydrology is a broad subject of an inter-disciplinary nature drawing support from allied sciences.
Rainwater harvesting ppt
This document discusses rainwater harvesting, which involves collecting and storing rainwater from rooftops and surfaces where rain falls. It notes that rainwater harvesting is important for replenishing groundwater supplies and addressing water scarcity issues. The document provides details on the components of a rainwater harvesting system, including catchment areas, gutters, filters, and storage tanks. It discusses the benefits of rainwater harvesting and how to estimate the potential water harvest from a given area based on rainfall amounts. Overall, the document promotes rainwater harvesting as a sustainable and cost-effective way to conserve water resources.
Ce533 ch1
This document provides an overview of gradually varied flow and water surface profiles in open channels. It discusses the following key points in 3 sentences:
Uniform flow can be considered a control as it relates depth to discharge. Gradually varied flow occurs when controls pull flow away from uniform conditions, resulting in a transition between the two states. The water surface profile classification is based on the channel slope and how the flow depth compares to the normal and critical depths.
Rain water harvesting
Rain Water Harvesting is a way to capture the rain water when it rains, store that water above ground or charge the underground and use it later. This happens naturally in open rural areas. But in congested, over-paved metropolitan cities, we need to create methods to capture the rain water.
Class lectures on Hydrology by Rabindra Ranjan Saha Lecture 12
Hydrologic cycle,weather and temperature, Rain gauge, precipitation, discharge measurement,stream flow, hydrographs, flood and flood routing. unit hydrographs
Rainwater harvesting
This document provides an overview of rainwater harvesting including its benefits and components. It discusses how rainwater harvesting systems typically include a catchment area, conveyance system to move water from the catchment to storage, a storage facility, and a delivery system. Key factors in selecting a technology include rainfall levels, costs, and alternative water sources. Benefits include providing a free water source and reducing stormwater runoff. Regular maintenance is required to ensure water quality is not compromised. The feasibility depends on rainfall levels and storage capacity.
River training work
The document summarizes the objectives, methodology, and results of a study analyzing the morphometric characteristics and river training needs of the Venkatapura river watershed in India. The objectives were to understand the river's behavior, protect surrounding areas from flooding, and minimize bank erosion. Tools like ArcGIS and HEC-RAS were used to analyze watershed parameters, model steady flows, and identify critical cross-sections. Key findings included a drainage density and bifurcation ratio indicating a moderate watershed, sinuosity suggesting some meandering, and critical sections found to change course or overtop banks during 100-year flows. Preventive bank protection structures were recommended.
Lecture 18 M5.pdf
The dimensions of the sump are:
Lower base diameter = 6m
Upper base diameter = 4m
Height of remaining part = 3m
Area of lower base = πr2 = π(3)2 = 28.26m2
Area of upper base = πr2 = π(2)2 = 12.56m2
Volume of remaining part = Volume of frustum - Volume filled initially
= (1/3) × (Area of lower base + Area of upper base + √(Area of lower base × Area of upper base)) × Height
= (1/3) × (28.26 + 12.56 + √(28.26
Rain water harvesting - Need of the era
Nitin Chhaperwal presented a document on rainwater harvesting to Sh. Sunil Khichar. The document discussed:
1) Rainwater harvesting involves collecting, conveying, and storing rainwater for beneficial use by capturing it from rooftops and storing it in tanks or recharging groundwater.
2) Rainwater harvesting systems consist of simple methods to collect, transport, and store rainwater for direct uses like irrigation or indirect recharge of groundwater.
3) Rainwater harvesting has benefits like conserving water resources, providing improved water quality, and replenishing groundwater, but costs and maintenance requirements can be high in some areas.
Rainwaterharvesting by...prabhunath sharma
Rainwater harvesting is a method to augment groundwater levels by collecting and storing rainwater. It helps overcome water scarcity issues caused by increasing population, industrialization, and decreasing surface water bodies. There are two main methods - surface runoff harvesting which collects runoff in urban areas, and roof top harvesting which collects rainwater falling on roofs. The basic components of a roof top system are the catchment/roof area, pipes to transport water, a first flush device, and filters to purify the water before it is recharged into the groundwater through methods like borewells. The success of such systems can be measured by increased groundwater levels and decreased salinity, fluoride, nitrate, and contamination in the
Rajasthan - The Land of Colors
Rajasthan is known for its rich culture and heritage. It has a long history and was previously known as Rajputana. Rajasthan is located in western India and shares borders with several other states. It is a popular tourist destination, known for its forts, palaces, festivals, and traditional arts and crafts. Some of the major attractions include Meherangarh Fort, Umaid Bhawan Palace, and Lake Palace in Udaipur. The state takes pride in preserving its ancient traditions through music, dance, cuisine, and attire that trace back to the Rajput clans who have historically inhabited the region.
Tribal Cultures Around The World
The document discusses the benefits of exercise for both physical and mental health. It notes that regular exercise can reduce the risk of diseases like heart disease and diabetes, and help manage conditions like depression and anxiety. Exercise is also described as important for boosting brain health and maintaining cognitive function as we age.
Water harvesting
This document discusses the history and need for rainwater harvesting in India. It outlines that rainwater harvesting has been
practiced for thousands of years around the world, including in ancient civilizations like Ur. It was commonly used in South
India over 1000 years ago through various methods. It describes how research on rainwater harvesting increased in India from
the 1960s onward. It notes that rainwater harvesting is needed to address increasing water demands and scarcity in both rural
and urban areas of India, as water is becoming a limited resource, especially in certain states like Tamil Nadu.
Drainage System
A presentation on Drainage Systems of a building from students of 4th Semester Architecture at VNIT, Nagpur (Jan-March 2015)
Rain water harvesting ppt
The annual rainfall of Iran is about 13% as compared to rainfall in India. Despite of it, due to employing Rainwater Harvesting techniques and better water management , the government of Iran has been able to match up the water demands of the citizens of Iran.The presentations gives an overview of torography,technology, various rainwater harvesting structures employed in Iran.
