20140314 Belgian Senate Judicial action of police on social mediaLuc Beirens
Presentation given in the Belgian Senate on 14 03 2014.
Comparison of classical police investigation methods with the new cyber investigation methods.
Problems and proposals for better cyber investigations
20140218 jongeren en sociale media : de gevarenLuc Beirens
Presentatie gegeven in Adviescomité wetenschappelijke en technologische vraagstukken van de Kamer van Volksvertegenwoordigers
Gevaren van sociale media voor jongeren met focus op privacyrisico's : ook voor volwassenen
20130321 Cybercrime threats on e-commerce online shopsLuc Beirens
The document discusses various cyber threats including hacktivists, cyber espionage, and internet fraudsters. It notes the increasing reliance on information and communication technologies in modern society and the vulnerabilities this creates. The document outlines specific threats like hacking of web servers and internal networks, malware infections, and botnet attacks that can disrupt critical infrastructure or steal sensitive data. It emphasizes the need for an integrated approach and increased security awareness to address criminal cyber threats in the modern digital era.
20140126 Cybercriminaliteit in België : overleven in een wereld van hackers e...Luc Beirens
Presentatie in kader van preventie- en bewustmakingscampagne naar de eindgebruiker
Vond je de presentatie interessant ? Deel deze link http://goo.gl/IkFZFb naar de presentatie met je vrienden via alle mogelijke media : Twitter, Facebook, Google+, Netlog, ... Bedankt !
20140314 Belgian Senate Judicial action of police on social mediaLuc Beirens
Presentation given in the Belgian Senate on 14 03 2014.
Comparison of classical police investigation methods with the new cyber investigation methods.
Problems and proposals for better cyber investigations
20140218 jongeren en sociale media : de gevarenLuc Beirens
Presentatie gegeven in Adviescomité wetenschappelijke en technologische vraagstukken van de Kamer van Volksvertegenwoordigers
Gevaren van sociale media voor jongeren met focus op privacyrisico's : ook voor volwassenen
20130321 Cybercrime threats on e-commerce online shopsLuc Beirens
The document discusses various cyber threats including hacktivists, cyber espionage, and internet fraudsters. It notes the increasing reliance on information and communication technologies in modern society and the vulnerabilities this creates. The document outlines specific threats like hacking of web servers and internal networks, malware infections, and botnet attacks that can disrupt critical infrastructure or steal sensitive data. It emphasizes the need for an integrated approach and increased security awareness to address criminal cyber threats in the modern digital era.
20140126 Cybercriminaliteit in België : overleven in een wereld van hackers e...Luc Beirens
Presentatie in kader van preventie- en bewustmakingscampagne naar de eindgebruiker
Vond je de presentatie interessant ? Deel deze link http://goo.gl/IkFZFb naar de presentatie met je vrienden via alle mogelijke media : Twitter, Facebook, Google+, Netlog, ... Bedankt !
Hacktivists, cyber spies, and internet fraudsters pose serious threats in today's digital era. To protect against these growing threats, an integrated approach is needed to undermine the criminal cyber architecture. The document outlines various cybercrime threats targeting businesses, infrastructure, and individuals through hacking of websites, intrusions into internal networks, and attacks on cloud services. It emphasizes the importance of security measures like encryption, authentication, and backups to defend against these threats.
The document summarizes guidance from federal law enforcement on corporate account takeover fraud. It describes how criminals target businesses by installing malware on computers to access online banking credentials. It provides tips for businesses to protect, detect, and respond to potential fraud by educating employees, enhancing computer security, monitoring accounts, and reporting any suspicious activity to banks immediately. The guidance advocates for a layered approach using multiple security controls.
This document provides information about an upcoming workshop on telecom fraud in current and future telecom networks. The workshop will be held over two days in Dubai and will address how to detect and minimize telecom fraud, identify fraud in mobile and IP networks, and familiarize attendees with risks and future fraud risks. Attendees will learn techniques to locate fraudsters, select fraud management systems, and train staff to assist with fraud fighting. The workshop agenda covers topics such as detecting fraud, reconciling network data, using advanced techniques like link analysis to find fraudsters, and reacting to internal and external fraud.
