3. eligibility Who can avail of the plan ? Those aged between age 12 years (nbd) and 65 years (nearer birthday). The maximum age a t maturity is 75 years. For how many years is premium payable ? Premium is payable over the entire term in monthly, SSS, quarterly, half-yearly and yearly modes over premium payment terms of 5 to 55 years. For how many years is risk cover available ? Choice of policy term from 5 to 55 years is available subject to maximum maturity age of 75 years.
4. benefits Death Cover : NATURAL : On unfortunate death during the term of the policy, an amount equal to sum assured plus vested bonus plus final additional bonus, if any, is payable, provided policy is in full force. Term rider, if availed, benefits will be additional. ACCIDENTAL: A.B. SUM ASSURED Maturity benefit : On survival upto date of maturity, an amount equal to sum assured plus vested bonus plus final additional bonus, if any, is payable, provided policy is in full force
5. Illustration Age at entry: 35 years Policy Term: 25 years Premium paying term: 25 years Mode of premium payment: Yearly Sum Assured: Rs.1,00,000/- Annual Premium : 4047/-
6.
7. iii) The main objective of the illustration is that the client is able to appreciate the features of the product and the flow of benefits in different circumstances with some level of quantification. iv) Future bonus will depend on future profits and as such is not guaranteed. However, once bonus is declared in any year and added to the policy, the bonus so added is guaranteed. v) The maturity benefit is amount shown at the end of policy term. Illustration Assumptions And Disclaimer
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