The document discusses the unique financial and legal challenges faced by the LGBT community, including taxes, retirement planning, estate planning, and social security benefits. It provides an overview of these issues and recommends action items like reviewing insurance policies and working with professionals to implement tax reduction techniques. The attorney discusses legal documents like wills, trusts, and powers of attorney that are important for estate planning within the LGBT community.
Startups in a Down Economy: Legal, Business, and Financing Strategiesideatoipo
Launching a startup - or starting a business - is challenging and is fraught with pitfalls. This is even more so in the midst of a pandemic and a global recession.
Roger Royse, partner at the law firm of Haynes and Boone, LLP in Palo Alto, will discus strategies for building and operating a successful business or startup during a recession. Roger will discuss:
1) What should you expect from your vendors, customers and financiers?
2) How can startup founders protect themselves from predatory creditors during a bad economy?
3) What will financing terms look like now?
Is startup investment capital even available?
4) What are some tax traps to avoid when working out debt obligations with investors and creditors?
5) Can startups still get federal stimulus grant money or loans?
6) What will venture capital terms look like now?
7) For existing startup companies -- how can you get venture capitalists to step up and continue funding your startup company?
8) How viable is crowdfunding and other alternative sources of funding in 2020?
9) If you lost your job or have been furloughed, how do you get started doing gig work in a gig economy?
What are the legal traps and restrictions for gig workers?
10) What other strategies and tactics should entrepreneurs deploy during a downturn?
and more!
Please come with your questions, comments and scenarios.
How to Prep for Venture Capital Funding Part 2: Venture Capital Termsideatoipo
Getting venture capital funding is the ultimate yet often elusive goal of many Silicon Valley startups. Venture capital funding dramatically improves a startup's chances of having a big IPO or buy out exit. Most startups at their inception have the hope, if not the expectation, that they will eventually receive venture capital funding.
In the current environment, venture capital funding has become more competitive, but it is still available. This presentation is the second of two parts and will cover typical venture capital deal terms and points, negotiating with venture capitalists and what to expect in the current environment.
Corporate and startup attorney Roger Royse will discuss:
1) Should you be approaching venture capitalists now
2) How (and when) you should value your startup for venture capitalists
3) What are typical venture capital financing terms
4) What terms you may negotiate and what terms are standard
5) How to protect yourself from dilution, freeze outs and forfeiture of shares
6) How to manage your investors after the close
7) Planning for a venture capital backed exit
8) What to do when things go wrong
9) Troubled company terms, down rounds and recaps
10) How to access and leverage funding sources during a global economic crisis
and more!
How to Position Your Startup for VC Fundingideatoipo
During this webinar, you will learn the basics of the venture model and path along with the necessary steps to take so that your company’s legal structure is an attractive investment. The discussion will cover:
1. Why a Delaware C-Corp is the most-common structure
2. How to document the relationship of the founders and early employees
3. The typical funding stages of a successful startup
4. An overview of convertible debt and SAFEs
5. Why it’s critical to run pro forma cap tables before financings
6. What happens in a venture financing
7. Why compliance with securities laws is important
8. Common legal mistakes in raising capital
9. And much, much more
Come with your questions and get ready to be excited about venture funding!
Building assets is one of the most effective pathways out of generational poverty and into financial stability. To build assets, families need financial education, asset building opportunities, and the ability to protect assets. Building and maintaining credit is a key part of this process. This session will provide an introduction to the strategies and policies that are helping families build credit and get on the path to financial stability.
Presenters
Sarah Chenven, Credit Builders Alliance
Abby Wood, Metropolitan Family Services
How International Startups Can Move to Silicon Valleyideatoipo
Silicon Valley contains the greatest concentration of wealth in the world, housing companies representing trillions of dollars of market capitalization on a short stretch of land between San Francisco and San Jose, California.
Companies from around the world come to Silicon Valley for access to markets, financing and talent. Many of the most successful companies have started in other countries and moved to Silicon Valley.
This presentation covers how international startups can move to Silicon Valley. The speakers will discuss the legal, business and practical aspects of moving your company, funding your startup and tips on how to comply with legal, tax and regulatory requirements.
Startups in a Down Economy: Legal, Business, and Financing Strategiesideatoipo
Launching a startup - or starting a business - is challenging and is fraught with pitfalls. This is even more so in the midst of a pandemic and a global recession.
