The document appears to be a ledger or financial report listing various accounts and their balances between 2017 and 2018. It shows the account names, beginning balances in 2017, transaction amounts that occurred during those years, and ending balances as of the end of 2017 and 2018. The balances range from a few thousand to hundreds of thousands of dollars across the various accounts during the two years.
This document describes a new type of battery that is safer and longer-lasting than current lithium-ion batteries. It works by using sodium ions rather than lithium ions and two different liquids to prevent fires. Sodium is more abundant than lithium, which could help lower battery costs. Initial tests show the new design can charge and discharge hundreds of times without issues.
The document discusses the history and evolution of chocolate production. It details how cocoa beans are harvested and fermented before being dried, roasted, and ground into chocolate liquor. The liquor is then further processed through conching and tempering to produce smooth chocolate for consumption.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the history and development of artificial intelligence over the past 70 years. It outlines some of the key milestones in AI research from the early work in the 1950s to modern advances in deep learning. While progress has been significant, fully general human-level AI remains an ongoing challenge that researchers continue working to achieve.
Building a Strong, Profitable Drupal BusinessVolacci
The document discusses the history and development of the city of Boston from its founding in 1630 by Puritan colonists as a small town on the Shawmut Peninsula through its growth into a major seaport and center of trade and industry. Boston served as the site of several key events in the American Revolution and has continued to grow as an economic and cultural center of New England.
The document discusses the history and development of a new technology called blockchain. Blockchain was originally developed for the digital currency Bitcoin in 2008 as a way to record transactions in a secure, decentralized manner without the need for a central authority. Since then, the technology has expanded and many believe it has the potential to disrupt numerous industries by reducing costs and improving security and transparency for things like payments, contracts, and record-keeping.
This document describes a new type of battery that is safer and longer-lasting than current lithium-ion batteries. It works by using sodium ions rather than lithium ions and two different liquids to prevent fires. Sodium is more abundant than lithium, which could help lower battery costs. Initial tests show the new design can charge and discharge hundreds of times without issues.
The document discusses the history and evolution of chocolate production. It details how cocoa beans are harvested and fermented before being dried, roasted, and ground into chocolate liquor. The liquor is then further processed through conching and tempering to produce smooth chocolate for consumption.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the history and development of artificial intelligence over the past 70 years. It outlines some of the key milestones in AI research from the early work in the 1950s to modern advances in deep learning. While progress has been significant, fully general human-level AI remains an ongoing challenge that researchers continue working to achieve.
Building a Strong, Profitable Drupal BusinessVolacci
The document discusses the history and development of the city of Boston from its founding in 1630 by Puritan colonists as a small town on the Shawmut Peninsula through its growth into a major seaport and center of trade and industry. Boston served as the site of several key events in the American Revolution and has continued to grow as an economic and cultural center of New England.
The document discusses the history and development of a new technology called blockchain. Blockchain was originally developed for the digital currency Bitcoin in 2008 as a way to record transactions in a secure, decentralized manner without the need for a central authority. Since then, the technology has expanded and many believe it has the potential to disrupt numerous industries by reducing costs and improving security and transparency for things like payments, contracts, and record-keeping.
A benefits management framework for prioritising programmes webinar
Monday 17 February 2020
presented by:
Dr Hugo Minney
The link to the write up page and resources of this webinar:
https://www.apm.org.uk/news/a-benefits-management-framework-for-prioritising-programmes-webinar/
This supports the APM publication “A guide to using a benefits management framework” and takes participants through the implementation process
https://www.apm.org.uk/book-shop/a-guide-to-using-a-benefits-management-framework/
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise has also been shown to increase gray matter volume in the brain and reduce risks for conditions like Alzheimer's and dementia.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise has also been shown to boost self-esteem and can serve as a healthy way to manage stress.
The passage discusses the importance of summarization in an age of information overload. It notes that with the massive amounts of data available online, being able to quickly understand the key points of lengthy documents, articles, or reports is crucial. The ability to produce clear, concise summaries helps people filter through large amounts of information and identify what is most important or relevant to them.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
The document discusses the benefits of meditation for reducing stress and anxiety. Regular meditation practice can help calm the mind and body by lowering heart rate and blood pressure. Making meditation a part of a daily routine, even if just 10-15 minutes per day, can offer improvements to mood, focus, and overall feelings of well-being over time.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
LANDSCAPE CONSTRUCTION STUDY PROJECT OF INTERNATIONAL OUTDOOR GARDEN ...aekapon
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Artifacts and Symbols of everyday life from KeralaAnand Nair
A random collection of pictures taken around Central Kerala (Kottayam, Pathanamthitta) documenting the leftovers of a bygone era. This project was done during the summer of 2003-04 as a student project.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The people are asking hard questions; unemployment is rising, lives and property are not safe, the roads are bad and getting worse, the standard of living is falling but the politicians have ran out of lies. What is going to happen?
