This document provides an agenda for a Daberistic Financial Services presentation. It discusses the company's MSA for 2013, new Vitality benefits including cash back offers from Woolworths, special offers from product providers like Discovery Life and Sanlam, and recommends considering unit trusts from Coronation like the Top 20, Global Emerging Markets, and Balanced Plus funds.
This document explains the details of the South Africa retirement industry reform, including tax treatment of retirement fund contributions, preservation of retirement savings, traditional life annuity, living annuity and living annuity reforms.
Ju Ding Inc. is a green energy company founded in 2013 that is investing in research and development of zinc-air batteries and graphene technology. The company aims to build a sustainable and reusable diversified energy system. Current investment projects have exceeded international standards. Ju Ding operates using an innovative e-commerce model and offers membership plans that provide various bonuses and compensation for sponsoring others. The company's goals are to continue developing renewable energy technologies, meet global market trends, and eventually go public within two years.
This document discusses options for people facing common problems like money issues, lack of time, health problems, or being unhappy at work. It suggests traditional solutions like borrowing money, working less, or changing jobs. It then asks about the reader's dreams and goals, like being debt-free, traveling, or retiring early. It introduces Forever Living Products as a company founded over 35 years ago that allows people to buy health, beauty, and home products at wholesale prices and earn income by sharing these products with others. The presentation emphasizes Forever Living Products' stability, worldwide presence, and support for allowing people greater control over their time and money.
This document provides an overview of the flexible benefits offered to employees of Sogeti USA. The benefits include comprehensive health insurance with no premium costs to employees. The health plan has various deductible and out-of-pocket maximum options depending on if the employee chooses individual, employee+1, or family coverage. Additional benefits include life insurance, disability coverage, a 401k retirement plan with company matching, paid time off, educational reimbursement, and more to support employees' work-life balance. Contact information is provided for employees to learn more about the benefits or policies.
The document promotes a multi-level marketing opportunity with Forever Living, highlighting their proven management, products, and compensation plan. It claims they have over 300 years of network marketing experience and are a billion dollar, internationally established company. The plan offers 10 potential income streams and a lifestyle of freedom and achieving dreams through their health and beauty products. Participants can start building their dream income now through selling product and recruiting others.
Learn about having your own business working for a large company who enable people to set up at home and build a future income and security to give you peace of mind good.
The document discusses Forever Living Products, a multi-level marketing company that sells aloe vera and bee-based health products. It outlines the company's history and product lines, as well as the compensation plan for distributors which allows them to earn retail profits, bonuses, and incentives. Distributors are encouraged to build their business by sharing products and recruiting new members into their sales team.
This document provides information about an international business opportunity with Forever Living Products. Some key points:
- Forever Living Products is a multi-billion dollar company established in 1978 that produces and distributes aloe vera and bee products worldwide.
- The company has over 10 million distributors globally and pays high commissions from $75,000 to $1.5 million annually to its top distributors.
- The opportunity allows individuals to generate income through retail sales and building a team by recruiting other distributors. Income levels increase based on team size and sales volumes.
- Benefits of joining include potential residual income, training and support, international travel rewards, and a flexible business model.
This document explains the details of the South Africa retirement industry reform, including tax treatment of retirement fund contributions, preservation of retirement savings, traditional life annuity, living annuity and living annuity reforms.
Ju Ding Inc. is a green energy company founded in 2013 that is investing in research and development of zinc-air batteries and graphene technology. The company aims to build a sustainable and reusable diversified energy system. Current investment projects have exceeded international standards. Ju Ding operates using an innovative e-commerce model and offers membership plans that provide various bonuses and compensation for sponsoring others. The company's goals are to continue developing renewable energy technologies, meet global market trends, and eventually go public within two years.
This document discusses options for people facing common problems like money issues, lack of time, health problems, or being unhappy at work. It suggests traditional solutions like borrowing money, working less, or changing jobs. It then asks about the reader's dreams and goals, like being debt-free, traveling, or retiring early. It introduces Forever Living Products as a company founded over 35 years ago that allows people to buy health, beauty, and home products at wholesale prices and earn income by sharing these products with others. The presentation emphasizes Forever Living Products' stability, worldwide presence, and support for allowing people greater control over their time and money.