Roger Royse, partner at the law firm of Haynes and Boone, LLP in Palo Alto, will discus strategies for building and operating a successful business or startup during a recession. Roger will discuss:
1) What should you expect from your vendors, customers and financiers?
2) How can startup founders protect themselves from predatory creditors during a bad economy?
3) What will financing terms look like now?
Is startup investment capital even available?
4) What are some tax traps to avoid when working out debt obligations with investors and creditors?
5) Can startups still get federal stimulus grant money or loans?
6) What will venture capital terms look like now?
7) For existing startup companies -- how can you get venture capitalists to step up and continue funding your startup company?
8) How viable is crowdfunding and other alternative sources of funding in 2020?
9) If you lost your job or have been furloughed, how do you get started doing gig work in a gig economy?
What are the legal traps and restrictions for gig workers?
10) What other strategies and tactics should entrepreneurs deploy during a downturn?
and more!
Please come with your questions, comments and scenarios.
How to Prep for Venture Capital Funding Part 2: Venture Capital Termsideatoipo
Getting venture capital funding is the ultimate yet often elusive goal of many Silicon Valley startups. Venture capital funding dramatically improves a startup's chances of having a big IPO or buy out exit. Most startups at their inception have the hope, if not the expectation, that they will eventually receive venture capital funding.
In the current environment, venture capital funding has become more competitive, but it is still available. This presentation is the second of two parts and will cover typical venture capital deal terms and points, negotiating with venture capitalists and what to expect in the current environment.
Corporate and startup attorney Roger Royse will discuss:
1) Should you be approaching venture capitalists now
2) How (and when) you should value your startup for venture capitalists
3) What are typical venture capital financing terms
4) What terms you may negotiate and what terms are standard
5) How to protect yourself from dilution, freeze outs and forfeiture of shares
6) How to manage your investors after the close
7) Planning for a venture capital backed exit
8) What to do when things go wrong
9) Troubled company terms, down rounds and recaps
10) How to access and leverage funding sources during a global economic crisis
and more!
How to Position Your Startup for VC Fundingideatoipo
During this webinar, you will learn the basics of the venture model and path along with the necessary steps to take so that your company’s legal structure is an attractive investment. The discussion will cover:
1. Why a Delaware C-Corp is the most-common structure
2. How to document the relationship of the founders and early employees
3. The typical funding stages of a successful startup
4. An overview of convertible debt and SAFEs
5. Why it’s critical to run pro forma cap tables before financings
6. What happens in a venture financing
7. Why compliance with securities laws is important
8. Common legal mistakes in raising capital
9. And much, much more
Come with your questions and get ready to be excited about venture funding!
Building assets is one of the most effective pathways out of generational poverty and into financial stability. To build assets, families need financial education, asset building opportunities, and the ability to protect assets. Building and maintaining credit is a key part of this process. This session will provide an introduction to the strategies and policies that are helping families build credit and get on the path to financial stability.
Presenters
Sarah Chenven, Credit Builders Alliance
Abby Wood, Metropolitan Family Services
How International Startups Can Move to Silicon Valleyideatoipo
Silicon Valley contains the greatest concentration of wealth in the world, housing companies representing trillions of dollars of market capitalization on a short stretch of land between San Francisco and San Jose, California.
Companies from around the world come to Silicon Valley for access to markets, financing and talent. Many of the most successful companies have started in other countries and moved to Silicon Valley.
This presentation covers how international startups can move to Silicon Valley. The speakers will discuss the legal, business and practical aspects of moving your company, funding your startup and tips on how to comply with legal, tax and regulatory requirements.
Distressed Startups: Legal, Business, and Financing Strategiesideatoipo
Launching a startup - or starting a business - is challenging and is fraught with pitfalls. This is even more so in the midst of a pandemic and a global recession.
Veteran Silicon Valley attorney Roger Royse will discuss strategies for building and operating a successful business or startup during troubled times.
Roger will discuss:
1) What should you expect from your vendors, customers and financiers?
2) How can startup founders protect themselves from predatory creditors during a bad economy?
3) What will financing terms look like now?
Is startup investment capital even available?