South Asia Drought Monitoring System (SADMS)
Presented by IWMI's Giriraj Amarnath at an expert consultation meeting on the implementation of our South Asia Drought Monitoring System (SADMS) in Sri Lanka, at IWMI headquarters in Colombo, Sri Lanka, on September 26, 2017
HIDROMETRÍA
Este documento resume los conceptos fundamentales de hidrometría necesarios para el curso de Hidrología Aplicada. Explica el funcionamiento de las estaciones hidrológicas, los procedimientos para obtener datos hidrológicos y cómo se procesa esta información. Luego, describe cómo construir una curva de descarga a partir de los aforos, incluyendo el cálculo de caudales, factores que afectan la curva y métodos de extrapolación para cubrir todo el rango de niveles. Finalmente, presenta los resultados de un ejemplo de construcción de
150860106006 54 55_62
This presentation summarizes key concepts related to hydrographs including:
1) A hydrograph shows the variation of discharge over time at a particular point in a river. It has three main components: the rising limb, peak, and recession curve.
2) Factors like area, slope, land use, and precipitation affect hydrograph shape.
3) A unit hydrograph represents the response of a watershed to 1 cm of direct runoff from rainfall of a given duration, and is used to estimate flood discharge from future rainfall.
4) Methods like superposition and S-curves are used to derive unit hydrographs from storm hydrographs and to estimate hydrographs for different rainfall scenarios.
Road drainage
This document discusses various types of drainage infrastructure used for roads, including culverts, catch basins, gutters, ditches, and drop inlets. It notes that proper road drainage is important for flood control, protecting infrastructure, and environmental impacts. The document is authored by group members Matala Mayambi Tresor, Waseem Akram, and Kanonga Munyungu Arthur.
Balancing of traverse
This document discusses different methods for balancing a closed traverse survey by distributing corrections to station coordinates. It provides examples of using Bowditch's Rule, the Transit Rule, and the Third Rule to balance a sample traverse with given length, latitude, and departure coordinates. Bowditch's Rule distributes corrections proportionally to leg lengths, while the Transit Rule uses angular precision assumptions and the Third Rule separates corrections between northings/southings and eastings/westings.
Integrated swm training guide
This module introduces LGU participants to the concepts of environmental governance and its application to integrated solid waste management (ISWM). Specifically, it discusses the principles of decentralization, devolution, and subsidiarity. It emphasizes the three elements of good governance - transparency, accountability, and participatory decision-making (TAP). The module also provides an overview of the EcoGov project and its ISWM technical assistance approach, which incorporates governance practices like joint analysis and decision-making. The overall goal is to establish a shared understanding of governance principles and their importance for developing an effective ISWM plan and program.
Canal & canal types with design of channels by dj sir covered kennedy lacey t...
This document discusses canals and their classification and design. It describes different types of canals including contour canals, which follow the contour lines of the land to minimize engineering works. The document outlines several steps for determining the depth and bed width of canals based on factors like area and peak discharge. It also lists considerations for aligning canals, such as minimizing costs, serving the intended irrigation area, and balancing cut and fill amounts.
Water Conservation
Water conservation, methods of conservation of water, domestic,industrial and agricultural conservation of water, strategies of conservation of water,
Water Resources Engineering Introduction
This document provides an introduction to hydrology, including:
1. Hydrology is defined as the science of water, its occurrence and circulation on Earth. It deals with water resources, processes like precipitation and runoff, and problems like floods and droughts.
2. The hydrologic cycle describes the continuous movement of water on, above, and below the Earth's surface, including evaporation, transpiration, precipitation, runoff, and storage components.
3. The water budget equation expresses the relationship between inputs, outputs, and changes in storage of water in a given catchment area over a period of time.
Aplicación del diseño de presas
El documento describe las presas y su historia y propósito. Las presas se construyeron originalmente para almacenar agua en épocas de abundancia y liberarla en épocas de sequía. La primera presa data de alrededor del 4000 a.C. en el río Nilo. Las presas modernas tienen varios componentes clave como el embalse, el dique y el vertedero de seguridad. También se clasifican por los materiales de construcción, incluido el concreto, la tierra y las rocas.
Area & volume 3
1. There are several methods to calculate the area of land from survey data, including graphical, instrumental, and from field notes.
2. Common units for expressing area include square meters, hectares, square feet, and acres.
3. Key computational methods covered are the mid-ordinate rule, average ordinate rule, trapezoidal rule, and Simpson's rule, which involve calculating the area based on ordinates or offsets taken at regular intervals along a baseline.
4. Each method makes different assumptions about the shape of the boundary between ordinates, with Simpson's rule assuming a parabolic arc to provide a more accurate result than the trapezoidal rule.
Ac Counting For Business
The document provides details about an accounting for business program by Afterscho☺ol Centre for Social Entrepreneurship. It includes instructions for participants to prepare trading and profit and loss accounts based on transaction details provided for a business owner named Goti for the year ended 31 March 2007. It also provides an additional information and asks participants to prepare a balance sheet as on that date.
Ac Counting For Business
This material is a part of our PGPSE programe. Our programme is available for any student after class 12th / graduation. AFTERSCHO☺OL conducts PGPSE, which is available free to all online students. There are no charges. PGPSE is a very rigorous programme, designed to give a comprehensive training in social entrepreneurship / spiritual entrepreneurship. This programme is aimed at those persons, who want to ultimately set up their own business enterprises which can benefit society substantially. PGPSE is a unique programme, as it combines industry consultancy, business solutions and case studies in addition to spirituality and social concerns. You can read the details at www.afterschoool.tk or at www.afterschool.tk
More Related Content
What's hot
River training work
The document summarizes the objectives, methodology, and results of a study analyzing the morphometric characteristics and river training needs of the Venkatapura river watershed in India. The objectives were to understand the river's behavior, protect surrounding areas from flooding, and minimize bank erosion. Tools like ArcGIS and HEC-RAS were used to analyze watershed parameters, model steady flows, and identify critical cross-sections. Key findings included a drainage density and bifurcation ratio indicating a moderate watershed, sinuosity suggesting some meandering, and critical sections found to change course or overtop banks during 100-year flows. Preventive bank protection structures were recommended.