This document provides an overview of the flexible benefits offered to employees of Sogeti USA. The benefits include comprehensive health insurance with no premium costs to employees. The health plan has various deductible and out-of-pocket maximum options depending on if the employee chooses individual, employee+1, or family coverage. Additional benefits include life insurance, disability coverage, a 401k retirement plan with company matching, paid time off, educational reimbursement, and more to support employees' work-life balance. Contact information is provided for employees to learn more about the benefits or policies.
The document promotes a multi-level marketing opportunity with Forever Living, highlighting their proven management, products, and compensation plan. It claims they have over 300 years of network marketing experience and are a billion dollar, internationally established company. The plan offers 10 potential income streams and a lifestyle of freedom and achieving dreams through their health and beauty products. Participants can start building their dream income now through selling product and recruiting others.
Learn about having your own business working for a large company who enable people to set up at home and build a future income and security to give you peace of mind good.
The document discusses Forever Living Products, a multi-level marketing company that sells aloe vera and bee-based health products. It outlines the company's history and product lines, as well as the compensation plan for distributors which allows them to earn retail profits, bonuses, and incentives. Distributors are encouraged to build their business by sharing products and recruiting new members into their sales team.
This document provides information about an international business opportunity with Forever Living Products. Some key points:
- Forever Living Products is a multi-billion dollar company established in 1978 that produces and distributes aloe vera and bee products worldwide.
- The company has over 10 million distributors globally and pays high commissions from $75,000 to $1.5 million annually to its top distributors.
- The opportunity allows individuals to generate income through retail sales and building a team by recruiting other distributors. Income levels increase based on team size and sales volumes.
- Benefits of joining include potential residual income, training and support, international travel rewards, and a flexible business model.
Una Webquest es una actividad de investigación orientada que utiliza recursos de Internet como su principal fuente de información. Los estudiantes trabajan de forma colaborativa para completar un proyecto analizando y evaluando críticamente la información encontrada en lugar de simplemente copiarla. Las Webquests estimulan habilidades del siglo 21 y permiten a estudiantes de diferentes niveles trabajar a su propio ritmo para descubrir información de forma creativa.
This document is a presentation by American Uranium, Fueling Nuclear Energy dated April 2014. It contains forward-looking statements about expected synergies from a transaction, effects on value and opportunities, and business strategy following the transaction. All forward-looking statements involve risks and uncertainties that could cause actual results to differ from expectations. Factors that could cause such differences include risks that synergies may not be achieved and risks inherent in exploration, development and production activities.
The presentation provides an overview of Energy Fuels, a major US uranium producer. It discusses the company's hub and spoke production strategy using its White Mesa Mill as the key asset. Energy Fuels has mining projects in various stages and the largest uranium
Pirelli Presentation of 1H 2009 Group Results.
Pirelli & C. Group Revenues: 2,137.6 Million Euros (2,454.8 Million Euros As Of 30 June 2008). Ebit 101.1 Million Euros (180.9 Million Euros As Of 30 June 2008) After Restructuring Charges Of 21.2 Million Euros; Incidence On Revenues Of 4.7% In Line With Industrial Plan Targets. Attributable Consolidated Net Result: 6.3 Million Euros (-36.2 Million Euros As Of 30 June 2008; Total Consolidated Net Result Negative For 12.4 Million Euros (-9.5 Million Euros As Of 30 June 2008), Positive Net Of Further 19.8 Million Euro Writedown Of Telecom Italia Stake. Net Financial Position Negative For 1,107.6 Million Euros, from 1,278.9 Million Euros As Of 31 March 2009.
Pirelli Tyre Revenues 1,915.9 Million Euros (-9.3% On A Like-For-Like Basis, Net Of Exchange Rate Effects, Compared With First Half 2008); Ebit Before Restructuring Costs: 146.5 Million Euros, Or 7.6% Of Revenues. Second Quarter Revenues Up 6.7% Compared With The First Quarter Of 2009; Second Quarter Ebit Margin Before Restructuring Charges Rose To 8.6% From 8.1% In The Second Quarter Of 2008.
More on: http://www.pirelli.com/web/investors/presentation/archive_pres/default.page
HAR Chair Margie Dorrance Speaks to Pearland-Alvin-Friendswood Networking GroupHAR Communications
Margie Dorrance, Chair of the Houston Association of REALTORS, provides an overview of the Houston housing market and HAR activities. The Houston market has remained steady compared to other cities, with home sales and prices increasing again after declining in early 2007. HAR is promoting tax credits and homeless initiatives. Upcoming events include a blood drive, leadership training, and digital media training to help members succeed.