4) What are some tax traps to avoid when working out debt obligations with investors and creditors?
5) Can startups still get federal stimulus grant money or loans?
6) What will venture capital terms look like now?
7) For existing startup companies -- how can you get venture capitalists to step up and continue funding your startup company?
8) How viable is crowdfunding and other alternative sources of funding in 2021?
9) If you lost your job or have been furloughed, how do you get started doing gig work in a gig economy?
What are the legal traps and restrictions for gig workers?
10) What other strategies and tactics should entrepreneurs deploy during a downturn?
How to Prepare Your Startup for Venture Capital Investment - Part 1ideatoipo
In the current environment, venture capital funding has become more competitive, but it is still available. This presentation will cover what a startup should do to prepare for venture funding, what essential steps to take, what venture capitalists expect and how to avoid venture capital deal breakers.
Corporate and startup attorney Roger Royse will discuss:
1) What types of startups are viable candidates for venture capital funding
2) What types of startups are being funded now
3) How much money is being deployed and where
4) The essential assets, traction and qualities that your startup must have to even have a chance at success when approaching a venture capitalist
5) How you can make your startup more attractive to venture capitalists
6) How (and when) you should value your startup for venture capitalists
7) How to get your startup in front of venture capitalists
8) How you can protect yourself against dilutive rounds, losing control and being removed from management
9) How to establish and maintain good relationships with venture capitalists
10) How to build a strong personal brand when dealing with venture capitalists -- and why this is critical
and more!
How to Form an Angel or Venture Fund: Legal, Business and Tax Strategiesideatoipo
While large amounts of pooled capital continue to be invested in startups, the legal, tax and regulatory environment continues to evolve. Many entrepreneurs and investors pool their capital into vehicles designed to invest in startups. Others form funds to manage investments by other passive investors.
Join us as we discuss the complex web of legal, tax and regulatory requirements for forming and operating a fund.
Two Silicon Valley attorneys will discuss the nuts and bolts of forming an angel or venture fund, including:
1) Types of investment funds designed to invest in startups
2) Typical investment fund terms
3) Various ways of structuring the distribution waterfall
3) Special tax rules applicable to fund managers (and some related tax issues on the investors side)
4) The federal and state registration requirements for fund managers;
Securities law issues for funds
5) Special considerations for foreign investors in funds
6) CFIUS considerations for funds with foreign investors
and more!
8.20.20 How to Relocate Your Startup to Silicon Valleyideatoipo
You began your startup outside of the United States, and now you would like to relocate it to Silicon Valley. Every year many startups make the move without working through the complex legal issues. Failing to address those issues can kill your startup. San Francisco-based startup and venture capital attorney Jason Putnam Gordon of Polsinelli LLP will provide a high-level overview of the common US legal issues surrounding the move. This program will provide information on the following key issues:
· Corporate structure
· Tax consequences
· Intercompany agreements
· Immigration
· Intellectual property issues
· US employment laws
· The Committee on Foreign Investment in the United States, also known as CFIUS
· Export-control Issues
· Common pitfalls and mistakes
· And much, much more.
Come with your questions and scenarios.
About the Speaker
Jason Putnam Gordon is a results-oriented corporate attorney practicing in the Venture Capital and Emerging Growth Companies group in Polsinelli’s San Francisco office. Jason has a passion for working with experienced entrepreneurs and executives to make their vision a reality.
In his practice, he regularly represents companies throughout their life cycle in matters related to venture capital financing, strategic corporate relationships, corporate formation, complex mergers and acquisitions, sales, and divestitures. With industry focuses on consumer goods and technology, because of his broad skill set and deep network, Jason regularly works in a wide array of verticals including artificial intelligence, virtual reality, augmented reality, video games, software, hardware, life sciences, the internet of things and agricultural technology.
Jason works with companies based locally, elsewhere in the U.S. and internationally. Jason brings a unique skill set to the negotiating table and to litigation-minimization strategies in the boardroom. He started his career as a federal law clerk in the United States District Court for the Eastern District of Pennsylvania and then continued as a litigator handling corporate, securities, intellectual property, and commercial litigation before establishing a transactional practice.
Outside of the office, Jason is dedicated to his family and has a passion for skydiving and indoor body flight.