Lecture 18 M5.pdf
The dimensions of the sump are:
Lower base diameter = 6m
Upper base diameter = 4m
Height of remaining part = 3m
Area of lower base = πr2 = π(3)2 = 28.26m2
Area of upper base = πr2 = π(2)2 = 12.56m2
Volume of remaining part = Volume of frustum - Volume filled initially
= (1/3) × (Area of lower base + Area of upper base + √(Area of lower base × Area of upper base)) × Height
= (1/3) × (28.26 + 12.56 + √(28.26
Rain water harvesting - Need of the era
Nitin Chhaperwal presented a document on rainwater harvesting to Sh. Sunil Khichar. The document discussed:
1) Rainwater harvesting involves collecting, conveying, and storing rainwater for beneficial use by capturing it from rooftops and storing it in tanks or recharging groundwater.
2) Rainwater harvesting systems consist of simple methods to collect, transport, and store rainwater for direct uses like irrigation or indirect recharge of groundwater.
3) Rainwater harvesting has benefits like conserving water resources, providing improved water quality, and replenishing groundwater, but costs and maintenance requirements can be high in some areas.
Rainwaterharvesting by...prabhunath sharma
Rainwater harvesting is a method to augment groundwater levels by collecting and storing rainwater. It helps overcome water scarcity issues caused by increasing population, industrialization, and decreasing surface water bodies. There are two main methods - surface runoff harvesting which collects runoff in urban areas, and roof top harvesting which collects rainwater falling on roofs. The basic components of a roof top system are the catchment/roof area, pipes to transport water, a first flush device, and filters to purify the water before it is recharged into the groundwater through methods like borewells. The success of such systems can be measured by increased groundwater levels and decreased salinity, fluoride, nitrate, and contamination in the
Rajasthan - The Land of Colors
Rajasthan is known for its rich culture and heritage. It has a long history and was previously known as Rajputana. Rajasthan is located in western India and shares borders with several other states. It is a popular tourist destination, known for its forts, palaces, festivals, and traditional arts and crafts. Some of the major attractions include Meherangarh Fort, Umaid Bhawan Palace, and Lake Palace in Udaipur. The state takes pride in preserving its ancient traditions through music, dance, cuisine, and attire that trace back to the Rajput clans who have historically inhabited the region.
Tribal Cultures Around The World
The document discusses the benefits of exercise for both physical and mental health. It notes that regular exercise can reduce the risk of diseases like heart disease and diabetes, and help manage conditions like depression and anxiety. Exercise is also described as important for boosting brain health and maintaining cognitive function as we age.
Water harvesting
This document discusses the history and need for rainwater harvesting in India. It outlines that rainwater harvesting has been
practiced for thousands of years around the world, including in ancient civilizations like Ur. It was commonly used in South
India over 1000 years ago through various methods. It describes how research on rainwater harvesting increased in India from
the 1960s onward. It notes that rainwater harvesting is needed to address increasing water demands and scarcity in both rural
and urban areas of India, as water is becoming a limited resource, especially in certain states like Tamil Nadu.
Drainage System
A presentation on Drainage Systems of a building from students of 4th Semester Architecture at VNIT, Nagpur (Jan-March 2015)
Rain water harvesting ppt
The annual rainfall of Iran is about 13% as compared to rainfall in India. Despite of it, due to employing Rainwater Harvesting techniques and better water management , the government of Iran has been able to match up the water demands of the citizens of Iran.The presentations gives an overview of torography,technology, various rainwater harvesting structures employed in Iran.
South Asia Drought Monitoring System (SADMS)
Presented by IWMI's Giriraj Amarnath at an expert consultation meeting on the implementation of our South Asia Drought Monitoring System (SADMS) in Sri Lanka, at IWMI headquarters in Colombo, Sri Lanka, on September 26, 2017
HIDROMETRÍA
Este documento resume los conceptos fundamentales de hidrometría necesarios para el curso de Hidrología Aplicada. Explica el funcionamiento de las estaciones hidrológicas, los procedimientos para obtener datos hidrológicos y cómo se procesa esta información. Luego, describe cómo construir una curva de descarga a partir de los aforos, incluyendo el cálculo de caudales, factores que afectan la curva y métodos de extrapolación para cubrir todo el rango de niveles. Finalmente, presenta los resultados de un ejemplo de construcción de
150860106006 54 55_62
This presentation summarizes key concepts related to hydrographs including:
1) A hydrograph shows the variation of discharge over time at a particular point in a river. It has three main components: the rising limb, peak, and recession curve.
2) Factors like area, slope, land use, and precipitation affect hydrograph shape.
3) A unit hydrograph represents the response of a watershed to 1 cm of direct runoff from rainfall of a given duration, and is used to estimate flood discharge from future rainfall.
4) Methods like superposition and S-curves are used to derive unit hydrographs from storm hydrographs and to estimate hydrographs for different rainfall scenarios.
Road drainage
This document discusses various types of drainage infrastructure used for roads, including culverts, catch basins, gutters, ditches, and drop inlets. It notes that proper road drainage is important for flood control, protecting infrastructure, and environmental impacts. The document is authored by group members Matala Mayambi Tresor, Waseem Akram, and Kanonga Munyungu Arthur.
Balancing of traverse
This document discusses different methods for balancing a closed traverse survey by distributing corrections to station coordinates. It provides examples of using Bowditch's Rule, the Transit Rule, and the Third Rule to balance a sample traverse with given length, latitude, and departure coordinates. Bowditch's Rule distributes corrections proportionally to leg lengths, while the Transit Rule uses angular precision assumptions and the Third Rule separates corrections between northings/southings and eastings/westings.
Integrated swm training guide
This module introduces LGU participants to the concepts of environmental governance and its application to integrated solid waste management (ISWM). Specifically, it discusses the principles of decentralization, devolution, and subsidiarity. It emphasizes the three elements of good governance - transparency, accountability, and participatory decision-making (TAP). The module also provides an overview of the EcoGov project and its ISWM technical assistance approach, which incorporates governance practices like joint analysis and decision-making. The overall goal is to establish a shared understanding of governance principles and their importance for developing an effective ISWM plan and program.
Canal & canal types with design of channels by dj sir covered kennedy lacey t...
This document discusses canals and their classification and design. It describes different types of canals including contour canals, which follow the contour lines of the land to minimize engineering works. The document outlines several steps for determining the depth and bed width of canals based on factors like area and peak discharge. It also lists considerations for aligning canals, such as minimizing costs, serving the intended irrigation area, and balancing cut and fill amounts.