This document discusses online banking fraud and mechanisms for detecting and preventing it. It describes:
1) Common fraud mechanisms like credentials theft, phishing, and banking trojans that steal login information.
2) The "Rake" solution which uses data mining and machine learning techniques to analyze user transaction patterns and identify anomalous behavior indicative of fraud. It automatically clusters typical user profiles and flags deviations.
3) How Rake works by collecting user transaction data, clustering profiles, and incorporating known fraud patterns to flag suspicious new transactions in real-time. This catches both existing and novel fraud techniques based on behavior rather than specific methods.
Digitial Development and Mobile Money at USAIDErin Mote
The document discusses USAID's digital development initiatives focused on expanding access to connectivity and mobile applications. It aims to extend rural access through low-cost mobile and broadband technologies. Key areas of focus include facilitating regulatory environments, universal access programs, and leveraging new technologies. USAID also supports the development and sharing of scalable, replicable mobile applications. This includes establishing cloud services and an applications marketplace. Mobile money programs are highlighted as a priority to increase financial inclusion through partnerships with governments, donors, and private sector actors. The goal is to replicate successes like M-Pesa in new countries through risk capital, enabling policies, and multi-sector collaboration.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_A Risk-Based A...spirecorporate
Regulators should take a risk-based approach to mobile financial services regulation. While services may be provided by telcos or banks, all involve both entities at some level. Financial regulators are appropriate to oversee issues involving safeguarding of money. Key risks include fraud, technical failures, money laundering, and lack of consumer protection; common controls address transaction limits, KYC, agent management, and more. Examples show tiered KYC and deposit limits based on risk.
This document discusses mobile financial services and the growing use of mobile phones. It provides statistics on the rising number of mobile phone and payment card users worldwide. It then discusses how mobile phones are integrated into people's daily lives and routines. The document proposes a model for mobile information and financial services that combines mobile banking, mobile payments, and near field communication technologies. It outlines some of the security measures needed for mobile payment systems, including authentication, data integrity, and privacy.
This document discusses the potential and challenges of mobile banking systems. It summarizes the experiences of M-Pesa in Kenya, Gcash and SmartMoney in the Philippines, and OiPaggo in Brazil. Key challenges discussed include building extensive inlet and outlet networks to deposit and withdraw cash, developing a value proposition to attract users and merchants, and navigating a complex ecosystem that involves mobile networks, banks, merchants, and regulations. M-Pesa in Kenya has focused on money transfers between individuals but fully developing the ecosystem remains difficult.
The document discusses countering cross-channel fraud threats. It summarizes Detica's predictions for the top three 2013 US fraud trends: a focus on understanding fraudster behavior, continued exploitation of ACH and wire fraud by organized criminals, and the maturation of mobile fraud. It also discusses the definition of cross-channel fraud and why countering it is challenging. Detica recommends a holistic approach using social network analytics, entity profiling, and integrated risk management to detect fraud across channels.
Fresh Digital Group addresses mobile security issues. There are vulnerabilities in operating systems, transport networks, and apps themselves. Apps are often rushed to market without proper security. Mobile devices expand the attack surface compared to desktops. The biggest security risks are from lost or stolen devices, where local data is insecurely stored, and insecure communications over open WiFi networks. Case studies show how credentials could be compromised from lost or exploited devices granting access to financial apps. Solutions include implementing input validation, authentication, authorization, and securing data at rest and in transit.
Fresh Digital Group addresses mobile security issues. There are vulnerabilities in operating systems, transport networks, and apps themselves. Apps are often rushed to market without proper security. Mobile devices expand the attack surface compared to desktops. The biggest security risks are from lost or stolen devices, where local data is insecurely stored, and insecure communications over open WiFi networks. Case studies show how credentials could be compromised from lost or exploited devices granting access to financial apps. Solutions include implementing input validation, authentication, authorization, and securing data at rest and in transit.