If you have any questions regarding the content of this presentation, you can reach Jason at:
JGordon@polsinelli.com
Startups, Venture Capital and Angel Funding in a Reopened Economy ideatoipo
Recorded 6/22
Covid has changed almost all aspects of our lives and the way we do business, including the startup ecosystem. As the country re-opens and companies adjust to the new normal, many startup founders have had to pivot to meet the new realities.
Join us for as discussion of how the pandemic has changed the startup landscape and how startups must do business, especially if they want to attract angel and venture capital investors.
We will cover new laws and how your startup can succeed and grow under the new rules. We will discuss:
1) How can startup protect themselves from post Covid liabilities?
2) What are best practices in the post-Covid world?
3) How has expanded government programs changed the startup world?
4) How can a startup position itself to succeed and avoid pitfalls?
5) What is new in venture capital investment terms?
Providence Wealth Partners Keys to investing for retirementBrandonSinger
No matter what our occupations, most of us share a common goal of a comfortable retirement. Almost everyone looks forward to the day when they can retire and enjoy more free time. And so, the investment decisions we make in preparation for that retirement are crucial.
8.18.20 How to Negotiate with Venture Capitalistsideatoipo
Venture capital is the holy grail of funding for successful startups. Startups that successfully close a venture capital funding round will have access not only to money but also experience, expertise and connections. Silicon Valley has many success stories of venture-backed companies that went on to successful exits. However, there are as many stories of founders who lost their companies, exited too early or gave up too much to the venture capitalists. If a startup is lucky enough to get a venture capital term sheet, how can the startup founder protect herself? What should be negotiated, and what should she expect?
Join us as veteran Silicon Valley startup and venture capital attorney Roger Royse discusses how to negotiate with venture capitalists.
In this presentation, you will learn:
1) How to do due diligence on a venture capitalist
2) How to prepare your company for a venture capital financing
3) How to best position yourself for a successful raise
4) What terms to expect and what traps to avoid
5) What terms are standard, and what terms you should never agree to
6) What is a term sheet, and what can you expect to be in it
7) How to protect yourself from overreaching investors
8) How to position yourself for the future after the funding closes
9) What to expect after the close….
And more!
Please come with your questions, comments and scenarios.
About the Speaker:
Roger Royse is a partner in the Palo Alto office of Haynes and Boone, LLP and practices in the areas of corporate and securities law, tax, mergers and acquisitions and fund formation. He works with companies ranging from newly formed tech startups to publicly traded multinationals in a variety of industries. Roger has been an instructor or professor of legal, tax and business topics for the Center for International Studies (Salzburg, Austria), Golden Gate University School of Law and Stanford Continuing Studies and is a frequent speaker, writer, radio guest, blogger and panelist for bar associations, CPA organizations, and business groups. Roger is a Northern California Super Lawyer, is AV Peer-Rated by Martindale Hubbell, and has a “Superb” rating from Avvo..
Roger is the author of Dead on Arrival: How to Avoid the Legal Mistakes That Could Kill Your Startup and has been interviewed and quoted in the Wall Street Journal, Forbes, Fox Business, Chicago Tribune, Associated Press, Tax Notes, Inc. Magazine, Nikkei Asian Review, China Daily, San Francisco Chronicle, Reuters, The Recorder, 7X7, Business Insurance and Fast Company.
If you have questions for Roger, you can reach him at:
roger.royse@haynesboone.com
This is an investment presentation given to the Haas School of Business that covers the practical aspects of individual company and stock market valuation principles.
Government Industry Partners - GovCon Wealth - PLAN: Wealth & Tax Strategies ...JSchaus & Associates
JSchaus & Associate's Government Industry Partners (GIP) Webinar Series
PUT ON A WEBINAR WITH US!
Share your company content to a live audience of US Federal Government Contractors.
We will promote your webinars through our network, newsletter, social media, and digital marketing efforts reaching 23,000+ subscribers.
Webinars are live and can be published on our YOUTUBE channel.
CONTACT US at hello@jenniferschaus.com and ask for our MEDIA KIT.
Government Industry Partners - GovCon Wealth - GROW: Building a Sellable GovC...JSchaus & Associates
JSchaus & Associate's Government Industry Partners (GIP) Webinar Series
PUT ON A WEBINAR WITH US!