Water Conservation
Water conservation, methods of conservation of water, domestic,industrial and agricultural conservation of water, strategies of conservation of water,
Water Resources Engineering Introduction
This document provides an introduction to hydrology, including:
1. Hydrology is defined as the science of water, its occurrence and circulation on Earth. It deals with water resources, processes like precipitation and runoff, and problems like floods and droughts.
2. The hydrologic cycle describes the continuous movement of water on, above, and below the Earth's surface, including evaporation, transpiration, precipitation, runoff, and storage components.
3. The water budget equation expresses the relationship between inputs, outputs, and changes in storage of water in a given catchment area over a period of time.
Aplicación del diseño de presas
El documento describe las presas y su historia y propósito. Las presas se construyeron originalmente para almacenar agua en épocas de abundancia y liberarla en épocas de sequía. La primera presa data de alrededor del 4000 a.C. en el río Nilo. Las presas modernas tienen varios componentes clave como el embalse, el dique y el vertedero de seguridad. También se clasifican por los materiales de construcción, incluido el concreto, la tierra y las rocas.
Area & volume 3
1. There are several methods to calculate the area of land from survey data, including graphical, instrumental, and from field notes.
2. Common units for expressing area include square meters, hectares, square feet, and acres.
3. Key computational methods covered are the mid-ordinate rule, average ordinate rule, trapezoidal rule, and Simpson's rule, which involve calculating the area based on ordinates or offsets taken at regular intervals along a baseline.
4. Each method makes different assumptions about the shape of the boundary between ordinates, with Simpson's rule assuming a parabolic arc to provide a more accurate result than the trapezoidal rule.
What's hot (20)
Canal & canal types with design of channels by dj sir covered kennedy lacey t...
Canal & canal types with design of channels by dj sir covered kennedy lacey t...
Similar to 33. bankers discount
Ac Counting For Business
The document provides details about an accounting for business program by Afterscho☺ol Centre for Social Entrepreneurship. It includes instructions for participants to prepare trading and profit and loss accounts based on transaction details provided for a business owner named Goti for the year ended 31 March 2007. It also provides an additional information and asks participants to prepare a balance sheet as on that date.
Ac Counting For Business
This material is a part of our PGPSE programe. Our programme is available for any student after class 12th / graduation. AFTERSCHO☺OL conducts PGPSE, which is available free to all online students. There are no charges. PGPSE is a very rigorous programme, designed to give a comprehensive training in social entrepreneurship / spiritual entrepreneurship. This programme is aimed at those persons, who want to ultimately set up their own business enterprises which can benefit society substantially. PGPSE is a unique programme, as it combines industry consultancy, business solutions and case studies in addition to spirituality and social concerns. You can read the details at www.afterschoool.tk or at www.afterschool.tk
Bill discounting
This document defines key concepts related to bill discounting. It explains that most business transactions occur on credit rather than cash basis. Bills of exchange and promissory notes are common instruments used for credit transactions. Bill discounting occurs when a holder of a bill receivable needs immediate cash - they sell the bill to a bank before the due date. The bank pays the discounted value after deducting discount calculated as interest on the unexpired period. Key terms discussed include true discount, banker's discount, banker's gain, present worth, face value, discounted value, and date of maturity.
Present value lecture 3
This document provides an overview of key concepts for calculating present and future values, including:
1) How to calculate present and future values of single cash flows using discount factors and compound interest formulas.
2) How to calculate present value for a stream of multiple cash flows by summing the discounted cash flows.
3) Examples are provided to illustrate calculating present value for investments, loans, perpetuities, annuities, and growing cash flows.
4) Shortcuts for calculating perpetuities and annuities are explained.
5) The differences between nominal interest rates, effective interest rates, and how interest is quoted are defined.
6) Useful spreadsheet functions for present value calculations are listed.
Loans (1)
The document describes several types of loans:
- Pure discount loans where the borrower receives funds upfront and repays the full amount later.
- Interest-only loans where the borrower makes periodic interest payments and repays the principal at maturity.
- Constant payment loans where the borrower makes equal monthly payments of principal and interest over the loan term to fully repay the loan.
It also discusses alternative mortgage instruments such as graduated payment mortgages, price level adjusted mortgages, adjustable rate mortgages, and reverse annuity mortgages.
Capital Market financial market in which long-term debt (over a year) or equ...
Capital markets channel the wealth of savers to those who can put it to long-term productive use, such as companies or governments making long-term investments.[a] Financial regulators like Securities and Exchange Board of India (SEBI), Bank of England (BoE) and the U.S. Securities and Exchange Commission (SEC) oversee capital markets to protect investors against fraud, among other duties.
HIRE PURCHASE PPT.pptx
This document provides information about hire purchase transactions. Some key points:
- Hire purchase allows a purchaser to acquire an asset by paying in installments over time, while the seller retains ownership until full payment is made. Both parties benefit - the purchaser gets immediate use and credit, while the seller increases sales and recovers financing costs.
- Terms include hire vendor (seller), hire purchaser (buyer), cash price, down payment, hire purchase installments, and hire purchase price (total paid including interest).
- Several examples are provided to illustrate how to calculate installment amounts, total hire purchase price, and accounting entries for both parties. Depreciation and interest expenses are accounted for.
-
matemática financiera módulo iv
The document discusses interest calculations using simple interest. It defines key terms like principal, interest rate, time period, future value and present value. It provides formulas for calculating simple interest, future value, and present value. Examples are given for calculating simple interest using both exact interest (based on 365 days) and ordinary interest (based on 360 days). Discounting using simple interest is also discussed along with related formulas and examples.
Time Value of Money.pptx .
The document discusses the time value of money concepts in engineering economics. It defines key terms like interest, simple interest, compound interest and cash flow diagrams.
It explains that money has time value because it can earn more money over time through interest (earning power) and its purchasing power changes with inflation. Time value of money is measured using interest rates. Interest is the cost of borrowing money for the borrower and the earnings for the lender.
It then discusses simple interest and compound interest calculations. Finally, it describes how to construct cash flow diagrams by defining the time frame, establishing periods on the horizontal axis, and plotting cash inflows and outflows. It provides examples of drawing cash flow diagrams for different scenarios.