This document provides information about a 2-day workshop on security threats to mobile services and electronic crimes in IP and IP-TV platforms. The workshop will cover topics such as cyber terrorism, fraud in mobile TV and IP-TV, hacking mobile nodes, and industrial espionage. Attendees will learn how to protect mobile infrastructures from attacks, identify fraud in mobile networks and services, and locate fraudsters using advanced techniques. The workshop is aimed at staff from telecom operators, banking security departments, telecom fraud departments, and law enforcement electronic crime units.
This presentation is designed to be 30 minutes and provides the audience with some information on Internet scams and how to protect themselves against identity theft.
The presentation was designed and given by Josh Moulin, an 11 year veteran of law enforcement and now a cybersecurity team lead for a federal agency that focuses on national security. Josh has multiple certifications in law enforcement and digital forensics and has been considered an expert in his field. Josh speaks across the nation on various cyber issues and has been qualified as an expert witness in both state and federal court on numerous occasions.
According to the document, reported database thefts increased 37% from 2011 to the previous year. The document discusses how personal identity data has become a commodity that is bought and sold online. As the value of this data has decreased over time, the number of databases and amount of personal data collected has dramatically increased, fueling more database thefts. The document provides examples of how easily databases can be accessed without authorization, examines the profile of most database thieves, and provides best practices for database security to help prevent further theft.
This document contains a summary of Jose L. Quinones' background and expertise. It lists his professional roles including IT director, security consultant, and technical instructor. It also provides an overview of his areas of focus such as ransomware, phishing, social engineering, and best practices for password security, backups, and mobile device security. The document aims to educate others on cybersecurity threats and mitigations.
The document discusses interoperability between the French government and users through three initiatives:
1. Mon.service-public.fr - A single online portal for citizens to access government services and track procedures.
2. My Procedure Online (MDEL) - A system to start and manage administrative procedures related to life events through multiple channels.
3. The Trusted Data Exchange Platform (PEC) - A platform to securely exchange electronic information and documents between government and partners/users.
Cyber crime threatens financial institutions in several ways. Hackers can access personal or sensitive information by breaking into computers. Cyber stalking and identity theft are also problems. Malicious software can steal data or damage systems. Mobile and online banking are growing targets as they handle more transactions electronically. To address cyber crime, financial institutions must implement security features, share threat information, and work with law enforcement internationally since cyber crimes often cross borders. Comprehensive strategies include prevention, investigation, prosecution, and cooperation between public and private sectors.
This presentation will help you understand “Data”, Data Management, Data Communication System, Types of Data Transmission etc. and how data management effects business growth.
To know more about Welingkar School’s Distance Learning Program and courses offered, visit:
http://www.welingkaronline.org/distance-learning/online-mba.html
cVidya's Senior Director of Product Strategy, Tal Eisner's in-depth presentation on the historical and current state of the telecom industry from a Revenue Intelligence aspect given at Revenue Management & Fraud Prevention Latin America in October 2011
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Hacktivists, cyber spies, and internet fraudsters pose serious threats in today's digital era. To protect against these growing threats, an integrated approach is needed to undermine the criminal cyber architecture. The document outlines various cybercrime threats targeting businesses, infrastructure, and individuals through hacking of websites, intrusions into internal networks, and attacks on cloud services. It emphasizes the importance of security measures like encryption, authentication, and backups to defend against these threats.
The document summarizes guidance from federal law enforcement on corporate account takeover fraud. It describes how criminals target businesses by installing malware on computers to access online banking credentials. It provides tips for businesses to protect, detect, and respond to potential fraud by educating employees, enhancing computer security, monitoring accounts, and reporting any suspicious activity to banks immediately. The guidance advocates for a layered approach using multiple security controls.