This document compares the TRF7960 and TRF7970A RFID/NFC reader ICs. It outlines features that are common to both, such as pin assignments and protocol support. It then describes limitations of the TRF7960 for ISO14443A operations and the changes made in the TRF7970A to address these, including improvements to decoders, more flexible collision detection, and support for 4-bit replay and same Select code frames. Special function registers are also discussed which allow enabling new TRF7970A capabilities.
Webinar (Short Form) Retirement Strategies For Property Investorsdslinco
This document summarizes a webinar on retirement strategies for property investors in 2010. It discusses examining the cash flow and capital impacts of financial decisions on retirement objectives. It also covers assessing different asset types like property, superannuation, shares and business based on their income stream options, tax efficiency and gearing abilities. Finally, it discusses using a Davlin Retirement Review to understand one's current retirement position and sustainable income streams.
The document describes the WakeUpNow multi-level marketing company and its products and services. It details how members can earn commissions by recruiting others, completing tasks, and reaching different leadership levels. Rewards include monthly bonuses, lifestyle bonuses, and luxury vacations. The company offers online shopping portals, travel deals, cell phone and magazine discounts, and wellness products like coffee and skin care.
netwealth educational webinar - An innovative way to advise 30-somethingsnetwealthInvest
Steve Crawford from Experience Wealth and Your Spending Coach presented at netwealth's educational webinar on February 11, 2016. The topic was around how to provide financial advice solutions for Gen X & Y.
Get to know what I do (Group Benefits/Group Investments)Kevin Green
I have uploaded this presentation to give business owners a better understanding of how we work with them on group benefits and group investments. It explains our added-value approach - implementing the plan plus working with employees on their personal financial planning needs. Enjoy!
ViiSana offers life and health insurance that encourages employees to lead healthier lifestyles through rewards and benefits. They believe a healthy workforce is happier, more productive, and beneficial for businesses. ViiSana's solution provides protection, rewards employees for healthy habits, and helps businesses develop a culture of health and wellbeing.
ALLEVIATE FINANCIAL STRESS – STRATEGIES FOR BUSINESS OWNERS.pptxDebtconsolidationbc
40% of Canadians believe that financial stress causes various problems in their lives.
48% of Canadians suffer from sleep loss due to financial stress.
36% of Canadians experience mental health issues due to financial concerns.
16% of Canadians have relationship concerns, thanks to money-related problems.
This document outlines an agenda for a presentation on personal financial planning. The presentation covers building a strong financial foundation through health and life insurance. It emphasizes the importance of setting goals and priorities to guide investment decisions. Short term goals are suited for low risk debt funds and FDs, while long term goals require higher risk equity funds. Professional financial advisors can help due to the complexity of products and lack of time and expertise for individuals. The presentation provides a framework for financial planning focused on protection, goals, asset allocation, and using advisors.
This document outlines an agenda for a presentation on personal financial planning. The presentation covers building a strong financial foundation through health and life insurance. It emphasizes the importance of setting goals and priorities to guide investment decisions. Short term goals are suited for low risk debt funds and FDs, while long term goals require higher risk equity funds. Professional financial advisors can help due to the complexity of products and lack of time and expertise for individuals. The presentation provides a framework for financial planning focused on protection, goals, asset allocation, and using advisors.
This document outlines an agenda for a presentation on personal financial planning. The presentation covers building a strong financial foundation through health and life insurance. It emphasizes the importance of setting goals and priorities to guide investment decisions. Short term goals are best served by low risk debt funds and fixed deposits, while long term goals require higher risk equity investments. Professional financial advisors can help due to their expertise, given the complexity of products and need for ongoing guidance.
First of our 4 part series on using Self Managed Superannuation Funds as part of your Wealth and Retirement Planning.
this is the introduction to SMSF and why and how to use them as well as the respobsibilities and some tips and traps to avoidT
- The document describes Quantum, an investment product from Royal London 360° that allows individuals to save regularly over a long period of time for retirement or other goals.
- Quantum offers flexibility including the ability to increase or decrease contributions, take breaks from paying premiums, and access funds through withdrawals.