Company Secretarial Practise 13 November
The document provides information about Company Secretarial Practise Afterscho☺ol, which conducts comprehensive social entrepreneurship programs. It details the PGPSE program, which aims to develop social entrepreneurs and change makers. It also discusses workshops conducted in schools and colleges to promote social entrepreneurship. The program has flexible specializations and is the world's most comprehensive program in social and spiritual entrepreneurship.
Piutang wesel
The document discusses accounting for notes receivable. It provides examples of how to record various types of notes receivable, including:
1) Interest-bearing notes where the stated interest rate is equal to market rate. The note is recorded at face value.
2) Interest-bearing notes where the stated interest rate differs from market rate. The note is recorded at present value of future cash flows.
3) Non-interest bearing notes. The note is recorded at present value of future cash flows using implied interest rate.
It also discusses accounting for impairment of long-term notes receivable, including calculating and recording impairment losses. Notes receivable may be used as collateral for borrowings or sold outright to
Simple and compound interest
This ppt is helpful in clearing a basic concepts regarding this topic.
Also if you are preparing for competitive exams go through the MCQ given in this ppt.
Compittitve exams like CTET, PTET, SSC, JEE, etc.
Teori investasi
This document discusses investment theories and concepts. It defines investment as expenditures on capital goods that can be used for future production. There are two main types of investment: real investment in durable capital goods used for production, and financial investment in securities. The key factors determining investment levels are expected profits, interest rates, economic forecasts, technology advances, and income levels. Investment projects are evaluated using criteria like payback period, benefit-cost ratio, net present value, and internal rate of return. Discounted cash flow techniques are used to determine if a project's future cash flows justify the initial capital costs.
Teori investasi
This document discusses investment theories and concepts. It defines investment as expenditures on capital goods that can be used for future production. There are two main types of investment: real investment in durable capital goods used for production, and financial investment in securities. The key factors determining investment levels are expected profits, interest rates, economic forecasts, technology advances, and income levels. Investment projects are evaluated using criteria like payback period, benefit-cost ratio, net present value, and internal rate of return. Discounted cash flow techniques are used to determine if a project's future cash flows justify the initial capital costs.
Simple-Interest .pptx
The document provides information about simple interest, including definitions, formulas, and examples. It defines simple interest as interest calculated only once for the entire loan period. The key factors that determine simple interest are the principal, interest rate, and time. Formulas are provided to calculate simple interest, as well as the principal, rate, time, and maturity value. Several example problems demonstrate how to use the formulas to find interest, principal, rate, time, and maturity value for different simple interest scenarios.
Bonds
1. Bonds are issued by businesses as a means of borrowing money from investors. They involve regular interest payments and repayment of the full amount at maturity.
2. Bond buyers earn interest by loaning money to businesses through bond purchases. Bond issuers pay interest for having the use of investors' money.
3. Bonds are priced based on their future cash flows, with discounts for lower stated interest rates and premiums for higher stated rates.
Forex_Hedging (1).pptx
This document discusses foreign exchange exposure and risk management strategies for businesses. It explains that the fluctuating values of currencies create uncertainty for international businesses. It then describes hedging as a way for businesses to minimize or eliminate this foreign exchange risk through internal techniques like invoicing in domestic currency or netting exposures, or external techniques like forward contracts, futures contracts, and options. Specific examples are provided to illustrate how forward contracts can help lock in exchange rates to reduce risk for importers and exporters.
Capital budgeting
This document discusses capital expenditure and capital budgeting. It defines capital expenditure as long-term investment that increases revenues or decreases costs over time. Examples include purchasing fixed assets, expanding existing assets, and replacing assets. Capital budgeting involves planning and evaluating capital expenditures and returns over future periods. The document then discusses various capital budgeting techniques like payback period, accounting rate of return, net present value, and internal rate of return to evaluate projects. It provides examples of calculating each method and their respective merits and demerits.
chapter_10.ppt
1) The document discusses bonds, including how companies use bonds to raise funds from creditors. Bonds have advantages like interest payments being tax deductible, but also disadvantages like the risk of bankruptcy if payments are missed.
2) Key characteristics of bonds are discussed, including face value, maturity date, stated interest rate, and payment dates. Bonds can be classified as debenture, callable, or convertible.
3) Methods for accounting for bonds are covered, whether they are issued at par value, a discount, or a premium. Journal entries are provided for initial issuance and subsequent interest payments over the life of the bond.
SIMPLE-INTEREST.pptx
Engineering Economy:
Simple interest paid or received over a certain period is a fixed percentage of the principal amount that was borrowed or lent. It varies directly with time.
F = P + I = P + Prt
Similar to 33. bankers discount (20)
Capital Market financial market in which long-term debt (over a year) or equ...
Capital Market financial market in which long-term debt (over a year) or equ...
More from Akhilesh Sharma
INDIA at a Glance "Glorified Incredible !ndia"
India is located in South Asia. It has many geographical features including mountain ranges like the Himalayas, rivers like the Ganges and Yamuna, as well as lakes and seas. India has a long and diverse history and culture. It is a federal parliamentary republic with 29 states and 7 union territories. India has a growing economy focused in sectors like services, agriculture, and industry. Tourism is also a major industry in India with many popular destinations.
Ujjain "the city that never sleeps"
Ujjain gets direct trains from all over India and is accessible from Indore (60 kms) and therefore an important pilgrim center in India. Ujjain is typically visited along with Omkareshwar as a part of Jyotirlinga Getaway. Situated on the banks of Sacred River Shipra, Ujjain is one of the four places in India where the famous Kumbh Mela takes place. This holy festival is held here every 12 years relating to the position of stars and planets. According to Hindu mythology, the nectar which came out from the ocean during its churning by Gods and Demons, fell at four places and Ujjain was one of them. That is the reason of Ujjain being a venue for the Kumbh Mela.
37. pie charts
This document contains a pie chart showing the sources of funds collected by the National Highways Authority of India for Phase II projects. It also includes 5 multiple choice questions about the pie chart. The total funds collected were Rs. 57,600 crores. The questions ask about the percentage of funds from different sources, the central angle corresponding to different sources on the pie chart, and calculations involving the data from the pie chart, such as determining amounts based on percentages.