Share your company content to a live audience of US Federal Government Contractors.
We will promote your webinars through our network, newsletter, social media, and digital marketing efforts reaching 23,000+ subscribers.
Webinars are live and can be published on our YOUTUBE channel.
CONTACT US at hello@jenniferschaus.com and ask for our MEDIA KIT.
Distressed Startups: Legal, Business, and Financing Strategiesideatoipo
Launching a startup - or starting a business - is challenging and is fraught with pitfalls. This is even more so in the midst of a pandemic and a global recession.
Veteran Silicon Valley attorney Roger Royse will discuss strategies for building and operating a successful business or startup during troubled times.
Roger will discuss:
1) What should you expect from your vendors, customers and financiers?
2) How can startup founders protect themselves from predatory creditors during a bad economy?
3) What will financing terms look like now?
Is startup investment capital even available?
4) What are some tax traps to avoid when working out debt obligations with investors and creditors?
5) Can startups still get federal stimulus grant money or loans?
6) What will venture capital terms look like now?
7) For existing startup companies -- how can you get venture capitalists to step up and continue funding your startup company?
8) How viable is crowdfunding and other alternative sources of funding in 2021?
9) If you lost your job or have been furloughed, how do you get started doing gig work in a gig economy?
What are the legal traps and restrictions for gig workers?
10) What other strategies and tactics should entrepreneurs deploy during a downturn?
How to Prepare Your Startup for Venture Capital Investment - Part 1ideatoipo
In the current environment, venture capital funding has become more competitive, but it is still available. This presentation will cover what a startup should do to prepare for venture funding, what essential steps to take, what venture capitalists expect and how to avoid venture capital deal breakers.
Corporate and startup attorney Roger Royse will discuss:
1) What types of startups are viable candidates for venture capital funding
2) What types of startups are being funded now
3) How much money is being deployed and where
4) The essential assets, traction and qualities that your startup must have to even have a chance at success when approaching a venture capitalist
5) How you can make your startup more attractive to venture capitalists
6) How (and when) you should value your startup for venture capitalists
7) How to get your startup in front of venture capitalists
8) How you can protect yourself against dilutive rounds, losing control and being removed from management
9) How to establish and maintain good relationships with venture capitalists
10) How to build a strong personal brand when dealing with venture capitalists -- and why this is critical
and more!
How to Form an Angel or Venture Fund: Legal, Business and Tax Strategiesideatoipo
While large amounts of pooled capital continue to be invested in startups, the legal, tax and regulatory environment continues to evolve. Many entrepreneurs and investors pool their capital into vehicles designed to invest in startups. Others form funds to manage investments by other passive investors.
Join us as we discuss the complex web of legal, tax and regulatory requirements for forming and operating a fund.
Two Silicon Valley attorneys will discuss the nuts and bolts of forming an angel or venture fund, including:
1) Types of investment funds designed to invest in startups
2) Typical investment fund terms
3) Various ways of structuring the distribution waterfall
3) Special tax rules applicable to fund managers (and some related tax issues on the investors side)
4) The federal and state registration requirements for fund managers;
Securities law issues for funds
5) Special considerations for foreign investors in funds
6) CFIUS considerations for funds with foreign investors
and more!
8.20.20 How to Relocate Your Startup to Silicon Valleyideatoipo
You began your startup outside of the United States, and now you would like to relocate it to Silicon Valley. Every year many startups make the move without working through the complex legal issues. Failing to address those issues can kill your startup. San Francisco-based startup and venture capital attorney Jason Putnam Gordon of Polsinelli LLP will provide a high-level overview of the common US legal issues surrounding the move. This program will provide information on the following key issues:
· Corporate structure
· Tax consequences
· Intercompany agreements
· Immigration
· Intellectual property issues
· US employment laws
· The Committee on Foreign Investment in the United States, also known as CFIUS
· Export-control Issues
· Common pitfalls and mistakes
· And much, much more.
Come with your questions and scenarios.
About the Speaker
Jason Putnam Gordon is a results-oriented corporate attorney practicing in the Venture Capital and Emerging Growth Companies group in Polsinelli’s San Francisco office. Jason has a passion for working with experienced entrepreneurs and executives to make their vision a reality.