- Royal London 360° is based in the Isle of Man, a leading offshore financial center known for its political and economic stability as well as strong credit ratings.
The document discusses the financial planning and investment services provided by Investors Group, including their experience and expertise in comprehensive investment management. It highlights the various products and services offered such as mutual funds, tax planning, insurance, banking, and mortgages. The focus is on creating a personalized financial plan to help clients achieve their financial goals for retirement, their family, and the future.
The document discusses the financial planning services provided by Investors Group, including their expertise in investment management, product offerings in investments, insurance, banking and lending, and goal-based financial planning process to help clients achieve their financial objectives. Investors Group uses a team approach and ongoing review to create customized financial plans and manage client investments over the long-term. The core of their services includes investment management, products and solutions tailored for diversity, and world-class money management expertise.
Una Webquest es una actividad de investigación orientada que utiliza recursos de Internet como su principal fuente de información. Los estudiantes trabajan de forma colaborativa para completar un proyecto analizando y evaluando críticamente la información encontrada en lugar de simplemente copiarla. Las Webquests estimulan habilidades del siglo 21 y permiten a estudiantes de diferentes niveles trabajar a su propio ritmo para descubrir información de forma creativa.
This document is a presentation by American Uranium, Fueling Nuclear Energy dated April 2014. It contains forward-looking statements about expected synergies from a transaction, effects on value and opportunities, and business strategy following the transaction. All forward-looking statements involve risks and uncertainties that could cause actual results to differ from expectations. Factors that could cause such differences include risks that synergies may not be achieved and risks inherent in exploration, development and production activities.
The presentation provides an overview of Energy Fuels, a major US uranium producer. It discusses the company's hub and spoke production strategy using its White Mesa Mill as the key asset. Energy Fuels has mining projects in various stages and the largest uranium
Pirelli Presentation of 1H 2009 Group Results.
Pirelli & C. Group Revenues: 2,137.6 Million Euros (2,454.8 Million Euros As Of 30 June 2008). Ebit 101.1 Million Euros (180.9 Million Euros As Of 30 June 2008) After Restructuring Charges Of 21.2 Million Euros; Incidence On Revenues Of 4.7% In Line With Industrial Plan Targets. Attributable Consolidated Net Result: 6.3 Million Euros (-36.2 Million Euros As Of 30 June 2008; Total Consolidated Net Result Negative For 12.4 Million Euros (-9.5 Million Euros As Of 30 June 2008), Positive Net Of Further 19.8 Million Euro Writedown Of Telecom Italia Stake. Net Financial Position Negative For 1,107.6 Million Euros, from 1,278.9 Million Euros As Of 31 March 2009.
Pirelli Tyre Revenues 1,915.9 Million Euros (-9.3% On A Like-For-Like Basis, Net Of Exchange Rate Effects, Compared With First Half 2008); Ebit Before Restructuring Costs: 146.5 Million Euros, Or 7.6% Of Revenues. Second Quarter Revenues Up 6.7% Compared With The First Quarter Of 2009; Second Quarter Ebit Margin Before Restructuring Charges Rose To 8.6% From 8.1% In The Second Quarter Of 2008.
More on: http://www.pirelli.com/web/investors/presentation/archive_pres/default.page
HAR Chair Margie Dorrance Speaks to Pearland-Alvin-Friendswood Networking GroupHAR Communications
Margie Dorrance, Chair of the Houston Association of REALTORS, provides an overview of the Houston housing market and HAR activities. The Houston market has remained steady compared to other cities, with home sales and prices increasing again after declining in early 2007. HAR is promoting tax credits and homeless initiatives. Upcoming events include a blood drive, leadership training, and digital media training to help members succeed.
This document compares the TRF7960 and TRF7970A RFID/NFC reader ICs. It outlines features that are common to both, such as pin assignments and protocol support. It then describes limitations of the TRF7960 for ISO14443A operations and the changes made in the TRF7970A to address these, including improvements to decoders, more flexible collision detection, and support for 4-bit replay and same Select code frames. Special function registers are also discussed which allow enabling new TRF7970A capabilities.
Webinar (Short Form) Retirement Strategies For Property Investorsdslinco
This document summarizes a webinar on retirement strategies for property investors in 2010. It discusses examining the cash flow and capital impacts of financial decisions on retirement objectives. It also covers assessing different asset types like property, superannuation, shares and business based on their income stream options, tax efficiency and gearing abilities. Finally, it discusses using a Davlin Retirement Review to understand one's current retirement position and sustainable income streams.
