This document discusses how The Interchange Brokerage Company can help reduce merchants' core processing costs through various elements. They claim their experts can eliminate 8-12% of costs through programmatic efficiencies and 5-7% through operational efficiencies related to areas like fraud control and PCI compliance. Unlike traditional processors who profit from merchant volume, The Interchange Brokerage Company is only compensated based on the savings they help merchants achieve.

1. Jolene Rogers, Expense Recovery Consultant
jolerogers@gmail.com / www.expenserecoveryhelp.com
Processors can never pad THEIR margins
with YOUR money again.
Where does the savings
come from?
“Rate” has little to do with true
savings.
Programmatic Elements:
8 to12% of your total costs can be
eliminated through programmatic
efficiencies. Unfortunately, most
Reducing Core Processing Costs for Merchants merchants have no idea that
The Interchange Brokerage Company is a consultative these elements exist, let alone
brokerage firm, founded for the express purpose of reducing how to properly align them. These
the core processing costs for our merchant clients. Our elements deal with the correct
management team has decades of expertise in the banking, exchange of data between the
merchant acquiring, merchant processing, risk management, POS device, gateway, processor
underwriting, compliance, stored value, and electronic front end, processor back end,
transactions arenas. Our entire team of experts is at your acquiring/issuing bank network,
disposal. Merchant service providers can never pad their and card associations. Correcting
margins with your money again. these issues requires zero
merchant effort.
A Different Kind of Service Provider
100% of our compensation comes from the savings you can Operational Elements:
measure. The merchant service industry derives profit 5 to 7% of your total costs can be
margins from your processing volume. The more you make, eliminated through operational
the more they take. The Interchange Brokerage Company is efficiencies. Once programmatic
compensated by how much money we help you save. The enhancements are in place, we
less they take, the more we make. Our clients enjoy the can identify and develop the
benefits of using interchange compliance to their advantage, “habits of best practices” specific
not against them. to your organization. These
include areas such as:
• Downgrade management
You’re Better Off Doing Without • Fraud control (chargeback
1. Reduced costs without switching processors management)
2. Interchange management without the effort • PCI-DSS compliance
3. Fraud and chargeback protection without the hassle
4. A team of experts working for you without the expense
Rate Negotiations:
Unless you are grossly
Immediate Results — Long Term Benefits overpaying or being taken
Our team works with you to provide prompt cost reduction advantage of, rate negotiations
upfront, then continues to work with you for as long as you make up very little of the reduction
wish, helping you to manage the changes and challenges that to your core processing costs.
face your business.
Jolene Rogers, Expense Recovery Consultant
jolerogers@gmail.com / www.expenserecoveryhelp.com