In his practice, he regularly represents companies throughout their life cycle in matters related to venture capital financing, strategic corporate relationships, corporate formation, complex mergers and acquisitions, sales, and divestitures. With industry focuses on consumer goods and technology, because of his broad skill set and deep network, Jason regularly works in a wide array of verticals including artificial intelligence, virtual reality, augmented reality, video games, software, hardware, life sciences, the internet of things and agricultural technology.
Jason works with companies based locally, elsewhere in the U.S. and internationally. Jason brings a unique skill set to the negotiating table and to litigation-minimization strategies in the boardroom. He started his career as a federal law clerk in the United States District Court for the Eastern District of Pennsylvania and then continued as a litigator handling corporate, securities, intellectual property, and commercial litigation before establishing a transactional practice.
Outside of the office, Jason is dedicated to his family and has a passion for skydiving and indoor body flight.
If you have any questions regarding the content of this presentation, you can reach Jason at:
JGordon@polsinelli.com
Startups, Venture Capital and Angel Funding in a Reopened Economy ideatoipo
Recorded 6/22
Covid has changed almost all aspects of our lives and the way we do business, including the startup ecosystem. As the country re-opens and companies adjust to the new normal, many startup founders have had to pivot to meet the new realities.
Join us for as discussion of how the pandemic has changed the startup landscape and how startups must do business, especially if they want to attract angel and venture capital investors.
We will cover new laws and how your startup can succeed and grow under the new rules. We will discuss:
1) How can startup protect themselves from post Covid liabilities?
2) What are best practices in the post-Covid world?
3) How has expanded government programs changed the startup world?
4) How can a startup position itself to succeed and avoid pitfalls?
5) What is new in venture capital investment terms?
Providence Wealth Partners Keys to investing for retirementBrandonSinger
No matter what our occupations, most of us share a common goal of a comfortable retirement. Almost everyone looks forward to the day when they can retire and enjoy more free time. And so, the investment decisions we make in preparation for that retirement are crucial.
8.18.20 How to Negotiate with Venture Capitalistsideatoipo
Venture capital is the holy grail of funding for successful startups. Startups that successfully close a venture capital funding round will have access not only to money but also experience, expertise and connections. Silicon Valley has many success stories of venture-backed companies that went on to successful exits. However, there are as many stories of founders who lost their companies, exited too early or gave up too much to the venture capitalists. If a startup is lucky enough to get a venture capital term sheet, how can the startup founder protect herself? What should be negotiated, and what should she expect?
Join us as veteran Silicon Valley startup and venture capital attorney Roger Royse discusses how to negotiate with venture capitalists.
In this presentation, you will learn:
1) How to do due diligence on a venture capitalist
2) How to prepare your company for a venture capital financing
3) How to best position yourself for a successful raise
4) What terms to expect and what traps to avoid
5) What terms are standard, and what terms you should never agree to
6) What is a term sheet, and what can you expect to be in it
7) How to protect yourself from overreaching investors
8) How to position yourself for the future after the funding closes
9) What to expect after the close….
And more!
Please come with your questions, comments and scenarios.
About the Speaker:
Roger Royse is a partner in the Palo Alto office of Haynes and Boone, LLP and practices in the areas of corporate and securities law, tax, mergers and acquisitions and fund formation. He works with companies ranging from newly formed tech startups to publicly traded multinationals in a variety of industries. Roger has been an instructor or professor of legal, tax and business topics for the Center for International Studies (Salzburg, Austria), Golden Gate University School of Law and Stanford Continuing Studies and is a frequent speaker, writer, radio guest, blogger and panelist for bar associations, CPA organizations, and business groups. Roger is a Northern California Super Lawyer, is AV Peer-Rated by Martindale Hubbell, and has a “Superb” rating from Avvo..
Roger is the author of Dead on Arrival: How to Avoid the Legal Mistakes That Could Kill Your Startup and has been interviewed and quoted in the Wall Street Journal, Forbes, Fox Business, Chicago Tribune, Associated Press, Tax Notes, Inc. Magazine, Nikkei Asian Review, China Daily, San Francisco Chronicle, Reuters, The Recorder, 7X7, Business Insurance and Fast Company.
If you have questions for Roger, you can reach him at:
roger.royse@haynesboone.com
This is an investment presentation given to the Haas School of Business that covers the practical aspects of individual company and stock market valuation principles.