The document describes the WakeUpNow multi-level marketing company and its products and services. It details how members can earn commissions by recruiting others, completing tasks, and reaching different leadership levels. Rewards include monthly bonuses, lifestyle bonuses, and luxury vacations. The company offers online shopping portals, travel deals, cell phone and magazine discounts, and wellness products like coffee and skin care.
netwealth educational webinar - An innovative way to advise 30-somethingsnetwealthInvest
Steve Crawford from Experience Wealth and Your Spending Coach presented at netwealth's educational webinar on February 11, 2016. The topic was around how to provide financial advice solutions for Gen X & Y.
Get to know what I do (Group Benefits/Group Investments)Kevin Green
I have uploaded this presentation to give business owners a better understanding of how we work with them on group benefits and group investments. It explains our added-value approach - implementing the plan plus working with employees on their personal financial planning needs. Enjoy!
ViiSana offers life and health insurance that encourages employees to lead healthier lifestyles through rewards and benefits. They believe a healthy workforce is happier, more productive, and beneficial for businesses. ViiSana's solution provides protection, rewards employees for healthy habits, and helps businesses develop a culture of health and wellbeing.
ALLEVIATE FINANCIAL STRESS – STRATEGIES FOR BUSINESS OWNERS.pptxDebtconsolidationbc
40% of Canadians believe that financial stress causes various problems in their lives.
48% of Canadians suffer from sleep loss due to financial stress.
36% of Canadians experience mental health issues due to financial concerns.
16% of Canadians have relationship concerns, thanks to money-related problems.
This document outlines an agenda for a presentation on personal financial planning. The presentation covers building a strong financial foundation through health and life insurance. It emphasizes the importance of setting goals and priorities to guide investment decisions. Short term goals are suited for low risk debt funds and FDs, while long term goals require higher risk equity funds. Professional financial advisors can help due to the complexity of products and lack of time and expertise for individuals. The presentation provides a framework for financial planning focused on protection, goals, asset allocation, and using advisors.
This document outlines an agenda for a presentation on personal financial planning. The presentation covers building a strong financial foundation through health and life insurance. It emphasizes the importance of setting goals and priorities to guide investment decisions. Short term goals are suited for low risk debt funds and FDs, while long term goals require higher risk equity funds. Professional financial advisors can help due to the complexity of products and lack of time and expertise for individuals. The presentation provides a framework for financial planning focused on protection, goals, asset allocation, and using advisors.
This document outlines an agenda for a presentation on personal financial planning. The presentation covers building a strong financial foundation through health and life insurance. It emphasizes the importance of setting goals and priorities to guide investment decisions. Short term goals are best served by low risk debt funds and fixed deposits, while long term goals require higher risk equity investments. Professional financial advisors can help due to their expertise, given the complexity of products and need for ongoing guidance.
First of our 4 part series on using Self Managed Superannuation Funds as part of your Wealth and Retirement Planning.
this is the introduction to SMSF and why and how to use them as well as the respobsibilities and some tips and traps to avoidT
- The document describes Quantum, an investment product from Royal London 360° that allows individuals to save regularly over a long period of time for retirement or other goals.
- Quantum offers flexibility including the ability to increase or decrease contributions, take breaks from paying premiums, and access funds through withdrawals.
- Royal London 360° is based in the Isle of Man, a leading offshore financial center known for its political and economic stability as well as strong credit ratings.
The document discusses the financial planning and investment services provided by Investors Group, including their experience and expertise in comprehensive investment management. It highlights the various products and services offered such as mutual funds, tax planning, insurance, banking, and mortgages. The focus is on creating a personalized financial plan to help clients achieve their financial goals for retirement, their family, and the future.
The document discusses the financial planning services provided by Investors Group, including their expertise in investment management, product offerings in investments, insurance, banking and lending, and goal-based financial planning process to help clients achieve their financial objectives. Investors Group uses a team approach and ongoing review to create customized financial plans and manage client investments over the long-term. The core of their services includes investment management, products and solutions tailored for diversity, and world-class money management expertise.