35. tabulation
The document provides information about tabulation questions that may appear in competitive exams. It explains that these questions involve analyzing data presented in a table format regarding topics like production over time, imports/exports, employee incomes, etc. The data is arranged systematically in rows and columns with headings. Example questions are provided based on sales data for different battery types sold by a company each year. The questions test the ability to analyze trends, calculate percentages, and compare values across the table. Overall, the document introduces the concept of tabulation questions and provides a sample table and questions to illustrate the type of data analysis skills required to solve them.
34. height & distance
The document provides information and examples regarding trigonometric ratios and their applications to problems involving angles of elevation, depression, and distances. It defines trigonometric ratios for right triangles and gives their values for common angles. It also defines angle of elevation and depression and provides worked examples of problems involving finding heights, distances, widths, and angles using trigonometric ratios and properties of right triangles.
31. probability
1. This document discusses probability and provides examples of calculating probability for random experiments and events.
2. Key concepts explained include sample space, events, and the probability formula of P(E) = n(E)/n(S) where n(E) is the number of outcomes in the event and n(S) is the total number of outcomes in the sample space.
3. Several examples are provided such as calculating the probability of getting a head when tossing a coin, getting a total over 7 when rolling two dice, and the probability of getting cards of the same color or queen when drawing from a deck of cards.
30. premutation & combinations
The document discusses permutations and combinations formulas. It defines permutations as arrangements of objects taking some or all at a time. The formula for permutations of n objects taken r at a time is nPr = n!/(n-r)!. Combinations are defined as groups or selections of objects taken some at a time, regardless of order. The formula for combinations of n objects taken r at a time is nCr = n!/(r!(n-r)!). Several examples of calculating permutations and combinations are provided.
29. stocks & shares
1. A company raises funds from the public by dividing its total capital needs into small units called shares. People who buy these shares are shareholders.
2. The company uses the funds raised to start a business or industry. It issues share certificates to shareholders showing the value and number of shares they hold.
3. Profits are distributed annually to shareholders as dividends according to the number and value of shares held.
28. clocks
This document provides information about clocks and time. It includes:
1) Important facts about clock faces being divided into 60 minute spaces and clocks having an hour and minute hand.
2) Examples of calculating time differences between clocks and determining when clock hands will be in certain positions.
3) Explanations and solutions to examples such as finding the angle between hands at a certain time or when hands will be together or perpendicular.
27. calender
This document provides formulas and examples for calculating the day of the week for any given date by determining the number of odd days. It explains that an ordinary year has 1 odd day while a leap year has 2 odd days. To calculate the odd days for a period, you add the odd days for each year in that period. Several examples are given to demonstrate how to use this method to find the day of the week for different dates. The key points covered are that any date in March will fall on the same day of the week as the corresponding date in November of that year, and the calendar can be reused every 4 years.
25. volume & surface area
eO
The document provides 27 examples solving problems related to calculating volumes and surface areas of various geometric shapes like cubes, cuboids, cylinders, cones, spheres, and hemispheres. The key formulas used include formulas for volume and surface area of cubes, cuboids, cylinders, cones, spheres, and hemispheres. Sample problems include finding volumes and surface areas given dimensions, number of cubes or balls that can be made from a given volume, and percentage increases in volumes and surface areas when dimensions change.
24. area
1. The document provides formulas and concepts related to geometry including triangles, quadrilaterals, circles, and other shapes.
2. It includes formulas for calculating the areas of various shapes such as rectangles, triangles, parallelograms, trapezoids, circles, and composite figures.
3. Several solved examples applying these formulas are given at the end to demonstrate calculations of lengths, widths, areas, and perimeters of different geometric shapes.
23. logarithms
This document provides important facts and formulas about logarithms. It defines logarithms and gives examples of evaluating logarithms using properties like loga(xy)=loga(x)+loga(y). It also defines common logarithms as logarithms to base 10, and discusses the characteristic and mantissa of logarithms. Several solved examples are given to illustrate evaluating logarithms and using their properties to simplify logarithmic expressions.
22. compound interest
Compound interest is calculated by adding interest to the principal amount in regular intervals called compounding periods. The principal and previously accumulated interest becomes the basis for calculating interest in the next period. Three key formulas are provided for calculating compound interest compounded annually, semi-annually, and quarterly. Several example problems are then solved demonstrating the application of these formulas to calculate compound interest amounts over different time periods and interest rates.
19. boats & streams
This document provides important facts and formulas for boats and streams, along with sample problems and solutions. It states that the direction of a stream is called downstream, while against the stream is upstream. The speed of a boat downstream equals the boat speed plus the stream speed, while upstream it is the boat speed minus the stream speed. Sample problems are given to calculate boat speed in still water and stream rate based on upstream and downstream times.
18. problem on trains
1. The document provides 10 examples of problems involving trains passing each other or passing stationary objects while moving at various speeds. It gives the calculations to determine time taken, speed, length of trains/objects from the information provided in each example.
2. Key formulas provided include converting between km/hr and m/sec, calculating relative speed of trains moving in the same or opposite directions, and determining time taken for trains to pass based on their lengths, speeds and direction of motion.
3. The examples use these formulas to solve for values like time taken, speed, length from the data like one value being given in each problem.
17. time & distance
1. This document provides important formulas and examples related to time and distance problems. It includes formulas for speed, distance, and time as well as examples of speed, average speed, and time calculations for distances covered at different speeds.
2. Several solved examples demonstrate using the formulas and concepts to calculate speeds, times, distances, and average speeds for scenarios like traveling different distances at different speeds, catching up to another traveler, and missing a train by certain times depending on walking speed.
3. The document serves as a reference for the key formulas and concepts needed to solve time and distance word problems.
12. ratio & prapotion
1. Ratio and proportion are important concepts involving relationships between quantities. A ratio represents the fraction between two quantities, while a proportion exists when ratios are equal.
2. Key formulas and concepts include: the product of means equals the product of extremes; finding fourth, third, and mean proportionals; comparing and compounding ratios; and direct and inverse variation.
3. Examples demonstrate calculating ratios, proportions, and proportionals from word problems involving money, mixtures, and other real-world scenarios.
