Financing for General Contractors and for Subs

1. Are You A Contractor
Who Needs Working Capital?
(you’re not alone!)
Solve your cash flow needs
With Contract Financing
Smart Finance Options, Inc. Email: info@smartfinanceoptions.com Phone: 512-807-8159

2. Construction Company Cash Flow:
• Your company is awarded a contract
• You order supplies, hire workers, get the job started
• You work on the job for 30 days
• You submit an invoice for finished work
• You get paid 45 – 60 days later
• It is common to work unpaid for 90 days or more!
AS YOU CAN KNOW, THIS CAN CAUSE A HUGE CASH FLOW PROBLEM!
Smart Finance Options, Inc. Email: info@smartfinanceoptions.com Phone: 512-807-8159

3. Facts about Commercial Contractors:
• You worry about payroll & ongoing expenses
• You need additional working capital to bid jobs
– Need to prove ability to carry the company 90 days or more
– Need working capital to qualify for performance bonds
• Many contractors have had glitches in their credit
• Many can’t qualify for a bank line of credit
– Credit for constructions companies is getting harder!
• Many need help with financing!
Smart Finance Options, Inc. Email: info@smartfinanceoptions.com Phone: 512-807-8159

4. Our Contract Financing:
• Can provide 10% mobilization before the job begins
– Your company can purchase supplies to start work
• Can provide 80% invoice advances in 48 hours
– You get needed cash flow for labor & overhead
• Can help you qualify for needed bonding
• Helps you grow your business
– Access to working capital improves bidding capacity
Smart Finance Options, Inc. Email: info@smartfinanceoptions.com Phone: 512-807-8159

5. Our Contract Financing:
• Is NOT based on the owner’s personal credit
– We look at your company’s financial and technical strength
• Is designed for small to mid sized construction firms
– Annual revenues of $2MM to $25MM and more
• Is priced below most factoring products
• Does NOT require your business to sell invoices
– We use invoices as collateral instead
Smart Finance Options, Inc. Email: info@smartfinanceoptions.com Phone: 512-807-8159

6. To Learn More…
• Call the financing professional who sent this to you
– Get qualified today
Charles Freeland, CEO ♦ Phone: 512-807-8159
Smart Finance Options, Inc. Email: info@smartfinanceoptions.com Phone: 512-807-8159