This document provides information about an upcoming workshop on telecom fraud in current and future telecom networks. The workshop will be held over two days in Dubai and will address how to detect and minimize telecom fraud, identify fraud in mobile and IP networks, and familiarize attendees with risks and future fraud risks. Attendees will learn techniques to locate fraudsters, select fraud management systems, and train staff to assist with fraud fighting. The workshop agenda covers topics such as detecting fraud, reconciling network data, using advanced techniques like link analysis to find fraudsters, and reacting to internal and external fraud.
This document discusses online banking fraud and mechanisms for detecting and preventing it. It describes:
1) Common fraud mechanisms like credentials theft, phishing, and banking trojans that steal login information.
2) The "Rake" solution which uses data mining and machine learning techniques to analyze user transaction patterns and identify anomalous behavior indicative of fraud. It automatically clusters typical user profiles and flags deviations.
3) How Rake works by collecting user transaction data, clustering profiles, and incorporating known fraud patterns to flag suspicious new transactions in real-time. This catches both existing and novel fraud techniques based on behavior rather than specific methods.
Digitial Development and Mobile Money at USAIDErin Mote
The document discusses USAID's digital development initiatives focused on expanding access to connectivity and mobile applications. It aims to extend rural access through low-cost mobile and broadband technologies. Key areas of focus include facilitating regulatory environments, universal access programs, and leveraging new technologies. USAID also supports the development and sharing of scalable, replicable mobile applications. This includes establishing cloud services and an applications marketplace. Mobile money programs are highlighted as a priority to increase financial inclusion through partnerships with governments, donors, and private sector actors. The goal is to replicate successes like M-Pesa in new countries through risk capital, enabling policies, and multi-sector collaboration.
121010_Mobile Banking & Payments for Emerging Asia Summit 2012_A Risk-Based A...spirecorporate
Regulators should take a risk-based approach to mobile financial services regulation. While services may be provided by telcos or banks, all involve both entities at some level. Financial regulators are appropriate to oversee issues involving safeguarding of money. Key risks include fraud, technical failures, money laundering, and lack of consumer protection; common controls address transaction limits, KYC, agent management, and more. Examples show tiered KYC and deposit limits based on risk.
This document discusses mobile financial services and the growing use of mobile phones. It provides statistics on the rising number of mobile phone and payment card users worldwide. It then discusses how mobile phones are integrated into people's daily lives and routines. The document proposes a model for mobile information and financial services that combines mobile banking, mobile payments, and near field communication technologies. It outlines some of the security measures needed for mobile payment systems, including authentication, data integrity, and privacy.
This document discusses the potential and challenges of mobile banking systems. It summarizes the experiences of M-Pesa in Kenya, Gcash and SmartMoney in the Philippines, and OiPaggo in Brazil. Key challenges discussed include building extensive inlet and outlet networks to deposit and withdraw cash, developing a value proposition to attract users and merchants, and navigating a complex ecosystem that involves mobile networks, banks, merchants, and regulations. M-Pesa in Kenya has focused on money transfers between individuals but fully developing the ecosystem remains difficult.
The document discusses countering cross-channel fraud threats. It summarizes Detica's predictions for the top three 2013 US fraud trends: a focus on understanding fraudster behavior, continued exploitation of ACH and wire fraud by organized criminals, and the maturation of mobile fraud. It also discusses the definition of cross-channel fraud and why countering it is challenging. Detica recommends a holistic approach using social network analytics, entity profiling, and integrated risk management to detect fraud across channels.
Fresh Digital Group addresses mobile security issues. There are vulnerabilities in operating systems, transport networks, and apps themselves. Apps are often rushed to market without proper security. Mobile devices expand the attack surface compared to desktops. The biggest security risks are from lost or stolen devices, where local data is insecurely stored, and insecure communications over open WiFi networks. Case studies show how credentials could be compromised from lost or exploited devices granting access to financial apps. Solutions include implementing input validation, authentication, authorization, and securing data at rest and in transit.