The document summarizes an Isagenix presentation that introduces the company and its network marketing business opportunities. It covers what Isagenix is, its products for weight loss, energy, and healthy aging, and how its network marketing model provides opportunities for wealth creation through retail profits and team bonuses. Success stories are shared of top earners, including 73 millionaires who have found financial freedom through Isagenix.
Leveraged Planning Solutions are financial strategies designed for business owners. They allow business owners to use funds from a commercial loan to invest large sums tax-deferred through an insurance or annuity product. This leverages the business owner's funds to grow tax-deferred over time. A case study examines how a $1 million loan at competitive rates could provide a physician business owner over $3 million in tax-free retirement income starting at age 65 through an indexed universal life policy. Leveraged Planning Solutions offer business owners flexible financing options to fund tax-advantaged retirement plans.
The document provides information about The Legend Group, which is an investment services provider offering retirement planning, education savings, insurance, and portfolio management solutions. It details the company's history of providing quality investment solutions for nearly 50 years. Clients work with financial professionals to develop customized plans for their specific goals.
This document provides information about Constellation Brands to prospective job applicants. It summarizes Constellation Brands' history as a family-owned company founded in 1945 that is now a global leader in premium wines, beers and spirits. It describes the company's mission, vision and values. It also outlines benefits, compensation, development opportunities, perks and the company's commitment to corporate social responsibility.
This document provides information about Global Premier Benefits, a company that helps seniors save money and provide richer benefits through various insurance products like Medicare Advantage and supplements, life insurance, and long term care. The company was founded in 2000, is headquartered near Baltimore, and has grown to over 2,000 agents serving over 100,000 clients across 30 states. It highlights opportunities to work with qualified leads, earn substantial income, receive marketing support and subsidies, and have a rewarding long-term career helping seniors.
This document summarizes the key points about the Nerium opportunity:
- Nerium offers an opportunity to partner with an innovative company selling anti-aging skincare products. It provides training and support platforms to help partners succeed.
- The company has experienced rapid growth, expanding to multiple new countries. Its products have received recognition in popular magazines.
- Partners can earn income in various ways including retail profits, bonuses, and leadership commissions. The compensation plan rewards both new customer acquisition and team building.
- Nerium is positioned for continued expansion in new markets like Australia, giving partners opportunity to grow their business.
Similar to 130128 personal finance january 2013 (20)
5. A New Year, a New Start
• Have you set your financial goals for 2013?
– Pay off home loan
– Pay off credit card debts
– Pay off vehicle finance
– Save money for a rainy day
– Save for children’s education
– Invest for financial freedom / start an investment
account
Daberistic
6. MSA for 2013
Executive Plan Annual MSA
Main member R11,292
Adult R11,292
Child R2,136
Membership composition Annual MSA
M R11,292
M+A R22,584
M + 1C R13,428
M + A + 1C R24,720
M + A + 2C R26,856
Daberistic
7. Vitality 2013
• Greater HealthyFood choices: introducing new
HealthyFood partner Woolworths
– Get up to 25% cash back on HealthyFood from
Woolworths
– From 2013, the HealthyFood benefit will include
Woolworths as a benefit partner for Discovery
Health members on Executive and Classic Plans
(excluding Classic Core), making it possible to get
cash back on HealthyFood at Pick n Pay and
Woolworths.
Daberistic
8. HealthyFood 2013
1. Activate the benefit
– Activate the HealthyFood benefit and you get 10%
cash back at Pick n Pay and Woolworths.
2. Complete a Vitality Health Review and
choose where you want to get up to 25%
cash back
– You can choose between Woolworths and Pick n
Pay to get up to 25% cash back. You will still get
10% cash back when shopping at the other
partner.
Daberistic
9. HealthyFood 2013
• The foods that you get up to 25% cash back
on at Woolworths, include the key food
groups: fruit, vegetables, protein,
carbohydrate-rich foods, dairy, lentils and
legumes and oils, nuts, seeds and spreads. The
foods will be listed in the Woolworths
HealthyFood catalogue.
Daberistic
10. HealthyFood 2013
• Vitality points for HealthyFood items
– From 2013, Vitality members with an active
HealthyFood benefit will earn 20 Vitality points for
every HealthyFood item. We will deduct five
Vitality points for less desirable items in your
trolley.