Government Industry Partners - GovCon Wealth - PLAN: Wealth & Tax Strategies ...JSchaus & Associates
JSchaus & Associate's Government Industry Partners (GIP) Webinar Series
PUT ON A WEBINAR WITH US!
Share your company content to a live audience of US Federal Government Contractors.
We will promote your webinars through our network, newsletter, social media, and digital marketing efforts reaching 23,000+ subscribers.
Webinars are live and can be published on our YOUTUBE channel.
CONTACT US at hello@jenniferschaus.com and ask for our MEDIA KIT.
Government Industry Partners - GovCon Wealth - GROW: Building a Sellable GovC...JSchaus & Associates
JSchaus & Associate's Government Industry Partners (GIP) Webinar Series
PUT ON A WEBINAR WITH US!
Share your company content to a live audience of US Federal Government Contractors.
We will promote your webinars through our network, newsletter, social media, and digital marketing efforts reaching 23,000+ subscribers.
Webinars are live and can be published on our YOUTUBE channel.
CONTACT US at hello@jenniferschaus.com and ask for our MEDIA KIT.
Paul Comstock Partners is a fee-only investment advisory firm. Learn more about how we partner with our clients to enable them to make investment decisions they can trust.
Mini fund overview for investors - BetterCapital Real Estate FundBobby Sharma
A Better Way to Invest
Diversifying your portfolio to include real estate investments can be complex, time consuming and capital intensive. We designed Avestor from ground up to solve investor pain points and make it simple to build out a real estate portfolio.
1. Will Your Loved Ones Be Left Out? A Comprehensive look at the unique financial & legal challenges faced by the LGBT Community Steven W. Schmitt, CFP ® , MBA Kyle D. Young, CFP ® First Vice President – Investment Officer Vice President – Investment Officer Accredited Domestic Partnership Advisor sm Accredited Domestic Partnership Advisor sm (973) 564-699 (973) 564-6983 [email_address] [email_address] Attorney at Law: Philip J. Hoskins, Esq. Law Offices of Philip J. Hoskins 310-209-8080 [email_address]
2.
3. Nationwide Client Base Los Angeles Mettmann, Germany Markham, Ontario San Francisco Palm Springs Sandy, UT Chicago Bloomington Victoria, TX Tuscaloosa, AL Atlanta, GA Charleston, SC Tampa/St. Pete Ft. Lauderdale New England/ NY Metro Washington DC Baltimore Charlotte Cote, WY
4.
5.
6.
7. Our Wealth Management Process Wealth Management Services Financial Independence Liability Planning 2 Estate Planning Services Family Planning Lending Needs 4 Retirement Planning Financial Goals Statement of Goals Financial Plan Investment Management Investment Policy Manager Selection Asset Allocation Stocks, Bonds Alternative Investments Cash Risk Tolerance Retirement Plans 401(k) Beneficiaries IRA’s Social Security Benefit Commencement Decision Healthcare Insurance Long Term Care Tax Planning 1 Taxable vs. Tax Advantaged Tax Reduction Plan Goal Protection Life Insurance Review Corporate vs. Personal Income Protection Disability Insurance Liability Insurance Umbrella Coverage College Planning Child and Grandchild 529 Plans Coverdell Savings Accounts Custodial Accounts Child Living Expenses Special Needs Parents Health are Living Expenses Housing Basic Documents Health Care POA Living Will Durable POA Trusts 3 Revocable Credit Shelter Special Needs Generation Skipping Personal Residence Heirs Beneficiary Planning Annual Gifting Estate Transfer Transfer on Death Asset Titling Charitable Giving 3 Outright Gifts Charitable Trusts Bequests Donor Advised Funds Access to Lending Affiliates Personal Lending Business Lending Home Loans Mortgages Refinancing Security-Based Lending 5 Collateral Accounts Commercial Lending Construction Lending Small Business Lending
11. Let’s begin with taxes… Generic Financial Concern The LGBT Perspective Taxes Retirement Investments Estate & Legal
12. Imputed Income Health Insurance Benefits Imputed Income and the impact it has on your fringe benefits A non-issue for our married colleagues (tax-free fringe benefit) Benefit Equalization/Gross-up of salary from company
13. Recent Tax Legislation Extension of Bush-era tax policy Current Tax Rates 2011 2012 2013 Income (Max) 35% 35% 39.6% Income (Min) 10% 10% 15% Capital Gains (Max) 15% 15% 20% Qualified Dividends (Max) 15% 15% 39.6% Gift (Max) 35% 35% 55% Estate (Max) 35% 35% 55%
14. Unlimited Marital Deduction Federally-recognized married couples have the ability to pass an unlimited amount of assets between them both during life and upon death Non-Spouse couples are NOT eligible for this benefit May have major tax implications – Planning is key!