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
CAG is happy to present the Cartoon book "Do you know?"!! The book aims to demystify and educate communities and general public on the administrative and environmental regulations and laws on the Environmental Impact Assessment (EIA) Process, with specific reference to Thermal Power Plants (TPPs). The people can learn while they read the comics with their family!
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already have a condition.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
ActiveHelper LiveHelp Quick start V2 for JoomlaActiveHelper
The document provides a 6 step quick start guide for installing and setting up the ActiveHelperLiveHelp live support system on a Joomla site. The steps include: 1) installing the LiveHelp Server component, 2) adding a new domain, 3) adding a new agent and enabling domains, 4) deploying the tracking module, 5) generating agent connection info, and 6) starting domain tracking.
This document provides information about bat anatomy terminology and classifications. It lists various terms used to describe parts of bat wings and ears. It then outlines the suborders and families of bats, including examples of species within the families Phyllostomidae, Mormoopidae, Molossidae, and Vespertilionidae.
A benefits management framework for prioritising programmes webinar
Monday 17 February 2020
presented by:
Dr Hugo Minney
The link to the write up page and resources of this webinar:
https://www.apm.org.uk/news/a-benefits-management-framework-for-prioritising-programmes-webinar/
This supports the APM publication “A guide to using a benefits management framework” and takes participants through the implementation process
https://www.apm.org.uk/book-shop/a-guide-to-using-a-benefits-management-framework/
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise has also been shown to increase gray matter volume in the brain and reduce risks for conditions like Alzheimer's and dementia.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise has also been shown to boost self-esteem and can serve as a healthy way to manage stress.
The passage discusses the importance of summarization in an age of information overload. It notes that with the massive amounts of data available online, being able to quickly understand the key points of lengthy documents, articles, or reports is crucial. The ability to produce clear, concise summaries helps people filter through large amounts of information and identify what is most important or relevant to them.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help boost feelings of calmness, happiness and focus.
The document discusses the benefits of meditation for reducing stress and anxiety. Regular meditation practice can help calm the mind and body by lowering heart rate and blood pressure. Making meditation a part of a daily routine, even if just 10-15 minutes per day, can offer improvements to mood, focus, and overall feelings of well-being over time.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
LANDSCAPE CONSTRUCTION STUDY PROJECT OF INTERNATIONAL OUTDOOR GARDEN ...aekapon
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Artifacts and Symbols of everyday life from KeralaAnand Nair
A random collection of pictures taken around Central Kerala (Kottayam, Pathanamthitta) documenting the leftovers of a bygone era. This project was done during the summer of 2003-04 as a student project.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The people are asking hard questions; unemployment is rising, lives and property are not safe, the roads are bad and getting worse, the standard of living is falling but the politicians have ran out of lies. What is going to happen?
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
CAG is happy to present the Cartoon book "Do you know?"!! The book aims to demystify and educate communities and general public on the administrative and environmental regulations and laws on the Environmental Impact Assessment (EIA) Process, with specific reference to Thermal Power Plants (TPPs). The people can learn while they read the comics with their family!
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already have a condition.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
ActiveHelper LiveHelp Quick start V2 for JoomlaActiveHelper
The document provides a 6 step quick start guide for installing and setting up the ActiveHelperLiveHelp live support system on a Joomla site. The steps include: 1) installing the LiveHelp Server component, 2) adding a new domain, 3) adding a new agent and enabling domains, 4) deploying the tracking module, 5) generating agent connection info, and 6) starting domain tracking.
This document provides information about bat anatomy terminology and classifications. It lists various terms used to describe parts of bat wings and ears. It then outlines the suborders and families of bats, including examples of species within the families Phyllostomidae, Mormoopidae, Molossidae, and Vespertilionidae.
Special Guest: Marcy Massura, Director of Digital Engagement, Weber Shandwick
As an influencer engagement specialist at one of the global leaders in public relations, Marcy Massura knows a thing of two about getting on the right radar screens. She will share her unique perspective of developing content and strategies for some of the world's most recognized brands and how small businesses can leverage these tactics to help in their cause in this ever changing digital world.