11. profit & loss
The document provides information on profit and loss concepts. It defines key terms like cost price, selling price, profit, gain and loss. It provides formulas to calculate gain, loss, gain/loss percentage. It also includes solved examples like calculating profit/loss percentage when an item is bought and sold at different prices, finding cost price or selling price when other details are given.
10. percentage
eO
This document provides information on percentage including concepts, formulas, and examples. Some key points:
- Percentage means hundredths, so 20% means 20/100 or 1/5.
- To increase or decrease a number by a certain percentage, the percentage is calculated as a fraction of the original number.
- Population and depreciation problems can be solved using the formula: Current value = Original value × (1 ± Rate of change/100)^Number of years.
- Examples provide calculations for percentage of a number, percentage increase/decrease, and multi-step percentage word problems.
More from Akhilesh Sharma (20)
Recently uploaded
Introduction to Metro in India by cosmo soil.pptx
The metro system in India is a vital part of urban mobility, providing eco-friendly, efficient, and affordable transportation. This article explores its history, benefits, and future developments, highlighting how metros enhance quality of life and drive urban development.
ITES KPO BPO IT sector in the country has increased at an incredible rate o...
ites KPO and BPO,IT sector in the country has increased at an incredible rate of 35% per year for the last 10 years reinforces the view that India is world class in IT
The IT sector is one of the largest employers of women, and therefore, can play a crucial role in women empowerment and the reduction of gender inequalities.
一比一原版宾夕法尼亚大学毕业证(UPenn毕业证书)学历如何办理
挂科购买【微信号:176555708】【挂科购买(UPenn毕业证书)】【微信号:176555708】《成绩单、外壳、offer、真实留信官方学历认证（永久存档/真实可查）》采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【我们承诺采用的是学校原版纸张（纸质、底色、纹路）我们拥有全套进口原装设备，特殊工艺都是采用不同机器制作，仿真度基本可以达到100%，所有工艺效果都可提前给客户展示，不满意可以根据客户要求进行调整，直到满意为止！】
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信号:176555708】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信号:176555708】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
留信网服务项目：
1、留学生专业人才库服务（留信分析）
2、国（境）学习人员提供就业推荐信服务
3、留学人员区块链存储服务
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：客户在留信官方认证查询网站查询到认证通过结果后付款，不成功不收费！
一比一原版(cwu毕业证书)美国中央华盛顿大学毕业证如何办理
原版一模一样【微信：741003700 】【(cwu毕业证书)美国中央华盛顿大学毕业证成绩单】【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】外观非常简单，由纸质材料制成，上面印有校徽、校名、毕业生姓名、专业等信息。
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】格式相对统一，各专业都有相应的模板。通常包括以下部分：
校徽：象征着学校的荣誉和传承。
校名:学校英文全称
授予学位：本部分将注明获得的具体学位名称。
毕业生姓名：这是最重要的信息之一，标志着该证书是由特定人员获得的。
颁发日期：这是毕业正式生效的时间，也代表着毕业生学业的结束。
其他信息：根据不同的专业和学位，可能会有一些特定的信息或章节。
办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】价值很高，需要妥善保管。一般来说，应放置在安全、干燥、防潮的地方，避免长时间暴露在阳光下。如需使用，最好使用复印件而不是原件，以免丢失。
综上所述，办理(cwu毕业证书)美国中央华盛顿大学毕业证【微信：741003700 】是证明身份和学历的高价值文件。外观简单庄重，格式统一，包括重要的个人信息和发布日期。对持有人来说，妥善保管是非常重要的。
Economic trends from a business point of view (May 2024)
Economic trends from a business point of view (May 2024)Інститут економічних досліджень та політичних консультацій
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Independent Call Girls Visakhapatnam 8800000000 Low Rate HIgh Profile Visakha...
Independent Call Girls Visakhapatnam 8800000000 Low Rate HIgh Profile Visakhapatnam beautys
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
Call Girls in Mumbai (Maharashtra) call me [🔝9967824496🔝] Escort In Jaipur se...
Call Girls in Mumbai (Maharashtra) call me [🔝9967824496🔝] Escort In Jaipur service 24X7
13 Jun 24 ILC Retirement Income Summit - slides.pptx
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
Monthly Market Risk Update: June 2024 [SlideShare]
Markets rallied in May, with all three major U.S. equity indices up for the month, said Sam Millette, director of fixed income, in his latest Market Risk Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
5 Compelling Reasons to Invest in Cryptocurrency Now
In recent years, cryptocurrencies have emerged as more than just a niche fascination; they have become a transformative force in global finance and technology. Initially propelled by the enigmatic Bitcoin, cryptocurrencies have evolved into a diverse ecosystem of digital assets with the potential to reshape how we perceive and interact with money.
Vadhavan Port Development _ What to Expect In and Beyond (1).pdf
The Vadhavan Port Development is poised to be one of the most significant infrastructure projects in India's maritime history. This deep-sea port, located in Maharashtra, promises to transform the region's economic landscape, bolster India's trade capabilities, and generate a plethora of employment opportunities. In this blog, we will delve into the various facets of the Vadhavan Port Development: what to expect in and beyond its completion, and how it stands to influence the future of India's maritime and economic sectors.
What Lessons Can New Investors Learn from Newman Leech’s Success?
Newman Leech's success in the real estate industry is based on key lessons and principles, offering practical advice for new investors and serving as a blueprint for building a successful career.
Recently uploaded (20)
ITES KPO BPO IT sector in the country has increased at an incredible rate o...
ITES KPO BPO IT sector in the country has increased at an incredible rate o...
Application Of mathematics in Finance- Time Value of Money
Application Of mathematics in Finance- Time Value of Money
Economic trends from a business point of view (May 2024)
Economic trends from a business point of view (May 2024)
Independent Call Girls Visakhapatnam 8800000000 Low Rate HIgh Profile Visakha...
Independent Call Girls Visakhapatnam 8800000000 Low Rate HIgh Profile Visakha...
How to Invest in Cryptocurrency for Beginners: A Complete Guide
How to Invest in Cryptocurrency for Beginners: A Complete Guide
Call Girls in Mumbai (Maharashtra) call me [🔝9967824496🔝] Escort In Jaipur se...