Daberistic
11. Making a move towards technology-
driven personal wellness engagement
• LivingVitality: Track, improve and engage for better health and fitness
LivingVitality is an interactive platform that gives you fitness, nutrition and health
support to manage your wellbeing. LivingVitality will be available on
www.discovery.co.za, on your Android or Apple tablet or phone. All you need to do
is create your profile, and you’ll have all your wellness information in one place.
• • Get expert advice and read blogs on fitness, healthy eating, pregnancy and
parenting.
• • Log workouts through multiple devices and access exercise plans to support your
fitness goals.
• • Eat right with the help of weight trackers, calorie calculators, eating plans and
healthy recipes.
• • Manage chronic health conditions.
• • Set up and join groups, and challenge friends.
• By using the tools and trackers on LivingVitality, you’ll earn up to 5 000 Vitality
points. You’ll also earn up to 150 points for every session using a Vitality
supported and web-enabled fitness and activity monitor or the LivingVitality
smartphone app.
Daberistic
12. Get to Gold
• Getting to Gold status is easy with Vitality. Not only can
you now earn points using a number of mobile devices
through LivingVitality, you’ll also earn points for
achieving your Personal Health Goals based on your
individual health risks. As soon as you fill in your
Vitality Health Review, you’ll get a report of health risks
and what you need to do to get healthier, like
improving your nutrition, taking part in sporting events
or reaching your target weight. As you complete
activities and reach the identified Personal Health
Goals, you’ll earn more Vitality points and get to Gold
Vitality status sooner than you think.
Daberistic
13. VitalityMobile
• connecting Vitality members through FREE
CALLS and boosted data
• Choose your cellphone contract
– You have access to top of the range phone brands
such as Apple, Samsung and BlackBerry with a
competitive contract from the Cell C range. It is
not available on Straight Up 30, 50, Straight Up
TopUp 30 and 50 contracts or prepaid options.
Daberistic
14. VitalityMobile
• Activate VitalityMobile for R29 a month
– Call other Vitality members with VitalityMobile for free.
Over and above the standard contract offer, you will get:
– Free calls to all Vitality members with VitalityMobile
– A 50% data boost on VitalityMobile packages, with a
minimum of 100MB
– International calls from just 99c a minute.
• The bigger the network of connected Vitality members,
the greater the proportion of free calls you will have.
The more family and friends activate VitalityMobile,
the greater your monthly savings will be.
Daberistic
15. DiscoveryCard 2013
• New partners
Builders Warehouse and Builders Express
Incredible Connection
Sunglass Hut
• discovery/mall opens up a whole new world
of online shopping
Daberistic
16. Special offers – Discovery Life
• Discovery Life yearly payback benefit
– Limited time offer, ends 25 February
– Very popular with clients
– Guaranteed 20% for every year first 5 years, then
every 5 years
– E.g. life insurance premium R500 per month
– Minimum R1,200 payback end of year 1
Daberistic
17. Special offer - Sanlam
• Sanlam Cumulus investment, lump sum
Minimum R100,000
5-year term
105% allocation
e.g. Invest R200,000, Sanlam credits investment
account with R210,000 from day 1
Daberistic
18. Special offer - Sanlam
• Sanlam Cumulus investment, recurring
premium
Minimum R1,000 per month
10-year term
102% allocation
e.g. Invest R1,000 every month, Sanlam credits
investment account with R1,020
Daberistic
19. Unit trusts you should consider
• Coronation Top 20
• Coronation Global Emerging Markets Flexible
Fund
• Coronation Balanced Plus Fund
Daberistic
20. Coronation Top 20
• Invests in companies listed on the JSE
• A top-performing equity fund over 1, 3, 5 and
10 years
• Suitable for investors:
– Seeks capital growth
– Can tolerate short-term volatilities
• Minimum investment: R500 per month,
R20,000 lump sum
Daberistic
22. Coronation Global Emerging Markets
Fund
• Invests in companies in emerging markets
around the world
• Returned 30% last year
• Suitable for investors:
– Seeks capital growth in emerging markets
– Rand hedge
– Can tolerate short-term volatilities
• Minimum investment: R500 per month,
R20,000 lump sum
Daberistic
24. Coronation Balanced Plus Fund
• Invests according to Regulation 28
• A top-performing balanced fund over 1, 3, 5
and 10 years
• Suitable for investors:
– All-round investment
– Seeks more stable returns
• Minimum investment: R500 per month,
R20,000 lump sum
Daberistic