Online LIMS is a software technology company focused on laboratory automation and instrument integration tools. It offers four main applications - Online Worksheet, OnLQC, OnLab, and LabData - structured in a way that is easily adapted to any lab. The core of the analytical module is the Online Worksheet, which integrates all instruments in the lab, while OnLab is the main module for lab management. This structure has proven very successful and flexible.
Mobile Marketing: Supercharge Your Brand From Your Customer's PocketTaylor Host
Kurt Karlenzig and Michael Oliver of The Marketing Store presented at the ACA 360: Focus on Digital conference 2011. The Marketing Store is a global brand activation agency specializing in consumer promotions (including promotional games), loyalty programs, digital/mobile, and CRM.
Knowledge of game mechanics and gamification, mobile promotions and brand activation can help marketers develop a promotional strategy to increase sales.
Have you thought of creating a blog for your business but aren't sure where to start? Join our Marketing team members as we cover: How to create a blog, how to get started, and content ideas. Plus, learn how to use your email marketing and blogs together! Our marketing experts will take you from start to finish for this fun and personal form of social media.
Setting your Non-profit up for success with social media can be daunting, there are so many options out there. This presentation helps get you started with some tips and ideas to help your organization get up and running on social media.
There have been some major changes in the email delivery world recently that impact your email. Join us as we walk you through what has changed, why the changes were needed and what you need to know to keep your emails getting delivered to the inbox.
The document discusses the good, bad, and ugly aspects of search engine optimization (SEO). It identifies white hat SEO techniques as the only acceptable approach, noting they are slow but avoid algorithm penalties. Grey hat and black hat techniques are risky and can damage a site's rankings. The document provides examples of acceptable white hat strategies and dangerous grey hat and black hat approaches to avoid. It also recommends tools and experts to follow to stay informed on SEO best practices.
El documento presenta el programa curricular del nivel secundario de la educación básica regular, el cual se organiza en 11 áreas curriculares. Cada área define las competencias y capacidades que los estudiantes deben desarrollar en los ciclos VI y VII. El programa también incluye competencias transversales y enfoques como la atención a la diversidad y la búsqueda de la excelencia.
Slide ini merupakan penjelasan singkat yang dibawakan oleh Arry Rahmawan pada Training Jurnalistik yang diselenggarakan oleh FIB pada 10 Mei 2012 dengan topik, "Citizen Journalism".
The document discusses best practices for converting new email subscribers into customers. It recommends segmenting subscribers based on their stage in the buying process and sending relevant content. The welcome email should introduce the brand, set expectations, and offer helpful resources. Follow-up messages can highlight products of interest, promote events, and provide educational content tailored to where subscribers are in the buying process. The goal is to guide subscribers along a "path of success" through relevant messaging until they have their "AHA moment" of understanding the value.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
“Amidst Tempered Optimism” Main economic trends in May 2024 based on the results of the New Monthly Enterprises Survey, #NRES
On 12 June 2024 the Institute for Economic Research and Policy Consulting (IER) held an online event “Economic Trends from a Business Perspective (May 2024)”.
During the event, the results of the 25-th monthly survey of business executives “Ukrainian Business during the war”, which was conducted in May 2024, were presented.
The field stage of the 25-th wave lasted from May 20 to May 31, 2024. In May, 532 companies were surveyed.
The enterprise managers compared the work results in May 2024 with April, assessed the indicators at the time of the survey (May 2024), and gave forecasts for the next two, three, or six months, depending on the question. In certain issues (where indicated), the work results were compared with the pre-war period (before February 24, 2022).
✅ More survey results in the presentation.
✅ Video presentation: https://youtu.be/4ZvsSKd1MzE
Budgeting as a Control Tool in Government Accounting in Nigeria
Being a Paper Presented at the Nigerian Maritime Administration and Safety Agency (NIMASA) Budget Office Staff at Sojourner Hotel, GRA, Ikeja Lagos on Saturday 8th June, 2024.
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
Navigating Your Financial Future: Comprehensive Planning with Mike Baumannmikebaumannfinancial
Learn how financial planner Mike Baumann helps individuals and families articulate their financial aspirations and develop tailored plans. This presentation delves into budgeting, investment strategies, retirement planning, tax optimization, and the importance of ongoing plan adjustments.
KYC Compliance: A Cornerstone of Global Crypto Regulatory FrameworksAny kyc Account
This presentation explores the pivotal role of KYC compliance in shaping and enforcing global regulations within the dynamic landscape of cryptocurrencies. Dive into the intricate connection between KYC practices and the evolving legal frameworks governing the crypto industry.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.