15.
16. BEWARE! Gift Tax Annual Exclusion of $13,000 (must file Form 709 on anything over this amount) Lifetime Exclusion and Gift Tax Rate ** Lack of Portability for Non-Spouse Partners ** 2011 2012 2013 Exclusion $5,000,000 $5,000,000 $1,000,000 Max Rate 35% 35% 55%
17. Tax Filing Federal Income Tax Filing Must be filed separately due to the Defense of Marriage Act (DOMA) Groundbreaking Ruling issued by the IRS in 2010 will impact ALL California Domestic Partners/Married Partners State Income Tax Filing California requires you to file Jointly if DP/Married
18. Topics of Discussion Investment Planning – Two Perspectives Generic Financial Concerns The LGBT Perspective Taxes Retirement Investments Estate & Legal
19. Funding Company Sponsored Qualified Retirement Plans 401(k), 403(b), 457, TSP, etc. 2011 2012-2013 Under 50 Years of Age $16,500 Indexed for Infl. Over 50 Years of Age $22,000 Indexed for Infl.
20.
21. Action Item! Leave nothing to chance Rollover former qualified plans to a Traditional IRA (Open investment platform, outside ERISA/Federal Guidelines, more flexibility, etc.)
22. Rollover of Former Qualified Plans Former Company Plan IRA Rollover Beneficiary Stretch IRA Transferring assets from old company retirement plans
23. In-Service Non-Hardship Withdrawal Current Company Plan IRA Rollover Beneficiary Stretch IRA In-service, non-hardship withdrawal from qualified plan (ISNHW). Plan may allow plan participants to withdraw a portion of their qualified plan (i.e. 401(k)) prior to retirement or termination of service. (IRC/402c)
24. Protecting Your Defined Benefit Plans (Pension Plans) Many company Pension Plans are NOT eligible for rollover to non-spouse beneficiary upon the passing of the employee partner!! Default death benefit payout options utilize ERISA guidelines and are NOT advantageous to non-spouse beneficiaries
25. Action Item! Leave nothing to chance Contact your Pension Plan provider to inquire about company beneficiary policies Elect your desired death benefit payout option For those companies that simply do not allow non-spouse beneficiaries, alternative planning will be necessary
37. Federal Estate Tax Exemption Amount and Max Unified Gift and Estate Tax Rate ** Lack of Portability for Non-Spouse Partners ** 2011 2012 2013 Exemption $5,000,000 $5,000,000 $1,000,000 Max Rate 35% 35% 55%
40. What Your Partner Could to Lose This leaves your surviving partner or heirs with a fraction of the assets left to them!! 2011 2012 2013 Federal Estate Tax 35% 35% 55% Federal Income Tax 35% 35% 39.6% State Estate/Inheritance Tax Varies by State Varies by State Varies by State
41. Importance of Insurance Protection Protect Large outstanding debt, education for children, probate fees and expenses Provide Liquidity Avoid liquidation of assets to pay tax liabilities Asset Protection/Replacement Loss of social security income, loss of pension income, other assets used to pay tax liability Supplemental Retirement Planning
42.
43.
44.
45.
46.
47.
48.
49.
50.
51.
52.
53.
54.
55.
56.
57.
58.
59. The Schmitt-Young Investment Group Our Team: 2 CERTIFIED FINANCIAL PLANNERS sm / Accredited Domestic Partnership Advisors sm 1 Financial Advisor 1 Client Associate Nationwide Practice (we work in 25 states across the county) 95%+ of our practice consists of LGBT individuals/couples Expert In-house Money Management of your Assets Comprehensive Financial Planning Working with the LGBT community is our Expertise and our Passion!