Fresh Digital Group addresses mobile security issues. There are vulnerabilities in operating systems, transport networks, and apps themselves. Apps are often rushed to market without proper security. Mobile devices expand the attack surface compared to desktops. The biggest security risks are from lost or stolen devices, where local data is insecurely stored, and insecure communications over open WiFi networks. Case studies show how credentials could be compromised from lost or exploited devices granting access to financial apps. Solutions include implementing input validation, authentication, authorization, and securing data at rest and in transit.
This document provides information about a 2-day workshop on security threats to mobile services and electronic crimes in IP and IP-TV platforms. The workshop will cover topics such as cyber terrorism, fraud in mobile TV and IP-TV, hacking mobile nodes, and industrial espionage. Attendees will learn how to protect mobile infrastructures from attacks, identify fraud in mobile networks and services, and locate fraudsters using advanced techniques. The workshop is aimed at staff from telecom operators, banking security departments, telecom fraud departments, and law enforcement electronic crime units.
This presentation is designed to be 30 minutes and provides the audience with some information on Internet scams and how to protect themselves against identity theft.
The presentation was designed and given by Josh Moulin, an 11 year veteran of law enforcement and now a cybersecurity team lead for a federal agency that focuses on national security. Josh has multiple certifications in law enforcement and digital forensics and has been considered an expert in his field. Josh speaks across the nation on various cyber issues and has been qualified as an expert witness in both state and federal court on numerous occasions.
According to the document, reported database thefts increased 37% from 2011 to the previous year. The document discusses how personal identity data has become a commodity that is bought and sold online. As the value of this data has decreased over time, the number of databases and amount of personal data collected has dramatically increased, fueling more database thefts. The document provides examples of how easily databases can be accessed without authorization, examines the profile of most database thieves, and provides best practices for database security to help prevent further theft.
This document contains a summary of Jose L. Quinones' background and expertise. It lists his professional roles including IT director, security consultant, and technical instructor. It also provides an overview of his areas of focus such as ransomware, phishing, social engineering, and best practices for password security, backups, and mobile device security. The document aims to educate others on cybersecurity threats and mitigations.
The document discusses interoperability between the French government and users through three initiatives:
1. Mon.service-public.fr - A single online portal for citizens to access government services and track procedures.
2. My Procedure Online (MDEL) - A system to start and manage administrative procedures related to life events through multiple channels.
3. The Trusted Data Exchange Platform (PEC) - A platform to securely exchange electronic information and documents between government and partners/users.
Cyber crime threatens financial institutions in several ways. Hackers can access personal or sensitive information by breaking into computers. Cyber stalking and identity theft are also problems. Malicious software can steal data or damage systems. Mobile and online banking are growing targets as they handle more transactions electronically. To address cyber crime, financial institutions must implement security features, share threat information, and work with law enforcement internationally since cyber crimes often cross borders. Comprehensive strategies include prevention, investigation, prosecution, and cooperation between public and private sectors.
This presentation will help you understand “Data”, Data Management, Data Communication System, Types of Data Transmission etc. and how data management effects business growth.
To know more about Welingkar School’s Distance Learning Program and courses offered, visit:
http://www.welingkaronline.org/distance-learning/online-mba.html
cVidya's Senior Director of Product Strategy, Tal Eisner's in-depth presentation on the historical and current state of the telecom industry from a Revenue Intelligence aspect given at Revenue Management & Fraud Prevention Latin America in October 2011
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South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
University of North Carolina at Charlotte degree offer diploma Transcripttscdzuip
办理美国UNCC毕业证书制作北卡大学夏洛特分校假文凭定制Q微168899991做UNCC留信网教留服认证海牙认证改UNCC成绩单GPA做UNCC假学位证假文凭高仿毕业证GRE代考如何申请北卡罗莱纳大学夏洛特分校University of North Carolina at Charlotte degree offer diploma Transcript
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
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May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
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Ensuring robust asset quality is not just a mere aspect but a critical cornerstone for the stability and success of financial institutions worldwide. It serves as the bedrock upon which profitability is built and investor confidence is sustained. Therefore, in this presentation, we delve into a comprehensive exploration of strategies that can aid financial institutions in achieving and maintaining superior asset quality.
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Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.