Call Girls in Mumbai (Maharashtra) call me [🔝9967824496🔝] Escort In Jaipur se...
13 Jun 24 ILC Retirement Income Summit - slides.pptx
13 Jun 24 ILC Retirement Income Summit - slides.pptx
Monthly Market Risk Update: June 2024 [SlideShare]
Monthly Market Risk Update: June 2024 [SlideShare]
5 Compelling Reasons to Invest in Cryptocurrency Now
5 Compelling Reasons to Invest in Cryptocurrency Now
Vadhavan Port Development _ What to Expect In and Beyond (1).pdf
Vadhavan Port Development _ What to Expect In and Beyond (1).pdf
What Lessons Can New Investors Learn from Newman Leech’s Success?
What Lessons Can New Investors Learn from Newman Leech’s Success?
33. bankers discount
- 1. Free GK Alerts- JOIN OnlineGK to 9870807070 33. BANKER'S DISCOUNT IMPORTANT CONCEPTS eG K Banker's Discount : Suppose a merchant A buys goods worth, say Rs. 10,000 from another merchant B at a credit of say 5 months. Then, B prepares a bill, called the bill of exchange. A signs this bill and allows B to withdraw the amount from his bank account after exactly 5 months. The date exactly after 5 months is called nominally due date. Three days (known as grace days) are added to it to get a date, known as legally due date. in Suppose B wants to have the money before the legally due date. Then he can have the money from the banker or a broker, who deducts S.I. on the face value (i.e., Rs. 10,000 in this case) for the period from the date on which the bill was discounted (i.e., paid by the banker) and the legally due date. This amount is known as Banker's Discount (B.D.) Thus, B.D. is the S.I. on the face value for the period from the date on which the bill was discounted and the legally due date. Banker's Gain (B.G.) = (B.D.) - (T.D.) for the unexpired time. Note : When the date of the bill is not given, grace days are not to be added. nl IMPORTANT FORMULAE 1. B.D. = S.I. on bill for unexpired time. 2. B.G. = (B.D.)-(T.D.) = S.I. on T.D. =(T.D)2 /P.W . 3. T.D. = (P.W.xB.G.) eO 4. B.D. =[(Amount *Rate *Time)/100] 5.Amount=[(B.D. x T.D.)/(B.D.-T.D.)] 6. T.D.= [(Amount x Rate x Time)/(100+(Rate*Time))] 7. T.D.=[( B.G. x 100)/(Rate x Time)] Th SOLVED EXAMPLES Ex. 1. A bill for Rs. 6000 is drawn on July 14 at 5 months. It is discounted on 5th October at 10%. Find the banker's discount, true discount, banker's gain and the money that the holder of the bill receives. Sol. Face value of the bill = Rs. 6000. Date on which the bill was drawn = July 14 at 5 months. Nominally due date = December 14. Legally due date = December 17. Date on which the bill was discounted = October 5.
- 2. T.D. = Rs.[(6000 x 10 x1/5)/(100+(10*1/5))] =Rs.(12000/102)=Rs. 117.64. eG K Unexpired time : Oct. Nov. Dec. 26 + 30 + 17 = 73 days =1/ 5Years B.D. = S.I. on Rs. 6000 for 1/5 year = Rs. (6000 x 10 x1/5 x1/100)= Rs. 120. B.G. = (B.D.) - (T.D.) = Rs. (120 - 117.64) = Rs. 2.36. Money received by the holder of the bill = Rs. (6000 - 120) = Rs. 5880. Ex. 2. If the true discount on a certain sum due 6 months hence at 15% is Rs. 120, what is the banker's discount on the same sum for the same time and at the same rate? B.G. = S.I. on T.D. = Rs.(120 x 15 x 1/2 x 1/100) = Rs. 9. (B.D.) - (T.D.) = Rs. 9. B.D. = Rs. (120 + 9) = Rs. 129. in Sol. eO nl Ex. 3. The banker's discount on Rs. 1800 at 12% per annum is equal to the true discount on Rs. 1872 for the same time at the same rate. Find the time. Sol. S.I. on Rs. 1800 = T.D. on Rs. 1872. P.W. of Rs. 1872 is Rs. 1800. Rs. 72 is S.I. on Rs. 1800 at 12%. Time =[(100 x 72)/ (12x1800)]year 1/3year = 4 months. Th Ex. 4. The banker's discount and the true discount on a sum of money due 8 months hence are Rs. 120 and Rs. 110 respectively. Find the sum and the rate percent. Sol. Sum =[( B.D.*T.D.)/(B.D.-T.D.)] = Rs.[(120x110)/(120-110)] = Rs. 1320. Since B.D. is S.I. on sum due, so S.I. on Rs. 1320 for 8 months is Rs. 120. Rate =[(100 x120)/( 1320 x 2/3)% = 13 7/11%. Ex. 5. The present worth of a bill due sometime hence is Rs. 1100 and the true discount on the bill is Rs. 110. Find the banker's discount and the banker's gain. Sol. T.D. =(P.W.*B.G)
- 3. B.G. =(T.D.)2/ P.W. = Rs.[(110x110)/ 1100] = Rs. 11. B.D.= (T.D. + B.G.) = Rs. (110 + 11) = Rs. 121. in eG K Ex. 6. The banker's discount on Rs. 1650 due a certain time hence is Rs. 165. Find the true discount and the banker's gain. Sol. Sum = [(B.D.xT.D.)/ (B.D.-T.D.)] = [(B.D.xT.D.)/B.G.] T.D./B.G. = Sum/ B.D. =1650/165 =10/1 Thus, if B.G. is Re 1, T.D. = Rs. 10. If B.D.is Rs. ll, T.D.=Rs. 10. If B.D. is Rs. 165, T.D. = Rs. [(10/11)xl65] =Rs.150 And, B.G. = Rs. (165 - 150) = Rs, 15. Th eO nl Ex. 7. What rate percent does a man get for his money when in discounting a bill due 10 months hence, he deducts 10% of the amount of the bill? Solution: Let amount of the bill = Rs.100 Money deducted =Rs.10 Money received by the holder of the bill = Rs.100-10 = Rs.90 SI on Rs.90 for 10 months = Rs.10 Rate =[(100*10)/(90*10/12)%=13 1/3%